Last update: Oct 2026

Cost of Living Comparison Between Yens and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,329 in Yens, rent and utilities included – about $28,900 less a year. Rent and utilities account for about half of the difference.

162

Cost of Living Index in Yens
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Yens Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Yens

🇨🇭 Switzerland

$3,329

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Yens and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yens and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,329 in Yens versus $918 in Cebu.

Yens $3,329
Cebu $918

Estimated couple costs with rent: $5,100 in Yens versus $1,409 in Cebu.

Yens $5,100
Cebu $1,409

Monthly costs for a family of three with rent: $6,872 in Yens versus $1,900 in Cebu.

Yens $6,872
Cebu $1,900

Living in Yens is roughly 263% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Yens is 147% above, Cebu is 32% below.

Meal at Budget Restaurant

$29.34 CHF 24.16

$3.09 ₱194

849.51%

Three-Course Dinner for Two, Mid-Range

$119 CHF 98.0

$24.22 ₱1,525

391.33%

Fast Food Meal (McDonalds, etc)

$15.95 CHF 13.14

$3.92 ₱247

306.89%

Cappuccino

$6.00 CHF 4.94

$2.51 ₱158

139.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.95 CHF 4.08

$1.59 ₱100

211.32%

Water (0.33 liter bottle)

$4.27 CHF 3.51

$0.53 ₱33.43

705.66%

Local Beer (0.5 liter draught)

$9.07 CHF 7.47

$1.78 ₱112

409.55%

Imported Beer (0.33 liter bottle)

$7.69 CHF 6.34

$2.17 ₱137

254.38%

Milk (1 liter)

$2.13 CHF 1.76

$1.92 ₱121

10.94%

White Bread (500g)

$2.99 CHF 2.46

$1.36 ₱85.4

119.85%

Rice (white) (1kg)

$3.18 CHF 2.62

$1.01 ₱63.5

214.85%

Eggs

$7.17 CHF 5.91

$2.03 ₱128

253.20%

Local Cheese (1kg)

$23.95 CHF 19.73

$9.86 ₱621

142.90%

Chicken Fillets (1kg)

$28.06 CHF 23.11

$4.39 ₱277

539.18%

Beef Round Steak (1kg)

$39.38 CHF 32.44

$7.60 ₱479

418.16%

Apples (1kg)

$3.63 CHF 2.99

$3.30 ₱208

10.00%

Banana (1kg)

$1.95 CHF 1.61

$1.39 ₱87.8

40.29%

Oranges (1kg)

$2.52 CHF 2.08

$2.33 ₱147

8.15%

Tomato (1kg)

$4.43 CHF 3.65

$1.50 ₱94.3

195.33%

Potato (1kg)

$1.62 CHF 1.34

$2.36 ₱149

-31.36%

Onion (1kg)

$1.94 CHF 1.60

$1.90 ₱119

2.11%

Lettuce (1 head)

$1.98 CHF 1.63

$1.19 ₱74.9

66.39%

Water (1.5 liter bottle)

$1.27 CHF 1.05

$0.63 ₱39.71

101.59%

Cigarettes 20 Pack (Marlboro, Camel)

$10.70 CHF 8.81

$3.00 ₱189

256.67%

Wine (Bottle)

$11.98 CHF 9.87

$6.03 ₱379

98.67%

Local Beer (0.5 liter bottle)

$2.24 CHF 1.85

$1.23 ₱77.7

82.11%

Imported Beer (0.33 liter bottle)

$2.86 CHF 2.36

$1.75 ₱110

63.43%

One-way Ticket (Public Transport)

$4.58 CHF 3.77

$0.25 ₱15.86

1732.00%

Public Transport Monthly Pass (Regular Price)

$98.4 CHF 81.0

$12.64 ₱796

678.48%

Taxi Start (Normal Tariff)

$7.70 CHF 6.34

$0.77 ₱48.62

900.00%

Taxi (Normal Tariff) (1km)

$4.56 CHF 3.75

$0.23 ₱14.53

1882.61%

Taxi 1hour Waiting (Normal Tariff)

$84.2 CHF 69.3

$4.46 ₱281

1787.44%

Gasoline (1 liter)

$2.36 CHF 1.94

$1.31 ₱82.8

80.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.9K CHF 34.5K

$21.2K ₱1.3M

97.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K CHF 32.7K

$19.1K ₱1.2M

107.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 CHF 225

$120 ₱7,569

127.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.35 CHF 22.52

$14.00 ₱882

95.36%

Internet (50+ Mbps, Unlimited Data)

$51.4 CHF 42.31

$27.54 ₱1,734

86.53%

Gym Membership (Monthly)

$89.6 CHF 73.8

$32.33 ₱2,035

176.99%

Tennis Court (1 Hour on Weekend)

$45.51 CHF 37.48

$6.65 ₱419

584.36%

Cinema Ticket

$24.00 CHF 19.76

$5.65 ₱356

324.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,954 CHF 2,433

$275 ₱17.3K

972.83%

International Primary School, 1 Child (Yearly)

$30.3K CHF 25.0K

$7,918 ₱498.5K

282.79%

Jeans (Levis 501 Or Similar)

$141 CHF 116

$49.33 ₱3,106

185.44%

Summer Dress (H&M, Zara, etc)

$61.4 CHF 50.6

$25.24 ₱1,589

143.42%

Sport Shoes (Adidas, Nike)

$138 CHF 114

$77.0 ₱4,846

79.08%

Men's Leather Business Shoes

$197 CHF 162

$57.2 ₱3,601

244.84%

1-bedroom Apartment, City Center (Monthly)

$1,679 CHF 1,383

$500 ₱31.5K

236.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,440 CHF 1,186

$309 ₱19.4K

366.14%

3-bedroom Apartment, City Center (Monthly)

$2,839 CHF 2,338

$1,078 ₱67.9K

163.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,494 CHF 2,054

$615 ₱38.7K

305.34%

Buy Apartment in City Center (m2)

$16.2K CHF 13.3K

$2,886 ₱181.7K

460.09%

Buy Apartment Outside City Center (m2)

$12.0K CHF 9,900

$1,917 ₱120.7K

527.18%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.95

7.2

-72.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yens: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yens

$1.4K 43.3%

Cebu

$309 33.6% 78.5% $1.1K

Groceries & Markets

Yens

$558 16.8%

Cebu

$206 22.4% 63.1% $352

Eating Out

Yens

$452 13.6%

Cebu

$88 9.6% 80.5% $364

Monthly Utilities & Internet

Yens

$352 10.6%

Cebu

$162 17.6% 54.1% $191

Clothing & Footwear

Yens

$242 7.3%

Cebu

$94 10.2% 61.2% $148

Getting Around

Yens

$147 4.4%

Cebu

$16 1.7% 89.4% $132

Sport & Entertainment

Yens

$138 4.1%

Cebu

$44 4.8% 68.3% $94

Cost Breakdown

A one-bedroom apartment in the center runs $1,679 in Yens and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $119 in Yens vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $558 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Yens

🇵🇭 Cebu

🕒 Local time

08:25 8:25 AM

14:25 2:25 PM

6 h ahead of Yens

🌤 Weather

👥 Population

2,200

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Between locations

Yens Cebu 11,180 km ≈ 14 h nonstop flight

From you

Yens
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yens vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 263% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,993 in Yens and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,679 in Yens versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,329 per month in Yens versus $918 in Cebu – a 263% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 678% less than in Yens. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,329 in Yens, a $1,500 budget is realistic in Cebu but tight or insufficient in Yens. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Yens, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Yens and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 263% less than in Yens. Beyond cost, consider language, visa policies, and how big the international community is in each city.