Last update: Oct 2026

Cost of Living Comparison Between Yogyakarta and Karachi

For one person, living is cheaper in Karachi: $482 a month against $644 in Yogyakarta, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

31

Cost of Living Index in Yogyakarta
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Yogyakarta Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Yogyakarta

🇮🇩 Indonesia

$644

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Yogyakarta and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yogyakarta and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $644 in Yogyakarta versus $482 in Karachi.

Yogyakarta $644
Karachi $482

Estimated couple costs with rent: $892 in Yogyakarta versus $750 in Karachi.

Yogyakarta $892
Karachi $750

Monthly costs for a family of three with rent: $1,140 in Yogyakarta versus $1,018 in Karachi.

Yogyakarta $1,140
Karachi $1,018

Living in Yogyakarta is roughly 34% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Yogyakarta 52% lower, Karachi 64% lower.

Meal at Budget Restaurant

$1.09 Rp 19.6K

$2.13 PKR 588

-48.83%

Three-Course Dinner for Two, Mid-Range

$13.62 Rp 245.1K

$13.30 PKR 3,680

2.41%

Fast Food Meal (McDonalds, etc)

$3.32 Rp 59.8K

$5.45 PKR 1,508

-39.08%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$1.27 Rp 22.9K

$2.09 PKR 579

-39.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 Rp 6,795

$0.40 PKR 111

-5.00%

Water (0.33 liter bottle)

$0.23 Rp 4,139

$0.26 PKR 71.1

-11.54%

Local Beer (0.5 liter draught)

$2.57 Rp 46.3K

Imported Beer (0.33 liter bottle)

$3.71 Rp 66.7K

Milk (1 liter)

$1.18 Rp 21.2K

$0.92 PKR 254

28.26%

White Bread (500g)

$1.09 Rp 19.6K

$0.56 PKR 156

94.64%

Rice (white) (1kg)

$0.77 Rp 13.9K

$1.25 PKR 345

-38.40%

Eggs

$1.35 Rp 24.4K

$1.23 PKR 341

9.76%

Local Cheese (1kg)

$5.42 Rp 97.6K

$5.67 PKR 1,570

-4.41%

Chicken Fillets (1kg)

$2.90 Rp 52.2K

$3.16 PKR 876

-8.23%

Beef Round Steak (1kg)

$5.45 Rp 98.0K

$6.28 PKR 1,737

-13.22%

Apples (1kg)

$2.61 Rp 47.0K

$1.26 PKR 348

107.14%

Banana (1kg)

$1.22 Rp 21.9K

$0.53 PKR 148

130.19%

Oranges (1kg)

$1.16 Rp 20.9K

$1.00 PKR 276

16.00%

Tomato (1kg)

$0.88 Rp 15.9K

$0.56 PKR 154

57.14%

Potato (1kg)

$1.02 Rp 18.3K

$0.33 PKR 91.4

209.09%

Onion (1kg)

$2.00 Rp 35.9K

$0.34 PKR 95.1

488.24%

Lettuce (1 head)

$0.43 Rp 7,761

$0.42 PKR 116

2.38%

Water (1.5 liter bottle)

$0.46 Rp 8,321

$0.44 PKR 121

4.55%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 Rp 50.7K

$1.84 PKR 509

52.72%

Wine (Bottle)

$20.61 Rp 371.0K

Local Beer (0.5 liter bottle)

$2.17 Rp 39.1K

Imported Beer (0.33 liter bottle)

$3.71 Rp 66.9K

One-way Ticket (Public Transport)

$0.20 Rp 3,689

$0.28 PKR 77.0

-28.57%

Public Transport Monthly Pass (Regular Price)

$8.65 Rp 155.8K

$9.99 PKR 2,764

-13.41%

Taxi Start (Normal Tariff)

$1.44 Rp 25.9K

$0.92 PKR 256

56.52%

Taxi (Normal Tariff) (1km)

$0.41 Rp 7,309

$0.70 PKR 193

-41.43%

Taxi 1hour Waiting (Normal Tariff)

