🙂Monthly costs for one person with rent: $740 in Xalapa, Veracruz versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,261 in Xalapa, Veracruz versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,782 in Xalapa, Veracruz versus $3,723 in Ubud, Bali.
🌍Living in Xalapa, Veracruz costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Xalapa, Veracruz is 44% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Xalapa, Veracruz
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.12MX$107
$3.57Rp 64.6K
71.43%
Three-Course Dinner for Two, Mid-Range
$37.30MX$651
$32.32Rp 584.4K
15.41%
Fast Food Meal(McDonalds, etc)
$6.31MX$110
$5.01Rp 90.5K
25.95%
Cappuccino
$2.60MX$45.36
$2.82Rp 51.1K
-7.80%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.41MX$24.68
$1.35Rp 24.4K
4.44%
Water(0.33 liter bottle)
$1.17MX$20.41
$0.73Rp 13.2K
60.27%
Local Beer(0.5 liter draught)
$2.13MX$37.15
$2.93Rp 53.0K
-27.30%
Imported Beer(0.33 liter bottle)
$3.22MX$56.1
$3.94Rp 71.2K
-18.27%
🛒 Groceries & Markets
Xalapa, Veracruz
Ubud, Bali
Difference
Milk(1 liter)
$1.16MX$20.24
$1.78Rp 32.2K
-34.83%
White Bread(500g)
$2.04MX$35.66
$2.45Rp 44.3K
-16.73%
Rice(white)(1kg)
$1.84MX$32.03
$1.15Rp 20.8K
60.00%
Eggs
$2.47MX$43.04
$2.41Rp 43.7K
2.49%
Local Cheese(1kg)
$6.77MX$118
$14.33Rp 259.1K
-52.76%
Chicken Fillets(1kg)
$6.58MX$115
$4.19Rp 75.7K
57.04%
Beef Round Steak(1kg)
$10.14MX$177
$12.06Rp 218.1K
-15.92%
Apples(1kg)
$2.92MX$50.9
$3.64Rp 65.8K
-19.78%
Banana(1kg)
$1.52MX$26.54
$1.57Rp 28.3K
-3.18%
Oranges(1kg)
$2.06MX$35.86
$2.79Rp 50.4K
-26.16%
Tomato(1kg)
$1.38MX$24.05
$2.24Rp 40.5K
-38.39%
Potato(1kg)
$1.93MX$33.60
$1.98Rp 35.8K
-2.53%
Onion(1kg)
$1.13MX$19.73
$2.28Rp 41.2K
-50.44%
Lettuce(1 head)
$1.13MX$19.65
$1.05Rp 19.1K
7.62%
Water(1.5 liter bottle)
$0.82MX$14.26
$0.79Rp 14.2K
3.80%
Cigarettes 20 Pack(Marlboro, Camel)
$3.94MX$68.8
$3.19Rp 57.7K
23.51%
Wine(Bottle)
$10.35MX$181
$23.49Rp 424.8K
-55.94%
Local Beer(0.5 liter bottle)
$1.11MX$19.28
$2.90Rp 52.4K
-61.72%
Imported Beer(0.33 liter bottle)
$1.89MX$32.91
$2.76Rp 49.8K
-31.52%
🚌 Getting Around
Xalapa, Veracruz
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.49MX$8.63
$0.27Rp 4,821
81.48%
Public Transport Monthly Pass(Regular Price)
$15.24MX$266
$8.37Rp 151.3K
82.08%
Taxi Start(Normal Tariff)
$1.36MX$23.75
$0.45Rp 8,180
202.22%
Taxi(Normal Tariff)(1km)
$0.28MX$4.81
$0.46Rp 8,311
-39.13%
Taxi 1hour Waiting(Normal Tariff)
$5.43MX$94.6
$6.07Rp 109.7K
-10.54%
Gasoline(1 liter)
$1.34MX$23.42
$0.86Rp 15.6K
55.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.5KMX$252.9K
$26.6KRp 480.7M
-45.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5KMX$409.9K
$32.5KRp 588.6M
-27.80%
🧾 Monthly Utilities & Internet
Xalapa, Veracruz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.41MX$705
$79.0Rp 1.4M
-48.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.23MX$388
$4.09Rp 74.0K
443.52%
Internet(50+ Mbps, Unlimited Data)
$23.29MX$406
$23.85Rp 431.2K
-2.35%
🎉 Sport & Entertainment
Xalapa, Veracruz
Ubud, Bali
Difference
Gym Membership(Monthly)
$22.89MX$399
$98.8Rp 1.8M
-76.83%
Tennis Court(1 Hour on Weekend)
$20.43MX$356
$6.35Rp 114.9K
221.73%
Cinema Ticket
$6.38MX$111
$4.01Rp 72.5K
59.10%
🧸 Childcare & Education
Xalapa, Veracruz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$135MX$2,347
