Last update: Oct 2026

Cost of Living Comparison Between Xalapa, Veracruz and Ubud, Bali

For one person, living is cheaper in Xalapa, Veracruz: $807 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Xalapa, Veracruz
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Xalapa, Veracruz Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Xalapa, Veracruz

🇲🇽 Mexico

$807

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Xalapa, Veracruz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Xalapa, Veracruz and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $807 in Xalapa, Veracruz versus $1,349 in Ubud, Bali.

Xalapa, Veracruz $807
Ubud, Bali $1,349

Estimated couple costs with rent: $1,355 in Xalapa, Veracruz versus $2,305 in Ubud, Bali.

Xalapa, Veracruz $1,355
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,904 in Xalapa, Veracruz versus $3,261 in Ubud, Bali.

Xalapa, Veracruz $1,904
Ubud, Bali $3,261

Living in Xalapa, Veracruz costs roughly 40% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.79 MX$108

$3.32 Rp 60.4K

74.40%

Three-Course Dinner for Two, Mid-Range

$43.41 MX$809

$35.64 Rp 647.8K

21.80%

Fast Food Meal (McDonalds, etc)

$6.44 MX$120

$5.53 Rp 100.6K

16.46%

Cappuccino

$3.66 MX$68.2

$2.72 Rp 49.4K

34.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 MX$18.56

$1.70 Rp 30.9K

-41.18%

Water (0.33 liter bottle)

$0.74 MX$13.82

$0.76 Rp 13.8K

-2.63%

Local Beer (0.5 liter draught)

$2.16 MX$40.28

$2.65 Rp 48.2K

-18.49%

Imported Beer (0.33 liter bottle)

$3.25 MX$60.6

$4.38 Rp 79.6K

-25.80%

Milk (1 liter)

$1.29 MX$24.12

$1.49 Rp 27.1K

-13.42%

White Bread (500g)

$2.17 MX$40.40

$2.28 Rp 41.4K

-4.82%

Rice (white) (1kg)

$1.66 MX$30.90

$1.19 Rp 21.6K

39.50%

Eggs

$2.24 MX$41.77

$2.04 Rp 37.0K

9.80%

Local Cheese (1kg)

$6.22 MX$116

$17.70 Rp 321.7K

-64.86%

Chicken Fillets (1kg)

$7.10 MX$132

$3.96 Rp 72.0K

79.29%

Beef Round Steak (1kg)

$9.83 MX$183

$12.19 Rp 221.6K

-19.36%

Apples (1kg)

$3.21 MX$59.8

$3.66 Rp 66.4K

-12.30%

Banana (1kg)

$1.31 MX$24.45

$1.52 Rp 27.6K

-13.82%

Oranges (1kg)

$1.52 MX$28.26

$2.23 Rp 40.5K

-31.84%

Tomato (1kg)

$1.43 MX$26.61

$1.97 Rp 35.9K

-27.41%

Potato (1kg)

$1.94 MX$36.16

$1.85 Rp 33.6K

4.86%

Onion (1kg)

$1.17 MX$21.81

$2.42 Rp 44.1K

-51.65%

Lettuce (1 head)

$1.12 MX$20.85

$0.99 Rp 18.0K

13.13%

Water (1.5 liter bottle)

$0.92 MX$17.11

$0.51 Rp 9,332

80.39%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 MX$76.9

$2.22 Rp 40.4K

85.59%

Wine (Bottle)

$9.49 MX$177

$22.24 Rp 404.2K

-57.33%

Local Beer (0.5 liter bottle)

$1.22 MX$22.69

$2.26 Rp 41.1K

-46.02%

Imported Beer (0.33 liter bottle)

$1.54 MX$28.70

$2.97 Rp 54.0K

-48.15%

One-way Ticket (Public Transport)

$0.53 MX$9.85

$0.25 Rp 4,562

112.00%

Public Transport Monthly Pass (Regular Price)

$14.76 MX$275

$7.82 Rp 142.2K

88.75%

Taxi Start (Normal Tariff)

$1.95 MX$36.27

$0.44 Rp 7,989

343.18%

Taxi (Normal Tariff) (1km)

$0.50 MX$9.29

$0.43 Rp 7,817

16.28%

Taxi 1hour Waiting (Normal Tariff)

$5.48 MX$102

$5.41 Rp 98.3K

1.29%

Gasoline (1 liter)

