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Cost of Living Comparison Between Zakho and Ubud, Bali Cost of Living Comparison Between Zakho and Ubud, Bali

😐 Solo nomad: Zakho is 2.9% more expensive than Ubud, Bali without rent, and 39.3% cheaper with rent.
😐 Family of 3: Zakho is 6.7% more expensive than Ubud, Bali without rent, and 50.2% cheaper with rent.
Currency
🍽 Eating Out
Zakho
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.69 IQD 10.1K
$3.43 Rp 58.1K
124.20%
Three-Course Dinner for Two, Mid-Range
$23.38 IQD 30.7K
$32.70 Rp 553.4K
-28.50%
Fast Food Meal (McDonalds, etc)
$9.06 IQD 11.9K
$5.04 Rp 85.2K
79.76%
Cappuccino
$3.13 IQD 4,111
$2.85 Rp 48.2K
9.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.52 IQD 688
$1.34 Rp 22.8K
-61.19%
Water (0.33 liter bottle)
$0.22 IQD 289
$0.75 Rp 12.6K
-70.67%
Local Beer (0.5 liter draught)
$1.98 IQD 2,599
$2.90 Rp 49.1K
-31.72%
Imported Beer (0.33 liter bottle)
$2.06 IQD 2,704
$3.94 Rp 66.7K
-47.72%
🛒 Groceries & Markets
Zakho
Ubud, Bali
Difference
Milk (1 liter)
$1.33 IQD 1,742
$1.80 Rp 30.5K
-26.11%
White Bread (500g)
$0.84 IQD 1,107
$2.55 Rp 43.2K
-67.06%
Rice (white) (1kg)
$1.86 IQD 2,433
$1.19 Rp 20.2K
56.30%
Eggs
$1.98 IQD 2,597
$2.42 Rp 40.9K
-18.18%
Local Cheese (1kg)
$7.39 IQD 9,693
$14.38 Rp 243.4K
-48.61%
Chicken Fillets (1kg)
$4.77 IQD 6,260
$4.21 Rp 71.2K
13.30%
Beef Round Steak (1kg)
$14.39 IQD 18.9K
$11.88 Rp 201.0K
21.13%
Apples (1kg)
$1.20 IQD 1,577
$3.71 Rp 62.8K
-67.65%
Banana (1kg)
$1.19 IQD 1,566
$1.56 Rp 26.4K
-23.72%
Oranges (1kg)
$1.18 IQD 1,550
$2.77 Rp 46.9K
-57.40%
Tomato (1kg)
$0.79 IQD 1,042
$2.22 Rp 37.6K
-64.41%
Potato (1kg)
$0.70 IQD 922
$1.99 Rp 33.8K
-64.82%
Onion (1kg)
$0.74 IQD 973
$2.29 Rp 38.8K
-67.69%
Lettuce (1 head)
$0.74 IQD 965
$1.01 Rp 17.1K
-26.73%
Water (1.5 liter bottle)
$0.52 IQD 684
$0.78 Rp 13.3K
-33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.76 IQD 3,613
$3.17 Rp 53.6K
-12.93%
Wine (Bottle)
$12.67 IQD 16.6K
$23.70 Rp 401.1K
-46.54%
Local Beer (0.5 liter bottle)
$1.44 IQD 1,883
$2.78 Rp 47.0K
-48.20%
Imported Beer (0.33 liter bottle)
$1.95 IQD 2,554
$2.75 Rp 46.5K
-29.09%
🚌 Getting Around
Zakho
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.39 IQD 515
$0.27 Rp 4,514
44.44%
Public Transport Monthly Pass (Regular Price)
$30.53 IQD 40.0K
$8.14 Rp 137.7K
275.06%
Taxi Start (Normal Tariff)
$2.33 IQD 3,052
$0.45 Rp 7,609
417.78%
Taxi (Normal Tariff) (1km)
$2.24 IQD 2,933
$0.42 Rp 7,192
433.33%
Taxi 1hour Waiting (Normal Tariff)
$7.02 IQD 9,208
$6.18 Rp 104.6K
13.59%
Gasoline (1 liter)
$0.69 IQD 905
$0.80 Rp 13.5K
-13.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.9K IQD 24.7M
$26.2K Rp 443.1M
-27.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K IQD 27.2M
$31.6K Rp 534.8M
-34.44%
🧾 Monthly Utilities & Internet
Zakho
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100.0 IQD 131.1K
$80.7 Rp 1.4M
23.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.43 IQD 22.9K
$4.12 Rp 69.8K
323.06%
Internet (50+ Mbps, Unlimited Data)
$29.65 IQD 38.9K
$23.70 Rp 401.0K
25.11%
🎉 Sport & Entertainment
Zakho
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.42 IQD 49.1K
$96.9 Rp 1.6M
-61.37%
Tennis Court (1 Hour on Weekend)
$16.57 IQD 21.7K
$6.29 Rp 106.4K
163.43%
Cinema Ticket
$11.43 IQD 15.0K
$4.11 Rp 69.5K
178.10%
🧸 Childcare & Education
Zakho
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$266 IQD 349.3K
$298 Rp 5.0M
-10.73%
International Primary School, 1 Child (Yearly)
$3,280 IQD 4.3M
$6,540 Rp 110.7M
-49.85%
👕👟 Clothing & Footwear
Zakho
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$32.82 IQD 43.0K
$53.4 Rp 904.2K
-38.57%
Summer Dress (H&M, Zara, etc)
$49.87 IQD 65.4K
$38.33 Rp 648.6K
30.11%
Sport Shoes (Adidas, Nike)
$80.8 IQD 106.0K
$86.4 Rp 1.5M
-6.44%
Men's Leather Business Shoes
$78.2 IQD 102.6K
$78.9 Rp 1.3M
-0.86%
🏠 Accommodation & Living
Zakho
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$243 IQD 318.1K
$1,015 Rp 17.2M
-76.12%
1-bedroom Apartment, Outside City Center (Monthly)
$178 IQD 233.7K
$669 Rp 11.3M
-73.35%
3-bedroom Apartment, City Center (Monthly)
$591 IQD 774.9K
$3,348 Rp 56.7M
-82.35%
3-bedroom Apartment, Outside City Center (Monthly)
$339 IQD 444.7K
$2,114 Rp 35.8M
-83.96%
Buy Apartment in City Center (m2)
$1,029 IQD 1.3M
$3,020 Rp 51.1M
-65.91%
Buy Apartment Outside City Center (m2)
$591 IQD 775.3K
$2,334 Rp 39.5M
-74.67%
💵 Salaries & Financials
Zakho
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zakho: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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