Cost of Living Comparison Between Xalapa, Veracruz and Ubud, Bali Cost of Living Comparison Between Xalapa, Veracruz and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $759 in Xalapa, Veracruz versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,281 in Xalapa, Veracruz versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,804 in Xalapa, Veracruz versus $3,660 in Ubud, Bali.

Living in Xalapa, Veracruz costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Xalapa, Veracruz is 43% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Xalapa, Veracruz
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.90 MX$102
$3.56 Rp 64.3K
65.73%
Three-Course Dinner for Two, Mid-Range
$37.56 MX$649
$32.73 Rp 590.3K
14.76%
Fast Food Meal (McDonalds, etc)
$6.23 MX$108
$4.95 Rp 89.2K
25.86%
Cappuccino
$2.66 MX$45.92
$2.71 Rp 48.9K
-1.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.42 MX$24.62
$1.34 Rp 24.2K
5.97%
Water (0.33 liter bottle)
$1.11 MX$19.20
$0.70 Rp 12.6K
58.57%
Local Beer (0.5 liter draught)
$2.14 MX$36.96
$2.92 Rp 52.7K
-26.71%
Imported Beer (0.33 liter bottle)
$3.10 MX$53.5
$3.96 Rp 71.4K
-21.72%
🛒 Groceries & Markets
Xalapa, Veracruz
Ubud, Bali
Difference
Milk (1 liter)
$1.16 MX$20.09
$1.81 Rp 32.6K
-35.91%
White Bread (500g)
$2.02 MX$34.92
$2.52 Rp 45.4K
-19.84%
Rice (white) (1kg)
$1.85 MX$31.94
$1.16 Rp 20.9K
59.48%
Eggs
$2.40 MX$41.46
$2.46 Rp 44.4K
-2.44%
Local Cheese (1kg)
$6.50 MX$112
$14.71 Rp 265.3K
-55.81%
Chicken Fillets (1kg)
$6.80 MX$117
$4.32 Rp 77.9K
57.41%
Beef Round Steak (1kg)
$10.04 MX$173
$12.14 Rp 218.9K
-17.30%
Apples (1kg)
$2.86 MX$49.38
$3.84 Rp 69.3K
-25.52%
Banana (1kg)
$1.58 MX$27.25
$1.56 Rp 28.1K
1.28%
Oranges (1kg)
$2.06 MX$35.58
$2.83 Rp 51.1K
-27.21%
Tomato (1kg)
$1.41 MX$24.37
$2.33 Rp 41.9K
-39.48%
Potato (1kg)
$1.82 MX$31.52
$1.91 Rp 34.5K
-4.71%
Onion (1kg)
$1.16 MX$20.07
$2.20 Rp 39.7K
-47.27%
Lettuce (1 head)
$1.12 MX$19.43
$1.01 Rp 18.3K
10.89%
Water (1.5 liter bottle)
$0.74 MX$12.83
$0.78 Rp 14.0K
-5.13%
Cigarettes 20 Pack (Marlboro, Camel)
$4.08 MX$70.4
$3.32 Rp 59.8K
22.89%
Wine (Bottle)
$10.07 MX$174
$23.74 Rp 428.0K
-57.58%
Local Beer (0.5 liter bottle)
$1.11 MX$19.12
$2.79 Rp 50.3K
-60.22%
Imported Beer (0.33 liter bottle)
$1.92 MX$33.12
$2.86 Rp 51.6K
-32.87%
🚌 Getting Around
Xalapa, Veracruz
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.54 MX$9.36
$0.27 Rp 4,848
100.00%
Public Transport Monthly Pass (Regular Price)
$15.18 MX$262
$8.03 Rp 144.8K
89.04%
Taxi Start (Normal Tariff)
$1.37 MX$23.64
$0.46 Rp 8,230
197.83%
Taxi (Normal Tariff) (1km)
$0.30 MX$5.25
$0.45 Rp 8,116
-33.33%
Taxi 1hour Waiting (Normal Tariff)
$5.49 MX$94.9
$6.10 Rp 109.9K
-10.00%
Gasoline (1 liter)
$1.35 MX$23.39
$0.79 Rp 14.3K
70.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.7K MX$253.9K
$26.1K Rp 471.6M
-43.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K MX$399.6K
$32.1K Rp 579.2M
-28.00%
🧾 Monthly Utilities & Internet
Xalapa, Veracruz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.25 MX$696
$79.9 Rp 1.4M
-49.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.37 MX$387
$4.06 Rp 73.3K
450.99%
Internet (50+ Mbps, Unlimited Data)
$23.70 MX$410
$23.52 Rp 424.1K
0.77%
🎉 Sport & Entertainment
Xalapa, Veracruz
Ubud, Bali
Difference
Gym Membership (Monthly)
$23.27 MX$402
$98.7 Rp 1.8M
-76.42%
