🙂Monthly costs for one person with rent: $1,007 in Zărnești versus $1,397 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,518 in Zărnești versus $2,588 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,030 in Zărnești versus $3,778 in Ubud, Bali.
🌍Living in Zărnești costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Zărnești is 25% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Zărnești
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.80RON 40.37
$3.43Rp 61.6K
156.56%
Three-Course Dinner for Two, Mid-Range
$40.16RON 184
$31.97Rp 574.4K
25.62%
Fast Food Meal(McDonalds, etc)
$9.05RON 41.50
$5.05Rp 90.8K
79.21%
Cappuccino
$2.31RON 10.58
$2.71Rp 48.8K
-14.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32RON 6.04
$1.39Rp 25.0K
-5.04%
Water(0.33 liter bottle)
$1.15RON 5.26
$0.74Rp 13.3K
55.41%
Local Beer(0.5 liter draught)
$2.21RON 10.15
$2.89Rp 52.0K
-23.53%
Imported Beer(0.33 liter bottle)
$2.84RON 13.01
$3.79Rp 68.1K
-25.07%
🛒 Groceries & Markets
Zărnești
Ubud, Bali
Difference
Milk(1 liter)
$1.35RON 6.18
$1.79Rp 32.2K
-24.58%
White Bread(500g)
$1.17RON 5.39
$2.51Rp 45.0K
-53.39%
Rice(white)(1kg)
$1.63RON 7.48
$1.21Rp 21.8K
34.71%
Eggs
$2.93RON 13.43
$2.37Rp 42.5K
23.63%
Local Cheese(1kg)
$8.89RON 40.75
$14.43Rp 259.3K
-38.39%
Chicken Fillets(1kg)
$5.15RON 23.62
$4.15Rp 74.6K
24.10%
Beef Round Steak(1kg)
$12.34RON 56.6
$12.11Rp 217.7K
1.90%
Apples(1kg)
$1.03RON 4.71
$3.77Rp 67.7K
-72.68%
Banana(1kg)
$1.35RON 6.19
$1.63Rp 29.2K
-17.18%
Oranges(1kg)
$1.41RON 6.46
$2.71Rp 48.6K
-47.97%
Tomato(1kg)
$1.36RON 6.23
$2.26Rp 40.5K
-39.82%
Potato(1kg)
$0.89RON 4.09
$1.93Rp 34.6K
-53.89%
Onion(1kg)
$0.92RON 4.22
$2.19Rp 39.4K
-57.99%
Lettuce(1 head)
$0.73RON 3.36
$1.02Rp 18.3K
-28.43%
Water(1.5 liter bottle)
$0.78RON 3.59
$0.72Rp 12.9K
8.33%
Cigarettes 20 Pack(Marlboro, Camel)
$5.65RON 25.91
$3.18Rp 57.2K
77.67%
Wine(Bottle)
$7.42RON 34.03
$23.84Rp 428.3K
-68.88%
Local Beer(0.5 liter bottle)
$1.08RON 4.96
$2.77Rp 49.8K
-61.01%
Imported Beer(0.33 liter bottle)
$1.35RON 6.21
$2.75Rp 49.4K
-50.91%
🚌 Getting Around
Zărnești
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.66RON 3.03
$0.27Rp 4,802
144.44%
Public Transport Monthly Pass(Regular Price)
$19.98RON 91.6
$8.20Rp 147.3K
143.66%
Taxi Start(Normal Tariff)
$0.95RON 4.34
$0.48Rp 8,684
97.92%
Taxi(Normal Tariff)(1km)
$0.82RON 3.76
$0.42Rp 7,571
95.24%
Taxi 1hour Waiting(Normal Tariff)
$7.56RON 34.68
$6.03Rp 108.3K
25.37%
Gasoline(1 liter)
$1.60RON 7.36
$0.82Rp 14.7K
95.12%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4KRON 130.2K
$26.6KRp 477.3M
6.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6KRON 126.4K
$32.2KRp 578.6M
-14.39%
🧾 Monthly Utilities & Internet
Zărnești
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$169RON 773
$78.3Rp 1.4M
115.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.92RON 36.33
$3.91Rp 70.3K
102.56%
Internet(50+ Mbps, Unlimited Data)
$9.90RON 45.39
$23.91Rp 429.7K
-58.59%
🎉 Sport & Entertainment
Zărnești
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.70RON 191
$96.2Rp 1.7M
-56.64%
Tennis Court(1 Hour on Weekend)
$19.16RON 87.8
$6.53Rp 117.3K
193.42%
Cinema Ticket
$5.68RON 26.04
$4.01Rp 72.1K
41.65%
🧸 Childcare & Education
Zărnești
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$422RON 1,935
$303Rp 5.4M
39.46%
International Primary School, 1 Child(Yearly)
$6,960RON 31.9K
$6,551Rp 117.7M
6.24%
👕👟 Clothing & Footwear
Zărnești
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$48.29RON 221
$55.3Rp 993.9K
-12.69%
Summer Dress(H&M, Zara, etc)
$30.50RON 140
$38.32Rp 688.6K
-20.41%
Sport Shoes(Adidas, Nike)
$73.1RON 335
$88.5Rp 1.6M
-17.44%
Men's Leather Business Shoes
$79.8RON 366
$76.7Rp 1.4M
3.95%
🏠 Accommodation & Living
Zărnești
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$386RON 1,769
$986Rp 17.7M
-60.86%
1-bedroom Apartment, Outside City Center(Monthly)
$285RON 1,308
$682Rp 12.3M
-58.17%
3-bedroom Apartment, City Center(Monthly)
$594RON 2,723
$3,420Rp 61.5M
-82.64%
3-bedroom Apartment, Outside City Center(Monthly)
$440RON 2,017
$2,075Rp 37.3M
-78.80%
Buy Apartment in City Center(m2)
$1,728RON 7,924
$2,762Rp 49.6M
-37.44%
Buy Apartment Outside City Center(m2)
$1,427RON 6,543
$2,243Rp 40.3M
-36.38%
💵 Salaries & Financials
Zărnești
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$525RON 2,408
$169Rp 3.0M
211.26%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.17
13.28
-38.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zărnești: July 19, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $386 in Zărnești and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Zărnești pays 211% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $40.00 in Zărnești vs $32.00 in Ubud, Bali. Groceries flip the comparison at $198 vs $298, with Zărnești cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zărnești vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zărnești or Ubud, Bali?
Zărnești wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zărnești the obvious pick if budget is a priority.
Are salaries higher in Zărnești or in Ubud, Bali?
Average pay runs 211% higher in Zărnești, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zărnești compared to Ubud, Bali?
Rent for a central apartment: $386 in Zărnești versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zărnești and in Ubud, Bali?
Childcare runs $422 in Zărnești versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zărnești or in Ubud, Bali?
Supermarket bills run roughly 50% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zărnești or in Ubud, Bali?
At $1,007 in Zărnești versus $1,397 in Ubud, Bali, a $1,000 budget is realistic in Zărnești but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zărnești the clear choice for anyone on this budget.
Which city is better for digital nomads, Zărnești or Ubud, Bali?
Both work as nomad bases, but Zărnești delivers better value – similar infrastructure at $1,007 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zărnești hard to pass up.
How safe is Zărnești compared to Ubud, Bali?
Safety-wise, Zărnești and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zărnești gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.