Last update: Oct 2026

Cost of Living Comparison Between Zărnești and Ubud, Bali

For one person, living is cheaper in Zărnești: $889 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Zărnești
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Zărnești Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zărnești

🇷🇴 Romania

$889

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Zărnești and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zărnești and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $889 in Zărnești versus $1,353 in Ubud, Bali.

Zărnești $889
Ubud, Bali $1,353

Estimated couple costs with rent: $1,383 in Zărnești versus $2,297 in Ubud, Bali.

Zărnești $1,383
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,877 in Zărnești versus $3,241 in Ubud, Bali.

Zărnești $1,877
Ubud, Bali $3,241

Living in Zărnești costs roughly 34% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Zărnești is 34% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$9.00 RON 42.60

$3.23 Rp 58.1K

178.64%

Three-Course Dinner for Two, Mid-Range

$42.40 RON 201

$34.88 Rp 627.8K

21.56%

Fast Food Meal (McDonalds, etc)

$8.36 RON 39.57

$5.70 Rp 102.5K

46.67%

Cappuccino

$2.18 RON 10.34

$2.62 Rp 47.1K

-16.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.46 RON 6.90

$1.72 Rp 31.0K

-15.12%

Water (0.33 liter bottle)

$1.20 RON 5.66

$0.81 Rp 14.6K

48.15%

Local Beer (0.5 liter draught)

$1.90 RON 9.00

$2.65 Rp 47.7K

-28.30%

Imported Beer (0.33 liter bottle)

$2.28 RON 10.79

$4.37 Rp 78.6K

-47.83%

Milk (1 liter)

$1.27 RON 6.02

$1.57 Rp 28.3K

-19.11%

White Bread (500g)

$1.07 RON 5.06

$2.19 Rp 39.5K

-51.14%

Rice (white) (1kg)

$1.44 RON 6.81

$1.18 Rp 21.2K

22.03%

Eggs

$2.79 RON 13.20

$2.16 Rp 38.8K

29.17%

Local Cheese (1kg)

$7.89 RON 37.33

$17.65 Rp 317.7K

-55.30%

Chicken Fillets (1kg)

$4.74 RON 22.42

$3.78 Rp 68.0K

25.40%

Beef Round Steak (1kg)

$10.40 RON 49.21

$11.95 Rp 215.1K

-12.97%

Apples (1kg)

$0.93 RON 4.41

$3.60 Rp 64.8K

-74.17%

Banana (1kg)

$1.33 RON 6.30

$1.59 Rp 28.6K

-16.35%

Oranges (1kg)

$1.27 RON 6.02

$2.31 Rp 41.6K

-45.02%

Tomato (1kg)

$1.28 RON 6.06

$1.91 Rp 34.3K

-32.98%

Potato (1kg)

$0.78 RON 3.67

$1.78 Rp 32.1K

-56.18%

Onion (1kg)

$0.52 RON 2.45

$2.33 Rp 41.9K

-77.68%

Lettuce (1 head)

$0.80 RON 3.80

$1.00 Rp 18.0K

-20.00%

Water (1.5 liter bottle)

$0.77 RON 3.63

$0.53 Rp 9,509

45.28%

Cigarettes 20 Pack (Marlboro, Camel)

$5.15 RON 24.37

$2.29 Rp 41.1K

124.89%

Wine (Bottle)

$7.42 RON 35.09

$22.07 Rp 397.3K

-66.38%

Local Beer (0.5 liter bottle)

$1.07 RON 5.08

$2.35 Rp 42.2K

-54.47%

Imported Beer (0.33 liter bottle)

$1.29 RON 6.12

$2.98 Rp 53.6K

-56.71%

One-way Ticket (Public Transport)

$0.70 RON 3.32

$0.23 Rp 4,112

204.35%

Public Transport Monthly Pass (Regular Price)

$21.32 RON 101

$8.90 Rp 160.2K

139.55%

Taxi Start (Normal Tariff)

$0.88 RON 4.15

$0.47 Rp 8,466

87.23%

Taxi (Normal Tariff) (1km)

$0.86 RON 4.05

$0.43 Rp 7,737

100.00%

Taxi 1hour Waiting (Normal Tariff)

$7.45 RON 35.26

$5.47 Rp 98.4K

36.20%

Gasoline (1 liter)

$1.51 RON 7.16

$0.83 Rp 14.9K

81.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K RON 134.9K

$23.9K Rp 429.8M

19.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K RON 122.9K

$32.8K Rp 590.1M

-20.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.0 RON 468

$80.0 Rp 1.4M

23.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.28 RON 43.89

$6.56 Rp 118.1K

41.46%

Internet (50+ Mbps, Unlimited Data)

