Last update: Oct 2026

Cost of Living Comparison Between Yens and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,568 in Yens, rent and utilities included – about $26,800 less a year. Rent and utilities account for about half of the difference.

167

Cost of Living Index in Yens
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Yens Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Yens

🇨🇭 Switzerland

$3,568

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Yens and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yens and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,568 in Yens versus $1,331 in Ubud, Bali.

Yens $3,568
Ubud, Bali $1,331

Estimated couple costs with rent: $5,328 in Yens versus $2,255 in Ubud, Bali.

Yens $5,328
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $7,088 in Yens versus $3,180 in Ubud, Bali.

Yens $7,088
Ubud, Bali $3,180

Living in Yens is roughly 168% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Yens is 164% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$29.48 CHF 24.07

$3.38 Rp 61.2K

772.19%

Three-Course Dinner for Two, Mid-Range

$116 CHF 94.4

$34.65 Rp 628.6K

233.68%

Fast Food Meal (McDonalds, etc)

$16.12 CHF 13.16

$5.57 Rp 101.1K

189.41%

Cappuccino

$6.35 CHF 5.19

$2.62 Rp 47.5K

142.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.07 CHF 4.14

$1.54 Rp 27.9K

229.22%

Water (0.33 liter bottle)

$4.04 CHF 3.30

$0.64 Rp 11.6K

531.25%

Local Beer (0.5 liter draught)

$9.34 CHF 7.63

$2.67 Rp 48.4K

249.81%

Imported Beer (0.33 liter bottle)

$7.91 CHF 6.46

$4.26 Rp 77.3K

85.68%

Milk (1 liter)

$2.26 CHF 1.85

$1.46 Rp 26.5K

54.79%

White Bread (500g)

$3.06 CHF 2.50

$2.29 Rp 41.6K

33.62%

Rice (white) (1kg)

$3.32 CHF 2.71

$1.11 Rp 20.1K

199.10%

Eggs

$7.55 CHF 6.17

$2.10 Rp 38.1K

259.52%

Local Cheese (1kg)

$24.49 CHF 19.99

$15.94 Rp 289.2K

53.64%

Chicken Fillets (1kg)

$27.77 CHF 22.67

$3.88 Rp 70.4K

615.72%

Beef Round Steak (1kg)

$40.09 CHF 32.73

$11.40 Rp 206.8K

251.67%

Apples (1kg)

$3.63 CHF 2.97

$3.55 Rp 64.4K

2.25%

Banana (1kg)

$2.00 CHF 1.63

$1.54 Rp 27.9K

29.87%

Oranges (1kg)

$2.52 CHF 2.06

$2.23 Rp 40.5K

13.00%

Tomato (1kg)

$4.74 CHF 3.87

$1.97 Rp 35.8K

140.61%

Potato (1kg)

$1.66 CHF 1.35

$1.86 Rp 33.7K

-10.75%

Onion (1kg)

$1.97 CHF 1.61

$2.42 Rp 43.9K

-18.60%

Lettuce (1 head)

$2.08 CHF 1.70

$1.02 Rp 18.6K

103.92%

Water (1.5 liter bottle)

$1.37 CHF 1.12

$0.52 Rp 9,475

163.46%

Cigarettes 20 Pack (Marlboro, Camel)

$11.04 CHF 9.01

$2.20 Rp 39.9K

401.82%

Wine (Bottle)

$12.38 CHF 10.10

$21.79 Rp 395.2K

-43.18%

Local Beer (0.5 liter bottle)

$2.23 CHF 1.82

$2.33 Rp 42.2K

-4.29%

Imported Beer (0.33 liter bottle)

$3.05 CHF 2.49

$2.97 Rp 53.9K

2.69%

One-way Ticket (Public Transport)

$3.99 CHF 3.26

$0.25 Rp 4,542

1496.00%

Public Transport Monthly Pass (Regular Price)

$107 CHF 87.7

$8.17 Rp 148.3K

1215.06%

Taxi Start (Normal Tariff)

$7.99 CHF 6.52

$0.44 Rp 7,941

1715.91%

Taxi (Normal Tariff) (1km)

