Cost of Living Comparison Between Zanjan and Ubud, Bali Cost of Living Comparison Between Zanjan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $423 in Zanjan versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $766 in Zanjan versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,109 in Zanjan versus $3,327 in Ubud, Bali.

Living in Zanjan costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zanjan is 69% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Zanjan
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.92 $2.92
$3.44 Rp 60.9K
-15.12%
Three-Course Dinner for Two, Mid-Range
$13.20 $13.20
$36.31 Rp 643.0K
-63.65%
Fast Food Meal (McDonalds, etc)
$3.04 $3.04
$5.71 Rp 101.0K
-46.76%
Local Non-Alcoholic Beer (0.5 liter draught)
$0.92 $0.92
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$0.99 $0.99
-
-
Cappuccino
$0.93 $0.93
$2.67 Rp 47.3K
-65.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 $0.51
$1.75 Rp 31.0K
-70.86%
Water (0.33 liter bottle)
$1.13 $1.13
$0.87 Rp 15.4K
29.89%
Local Beer (0.5 liter draught)
-
$2.95 Rp 52.3K
-
Imported Beer (0.33 liter bottle)
-
$4.52 Rp 80.0K
-
🛒 Groceries & Markets
Zanjan
Ubud, Bali
Difference
Milk (1 liter)
$0.71 $0.71
$1.62 Rp 28.7K
-56.17%
White Bread (500g)
$0.58 $0.58
$2.33 Rp 41.3K
-75.11%
Rice (white) (1kg)
$3.17 $3.17
$1.11 Rp 19.6K
185.59%
Eggs
$1.26 $1.26
$2.20 Rp 39.0K
-42.73%
Local Cheese (1kg)
$4.09 $4.09
$17.69 Rp 313.3K
-76.88%
Chicken Fillets (1kg)
$3.22 $3.22
$4.10 Rp 72.5K
-21.46%
Beef Round Steak (1kg)
$8.88 $8.88
$12.18 Rp 215.6K
-27.09%
Apples (1kg)
$1.08 $1.08
$3.71 Rp 65.6K
-70.89%
Banana (1kg)
$1.55 $1.55
$1.59 Rp 28.1K
-2.52%
Oranges (1kg)
$0.87 $0.87
$2.28 Rp 40.4K
-61.84%
Tomato (1kg)
$0.45 $0.45
$1.95 Rp 34.6K
-76.92%
Potato (1kg)
$0.50 $0.50
$1.91 Rp 33.7K
-73.82%
Onion (1kg)
$0.48 $0.48
$2.33 Rp 41.3K
-79.40%
Lettuce (1 head)
$0.43 $0.43
$1.01 Rp 17.8K
-57.43%
Water (1.5 liter bottle)
$0.26 $0.26
$0.55 Rp 9,773
-52.73%
Bottle of Non-Alcoholic Wine (Mid-Range)
$0.58 $0.58
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.52 $0.52
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.47 $1.47
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.79 $1.79
$2.23 Rp 39.5K
-19.73%
Wine (Bottle)
-
$23.07 Rp 408.6K
-
Local Beer (0.5 liter bottle)
-
$2.42 Rp 42.8K
-
Imported Beer (0.33 liter bottle)
-
$3.00 Rp 53.1K
-
🚌 Getting Around
Zanjan
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.20 $0.20
$0.27 Rp 4,814
-25.93%
Public Transport Monthly Pass (Regular Price)
$9.99 $9.99
$8.98 Rp 159.1K
11.25%
Taxi Start (Normal Tariff)
$0.31 $0.31
$0.48 Rp 8,566
-35.42%
Taxi (Normal Tariff) (1km)
$0.29 $0.29
$0.43 Rp 7,679
-32.56%
Taxi 1hour Waiting (Normal Tariff)
$1.03 $1.03
$5.64 Rp 99.9K
-81.74%
Gasoline (1 liter)
$0.03 $0.03
$0.80 Rp 14.2K
-96.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$50.8K $50.8K
$24.9K Rp 441.7M
103.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.0K $43.0K
$31.7K Rp 561.5M
35.71%
🧾 Monthly Utilities & Internet
Zanjan
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$13.14 $13.14
$81.5 Rp 1.4M
-83.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$1.52 $1.52
$6.49 Rp 115.0K
-76.58%
Internet (50+ Mbps, Unlimited Data)
$3.73 $3.73
$18.77 Rp 332.4K
-80.13%
🎉 Sport & Entertainment
Zanjan
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.71 $12.71
$56.9 Rp 1.0M
-77.65%
Tennis Court (1 Hour on Weekend)
$12.65 $12.65
$18.73 Rp 331.7K
-32.46%
Cinema Ticket
$2.02 $2.02
$4.54 Rp 80.4K
-55.51%
🧸 Childcare & Education
Zanjan
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$111 $111
$481 Rp 8.5M
-76.94%
International Primary School, 1 Child (Yearly)
$2,606 $2,606
$5,711 Rp 101.1M
-54.37%
👕👟 Clothing & Footwear
Zanjan
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$26.81 $26.81
$45.52 Rp 806.0K
-41.10%
Summer Dress (H&M, Zara, etc)
$37.08 $37.08
$35.88 Rp 635.4K
3.34%
Sport Shoes (Adidas, Nike)
$107 $107
$80.4 Rp 1.4M
32.58%
Men's Leather Business Shoes
$76.0 $76.0
$78.7 Rp 1.4M
-3.34%
🏠 Accommodation & Living
Zanjan
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$135 $135
$1,115 Rp 19.7M
-87.85%
1-bedroom Apartment, Outside City Center (Monthly)
$98.7 $98.7
$698 Rp 12.4M
-85.85%
3-bedroom Apartment, City Center (Monthly)
$392 $392
$3,637 Rp 64.4M
-89.21%
3-bedroom Apartment, Outside City Center (Monthly)
$316 $316
$1,737 Rp 30.8M
-81.82%
Buy Apartment in City Center (m2)
$805 $805
$2,784 Rp 49.3M
-71.08%
Buy Apartment Outside City Center (m2)
$458 $458
$2,290 Rp 40.5M
-80.00%
💵 Salaries & Financials
Zanjan
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$284 $284
$168 Rp 3.0M
69.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
23
13.78
66.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zanjan: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $135 in Zanjan and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zanjan pays 69% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Zanjan vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $113 vs $295 per month, with Zanjan cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zanjan vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zanjan or Ubud, Bali?
Zanjan wins on cost – living expenses run 224% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zanjan the obvious pick if budget is a priority.
Are salaries higher in Zanjan or in Ubud, Bali?
Average pay runs 69% higher in Zanjan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zanjan compared to Ubud, Bali?
Rent for a central apartment: $135 in Zanjan versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zanjan and in Ubud, Bali?
Childcare runs $111 in Zanjan versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zanjan or in Ubud, Bali?
Supermarket bills run roughly 160% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Zanjan or in Ubud, Bali?
At $423 in Zanjan versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Zanjan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zanjan the clear choice for anyone on this budget.
Which city is better for digital nomads, Zanjan or Ubud, Bali?
Both work as nomad bases, but Zanjan delivers better value – similar infrastructure at $423 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zanjan hard to pass up.
How safe is Zanjan compared to Ubud, Bali?
Safety-wise, Zanjan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zanjan gentler on the wallet – expenses run 224% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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