Last update: Oct 2026

Cost of Living Comparison Between Wollongong and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,467 in Wollongong, rent and utilities included – about $13,400 less a year. Rent and utilities account for about half of the difference.

119

Cost of Living Index in Wollongong
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Wollongong Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Wollongong

🇦🇺 Australia

$2,467

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Wollongong and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wollongong and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,467 in Wollongong versus $1,349 in Ubud, Bali.

Wollongong $2,467
Ubud, Bali $1,349

Estimated couple costs with rent: $3,619 in Wollongong versus $2,305 in Ubud, Bali.

Wollongong $3,619
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,772 in Wollongong versus $3,261 in Ubud, Bali.

Wollongong $4,772
Ubud, Bali $3,261

Living in Wollongong is roughly 83% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.38 A$24.62

$3.32 Rp 60.4K

423.49%

Three-Course Dinner for Two, Mid-Range

$83.8 A$119

$35.64 Rp 648.1K

134.99%

Fast Food Meal (McDonalds, etc)

$10.66 A$15.10

$5.53 Rp 100.6K

92.77%

Cappuccino

$3.47 A$4.92

$2.72 Rp 49.4K

27.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.30

$1.70 Rp 30.9K

78.24%

Water (0.33 liter bottle)

$2.28 A$3.23

$0.76 Rp 13.8K

200.00%

Local Beer (0.5 liter draught)

$7.17 A$10.16

$2.65 Rp 48.3K

170.57%

Imported Beer (0.33 liter bottle)

$7.05 A$9.99

$4.38 Rp 79.7K

60.96%

Milk (1 liter)

$1.19 A$1.68

$1.49 Rp 27.1K

-20.13%

White Bread (500g)

$2.97 A$4.21

$2.28 Rp 41.4K

30.26%

Rice (white) (1kg)

$2.21 A$3.13

$1.19 Rp 21.6K

85.71%

Eggs

$3.96 A$5.61

$2.04 Rp 37.0K

94.12%

Local Cheese (1kg)

$10.35 A$14.66

$17.70 Rp 321.9K

-41.53%

Chicken Fillets (1kg)

$9.43 A$13.36

$3.96 Rp 72.1K

138.13%

Beef Round Steak (1kg)

$15.68 A$22.22

$12.19 Rp 221.7K

28.63%

Apples (1kg)

$2.91 A$4.12

$3.66 Rp 66.5K

-20.49%

Banana (1kg)

$2.54 A$3.60

$1.52 Rp 27.6K

67.11%

Oranges (1kg)

$3.34 A$4.73

$2.23 Rp 40.5K

49.78%

Tomato (1kg)

$4.71 A$6.67

$1.97 Rp 35.9K

139.09%

Potato (1kg)

$2.31 A$3.28

$1.85 Rp 33.6K

24.86%

Onion (1kg)

$2.58 A$3.66

$2.42 Rp 44.1K

6.61%

Lettuce (1 head)

$2.54 A$3.59

$0.99 Rp 18.0K

156.57%

Water (1.5 liter bottle)

$1.34 A$1.90

$0.51 Rp 9,336

162.75%

Cigarettes 20 Pack (Marlboro, Camel)

$45.34 A$64.2

$2.22 Rp 40.4K

1942.34%

Wine (Bottle)

$13.90 A$19.70

$22.24 Rp 404.4K

-37.50%

Local Beer (0.5 liter bottle)

$4.48 A$6.35

$2.26 Rp 41.1K

98.23%

Imported Beer (0.33 liter bottle)

$4.87 A$6.90

$2.97 Rp 54.0K

63.97%

One-way Ticket (Public Transport)

$2.35 A$3.32

$0.25 Rp 4,564

840.00%

Public Transport Monthly Pass (Regular Price)

$138 A$196

$7.82 Rp 142.3K

1667.77%

Taxi Start (Normal Tariff)

$3.98 A$5.64

$0.44 Rp 7,992

804.55%

Taxi (Normal Tariff) (1km)

