Cost of Living Comparison Between York, PA and Chicago, IL Cost of Living Comparison Between York, PA and Chicago, IL

Monthly Cost of Living

A single person spends $2,382 per month in York, PA vs $3,051 in Chicago, IL, rent included.

A couple spends around $3,556 per month in York, PA vs $4,638 in Chicago, IL, rent included.

A family of three spends $4,730 per month in York, PA vs $6,224 in Chicago, IL, rent included.

York, PA is about 22% cheaper than Chicago, IL, driven mainly by Groceries & Markets.

Both York, PA and Chicago, IL sit above the global median โ€“ York, PA by 78%, Chicago, IL by 128%.

Currency
๐Ÿฝ Eating Out
York, PA
Chicago, IL
Difference
Meal at Budget Restaurant
$20.16 $20.16
$20.67 $20.67
-2.47%
Three-Course Dinner for Two, Mid-Range
$65.3 $65.3
$100 $100
-35.03%
Fast Food Meal (McDonalds, etc)
$10.97 $10.97
$11.86 $11.86
-7.50%
Cappuccino
$5.40 $5.40
$5.54 $5.54
-2.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.23 $1.23
$3.06 $3.06
-59.80%
Water (0.33 liter bottle)
$0.97 $0.97
$2.48 $2.48
-60.89%
Local Beer (0.5 liter draught)
$6.31 $6.31
$6.92 $6.92
-8.82%
Imported Beer (0.33 liter bottle)
$7.72 $7.72
$8.13 $8.13
-5.04%
๐Ÿ›’ Groceries & Markets
York, PA
Chicago, IL
Difference
Milk (1 liter)
$1.13 $1.13
$1.04 $1.04
8.65%
White Bread (500g)
$3.61 $3.61
$3.91 $3.91
-7.67%
Rice (white) (1kg)
$7.02 $7.02
$5.42 $5.42
29.52%
Eggs
$6.53 $6.53
$4.48 $4.48
45.76%
Local Cheese (1kg)
$18.73 $18.73
$14.52 $14.52
28.99%
Chicken Fillets (1kg)
$20.35 $20.35
$15.21 $15.21
33.79%
Beef Round Steak (1kg)
$23.71 $23.71
$19.25 $19.25
23.17%
Apples (1kg)
$7.84 $7.84
$5.39 $5.39
45.45%
Banana (1kg)
$2.84 $2.84
$1.69 $1.69
68.05%
Oranges (1kg)
$7.98 $7.98
$4.32 $4.32
84.72%
Tomato (1kg)
$11.04 $11.04
$4.51 $4.51
144.79%
Potato (1kg)
$4.65 $4.65
$2.56 $2.56
81.64%
Onion (1kg)
$3.68 $3.68
$2.70 $2.70
36.30%
Lettuce (1 head)
$2.87 $2.87
$2.41 $2.41
19.09%
Water (1.5 liter bottle)
$3.24 $3.24
$2.62 $2.62
23.66%
Cigarettes 20 Pack (Marlboro, Camel)
$8.05 $8.05
$15.02 $15.02
-46.40%
Wine (Bottle)
$15.12 $15.12
$14.71 $14.71
2.79%
Local Beer (0.5 liter bottle)
$1.74 $1.74
$2.48 $2.48
-29.84%
Imported Beer (0.33 liter bottle)
$3.70 $3.70
$3.69 $3.69
0.27%
๐ŸšŒ Getting Around
York, PA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$2.55 $2.55
-23.53%
Public Transport Monthly Pass (Regular Price)
-
$75.5 $75.5
-
Taxi Start (Normal Tariff)
$4.53 $4.53
$3.29 $3.29
37.69%
Taxi (Normal Tariff) (1km)
$1.54 $1.54
$1.43 $1.43
7.69%
Taxi 1hour Waiting (Normal Tariff)
$29.05 $29.05
$24.72 $24.72
17.52%
Gasoline (1 liter)
$0.84 $0.84
$1.09 $1.09
-22.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.9K $26.9K
$31.8K $31.8K
-15.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$26.4K $26.4K
-7.41%
๐Ÿงพ Monthly Utilities & Internet
York, PA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$214 $214
$183 $183
17.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$43.29 $43.29
$61.8 $61.8
-29.99%
Internet (50+ Mbps, Unlimited Data)
$59.4 $59.4
$65.0 $65.0
-8.70%
๐ŸŽ‰ Sport & Entertainment
York, PA
Chicago, IL
Difference
Gym Membership (Monthly)
$26.63 $26.63
$76.1 $76.1
-65.00%
Tennis Court (1 Hour on Weekend)
-
$13.04 $13.04
-
Cinema Ticket
$13.23 $13.23
$14.75 $14.75
-10.31%
๐Ÿงธ Childcare & Education
York, PA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,107 $1,107
$2,056 $2,056
-46.15%
International Primary School, 1 Child (Yearly)
$23.2K $23.2K
$38.5K $38.5K
-39.70%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
York, PA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$47.06 $47.06
$63.9 $63.9
-26.39%
Summer Dress (H&M, Zara, etc)
$47.70 $47.70
$51.6 $51.6
-7.54%
Sport Shoes (Adidas, Nike)
$44.25 $44.25
$97.3 $97.3
-54.50%
Men's Leather Business Shoes
$101 $101
$147 $147
-31.54%
๐Ÿ  Accommodation & Living
York, PA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,004 $1,004
$2,349 $2,349
-57.28%
1-bedroom Apartment, Outside City Center (Monthly)
$989 $989
$1,581 $1,581
-37.45%
3-bedroom Apartment, City Center (Monthly)
$1,817 $1,817
$4,708 $4,708
-61.40%
3-bedroom Apartment, Outside City Center (Monthly)
$1,733 $1,733
$2,716 $2,716
-36.20%
Buy Apartment in City Center (m2)
$1,819 $1,819
$3,976 $3,976
-54.25%
Buy Apartment Outside City Center (m2)
$1,820 $1,820
$2,632 $2,632
-30.83%
๐Ÿ’ต Salaries & Financials
York, PA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,066 $4,066
$4,723 $4,723
-13.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
6.6
-1.06%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for York, PA: April 20, 2026

Last update for Chicago, IL: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,004 in York, PA versus $2,349 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65 in York, PA versus $100 in Chicago, IL. Groceries tell a different story โ€“ $592 in York, PA vs $447 in Chicago, IL โ€“ so Chicago, IL wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
York, PA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in York, PA and Chicago, IL compare overall?
Monthly costs with rent: $2,382 in York, PA, $3,051 in Chicago, IL โ€“ roughly 28% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in York, PA compared to Chicago, IL?
For a comfortable life, plan on about $3,572 per month in York, PA and $4,577 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
How do rents compare between York, PA and Chicago, IL?
Rent is clearly cheaper in York, PA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $65.0 in York, PA and $100 in Chicago, IL. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 32% cheaper in Chicago, IL โ€“ one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in York, PA, where all-in costs run around $2,382, than in Chicago, IL at $3,051. In York, PA it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between York, PA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,382 in York, PA to $3,051 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between York, PA and Chicago, IL?
If budget matters most, go with York, PA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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