Last update: Oct 2026

Cost of Living Comparison Between York and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,192 in York, rent and utilities included – about $15,100 less a year. Rent and utilities account for about half of the difference.

106

Cost of Living Index in York
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York Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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York

🇬🇧 United Kingdom

$2,192

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in York and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in York and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,192 in York versus $934 in Cebu.

York $2,192
Cebu $934

Estimated couple costs with rent: $3,458 in York versus $1,415 in Cebu.

York $3,458
Cebu $1,415

Monthly costs for a family of three with rent: $4,723 in York versus $1,896 in Cebu.

York $4,723
Cebu $1,896

Living in York is roughly 135% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: York is 64% above, Cebu is 30% below.

Meal at Budget Restaurant

$26.67 £20.16

$3.03 ₱190

780.20%

Three-Course Dinner for Two, Mid-Range

$87.8 £66.4

$23.48 ₱1,473

273.94%

Fast Food Meal (McDonalds, etc)

$10.48 £7.92

$4.09 ₱256

156.23%

Cappuccino

$5.02 £3.80

$2.52 ₱158

99.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 £2.10

$1.54 ₱96.9

80.52%

Water (0.33 liter bottle)

$1.73 £1.30

$0.49 ₱30.98

253.06%

Local Beer (0.5 liter draught)

$6.65 £5.02

$1.79 ₱112

271.51%

Imported Beer (0.33 liter bottle)

$6.77 £5.12

$2.26 ₱142

199.56%

Milk (1 liter)

$1.65 £1.24

$1.95 ₱122

-15.38%

White Bread (500g)

$1.57 £1.19

$1.43 ₱89.7

9.79%

Rice (white) (1kg)

$2.04 £1.54

$1.02 ₱63.8

100.00%

Eggs

$3.82 £2.88

$2.06 ₱129

85.44%

Local Cheese (1kg)

$8.90 £6.73

$9.81 ₱615

-9.28%

Chicken Fillets (1kg)

$8.28 £6.26

$4.61 ₱289

79.61%

Beef Round Steak (1kg)

$9.82 £7.42

$7.70 ₱483

27.53%

Apples (1kg)

$3.33 £2.52

$3.31 ₱207

0.60%

Banana (1kg)

$1.95 £1.48

$1.45 ₱90.9

34.48%

Oranges (1kg)

$2.46 £1.86

$2.36 ₱148

4.24%

Tomato (1kg)

$4.76 £3.60

$1.54 ₱96.4

209.09%

Potato (1kg)

$3.08 £2.32

$2.36 ₱148

30.51%

Onion (1kg)

$1.56 £1.18

$1.99 ₱125

-21.61%

Lettuce (1 head)

$1.52 £1.15

$1.15 ₱72.1

32.17%

Water (1.5 liter bottle)

$1.45 £1.10

$0.67 ₱42.15

116.42%

Cigarettes 20 Pack (Marlboro, Camel)

$23.22 £17.54

$3.00 ₱188

674.00%

Wine (Bottle)

$11.84 £8.95

$6.35 ₱398

86.46%

Local Beer (0.5 liter bottle)

$4.18 £3.16

$1.31 ₱81.9

219.08%

Imported Beer (0.33 liter bottle)

$4.69 £3.55

$1.73 ₱108

171.10%

One-way Ticket (Public Transport)

$3.98 £3.01

$0.25 ₱15.78

1492.00%

Public Transport Monthly Pass (Regular Price)

$114 £86.2

$12.65 ₱793

801.98%

Taxi Start (Normal Tariff)

$4.55 £3.44

$0.74 ₱46.32

514.86%

Taxi (Normal Tariff) (1km)

$2.66 £2.01

$0.21 ₱13.11

1166.67%

Taxi 1hour Waiting (Normal Tariff)

$19.50 £14.74

$4.33 ₱271

350.35%

Gasoline (1 liter)

$2.02 £1.53

$1.33 ₱83.5

51.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £29.1K

$21.8K ₱1.4M

76.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K £30.3K

$19.4K ₱1.2M

106.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 £147

$121 ₱7,563

61.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.43 £12.42

$14.45 ₱907

13.70%

Internet (50+ Mbps, Unlimited Data)

$46.68 £35.28

$28.29 ₱1,774

65.01%

Gym Membership (Monthly)

$48.76 £36.85

$32.68 ₱2,050

49.20%

Tennis Court (1 Hour on Weekend)

$24.11 £18.22

$6.39 ₱401

277.31%

Cinema Ticket

$13.39 £10.12

$5.46 ₱342

145.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,577 £1,192

$273 ₱17.1K

476.93%

International Primary School, 1 Child (Yearly)

$16.3K £12.3K

$8,156 ₱511.5K

100.15%

Jeans (Levis 501 Or Similar)

$60.1 £45.42

$49.57 ₱3,109

21.26%

Summer Dress (H&M, Zara, etc)

$36.33 £27.46

$24.87 ₱1,560

46.08%

Sport Shoes (Adidas, Nike)

$78.3 £59.2

$76.6 ₱4,804

2.23%

Men's Leather Business Shoes

$76.3 £57.6

$59.3 ₱3,717

28.69%

1-bedroom Apartment, City Center (Monthly)

$1,234 £933

$506 ₱31.7K

144.05%

1-bedroom Apartment, Outside City Center (Monthly)

$927 £701

$309 ₱19.4K

199.64%

3-bedroom Apartment, City Center (Monthly)

$2,495 £1,885

$1,052 ₱66.0K

137.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,931 £1,459

$619 ₱38.8K

212.01%

Buy Apartment in City Center (m2)

$5,018 £3,792

$2,915 ₱182.9K

72.12%

Buy Apartment Outside City Center (m2)

$3,867 £2,922

$1,867 ₱117.1K

107.11%

Average Monthly Net Salary (After Tax)

$3,500 £2,645

$341 ₱21.4K

926.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.61

7.2

-22.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for York: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

York

$927 42.2%

Cebu

$309 33.5% 66.6% $618

Eating Out

York

$370 16.8%

Cebu

$88 9.6% 76.1% $282

Groceries & Markets

York

$305 13.9%

Cebu

$210 22.7% 31% $95

Monthly Utilities & Internet

York

$258 11.8%

Cebu

$163 17.7% 36.7% $95

Getting Around

York

$148 6.7%

Cebu

$15 1.7% 89.6% $132

Clothing & Footwear

York

$113 5.1%

Cebu

$95 10.2% 16.2% $18

Sport & Entertainment

York

$76 3.4%

Cebu

$44 4.7% 42.3% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,234 in York and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

York pays 926% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in York vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $305 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 York

🇵🇭 Cebu

🕒 Local time

12:13 12:13 PM

19:13 7:13 PM

7 h ahead of York

🌤 Weather

👥 Population

137,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.847 GBP (1 GBP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

York Cebu 11,210 km ≈ 15 h nonstop flight

From you

York
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

York vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and transport. The 135% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 926% higher in York, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,234 in York versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,192 per month in York versus $934 in Cebu – a 135% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 802% less than in York. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,192 in York, a $1,500 budget is realistic in Cebu but tight or insufficient in York. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in York, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, York and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 135% less than in York. Beyond cost, consider language, visa policies, and how big the international community is in each city.