$1.43 MX$26.64

$0.82 Rp 15.0K

74.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K MX$401.1K

$23.8K Rp 433.3M

-9.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K MX$446.6K

$31.7K Rp 577.0M

-24.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 MX$1,162

$79.1 Rp 1.4M

-21.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.85 MX$426

$6.45 Rp 117.2K

254.26%

Internet (50+ Mbps, Unlimited Data)

$23.76 MX$443

$18.58 Rp 337.7K

27.88%

Gym Membership (Monthly)

$24.71 MX$461

$49.48 Rp 899.4K

-50.06%

Tennis Court (1 Hour on Weekend)

$19.63 MX$366

$17.65 Rp 320.8K

11.22%

Cinema Ticket

$6.39 MX$119

$4.27 Rp 77.7K

49.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$137 MX$2,550

$491 Rp 8.9M

-72.11%

International Primary School, 1 Child (Yearly)

$11.5K MX$215.1K

$5,674 Rp 103.1M

103.39%

Jeans (Levis 501 Or Similar)

$36.67 MX$683

$44.64 Rp 811.4K

-17.85%

Summer Dress (H&M, Zara, etc)

$54.8 MX$1,021

$34.95 Rp 635.3K

56.80%

Sport Shoes (Adidas, Nike)

$107 MX$2,001

$79.9 Rp 1.5M

34.33%

Men's Leather Business Shoes

$73.6 MX$1,371

$79.4 Rp 1.4M

-7.39%

1-bedroom Apartment, City Center (Monthly)

$230 MX$4,296

$1,125 Rp 20.4M

-79.51%

1-bedroom Apartment, Outside City Center (Monthly)

$160 MX$2,982

$671 Rp 12.2M

-76.18%

3-bedroom Apartment, City Center (Monthly)

$563 MX$10.5K

$3,565 Rp 64.8M

-84.20%

3-bedroom Apartment, Outside City Center (Monthly)

$367 MX$6,836

$1,723 Rp 31.3M

-78.72%

Buy Apartment in City Center (m2)

$1,979 MX$36.9K

$2,732 Rp 49.6M

-27.55%

Buy Apartment Outside City Center (m2)

$1,025 MX$19.1K

$2,284 Rp 41.5M

-55.11%

Average Monthly Net Salary (After Tax)

$815 MX$15.2K

$164 Rp 3.0M

397.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.8

13.78

-28.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xalapa, Veracruz: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Xalapa, Veracruz

$223 27.6%

Ubud, Bali

$288 21.4% 29.5% $66

Accommodation & Living

Xalapa, Veracruz

$160 19.8%

Ubud, Bali

$672 49.8% 320% $512

Eating Out

Xalapa, Veracruz

$134 16.6%

Ubud, Bali

$108 8% 19.5% $26

Clothing & Footwear

Xalapa, Veracruz

$123 15.2%

Ubud, Bali

$108 8% 12.3% $15

Monthly Utilities & Internet

Xalapa, Veracruz

$109 13.5%

Ubud, Bali

$104 7.7% 4.5% $4.9

Sport & Entertainment

Xalapa, Veracruz

$37 4.7%

Ubud, Bali

$58 4.3% 54.8% $21

Getting Around

Xalapa, Veracruz

$21 2.6%

Ubud, Bali

$11 0.9% 46.4% $9.9

Cost Breakdown

A one-bedroom apartment in the center runs $230 in Xalapa, Veracruz and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Xalapa, Veracruz pays about 5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $43 in Xalapa, Veracruz vs $36 in Ubud, Bali. Groceries flip the comparison at $223 vs $288, with Xalapa, Veracruz cheaper for home cooking.

Good to know

🇲🇽 Xalapa, Veracruz

🇮🇩 Ubud, Bali

🕒 Local time

17:09 5:09 PM

07:09 7:09 AM

14 h ahead of Xalapa, Veracruz

🌤 Weather

👥 Population

443,063

74,800

💱 Currency

Mexican Peso MXN $

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MXN = 5.36 USD

100 MXN = 4.82 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to MXN in detail →

On the map

Lowest

Highest

Between locations

Xalapa, Veracruz Ubud, Bali 16,340 km ≈ 21 h nonstop flight

From you

Xalapa, Veracruz
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Xalapa, Veracruz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Xalapa, Veracruz wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Xalapa, Veracruz the obvious pick if budget is a priority.

Average pay in Xalapa, Veracruz is about 5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $230 in Xalapa, Veracruz versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $137 in Xalapa, Veracruz versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $807 in Xalapa, Veracruz versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Xalapa, Veracruz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xalapa, Veracruz the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Xalapa, Veracruz and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.