Last update: Oct 2026

Cost of Living Comparison Between Zaandam and Ubud, Bali

For one person, living costs are similar in Zaandam and in Ubud, Bali: $1,349 and $1,368 a month, rent and utilities included.

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Cost of Living Index in Zaandam
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Zaandam Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zaandam

🇳🇱 Netherlands

$1,349

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Zaandam and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zaandam and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Zaandam versus $1,368 in Ubud, Bali.

Zaandam $1,349
Ubud, Bali $1,368

Estimated couple costs with rent: $3,435 in Zaandam versus $2,314 in Ubud, Bali.

Zaandam $3,435
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,520 in Zaandam versus $3,260 in Ubud, Bali.

Zaandam $5,520
Ubud, Bali $3,260

Living in Zaandam costs roughly 1% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Zaandam 0% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$22.15 €19.70

$3.33 Rp 59.9K

565.17%

Three-Course Dinner for Two, Mid-Range

$81.3 €72.3

$35.18 Rp 633.2K

131.15%

Fast Food Meal (McDonalds, etc)

$13.34 €11.87

$5.80 Rp 104.5K

130.00%

Cappuccino

$4.15 €3.69

$2.73 Rp 49.1K

52.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.71 €3.30

$1.64 Rp 29.5K

126.22%

Water (0.33 liter bottle)

$3.28 €2.92

$0.83 Rp 15.0K

295.18%

Local Beer (0.5 liter draught)

$5.74 €5.10

$2.70 Rp 48.6K

112.59%

Imported Beer (0.33 liter bottle)

$5.22 €4.64

$4.30 Rp 77.4K

21.40%

Milk (1 liter)

$1.29 €1.15

$1.50 Rp 27.1K

-14.00%

White Bread (500g)

$2.79 €2.48

$2.30 Rp 41.4K

21.30%

Rice (white) (1kg)

$2.73 €2.43

$1.18 Rp 21.2K

131.36%

Eggs

$4.72 €4.20

$2.14 Rp 38.6K

120.56%

Local Cheese (1kg)

$13.49 €12.00

$17.48 Rp 314.6K

-22.83%

Chicken Fillets (1kg)

$12.55 €11.17

$4.03 Rp 72.5K

211.41%

Beef Round Steak (1kg)

$16.72 €14.87

$12.23 Rp 220.1K

36.71%

Apples (1kg)

$2.69 €2.39

$3.55 Rp 63.9K

-24.23%

Banana (1kg)

$2.35 €2.09

$1.57 Rp 28.3K

49.68%

Oranges (1kg)

$1.81 €1.61

$2.24 Rp 40.2K

-19.20%

Tomato (1kg)

$4.22 €3.76

$1.93 Rp 34.7K

118.65%

Potato (1kg)

$1.88 €1.67

$1.88 Rp 33.9K

Onion (1kg)

$2.27 €2.02

$2.29 Rp 41.3K

-0.87%

Lettuce (1 head)

$1.23 €1.09

$0.99 Rp 17.9K

24.24%

Water (1.5 liter bottle)

$1.04 €0.93

$0.53 Rp 9,475

96.23%

Cigarettes 20 Pack (Marlboro, Camel)

$13.75 €12.23

$2.28 Rp 41.1K

503.07%

Wine (Bottle)

$6.97 €6.20

$23.01 Rp 414.2K

-69.71%

Local Beer (0.5 liter bottle)

$1.50 €1.34

$2.34 Rp 42.2K

-35.90%

Imported Beer (0.33 liter bottle)

$2.45 €2.18

$2.91 Rp 52.4K

-15.81%

One-way Ticket (Public Transport)

$3.53 €3.14

$0.24 Rp 4,315

1370.83%

Public Transport Monthly Pass (Regular Price)

$85.1 €75.7

$8.82 Rp 158.7K

864.51%

Taxi Start (Normal Tariff)

$6.48 €5.76

$0.48 Rp 8,684

1250.00%

Taxi (Normal Tariff) (1km)