$1.56 A$2.21

$0.43 Rp 7,821

262.79%

Taxi 1hour Waiting (Normal Tariff)

$43.53 A$61.7

$5.41 Rp 98.4K

704.62%

Gasoline (1 liter)

$1.33 A$1.89

$0.82 Rp 15.0K

62.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K A$40.4K

$23.8K Rp 433.5M

19.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K A$35.1K

$31.7K Rp 577.3M

-21.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 A$263

$79.1 Rp 1.4M

134.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 A$37.36

$6.45 Rp 117.2K

308.84%

Internet (50+ Mbps, Unlimited Data)

$49.87 A$70.7

$18.58 Rp 337.8K

168.41%

Gym Membership (Monthly)

$61.3 A$86.9

$49.48 Rp 899.8K

23.95%

Tennis Court (1 Hour on Weekend)

$13.78 A$19.52

$17.65 Rp 320.9K

-21.93%

Cinema Ticket

$13.51 A$19.14

$4.27 Rp 77.7K

216.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,193 A$3,107

$491 Rp 8.9M

347.13%

International Primary School, 1 Child (Yearly)

$20.3K A$28.7K

$5,674 Rp 103.2M

257.61%

Jeans (Levis 501 Or Similar)

$70.8 A$100

$44.64 Rp 811.7K

58.49%

Summer Dress (H&M, Zara, etc)

$55.8 A$79.0

$34.95 Rp 635.6K

59.57%

Sport Shoes (Adidas, Nike)

$106 A$151

$79.9 Rp 1.5M

33.15%

Men's Leather Business Shoes

$110 A$156

$79.4 Rp 1.4M

39.05%

1-bedroom Apartment, City Center (Monthly)

$1,400 A$1,984

$1,125 Rp 20.5M

24.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,162 A$1,646

$671 Rp 12.2M

73.05%

3-bedroom Apartment, City Center (Monthly)

$2,398 A$3,397

$3,565 Rp 64.8M

-32.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,833 A$2,597

$1,723 Rp 31.3M

6.36%

Buy Apartment in City Center (m2)

$4,469 A$6,330

$2,732 Rp 49.7M

63.58%

Buy Apartment Outside City Center (m2)

$3,568 A$5,055

$2,284 Rp 41.5M

56.22%

Average Monthly Net Salary (After Tax)

$5,107 A$7,234

$164 Rp 3.0M

3016.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

13.78

-62.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wollongong: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wollongong

$1.2K 47.1%

Ubud, Bali

$672 49.8% 42.2% $490

Groceries & Markets

Wollongong

$357 14.5%

Ubud, Bali

$288 21.4% 19.1% $68

Eating Out

Wollongong

$284 11.5%

Ubud, Bali

$108 8% 62.1% $176

Monthly Utilities & Internet

Wollongong

$262 10.6%

Ubud, Bali

$104 7.7% 60.3% $158

Getting Around

Wollongong

$159 6.5%

Ubud, Bali

$11 0.9% 92.8% $148

Clothing & Footwear

Wollongong

$155 6.3%

Ubud, Bali

$108 8% 30.4% $47

Sport & Entertainment

Wollongong

$88 3.6%

Ubud, Bali

$58 4.3% 34.3% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,400 in Wollongong and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Wollongong pays about 31 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $84 in Wollongong vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $357 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Wollongong

🇮🇩 Ubud, Bali

🕒 Local time

22:58 10:58 PM

19:58 7:58 PM

3 h behind Wollongong

🌤 Weather

👥 Population

280,153

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Wollongong Ubud, Bali 4,640 km ≈ 6 h nonstop flight

From you

Wollongong
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wollongong vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 45% lower than in Wollongong. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Wollongong is about 31 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,400 in Wollongong versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,193 in Wollongong versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 24% higher in Wollongong. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Wollongong and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in Wollongong. Beyond cost, consider language, visa policies, and how big the international community is in each city.