Tennis Court (1 Hour on Weekend)
$20.08 MX$347
$6.63 Rp 119.6K
202.87%
Cinema Ticket
$6.20 MX$107
$4.15 Rp 74.8K
49.40%
🧸 Childcare & Education
Xalapa, Veracruz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$132 MX$2,281
$304 Rp 5.5M
-56.57%
International Primary School, 1 Child (Yearly)
$10.5K MX$180.9K
$6,613 Rp 119.3M
58.33%
👕👟 Clothing & Footwear
Xalapa, Veracruz
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$34.41 MX$595
$55.5 Rp 1.0M
-38.04%
Summer Dress (H&M, Zara, etc)
$45.00 MX$778
$38.31 Rp 690.9K
17.46%
Sport Shoes (Adidas, Nike)
$75.7 MX$1,309
$88.6 Rp 1.6M
-14.53%
Men's Leather Business Shoes
$51.2 MX$885
$77.9 Rp 1.4M
-34.26%
🏠 Accommodation & Living
Xalapa, Veracruz
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$229 MX$3,952
$1,006 Rp 18.1M
-77.27%
1-bedroom Apartment, Outside City Center (Monthly)
$168 MX$2,902
$675 Rp 12.2M
-75.14%
3-bedroom Apartment, City Center (Monthly)
$473 MX$8,166
$3,442 Rp 62.1M
-86.27%
3-bedroom Apartment, Outside City Center (Monthly)
$389 MX$6,720
$2,039 Rp 36.8M
-80.93%
Buy Apartment in City Center (m2)
$1,979 MX$34.2K
$2,841 Rp 51.2M
-30.35%
Buy Apartment Outside City Center (m2)
$1,021 MX$17.6K
$2,264 Rp 40.8M
-54.89%
💵 Salaries & Financials
Xalapa, Veracruz
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$828 MX$14.3K
$165 Rp 3.0M
401.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.34
13.28
-14.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xalapa, Veracruz: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $229 in Xalapa, Veracruz and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Xalapa, Veracruz pays 401% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Xalapa, Veracruz vs $33.00 in Ubud, Bali. Groceries flip the comparison at $222 vs $302, with Xalapa, Veracruz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xalapa, Veracruz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Xalapa, Veracruz or Ubud, Bali?
Xalapa, Veracruz wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xalapa, Veracruz the obvious pick if budget is a priority.
Are salaries higher in Xalapa, Veracruz or Ubud, Bali?
Xalapa, Veracruz pays 401% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Xalapa, Veracruz vs Ubud, Bali?
Rent for a central apartment: $229 in Xalapa, Veracruz versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Xalapa, Veracruz and Ubud, Bali?
Childcare runs $132 in Xalapa, Veracruz versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Xalapa, Veracruz or Ubud, Bali?
Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Xalapa, Veracruz or Ubud, Bali?
At $759 in Xalapa, Veracruz versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Xalapa, Veracruz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xalapa, Veracruz the clear choice for anyone on this budget.
Which city is better for digital nomads, Xalapa, Veracruz or Ubud, Bali?
Both work as nomad bases, but Xalapa, Veracruz delivers better value – similar infrastructure at $759 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xalapa, Veracruz hard to pass up.
How safe is Xalapa, Veracruz compared to Ubud, Bali?
Safety-wise, Xalapa, Veracruz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Xalapa, Veracruz gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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