$8.00 RON 37.86

$18.60 Rp 334.8K

-56.99%

Gym Membership (Monthly)

$37.82 RON 179

$54.1 Rp 974.1K

-30.12%

Tennis Court (1 Hour on Weekend)

$19.41 RON 91.9

$18.28 Rp 329.0K

6.18%

Cinema Ticket

$6.24 RON 29.55

$4.25 Rp 76.5K

46.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$429 RON 2,031

$493 Rp 8.9M

-12.88%

International Primary School, 1 Child (Yearly)

$7,733 RON 36.6K

$5,597 Rp 100.7M

38.17%

Jeans (Levis 501 Or Similar)

$44.43 RON 210

$45.58 Rp 820.4K

-2.52%

Summer Dress (H&M, Zara, etc)

$27.26 RON 129

$34.96 Rp 629.4K

-22.03%

Sport Shoes (Adidas, Nike)

$68.9 RON 326

$77.7 Rp 1.4M

-11.40%

Men's Leather Business Shoes

$76.8 RON 363

$78.5 Rp 1.4M

-2.24%

1-bedroom Apartment, City Center (Monthly)

$434 RON 2,054

$1,131 Rp 20.4M

-61.62%

1-bedroom Apartment, Outside City Center (Monthly)

$266 RON 1,258

$673 Rp 12.1M

-60.48%

3-bedroom Apartment, City Center (Monthly)

$576 RON 2,727

$3,613 Rp 65.0M

-84.04%

3-bedroom Apartment, Outside City Center (Monthly)

$424 RON 2,008

$1,702 Rp 30.6M

-75.06%

Buy Apartment in City Center (m2)

$1,751 RON 8,283

$2,717 Rp 48.9M

-35.57%

Buy Apartment Outside City Center (m2)

$1,329 RON 6,288

$2,241 Rp 40.3M

-40.70%

Average Monthly Net Salary (After Tax)

$510 RON 2,415

$166 Rp 3.0M

206.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.47

13.78

-45.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zărnești: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zărnești

$266 29.9%

Ubud, Bali

$673 49.7% 153% $407

Groceries & Markets

Zărnești

$182 20.4%

Ubud, Bali

$287 21.2% 58.1% $106

Eating Out

Zărnești

$148 16.7%

Ubud, Bali

$106 7.9% 28.1% $42

Monthly Utilities & Internet

Zărnești

$116 13.1%

Ubud, Bali

$105 7.8% 9.5% $11

Clothing & Footwear

Zărnești

$98 11%

Ubud, Bali

$107 7.9% 9% $8.8

Sport & Entertainment

Zărnești

$50 5.7%

Ubud, Bali

$63 4.6% 24.5% $12

Getting Around

Zărnești

$29 3.3%

Ubud, Bali

$12 0.9% 57.5% $17

Cost Breakdown

A one-bedroom apartment in the center runs $434 in Zărnești and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zărnești pays 207% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Zărnești vs $35.00 in Ubud, Bali. Groceries flip the comparison at $182 vs $287, with Zărnești cheaper for home cooking.

Good to know

🇷🇴 Zărnești

🇮🇩 Ubud, Bali

🕒 Local time

02:25 2:25 AM

07:25 7:25 AM

5 h ahead of Zărnești

🌤 Weather

👥 Population

24,926

74,800

💱 Currency

Romanian Leu RON lei

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 RON = 0.211 USD

1 RON = 0.188 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RON – Romanian Leu Converter

🇺🇸 United States Dollar ($)

🇷🇴 Romanian Leu (lei)

Romanian Leu exchange rates as of October 23, 2026: 1 USD = 4.73 RON (1 RON = 0.211 USD). 1 EUR = 5.32 RON (1 RON = 0.188 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to RON in detail →

On the map

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Highest

Between locations

Zărnești Ubud, Bali 10,680 km ≈ 14 h nonstop flight

From you

Zărnești
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zărnești vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zărnești wins on cost – living expenses run 52% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zărnești the obvious pick if budget is a priority.

Average pay runs 207% higher in Zărnești, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $434 in Zărnești versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $429 in Zărnești versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 58% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $889 in Zărnești versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Zărnești but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zărnești the clear choice for anyone on this budget.

Both work as nomad bases, but Zărnești delivers better value – similar infrastructure at $889 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zărnești hard to pass up.

Safety-wise, Zărnești and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zărnești gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.