🙂Monthly costs for one person with rent: $1,006 in Zărnești versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,518 in Zărnești versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,029 in Zărnești versus $3,694 in Ubud, Bali.
🙂Living in Zărnești costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Zărnești is 25% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Zărnești
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.44RON 38.30
$3.57Rp 64.7K
136.41%
Three-Course Dinner for Two, Mid-Range
$39.89RON 181
$32.50Rp 589.5K
22.74%
Fast Food Meal(McDonalds, etc)
$8.79RON 39.88
$4.86Rp 88.2K
80.86%
Cappuccino
$2.28RON 10.36
$2.75Rp 49.8K
-17.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.26RON 5.70
$1.32Rp 24.0K
-4.55%
Water(0.33 liter bottle)
$1.12RON 5.08
$0.70Rp 12.7K
60.00%
Local Beer(0.5 liter draught)
$2.23RON 10.12
$2.91Rp 52.8K
-23.37%
Imported Beer(0.33 liter bottle)
$2.79RON 12.65
$3.79Rp 68.8K
-26.39%
🛒 Groceries & Markets
Zărnești
Ubud, Bali
Difference
Milk(1 liter)
$1.40RON 6.36
$1.71Rp 31.0K
-18.13%
White Bread(500g)
$1.18RON 5.36
$2.47Rp 44.9K
-52.23%
Rice(white)(1kg)
$1.58RON 7.17
$1.20Rp 21.8K
31.67%
Eggs
$3.07RON 13.94
$2.44Rp 44.3K
25.82%
Local Cheese(1kg)
$8.74RON 39.67
$14.38Rp 260.9K
-39.22%
Chicken Fillets(1kg)
$4.98RON 22.63
$4.31Rp 78.1K
15.55%
Beef Round Steak(1kg)
$12.49RON 56.7
$12.21Rp 221.4K
2.29%
Apples(1kg)
$0.99RON 4.49
$3.68Rp 66.8K
-73.10%
Banana(1kg)
$1.37RON 6.21
$1.55Rp 28.1K
-11.61%
Oranges(1kg)
$1.39RON 6.32
$2.79Rp 50.5K
-50.18%
Tomato(1kg)
$1.40RON 6.34
$2.33Rp 42.3K
-39.91%
Potato(1kg)
$0.96RON 4.34
$1.97Rp 35.7K
-51.27%
Onion(1kg)
$0.91RON 4.14
$2.31Rp 41.9K
-60.61%
Lettuce(1 head)
$0.80RON 3.65
$1.06Rp 19.3K
-24.53%
Water(1.5 liter bottle)
$0.79RON 3.58
$0.73Rp 13.2K
8.22%
Cigarettes 20 Pack(Marlboro, Camel)
$5.90RON 26.79
$3.28Rp 59.5K
79.88%
Wine(Bottle)
$7.84RON 35.60
$22.79Rp 413.4K
-65.60%
Local Beer(0.5 liter bottle)
$1.03RON 4.68
$2.81Rp 50.9K
-63.35%
Imported Beer(0.33 liter bottle)
$1.41RON 6.39
$2.78Rp 50.5K
-49.28%
🚌 Getting Around
Zărnești
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.71RON 3.21
$0.29Rp 5,281
144.83%
Public Transport Monthly Pass(Regular Price)
$20.13RON 91.4
$8.06Rp 146.2K
149.75%
Taxi Start(Normal Tariff)
$0.96RON 4.34
$0.45Rp 8,146
113.33%
Taxi(Normal Tariff)(1km)
$0.87RON 3.96
$0.45Rp 8,193
93.33%
Taxi 1hour Waiting(Normal Tariff)
$7.20RON 32.70
$6.24Rp 113.1K
15.38%
Gasoline(1 liter)
$1.54RON 7.01
$0.85Rp 15.4K
81.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5KRON 124.7K
$26.0KRp 471.2M
5.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3KRON 128.6K
$31.7KRp 574.1M
-10.53%
🧾 Monthly Utilities & Internet
Zărnești
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$171RON 778
$80.8Rp 1.5M
112.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.33RON 37.83
$4.06Rp 73.6K
105.17%
Internet(50+ Mbps, Unlimited Data)
$10.08RON 45.77
$24.42Rp 442.9K
-58.72%
🎉 Sport & Entertainment
Zărnești
Ubud, Bali
Difference
Gym Membership(Monthly)
$42.12RON 191
$97.7Rp 1.8M
-56.88%
Tennis Court(1 Hour on Weekend)
$18.98RON 86.2
$6.45Rp 116.9K
194.26%
Cinema Ticket
$5.59RON 25.37
$4.04Rp 73.3K
38.37%
🧸 Childcare & Education
Zărnești
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$434RON 1,970
$304Rp 5.5M
42.71%
International Primary School, 1 Child(Yearly)
$6,944RON 31.5K
$6,621Rp 120.1M
4.87%
👕👟 Clothing & Footwear
Zărnești
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$48.29RON 219
$54.2Rp 983.6K
-10.95%
Summer Dress(H&M, Zara, etc)
$30.48RON 138
$38.78Rp 703.2K
-21.40%
Sport Shoes(Adidas, Nike)
$75.1RON 341
$86.1Rp 1.6M
-12.78%
Men's Leather Business Shoes
$80.4RON 365
$76.7Rp 1.4M
4.89%
🏠 Accommodation & Living
Zărnești
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$382RON 1,736
$986Rp 17.9M
-61.19%
1-bedroom Apartment, Outside City Center(Monthly)
$295RON 1,339
$658Rp 11.9M
-55.17%
3-bedroom Apartment, City Center(Monthly)
$584RON 2,653
$3,369Rp 61.1M
-82.66%
3-bedroom Apartment, Outside City Center(Monthly)
$438RON 1,987
$2,066Rp 37.5M
-78.81%
Buy Apartment in City Center(m2)
$2,063RON 9,367
$2,741Rp 49.7M
-24.73%
Buy Apartment Outside City Center(m2)
$1,374RON 6,238
$2,228Rp 40.4M
-38.31%
💵 Salaries & Financials
Zărnești
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$518RON 2,353
$163Rp 3.0M
217.12%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.17
13.28
-38.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zărnești: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $382 in Zărnești and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Zărnești pays 217% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $40.00 in Zărnești vs $33.00 in Ubud, Bali. Groceries flip the comparison at $200 vs $297, with Zărnești cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zărnești vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zărnești or Ubud, Bali?
Zărnești wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zărnești the obvious pick if budget is a priority.
Are salaries higher in Zărnești or Ubud, Bali?
Zărnești pays 217% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zărnești vs Ubud, Bali?
Rent for a central apartment: $382 in Zărnești versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zărnești and Ubud, Bali?
Childcare runs $434 in Zărnești versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zărnești or Ubud, Bali?
Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zărnești or Ubud, Bali?
At $1,006 in Zărnești versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Zărnești but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zărnești the clear choice for anyone on this budget.
Which city is better for digital nomads, Zărnești or Ubud, Bali?
Both work as nomad bases, but Zărnești delivers better value – similar infrastructure at $1,006 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zărnești hard to pass up.
How safe is Zărnești compared to Ubud, Bali?
Safety-wise, Zărnești and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zărnești gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.