Last update: Oct 2026

Cost of Living Comparison Between Winona, MN and Toronto

For one person, living is cheaper in Winona, MN: $1,950 a month against $2,610 in Toronto, rent and utilities included – about $7,900 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

95

Cost of Living Index in Winona, MN
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Winona, MN Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Winona, MN

🇺🇸 United States

$1,950

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Winona, MN and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winona, MN and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,950 in Winona, MN versus $2,610 in Toronto.

Winona, MN $1,950
Toronto $2,610

Estimated couple costs with rent: $2,925 in Winona, MN versus $3,727 in Toronto.

Winona, MN $2,925
Toronto $3,727

Monthly costs for a family of three with rent: $3,900 in Winona, MN versus $4,844 in Toronto.

Winona, MN $3,900
Toronto $4,844

Living in Winona, MN costs roughly 25% less than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Winona, MN 44% above, Toronto 93% above.

Meal at Budget Restaurant

$15.12 $15.12

$17.59 CA$24.87

-14.04%

Three-Course Dinner for Two, Mid-Range

$58.5 $58.5

$78.8 CA$111

-25.84%

Fast Food Meal (McDonalds, etc)

$11.46 $11.46

$10.73 CA$15.16

6.80%

Cappuccino

$5.54 $5.54

$4.09 CA$5.78

35.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 $1.79

$2.10 CA$2.97

-14.76%

Water (0.33 liter bottle)

$1.03 $1.03

$1.72 CA$2.43

-40.12%

Local Beer (0.5 liter draught)

$4.12 $4.12

$6.36 CA$8.99

-35.22%

Imported Beer (0.33 liter bottle)

$5.90 $5.90

$7.08 CA$10.01

-16.67%

Milk (1 liter)

$1.00 $1.00

$2.54 CA$3.59

-60.63%

White Bread (500g)

$1.41 $1.41

$2.72 CA$3.85

-48.16%

Rice (white) (1kg)

$4.16 $4.16

$2.18 CA$3.09

90.83%

Eggs

$1.75 $1.75

$3.63 CA$5.13

-51.79%

Local Cheese (1kg)

$14.72 $14.72

$9.46 CA$13.37

55.60%

Chicken Fillets (1kg)

$13.41 $13.41

$11.54 CA$16.32

16.20%

Beef Round Steak (1kg)

$19.81 $19.81

$14.37 CA$20.32

37.86%

Apples (1kg)

$4.61 $4.61

$3.70 CA$5.23

24.59%

Banana (1kg)

$0.64 $0.64

$1.19 CA$1.68

-46.22%

Oranges (1kg)

$5.12 $5.12

$3.46 CA$4.90

47.98%

Tomato (1kg)

$4.96 $4.96

$4.22 CA$5.97

17.54%

Potato (1kg)

$2.79 $2.79

$1.79 CA$2.52

55.87%

Onion (1kg)

$3.03 $3.03

$1.65 CA$2.33

83.64%

Lettuce (1 head)

$2.10 $2.10

$2.20 CA$3.11

-4.55%

Water (1.5 liter bottle)

$2.37 $2.37

$1.26 CA$1.78

88.10%

Cigarettes 20 Pack (Marlboro, Camel)

$10.85 $10.85

$13.97 CA$19.75

-22.33%

Wine (Bottle)

$15.47 $15.47

$14.20 CA$20.07

8.94%

Local Beer (0.5 liter bottle)

$2.70 $2.70

$2.25 CA$3.18

20.00%

Imported Beer (0.33 liter bottle)

$4.33 $4.33

$2.53 CA$3.58

71.15%

One-way Ticket (Public Transport)

$2.03 $2.03

$2.32 CA$3.28

-12.50%

Public Transport Monthly Pass (Regular Price)

$66.8 $66.8

$112 CA$158

-40.15%

Taxi Start (Normal Tariff)

$3.88 $3.88

$3.06 CA$4.33

26.80%

Taxi (Normal Tariff) (1km)

$2.06 $2.06

$1.22 CA$1.72

68.85%

Taxi 1hour Waiting (Normal Tariff)

$42.95 $42.95

$21.69 CA$30.66

98.02%

Gasoline (1 liter)

$0.99 $0.99

$1.21 CA$1.72

-18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$26.1K CA$37.0K

19.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$21.1K CA$29.9K

23.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$120 CA$169

65.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.44 $29.44

$32.21 CA$45.54

-8.60%

Internet (50+ Mbps, Unlimited Data)

$53.2 $53.2

$48.88 CA$69.1

8.82%

Gym Membership (Monthly)

$60.4 $60.4

$39.34 CA$55.6

53.46%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$9.82 $9.82

$12.58 CA$17.79

-21.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,718 $1,718

$832 CA$1,176

106.48%

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$23.6K CA$33.4K

1.11%

Jeans (Levis 501 Or Similar)

$63.1 $63.1

$52.3 CA$73.9

20.70%

Summer Dress (H&M, Zara, etc)

$50.4 $50.4

$39.44 CA$55.8

27.87%

Sport Shoes (Adidas, Nike)

$106 $106

$99.0 CA$140

7.02%

Men's Leather Business Shoes

$123 $123

$122 CA$172

0.65%

1-bedroom Apartment, City Center (Monthly)

$867 $867

$1,631 CA$2,306

-46.87%

1-bedroom Apartment, Outside City Center (Monthly)

$686 $686

$1,448 CA$2,048

-52.66%

3-bedroom Apartment, City Center (Monthly)

$1,285 $1,285

$2,737 CA$3,869

-53.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,180 $1,180

$2,129 CA$3,010

-44.57%

Buy Apartment in City Center (m2)

$1,671 $1,671

$8,206 CA$11.6K

-79.64%

Buy Apartment Outside City Center (m2)

$1,653 $1,653

$6,838 CA$9,666

-75.83%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

4.47

49.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winona, MN: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Winona, MN

$686 35.2%

Toronto

$1.4K 55.5% 111% $763

Groceries & Markets

Winona, MN

$395 20.3%

Toronto

$343 13.1% 13.2% $52

Monthly Utilities & Internet

Winona, MN

$280 14.4%

Toronto

$201 7.7% 28.4% $80

Eating Out

Winona, MN

$265 13.6%

Toronto

$283 10.9% 6.7% $18

Clothing & Footwear

Winona, MN

$154 7.9%

Toronto

$141 5.4% 8.6% $13

Getting Around

Winona, MN

$89 4.6%

Toronto

$130 5% 46% $41

Sport & Entertainment

Winona, MN

$80 4.1%

Toronto

$65 2.5% 19.4% $16

Cost Breakdown

A one-bedroom apartment in the center runs $867 in Winona, MN and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $58.0 in Winona, MN vs $79.0 in Toronto. Groceries flip the comparison at $395 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Winona, MN

🇨🇦 Toronto

🕒 Local time

00:57 12:57 AM

01:57 1:57 AM

1 h ahead of Winona, MN

🌤 Weather

👥 Population

26,533

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Winona, MN Toronto 980 km ≈ 1 h 45 min nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winona, MN vs Toronto: Cost of Living - Frequently Asked Questions

Winona, MN is cheaper overall, especially in eating out and transport. The 34% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,924 in Winona, MN and $3,916 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $867 in Winona, MN versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Winona, MN – a meal for two runs $58.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,950 in Winona, MN versus $2,610 in Toronto, a $2,500 budget is realistic in Winona, MN but tight or insufficient in Toronto. The gap between the two cities makes Winona, MN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Winona, MN and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Winona, MN gentler on the wallet – expenses run 34% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.