Last update: Oct 2026

Cost of Living Comparison Between Toronto and Winona, MN

For one person, living is cheaper in Winona, MN: $1,950 a month against $2,610 in Toronto, rent and utilities included – about $7,900 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
95

Cost of Living Index in Winona, MN
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Winona, MN Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Winona, MN

🇺🇸 United States

$1,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Winona, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Winona, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $1,950 in Winona, MN.

Toronto $2,610
Winona, MN $1,950

Estimated couple costs with rent: $3,727 in Toronto versus $2,925 in Winona, MN.

Toronto $3,727
Winona, MN $2,925

Monthly costs for a family of three with rent: $4,844 in Toronto versus $3,900 in Winona, MN.

Toronto $4,844
Winona, MN $3,900

Living in Toronto is roughly 34% more expensive than in Winona, MN, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 93% above, Winona, MN 44% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$15.12 $15.12

16.34%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$58.5 $58.5

34.85%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.46 $11.46

-6.37%

Cappuccino

$4.09 CA$5.78

$5.54 $5.54

-26.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.79 $1.79

17.32%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.03 $1.03

66.99%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.12 $4.12

54.37%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.90 $5.90

20.00%

Milk (1 liter)

$2.54 CA$3.59

$1.00 $1.00

154.00%

White Bread (500g)

$2.72 CA$3.85

$1.41 $1.41

92.91%

Rice (white) (1kg)

$2.18 CA$3.09

$4.16 $4.16

-47.60%

Eggs

$3.63 CA$5.13

$1.75 $1.75

107.43%

Local Cheese (1kg)

$9.46 CA$13.37

$14.72 $14.72

-35.73%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.41 $13.41

-13.94%

Beef Round Steak (1kg)

$14.37 CA$20.32

$19.81 $19.81

-27.46%

Apples (1kg)

$3.70 CA$5.23

$4.61 $4.61

-19.74%

Banana (1kg)

$1.19 CA$1.68

$0.64 $0.64

85.94%

Oranges (1kg)

$3.46 CA$4.90

$5.12 $5.12

-32.42%

Tomato (1kg)

$4.22 CA$5.97

$4.96 $4.96

-14.92%

Potato (1kg)

$1.79 CA$2.52

$2.79 $2.79

-35.84%

Onion (1kg)

$1.65 CA$2.33

$3.03 $3.03

-45.54%

Lettuce (1 head)

$2.20 CA$3.11

$2.10 $2.10

4.76%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.37 $2.37

-46.84%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.85 $10.85

28.76%

Wine (Bottle)

$14.20 CA$20.07

$15.47 $15.47

-8.21%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.70 $2.70

-16.67%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.33 $4.33

-41.57%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.03 $2.03

14.29%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$66.8 $66.8

67.09%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.88 $3.88

-21.13%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$2.06 $2.06

-40.78%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$42.95 $42.95

-49.50%

Gasoline (1 liter)

$1.21 CA$1.72

$0.99 $0.99

22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$31.1K $31.1K

-15.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.1K $26.1K

-19.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$198 $198

-39.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$29.44 $29.44

9.41%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$53.2 $53.2

-8.10%

Gym Membership (Monthly)

$39.34 CA$55.6

$60.4 $60.4

-34.84%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$9.82 $9.82

28.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,718 $1,718

-51.57%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$23.9K $23.9K

-1.10%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$63.1 $63.1

-17.15%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$50.4 $50.4

-21.79%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$106 $106

-6.56%

Men's Leather Business Shoes

$122 CA$172

$123 $123

-0.64%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$867 $867

88.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$686 $686

111.25%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,285 $1,285

113.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,180 $1,180

80.42%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,671 $1,671

391.15%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,653 $1,653

313.72%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.69

-33.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Winona, MN: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Winona, MN

$686 35.2% 52.7% $763

Groceries & Markets

Toronto

$343 13.1%

Winona, MN

$395 20.3% 15.2% $52

Eating Out

Toronto

$283 10.9%

Winona, MN

$265 13.6% 6.3% $18

Monthly Utilities & Internet

Toronto

$201 7.7%

Winona, MN

$280 14.4% 39.7% $80

Clothing & Footwear

Toronto

$141 5.4%

Winona, MN

$154 7.9% 9.4% $13

Getting Around

Toronto

$130 5%

Winona, MN

$89 4.6% 31.5% $41

Sport & Entertainment

Toronto

$65 2.5%

Winona, MN

$80 4.1% 24% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $867 in Winona, MN. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $58.0 in Winona, MN. Groceries flip the comparison at $343 vs $395, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Winona, MN

🕒 Local time

04:44 4:44 AM

03:44 3:44 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

26,533

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Winona, MN 980 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Winona, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Winona, MN: Cost of Living - Frequently Asked Questions

Winona, MN is cheaper overall, especially in eating out and transport. The 34% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,916 in Toronto and $2,924 in Winona, MN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $867 in Winona, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Winona, MN – a meal for two runs $58.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,950 in Winona, MN versus $2,610 in Toronto, a $2,500 budget is realistic in Winona, MN but tight or insufficient in Toronto. The gap between the two cities makes Winona, MN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Winona, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Winona, MN gentler on the wallet – expenses run 34% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.