$4.69 CHF 3.83

$0.47 Rp 8,489

897.87%

Taxi 1hour Waiting (Normal Tariff)

$85.7 CHF 70.0

$5.60 Rp 101.6K

1431.07%

Gasoline (1 liter)

$2.34 CHF 1.91

$0.83 Rp 15.0K

181.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.0K CHF 31.9K

$24.4K Rp 443.5M

59.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K CHF 32.6K

$31.7K Rp 575.0M

26.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 CHF 229

$77.5 Rp 1.4M

261.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.64 CHF 23.38

$6.14 Rp 111.5K

366.45%

Internet (50+ Mbps, Unlimited Data)

$53.4 CHF 43.61

$18.92 Rp 343.1K

182.35%

Gym Membership (Monthly)

$76.2 CHF 62.2

$51.0 Rp 925.0K

49.38%

Tennis Court (1 Hour on Weekend)

$47.19 CHF 38.52

$18.25 Rp 331.0K

158.58%

Cinema Ticket

$24.30 CHF 19.84

$4.38 Rp 79.5K

454.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,957 CHF 2,414

$492 Rp 8.9M

500.54%

International Primary School, 1 Child (Yearly)

$35.6K CHF 29.1K

$12.2K Rp 221.7M

191.37%

Jeans (Levis 501 Or Similar)

$143 CHF 117

$45.16 Rp 819.2K

216.34%

Summer Dress (H&M, Zara, etc)

$61.4 CHF 50.1

$34.89 Rp 632.9K

76.01%

Sport Shoes (Adidas, Nike)

$141 CHF 115

$78.3 Rp 1.4M

80.38%

Men's Leather Business Shoes

$195 CHF 159

$77.9 Rp 1.4M

150.62%

1-bedroom Apartment, City Center (Monthly)

$1,735 CHF 1,416

$1,078 Rp 19.5M

60.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,655 CHF 1,351

$665 Rp 12.1M

148.86%

3-bedroom Apartment, City Center (Monthly)

$2,868 CHF 2,342

$3,510 Rp 63.7M

-18.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,682 CHF 2,189

$1,671 Rp 30.3M

60.49%

Buy Apartment in City Center (m2)

$16.6K CHF 13.6K

$2,340 Rp 42.4M

610.05%

Buy Apartment Outside City Center (m2)

$11.5K CHF 9,368

$2,236 Rp 40.6M

413.11%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.95

13.78

-85.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yens: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yens

$1.7K 46.4%

Ubud, Bali

$665 50% 59.8% $990

Groceries & Markets

Yens

$569 16%

Ubud, Bali

$279 21% 50.9% $289

Eating Out

Yens

$459 12.9%

Ubud, Bali

$106 8% 77% $354

Monthly Utilities & Internet

Yens

$362 10.2%

Ubud, Bali

$103 7.7% 71.7% $260

Clothing & Footwear

Yens

$243 6.8%

Ubud, Bali

$106 8% 56.3% $137

Getting Around

Yens

$155 4.3%

Ubud, Bali

$12 0.9% 92.3% $143

Sport & Entertainment

Yens

$125 3.5%

Ubud, Bali

$60 4.5% 52.1% $65

Cost Breakdown

A one-bedroom apartment in the center runs $1,735 in Yens and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $116 in Yens vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $569 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Yens

🇮🇩 Ubud, Bali

🕒 Local time

10:33 10:33 AM

17:33 5:33 PM

7 h ahead of Yens

🌤 Weather

👥 Population

2,200

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of November 5, 2026: 1 USD = 0.816 CHF (1 CHF = 1.22 USD). 1 EUR = 0.917 CHF (1 CHF = 1.09 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to CHF in detail →

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Yens Ubud, Bali 12,130 km ≈ 16 h nonstop flight

From you

Yens
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yens vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 63% lower than in Yens. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $5,352 in Yens and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,735 in Yens versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,957 in Yens versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 104% higher in Yens. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Yens and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Yens. Beyond cost, consider language, visa policies, and how big the international community is in each city.