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Cost of Living Comparison Between Zakho and Ubud, Bali Cost of Living Comparison Between Zakho and Ubud, Bali

😐 Solo nomad: Zakho is 12.9% more expensive than Ubud, Bali without rent, and 19.2% more expensive with rent.
🙂 Family of 3: Zakho is 2.2% cheaper than Ubud, Bali without rent, and 19.4% more expensive with rent.
Currency
🍽 Eating Out
Zakho
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.83 IQD 10.3K
$2.85 Rp 47.5K
174.74%
Three-Course Dinner for Two, Mid-Range
$23.07 IQD 30.2K
$12.26 Rp 204.3K
88.17%
Fast Food Meal (McDonalds, etc)
$8.7 IQD 11.4K
$3.28 Rp 54.6K
165.24%
Cappuccino
$3.24 IQD 4,245
$2.3 Rp 38.3K
40.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 IQD 633
$1.11 Rp 18.5K
-56.76%
Water (0.33 liter bottle)
$0.22 IQD 289
$0.26 Rp 4,324
-15.38%
Local Beer (0.5 liter draught)
$1.99 IQD 2,609
$2.4 Rp 40K
-17.08%
Imported Beer (0.33 liter bottle)
$2.06 IQD 2,702
$3.15 Rp 52.5K
-34.60%
🛒 Groceries & Markets
Zakho
Ubud, Bali
Difference
Milk (1 liter)
$1.37 IQD 1,795
$1.49 Rp 24.9K
-8.05%
White Bread (500g)
$0.87 IQD 1,138
$1.65 Rp 27.5K
-47.27%
Rice (white) (1kg)
$1.86 IQD 2,440
$1.13 Rp 18.9K
64.60%
Eggs
$1.91 IQD 2,501
$2.33 Rp 38.9K
-18.03%
Local Cheese (1kg)
$7.15 IQD 9,362
$13.7 Rp 228.3K
-47.81%
Chicken Fillets (1kg)
$4.67 IQD 6,120
$3.97 Rp 66.2K
17.63%
Beef Round Steak (1kg)
$14.51 IQD 19K
$11.22 Rp 187K
29.32%
Apples (1kg)
$1.19 IQD 1,565
$3.48 Rp 57.9K
-65.80%
Banana (1kg)
$1.16 IQD 1,514
$1.5 Rp 25K
-22.67%
Oranges (1kg)
$1.19 IQD 1,558
$2.68 Rp 44.6K
-55.60%
Tomato (1kg)
$0.81 IQD 1,062
$1.35 Rp 22.5K
-40.00%
Potato (1kg)
$0.66 IQD 871
$1.57 Rp 26.2K
-57.96%
Onion (1kg)
$0.72 IQD 937
$2.1 Rp 34.9K
-65.71%
Lettuce (1 head)
$0.78 IQD 1,021
$1.03 Rp 17.1K
-24.27%
Water (1.5 liter bottle)
$0.56 IQD 739
$0.57 Rp 9,488
-1.75%
Cigarettes 20 Pack (Marlboro, Camel)
$2.76 IQD 3,613
$2.31 Rp 38.5K
19.48%
Wine (Bottle)
$12.51 IQD 16.4K
$15.21 Rp 253.5K
-17.75%
Local Beer (0.5 liter bottle)
$1.39 IQD 1,824
$2.49 Rp 41.5K
-44.18%
Imported Beer (0.33 liter bottle)
$2 IQD 2,617
$2.66 Rp 44.3K
-24.81%
🚌 Getting Around
Zakho
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.37 IQD 478
$0.29 Rp 4,911
27.59%
Public Transport Monthly Pass (Regular Price)
$31.08 IQD 40.7K
$10.03 Rp 167.1K
209.87%
Taxi Start (Normal Tariff)
$2.33 IQD 3,045
$0.45 Rp 7,480
417.78%
Taxi (Normal Tariff) (1km)
$2.22 IQD 2,909
$0.34 Rp 5,748
552.94%
Taxi 1hour Waiting (Normal Tariff)
$7.08 IQD 9,275
$5.97 Rp 99.4K
18.59%
Gasoline (1 liter)
$0.69 IQD 901
$0.75 Rp 12.4K
-8.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.2K IQD 25.1M
$25.8K Rp 430.2M
-25.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K IQD 26.4M
$31.7K Rp 528.9M
-36.38%
🧾 Monthly Utilities & Internet
Zakho
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 IQD 132.6K
$64.6 Rp 1.1M
56.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.43 IQD 22.8K
$4.14 Rp 69K
321.01%
Internet (50+ Mbps, Unlimited Data)
$30.28 IQD 39.6K
$23.99 Rp 399.7K
26.22%
🎉 Sport & Entertainment
Zakho
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.41 IQD 49K
$23.29 Rp 388.1K
60.63%
Tennis Court (1 Hour on Weekend)
$17.13 IQD 22.4K
$6.19 Rp 103.1K
176.74%
Cinema Ticket
$11.29 IQD 14.8K
$3.45 Rp 57.5K
227.25%
🧸 Childcare & Education
Zakho
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$267 IQD 349.2K
$91.9 Rp 1.5M
190.15%
International Primary School, 1 Child (Yearly)
$3,214 IQD 4.2M
$5,912 Rp 98.5M
-45.64%
👕👟 Clothing & Footwear
Zakho
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$32.89 IQD 43.1K
$51.5 Rp 857.6K
-36.10%
Summer Dress (H&M, Zara, etc)
$49.46 IQD 64.8K
$24.45 Rp 407.3K
102.29%
Sport Shoes (Adidas, Nike)
$83 IQD 108.7K
$84.4 Rp 1.4M
-1.58%
Men's Leather Business Shoes
$76.2 IQD 99.7K
$74.3 Rp 1.2M
2.49%
🏠 Accommodation & Living
Zakho
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$239 IQD 312.8K
$261 Rp 4.4M
-8.58%
1-bedroom Apartment, Outside City Center (Monthly)
$176 IQD 231K
$160 Rp 2.7M
10.57%
3-bedroom Apartment, City Center (Monthly)
$571 IQD 748.2K
$585 Rp 9.7M
-2.33%
3-bedroom Apartment, Outside City Center (Monthly)
$342 IQD 447.6K
$328 Rp 5.5M
4.11%
Buy Apartment in City Center (m2)
$946 IQD 1.2M
$985 Rp 16.4M
-4.02%
Buy Apartment Outside City Center (m2)
$599 IQD 784.5K
$847 Rp 14.1M
-29.26%
💵 Salaries & Financials
Zakho
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zakho: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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