$4.41 Rp 79.4K

$2.16 PKR 597

104.17%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.38 PKR 382

-39.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K Rp 286.1M

$17.9K PKR 5.0M

-11.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K Rp 488.3M

$27.1K PKR 7.5M

0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.0 Rp 1.2M

$113 PKR 31.4K

-40.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.71 Rp 84.8K

$5.95 PKR 1,648

-20.84%

Internet (50+ Mbps, Unlimited Data)

$20.54 Rp 369.7K

$13.16 PKR 3,642

56.08%

Gym Membership (Monthly)

$20.06 Rp 361.1K

$21.55 PKR 5,965

-6.91%

Tennis Court (1 Hour on Weekend)

$8.41 Rp 151.3K

$18.23 PKR 5,044

-53.87%

Cinema Ticket

$2.54 Rp 45.7K

$4.21 PKR 1,165

-39.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.8 Rp 1.5M

$52.2 PKR 14.4K

62.61%

International Primary School, 1 Child (Yearly)

$4,076 Rp 73.4M

$1,940 PKR 537.0K

110.07%

Jeans (Levis 501 Or Similar)

$52.9 Rp 952.9K

$17.55 PKR 4,858

201.65%

Summer Dress (H&M, Zara, etc)

$32.60 Rp 586.9K

$23.51 PKR 6,506

38.66%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.5M

$68.9 PKR 19.1K

19.12%

Men's Leather Business Shoes

$92.4 Rp 1.7M

$40.59 PKR 11.2K

127.74%

1-bedroom Apartment, City Center (Monthly)

$210 Rp 3.8M

$118 PKR 32.7K

77.90%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.9M

$73.6 PKR 20.4K

115.75%

3-bedroom Apartment, City Center (Monthly)

$590 Rp 10.6M

$357 PKR 98.9K

65.07%

3-bedroom Apartment, Outside City Center (Monthly)

$133 Rp 2.4M

$188 PKR 52.0K

-29.22%

Buy Apartment in City Center (m2)

$1,691 Rp 30.4M

$1,060 PKR 293.4K

59.49%

Buy Apartment Outside City Center (m2)

$219 Rp 3.9M

$481 PKR 133.1K

-54.48%

Average Monthly Net Salary (After Tax)

$220 Rp 4.0M

$183 PKR 50.6K

20.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.45

13.21

-36.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yogyakarta: October 12, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Yogyakarta

$182 28.2%

Karachi

$101 21% 44.2% $80

Accommodation & Living

Yogyakarta

$159 24.7%

Karachi

$74 15.3% 53.6% $85

Clothing & Footwear

Yogyakarta

$117 18.2%

Karachi

$68 14.1% 42.1% $49

Monthly Utilities & Internet

Yogyakarta

$92 14.3%

Karachi

$133 27.5% 43.8% $40

Eating Out

Yogyakarta

$57 8.8%

Karachi

$61 12.7% 7.9% $4.5

Sport & Entertainment

Yogyakarta

$25 3.9%

Karachi

$30 6.2% 19.2% $4.8

Getting Around

Yogyakarta

$13 2%

Karachi

$16 3.2% 19.9% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $210 in Yogyakarta and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Yogyakarta pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Yogyakarta vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $182 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇮🇩 Yogyakarta

🇵🇰 Karachi

🕒 Local time

10:59 10:59 AM

08:59 8:59 AM

2 h behind Yogyakarta

🌤 Weather

👥 Population

636,660

14,910,352

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.93 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,268 IDR (100,000 IDR = 4.93 EUR).

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 312 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Yogyakarta Karachi 5,930 km ≈ 8 h nonstop flight

From you

Yogyakarta
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yogyakarta vs Karachi: Cost of Living - Frequently Asked Questions

Yogyakarta and Karachi differ by about 34% in total monthly costs ($644 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 20% higher in Yogyakarta, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $210 in Yogyakarta versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $644 per month in Yogyakarta versus $482 in Karachi – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 15% less than in Yogyakarta. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Yogyakarta and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 34% less than in Yogyakarta. Beyond cost, consider language, visa policies, and how big the international community is in each city.