$297Rp 5.4M
-54.73%
International Primary School, 1 Child(Yearly)
$10.4KMX$182.2K
$6,602Rp 119.4M
58.25%
👕👟 Clothing & Footwear
Xalapa, Veracruz
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$34.24MX$597
$53.4Rp 966.0K
-35.92%
Summer Dress(H&M, Zara, etc)
$44.26MX$772
$38.11Rp 689.2K
16.14%
Sport Shoes(Adidas, Nike)
$76.5MX$1,334
$88.7Rp 1.6M
-13.74%
Men's Leather Business Shoes
$51.6MX$900
$76.6Rp 1.4M
-32.63%
🏠 Accommodation & Living
Xalapa, Veracruz
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$225MX$3,929
$1,020Rp 18.4M
-77.91%
1-bedroom Apartment, Outside City Center(Monthly)
$167MX$2,916
$680Rp 12.3M
-75.43%
3-bedroom Apartment, City Center(Monthly)
$482MX$8,407
$3,469Rp 62.7M
-86.10%
3-bedroom Apartment, Outside City Center(Monthly)
$381MX$6,640
$2,090Rp 37.8M
-81.78%
Buy Apartment in City Center(m2)
$1,981MX$34.6K
$2,729Rp 49.3M
-27.39%
Buy Apartment Outside City Center(m2)
$1,028MX$17.9K
$2,295Rp 41.5M
-55.22%
💵 Salaries & Financials
Xalapa, Veracruz
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$832MX$14.5K
$164Rp 3.0M
408.35%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.34
13.28
-14.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Xalapa, Veracruz: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $225 in Xalapa, Veracruz and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Xalapa, Veracruz pays 408% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $37.00 in Xalapa, Veracruz vs $32.00 in Ubud, Bali. Groceries flip the comparison at $224 vs $298, with Xalapa, Veracruz cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xalapa, Veracruz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Xalapa, Veracruz or Ubud, Bali?
Xalapa, Veracruz wins on cost – living expenses run 88% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xalapa, Veracruz the obvious pick if budget is a priority.
Are salaries higher in Xalapa, Veracruz or in Ubud, Bali?
Average pay runs 408% higher in Xalapa, Veracruz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Xalapa, Veracruz compared to Ubud, Bali?
Rent for a central apartment: $225 in Xalapa, Veracruz versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Xalapa, Veracruz and in Ubud, Bali?
Childcare runs $135 in Xalapa, Veracruz versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Xalapa, Veracruz or in Ubud, Bali?
Supermarket bills run roughly 33% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Xalapa, Veracruz or in Ubud, Bali?
At $740 in Xalapa, Veracruz versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Xalapa, Veracruz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xalapa, Veracruz the clear choice for anyone on this budget.
Which city is better for digital nomads, Xalapa, Veracruz or Ubud, Bali?
Both work as nomad bases, but Xalapa, Veracruz delivers better value – similar infrastructure at $740 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xalapa, Veracruz hard to pass up.
How safe is Xalapa, Veracruz compared to Ubud, Bali?
Safety-wise, Xalapa, Veracruz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Xalapa, Veracruz gentler on the wallet – expenses run 88% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Xalapa, Veracruz vs other spots: cost of living compared