Cost of Living Comparison Between Zakho and Ubud, Bali Cost of Living Comparison Between Zakho and Ubud, Bali

😐 Solo nomad: Zakho is 1.5% more expensive than Ubud, Bali without rent, and 38.9% cheaper with rent.
🙂 Family of 3: Zakho is 31.2% cheaper than Ubud, Bali without rent, and 52% cheaper with rent.
Currency
🍽 Eating Out
Zakho
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.49 IQD 9,816
$3.47 Rp 58.6K
115.85%
Three-Course Dinner for Two, Mid-Range
$23.03 IQD 30.2K
$32.10 Rp 542.9K
-28.26%
Fast Food Meal (McDonalds, etc)
$9.04 IQD 11.8K
$4.86 Rp 82.2K
86.01%
Cappuccino
$3.09 IQD 4,042
$2.82 Rp 47.7K
9.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.52 IQD 683
$1.37 Rp 23.2K
-62.04%
Water (0.33 liter bottle)
$0.20 IQD 262
$0.73 Rp 12.4K
-72.60%
Local Beer (0.5 liter draught)
$1.98 IQD 2,595
$2.90 Rp 49.0K
-31.72%
Imported Beer (0.33 liter bottle)
$2.11 IQD 2,770
$3.92 Rp 66.2K
-46.17%
🛒 Groceries & Markets
Zakho
Ubud, Bali
Difference
Milk (1 liter)
$1.37 IQD 1,800
$1.74 Rp 29.4K
-21.26%
White Bread (500g)
$0.79 IQD 1,039
$2.44 Rp 41.3K
-67.62%
Rice (white) (1kg)
$1.88 IQD 2,463
$1.17 Rp 19.7K
60.68%
Eggs
$1.93 IQD 2,527
$2.35 Rp 39.8K
-17.87%
Local Cheese (1kg)
$7.32 IQD 9,592
$14.78 Rp 250.0K
-50.47%
Chicken Fillets (1kg)
$4.66 IQD 6,103
$4.25 Rp 71.9K
9.65%
Beef Round Steak (1kg)
$14.06 IQD 18.4K
$12.21 Rp 206.6K
15.15%
Apples (1kg)
$1.14 IQD 1,496
$3.72 Rp 62.9K
-69.35%
Banana (1kg)
$1.15 IQD 1,504
$1.56 Rp 26.3K
-26.28%
Oranges (1kg)
$1.15 IQD 1,506
$2.69 Rp 45.5K
-57.25%
Tomato (1kg)
$0.76 IQD 992
$2.34 Rp 39.5K
-67.52%
Potato (1kg)
$0.66 IQD 869
$2.00 Rp 33.8K
-67.00%
Onion (1kg)
$0.74 IQD 973
$2.31 Rp 39.0K
-67.97%
Lettuce (1 head)
$0.72 IQD 945
$1.01 Rp 17.2K
-28.71%
Water (1.5 liter bottle)
$0.55 IQD 724
$0.73 Rp 12.3K
-24.66%
Cigarettes 20 Pack (Marlboro, Camel)
$2.66 IQD 3,487
$3.31 Rp 56.1K
-19.64%
Wine (Bottle)
$12.56 IQD 16.5K
$25.14 Rp 425.2K
-50.04%
Local Beer (0.5 liter bottle)
$1.38 IQD 1,804
$2.90 Rp 49.0K
-52.41%
Imported Beer (0.33 liter bottle)
$1.97 IQD 2,574
$2.77 Rp 46.9K
-28.88%
🚌 Getting Around
Zakho
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.40 IQD 520
$0.27 Rp 4,537
48.15%
Public Transport Monthly Pass (Regular Price)
$30.53 IQD 40.0K
$8.26 Rp 139.7K
269.61%
Taxi Start (Normal Tariff)
$2.34 IQD 3,063
$0.45 Rp 7,652
420.00%
Taxi (Normal Tariff) (1km)
$2.22 IQD 2,906
$0.42 Rp 7,146
428.57%
Taxi 1hour Waiting (Normal Tariff)
$7.07 IQD 9,267
$6.26 Rp 105.8K
12.94%
Gasoline (1 liter)
$0.66 IQD 863
$0.86 Rp 14.6K
-23.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.5K IQD 25.5M
$25.9K Rp 437.9M
-24.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K IQD 27.1M
$31.9K Rp 539.4M
-35.11%
🧾 Monthly Utilities & Internet
Zakho
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100 IQD 131.6K
$80.8 Rp 1.4M
24.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.35 IQD 22.7K
$3.98 Rp 67.2K
335.93%
Internet (50+ Mbps, Unlimited Data)
$29.31 IQD 38.4K
$23.55 Rp 398.2K
24.46%
🎉 Sport & Entertainment
Zakho
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.09 IQD 48.6K
$97.3 Rp 1.6M
-61.87%
Tennis Court (1 Hour on Weekend)
$16.52 IQD 21.6K
$6.42 Rp 108.6K
157.32%
Cinema Ticket
$11.31 IQD 14.8K
$4.16 Rp 70.4K
171.88%
🧸 Childcare & Education
Zakho
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$264 IQD 345.2K
$294 Rp 5.0M
-10.38%
International Primary School, 1 Child (Yearly)
$3,265 IQD 4.3M
$6,548 Rp 110.7M
-50.13%
👕👟 Clothing & Footwear
Zakho
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$32.63 IQD 42.7K
$54.2 Rp 916.1K
-39.76%
Summer Dress (H&M, Zara, etc)
$49.71 IQD 65.1K
$37.95 Rp 641.8K
30.99%
Sport Shoes (Adidas, Nike)
$83.3 IQD 109.1K
$88.1 Rp 1.5M
-5.43%
Men's Leather Business Shoes
$76.7 IQD 100.4K
$78.1 Rp 1.3M
-1.86%
🏠 Accommodation & Living
Zakho
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$245 IQD 321.2K
$995 Rp 16.8M
-75.36%
1-bedroom Apartment, Outside City Center (Monthly)
$175 IQD 229.5K
$668 Rp 11.3M
-73.76%
3-bedroom Apartment, City Center (Monthly)
$587 IQD 769.3K
$3,391 Rp 57.4M
-82.68%
3-bedroom Apartment, Outside City Center (Monthly)
$341 IQD 446.1K
$2,080 Rp 35.2M
-83.62%
Buy Apartment in City Center (m2)
-
$3,037 Rp 51.4M
-
Buy Apartment Outside City Center (m2)
-
$2,378 Rp 40.2M
-
💵 Salaries & Financials
Zakho
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$180 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zakho: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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