$2.29 €2.04

$0.46 Rp 8,233

397.83%

Taxi 1hour Waiting (Normal Tariff)

$25.63 €22.80

$5.45 Rp 98.2K

370.28%

Gasoline (1 liter)

$2.42 €2.15

$0.88 Rp 15.9K

175.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K €36.1K

$24.6K Rp 442.2M

65.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €33.7K

$31.2K Rp 561.4M

21.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 €231

$83.0 Rp 1.5M

213.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.17 €21.50

$6.45 Rp 116.0K

274.73%

Internet (50+ Mbps, Unlimited Data)

$55.6 €49.42

$18.57 Rp 334.2K

199.19%

Gym Membership (Monthly)

$45.37 €40.36

$55.8 Rp 1.0M

-18.72%

Tennis Court (1 Hour on Weekend)

$27.91 €24.83

$18.11 Rp 326.0K

54.11%

Cinema Ticket

$15.92 €14.16

$4.38 Rp 78.9K

263.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,490 €2,215

$493 Rp 8.9M

405.11%

International Primary School, 1 Child (Yearly)

$6,701 €5,960

$5,754 Rp 103.6M

16.47%

Jeans (Levis 501 Or Similar)

$84.8 €75.4

$46.19 Rp 831.4K

83.48%

Summer Dress (H&M, Zara, etc)

$40.40 €35.94

$35.33 Rp 636.0K

14.35%

Sport Shoes (Adidas, Nike)

$98.5 €87.6

$79.1 Rp 1.4M

24.49%

Men's Leather Business Shoes

$103 €91.2

$78.4 Rp 1.4M

30.86%

1-bedroom Apartment, City Center (Monthly)

$1,356 €1,206

$1,142 Rp 20.6M

18.70%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$1,659 €1,475

$3,503 Rp 63.1M

-52.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,536 €2,256

$1,700 Rp 30.6M

49.21%

Buy Apartment in City Center (m2)

$5,319 €4,731

$2,784 Rp 50.1M

91.05%

Buy Apartment Outside City Center (m2)

$4,264 €3,793

$2,241 Rp 40.3M

90.30%

Average Monthly Net Salary (After Tax)

$4,657 €4,143

$165 Rp 3.0M

2730.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

13.78

-72.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zaandam: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Zaandam

$340 25.2%

Ubud, Bali

$108 7.9% 68.2% $232

Eating Out

Zaandam

$334 24.8%

Ubud, Bali

$109 8% 67.4% $225

Groceries & Markets

Zaandam

$334 24.8%

Ubud, Bali

$290 21.2% 13% $43

Clothing & Footwear

Zaandam

$147 10.9%

Ubud, Bali

$108 7.9% 26.7% $39

Getting Around

Zaandam

$117 8.7%

Ubud, Bali

$13 0.9% 89.3% $105

Sport & Entertainment

Zaandam

$77 5.7%

Ubud, Bali

$65 4.7% 16.4% $13

Accommodation & Living

Zaandam

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,356 in Zaandam and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zaandam pays 2730% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81.0 in Zaandam vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $334 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇱 Zaandam

🇮🇩 Ubud, Bali

🕒 Local time

01:25 1:25 AM

07:25 7:25 AM

6 h ahead of Zaandam

🌤 Weather

👥 Population

76,804

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Zaandam Ubud, Bali 12,130 km ≈ 16 h nonstop flight

From you

Zaandam
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zaandam vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zaandam and Ubud, Bali differ by about 1% in total monthly costs ($1,349 vs $1,368 including rent). Zaandam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2730% higher in Zaandam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,356 in Zaandam versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,490 in Zaandam versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ubud, Bali pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,349 in Zaandam versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Zaandam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaandam the clear choice for anyone on this budget.

Both work as nomad bases, but Zaandam delivers better value – similar infrastructure at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaandam hard to pass up.

Safety-wise, Zaandam and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zaandam gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.