Last update: Oct 2026

Cost of Living Comparison Between Zandvoort and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,518 in Zandvoort, rent and utilities included – about $19,200 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Zandvoort
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Zandvoort Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Zandvoort

🇳🇱 Netherlands

$2,518

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zandvoort and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zandvoort and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,518 in Zandvoort versus $918 in Cebu.

Zandvoort $2,518
Cebu $918

Estimated couple costs with rent: $3,689 in Zandvoort versus $1,409 in Cebu.

Zandvoort $3,689
Cebu $1,409

Monthly costs for a family of three with rent: $4,860 in Zandvoort versus $1,900 in Cebu.

Zandvoort $4,860
Cebu $1,900

Living in Zandvoort is roughly 174% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zandvoort is 87% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.52 €20.04

$3.09 ₱194

628.80%

Three-Course Dinner for Two, Mid-Range

$82.1 €73.1

$24.22 ₱1,525

239.14%

Fast Food Meal (McDonalds, etc)

$13.22 €11.76

$3.92 ₱247

237.24%

Cappuccino

$4.12 €3.66

$2.51 ₱158

64.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 €3.44

$1.59 ₱100

142.77%

Water (0.33 liter bottle)

$2.92 €2.60

$0.53 ₱33.43

450.94%

Local Beer (0.5 liter draught)

$5.64 €5.02

$1.78 ₱112

216.85%

Imported Beer (0.33 liter bottle)

$5.64 €5.01

$2.17 ₱137

159.91%

Milk (1 liter)

$1.18 €1.05

$1.92 ₱121

-38.54%

White Bread (500g)

$1.54 €1.37

$1.36 ₱85.4

13.24%

Rice (white) (1kg)

$2.53 €2.25

$1.01 ₱63.5

150.50%

Eggs

$4.86 €4.32

$2.03 ₱128

139.41%

Local Cheese (1kg)

$12.64 €11.24

$9.86 ₱621

28.19%

Chicken Fillets (1kg)

$13.23 €11.77

$4.39 ₱277

201.37%

Beef Round Steak (1kg)

$16.65 €14.81

$7.60 ₱479

119.08%

Apples (1kg)

$1.88 €1.67

$3.30 ₱208

-43.03%

Banana (1kg)

$2.47 €2.20

$1.39 ₱87.8

77.70%

Oranges (1kg)

$1.86 €1.65

$2.33 ₱147

-20.17%

Tomato (1kg)

$3.98 €3.54

$1.50 ₱94.3

165.33%

Potato (1kg)

$2.07 €1.84

$2.36 ₱149

-12.29%

Onion (1kg)

$1.67 €1.49

$1.90 ₱119

-12.11%

Lettuce (1 head)

$1.29 €1.15

$1.19 ₱74.9

8.40%

Water (1.5 liter bottle)

$0.76 €0.67

$0.63 ₱39.71

20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 €12.63

$3.00 ₱189

373.33%

Wine (Bottle)

$6.81 €6.06

$6.03 ₱379

12.94%

Local Beer (0.5 liter bottle)

$1.49 €1.33

$1.23 ₱77.7

21.14%

Imported Beer (0.33 liter bottle)

$2.47 €2.19

$1.75 ₱110

41.14%

One-way Ticket (Public Transport)

$3.02 €2.68

$0.25 ₱15.86

1108.00%

Public Transport Monthly Pass (Regular Price)

$95.5 €84.9

$12.64 ₱796

655.46%

Taxi Start (Normal Tariff)

$4.03 €3.58

$0.77 ₱48.62

423.38%

Taxi (Normal Tariff) (1km)

$2.89 €2.57

$0.23 ₱14.53

1156.52%

Taxi 1hour Waiting (Normal Tariff)

$29.28 €26.04

$4.46 ₱281

556.50%

Gasoline (1 liter)

$2.47 €2.20

$1.31 ₱82.8

88.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K €36.2K

$21.2K ₱1.3M

91.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.1K €33.8K

$19.1K ₱1.2M

98.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 €245

$120 ₱7,569

129.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.17 €19.72

$14.00 ₱882

58.36%

Internet (50+ Mbps, Unlimited Data)

$50.0 €44.49

$27.54 ₱1,734

81.63%

Gym Membership (Monthly)

$40.95 €36.42

$32.33 ₱2,035

26.66%

Tennis Court (1 Hour on Weekend)

$24.92 €22.17

$6.65 ₱419

274.74%

Cinema Ticket

$16.42 €14.60

$5.65 ₱356

190.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,369 €2,108

$275 ₱17.3K

760.61%

International Primary School, 1 Child (Yearly)

$17.1K €15.2K

$7,918 ₱498.5K

115.48%

Jeans (Levis 501 Or Similar)

$58.8 €52.3

$49.33 ₱3,106

19.26%

Summer Dress (H&M, Zara, etc)

$40.97 €36.45

$25.24 ₱1,589

62.32%

Sport Shoes (Adidas, Nike)

$89.7 €79.8

$77.0 ₱4,846

16.61%

Men's Leather Business Shoes

$130 €116

$57.2 ₱3,601

128.13%

1-bedroom Apartment, City Center (Monthly)

$1,386 €1,232

$500 ₱31.5K

177.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,179 €1,049

$309 ₱19.4K

281.73%

3-bedroom Apartment, City Center (Monthly)

$2,348 €2,088

$1,078 ₱67.9K

117.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,909 €1,698

$615 ₱38.7K

210.33%

Buy Apartment in City Center (m2)

$6,074 €5,403

$2,886 ₱181.7K

110.46%

Buy Apartment Outside City Center (m2)

$4,104 €3,651

$1,917 ₱120.7K

114.14%

Average Monthly Net Salary (After Tax)

$3,717 €3,306

$346 ₱21.8K

974.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.27

7.2

-54.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zandvoort: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zandvoort

$1.2K 46.8%

Cebu

$309 33.6% 73.8% $870

Monthly Utilities & Internet

Zandvoort

$348 13.8%

Cebu

$162 17.6% 53.5% $186

Eating Out

Zandvoort

$336 13.3%

Cebu

$88 9.6% 73.7% $248

Groceries & Markets

Zandvoort

$312 12.4%

Cebu

$206 22.4% 34% $106

Clothing & Footwear

Zandvoort

$144 5.7%

Cebu

$94 10.2% 34.8% $50

Getting Around

Zandvoort

$126 5%

Cebu

$16 1.7% 87.6% $110

Sport & Entertainment

Zandvoort

$74 2.9%

Cebu

$44 4.8% 40.9% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,386 in Zandvoort and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Zandvoort pays 974% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Zandvoort vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $312 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Zandvoort

🇵🇭 Cebu

🕒 Local time

12:37 12:37 PM

18:37 6:37 PM

6 h ahead of Zandvoort

🌤 Weather

👥 Population

17,116

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Zandvoort Cebu 10,990 km ≈ 14 h nonstop flight

From you

Zandvoort
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zandvoort vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 174% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 974% higher in Zandvoort, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,386 in Zandvoort versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,518 per month in Zandvoort versus $918 in Cebu – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 655% less than in Zandvoort. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,518 in Zandvoort, a $1,500 budget is realistic in Cebu but tight or insufficient in Zandvoort. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zandvoort, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zandvoort and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 174% less than in Zandvoort. Beyond cost, consider language, visa policies, and how big the international community is in each city.