Last update: Oct 2026

Cost of Living Comparison Between Xghajra and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,903 in Xghajra, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Xghajra
Learn more

Xghajra Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Xghajra

🇲🇹 Malta

$1,903

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Xghajra and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Xghajra and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,903 per month in Xghajra vs $936 in Chiang Mai, rent included.

Xghajra $1,903
Chiang Mai $936

A couple spends around $3,020 per month in Xghajra vs $1,457 in Chiang Mai, rent included.

Xghajra $3,020
Chiang Mai $1,457

A family of three spends $4,137 per month in Xghajra vs $1,979 in Chiang Mai, rent included.

Xghajra $4,137
Chiang Mai $1,979

Xghajra costs about 103% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Xghajra sits 40% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.39 €17.42

$2.24 ฿75.7

765.62%

Three-Course Dinner for Two, Mid-Range

$85.1 €76.5

$19.00 ฿642

348.00%

Fast Food Meal (McDonalds, etc)

$13.25 €11.90

$5.55 ฿188

138.74%

Cappuccino

$2.66 €2.39

$1.67 ฿56.6

59.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 €2.72

$0.64 ฿21.56

373.44%

Water (0.33 liter bottle)

$2.20 €1.98

$0.31 ฿10.32

609.68%

Local Beer (0.5 liter draught)

$4.44 €3.99

$2.36 ฿79.6

88.14%

Imported Beer (0.33 liter bottle)

$5.27 €4.73

$3.66 ฿124

43.99%

Milk (1 liter)

$1.33 €1.20

$1.95 ฿65.8

-31.79%

White Bread (500g)

$1.35 €1.21

$1.44 ฿48.51

-6.25%

Rice (white) (1kg)

$4.28 €3.84

$1.33 ฿45.07

221.80%

Eggs

$4.31 €3.87

$2.28 ฿77.1

89.04%

Local Cheese (1kg)

$8.07 €7.25

$16.45 ฿556

-50.94%

Chicken Fillets (1kg)

$10.43 €9.37

$2.78 ฿94.0

275.18%

Beef Round Steak (1kg)

$18.35 €16.48

$9.31 ฿314

97.10%

Apples (1kg)

$4.07 €3.65

$2.35 ฿79.5

73.19%

Banana (1kg)

$2.80 €2.51

$0.97 ฿32.82

188.66%

Oranges (1kg)

$3.63 €3.27

$1.60 ฿53.9

126.87%

Tomato (1kg)

$3.37 €3.03

$1.50 ฿50.7

124.67%

Potato (1kg)

$2.21 €1.98

$1.28 ฿43.15

72.66%

Onion (1kg)

$1.85 €1.66

$1.10 ฿37.22

68.18%

Lettuce (1 head)

$2.34 €2.10

$0.71 ฿23.84

229.58%

Water (1.5 liter bottle)

$1.34 €1.21

$0.49 ฿16.38

173.47%

Cigarettes 20 Pack (Marlboro, Camel)

$6.65 €5.97

$4.14 ฿140

60.63%

Wine (Bottle)

$8.21 €7.38

$17.52 ฿592

-53.14%

Local Beer (0.5 liter bottle)

$1.71 €1.54

$1.61 ฿54.5

6.21%

Imported Beer (0.33 liter bottle)

$2.37 €2.13

$2.78 ฿94.0

-14.75%

One-way Ticket (Public Transport)

$2.16 €1.94

$0.87 ฿29.33

148.28%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

Taxi Start (Normal Tariff)

$5.50 €4.94

$1.16 ฿39.08

374.14%

Taxi (Normal Tariff) (1km)

$2.30 €2.07

$0.53 ฿17.82

333.96%

Taxi 1hour Waiting (Normal Tariff)

$27.25 €24.48

$2.42 ฿81.8

1026.03%

Gasoline (1 liter)

$1.47 €1.32

$1.45 ฿48.93

1.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K €34.4K

$21.1K ฿711.2K

81.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €35.4K

$26.9K ฿909.8K

46.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 €91.7

$62.2 ฿2,100

64.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.24 €22.67

$12.17 ฿411

107.40%

Internet (50+ Mbps, Unlimited Data)

$42.27 €37.98

$20.12 ฿680

110.09%

Gym Membership (Monthly)

$71.3 €64.1

$37.31 ฿1,260

91.13%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$9.88 €8.88

$6.49 ฿219

52.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 €326

$736 ฿24.9K

-50.69%

International Primary School, 1 Child (Yearly)

$10.9K €9,834

$14.8K ฿498.6K

-25.86%

Jeans (Levis 501 Or Similar)

$87.0 €78.1

$53.4 ฿1,802

62.94%

Summer Dress (H&M, Zara, etc)

$40.22 €36.13

$24.64 ฿832

63.23%

Sport Shoes (Adidas, Nike)

$100 €90.2

$91.5 ฿3,089

9.71%

Men's Leather Business Shoes

$77.8 €69.9

$71.9 ฿2,429

8.12%

1-bedroom Apartment, City Center (Monthly)

$1,197 €1,075

$482 ฿16.3K

148.21%

1-bedroom Apartment, Outside City Center (Monthly)

$873 €784

$309 ฿10.4K

182.45%

3-bedroom Apartment, City Center (Monthly)

$1,581 €1,421

$1,006 ฿34.0K

57.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,640 €1,474

$633 ฿21.4K

158.97%

Buy Apartment in City Center (m2)

$4,336 €3,895

$2,363 ฿79.8K

83.48%

Buy Apartment Outside City Center (m2)

$3,093 €2,778

$1,589 ฿53.7K

94.64%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

5.57

-47.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xghajra: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Xghajra

$873 45.9%

Chiang Mai

$309 33% 64.6% $564

Groceries & Markets

Xghajra

$327 17.2%

Chiang Mai

$234 25.1% 28.3% $92

Eating Out

Xghajra

$280 14.7%

Chiang Mai

$78 8.3% 72.3% $203

Monthly Utilities & Internet

Xghajra

$170 8.9%

Chiang Mai

$94 10.1% 44.3% $75

Clothing & Footwear

Xghajra

$137 7.2%

Chiang Mai

$109 11.6% 20.9% $29

Sport & Entertainment

Xghajra

$91 4.8%

Chiang Mai

$50 5.4% 44.8% $41

Getting Around

Xghajra

$26 * 1.4%

Chiang Mai

$61 6.6% 139% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,197 in Xghajra versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $85 in Xghajra versus $19 in Chiang Mai. Monthly groceries follow the same trend: $327 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇲🇹 Xghajra

🇹🇭 Chiang Mai

🕒 Local time

17:02 5:02 PM

23:02 11:02 PM

6 h ahead of Xghajra

🌤 Weather

👥 Population

2,000

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.11 USD

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Xghajra Chiang Mai 8,310 km ≈ 11 h nonstop flight

From you

Xghajra
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Xghajra vs Chiang Mai: Cost of Living - Frequently Asked Questions

Xghajra costs about 103% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,855 per month in Xghajra and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,197 in Xghajra.

A mid-range dinner for two costs $85 in Xghajra and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 39% more in Xghajra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 is a stretch for both – monthly costs hit $1,903 in Xghajra and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,903 in Xghajra. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.