Last update: Oct 2026

Cost of Living Comparison Between Winona, MN and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $1,950 in Winona, MN, rent and utilities included – about $4,200 less a year. Other living expenses account for most of the difference.

Winona, MN
🇺🇸 United States
$1,950
/mo nomad
Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Monthly Cost of Living

How much you'll spend in Winona, MN and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winona, MN and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,950 in Winona, MN versus $1,599 in Monterrey.

  • Winona, MN $1,950
  • Monterrey $1,599

Estimated couple costs with rent: $2,925 in Winona, MN versus $2,493 in Monterrey.

  • Winona, MN $2,925
  • Monterrey $2,493

Monthly costs for a family of three with rent: $3,900 in Winona, MN versus $3,387 in Monterrey.

  • Winona, MN $3,900
  • Monterrey $3,387

Living in Winona, MN is roughly 22% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Winona, MN 44% above, Monterrey 18% above.

Currency
🍽 Eating Out
Winona, MN
Monterrey
Difference
Meal at Budget Restaurant
$15.12 $15.12
$13.80 MX$255
9.57%
Three-Course Dinner for Two, Mid-Range
$58.5 $58.5
$47.99 MX$887
21.80%
Fast Food Meal (McDonalds, etc)
$11.46 $11.46
$10.65 MX$197
7.61%
Cappuccino
$5.54 $5.54
$3.99 MX$73.7
38.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.79 $1.79
$1.66 MX$30.76
7.83%
Water (0.33 liter bottle)
$1.03 $1.03
$0.99 MX$18.21
4.04%
Local Beer (0.5 liter draught)
$4.12 $4.12
$2.36 MX$43.64
74.58%
Imported Beer (0.33 liter bottle)
$5.90 $5.90
$4.43 MX$81.8
33.18%
🛒 Groceries & Markets
Winona, MN
Monterrey
Difference
Milk (1 liter)
$1.00 $1.00
$1.82 MX$33.58
-45.05%
White Bread (500g)
$1.41 $1.41
$2.83 MX$52.4
-50.18%
Rice (white) (1kg)
$4.16 $4.16
$1.92 MX$35.44
116.67%
Eggs
$1.75 $1.75
$2.48 MX$45.78
-29.44%
Local Cheese (1kg)
$14.72 $14.72
$11.74 MX$217
25.38%
Chicken Fillets (1kg)
$13.41 $13.41
$9.10 MX$168
47.36%
Beef Round Steak (1kg)
$19.81 $19.81
$12.53 MX$232
58.10%
Apples (1kg)
$4.61 $4.61
$3.34 MX$61.6
38.02%
Banana (1kg)
$0.64 $0.64
$1.57 MX$29.10
-59.24%
Oranges (1kg)
$5.12 $5.12
$2.16 MX$39.86
137.04%
Tomato (1kg)
$4.96 $4.96
$2.47 MX$45.65
100.81%
Potato (1kg)
$2.79 $2.79
$2.31 MX$42.64
20.78%
Onion (1kg)
$3.03 $3.03
$2.68 MX$49.47
13.06%
Lettuce (1 head)
$2.10 $2.10
$1.46 MX$26.90
43.84%
Water (1.5 liter bottle)
$2.37 $2.37
$1.19 MX$22.07
99.16%
Cigarettes 20 Pack (Marlboro, Camel)
$10.85 $10.85
$4.75 MX$87.8
128.42%
Wine (Bottle)
$15.47 $15.47
$13.58 MX$251
13.92%
Local Beer (0.5 liter bottle)
$2.70 $2.70
$1.92 MX$35.52
40.63%
Imported Beer (0.33 liter bottle)
$4.33 $4.33
$2.88 MX$53.2
50.35%
🚌 Getting Around
Winona, MN
Monterrey
Difference
One-way Ticket (Public Transport)
$2.03 $2.03
$0.79 MX$14.66
156.96%
Public Transport Monthly Pass (Regular Price)
$66.8 $66.8
$31.36 MX$579
113.07%
Taxi Start (Normal Tariff)
$3.88 $3.88
$1.59 MX$29.44
144.03%
Taxi (Normal Tariff) (1km)
$2.06 $2.06
$1.06 MX$19.58
94.34%
Taxi 1hour Waiting (Normal Tariff)
$42.95 $42.95
$10.80 MX$200
297.69%
Gasoline (1 liter)
$0.99 $0.99
$1.55 MX$28.59
-36.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1K $31.1K
$24.2K MX$446.4K
28.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$24.3K MX$449.4K
7.30%
🧾 Monthly Utilities & Internet
Winona, MN
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$198 $198
$117 MX$2,159
69.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.44 $29.44
$26.38 MX$488
11.60%
Internet (50+ Mbps, Unlimited Data)
$53.2 $53.2
$26.04 MX$481
104.26%
🎉 Sport & Entertainment
Winona, MN
Monterrey
Difference
Gym Membership (Monthly)
$60.4 $60.4
$30.26 MX$559
99.50%
Tennis Court (1 Hour on Weekend)
-
$21.25 MX$393
-
Cinema Ticket
$9.82 $9.82
$5.23 MX$96.6
87.76%
🧸 Childcare & Education
Winona, MN
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,718 $1,718
$673 MX$12.4K
155.36%
International Primary School, 1 Child (Yearly)
$23.9K $23.9K
$11.1K MX$205.2K
114.99%
👕👟 Clothing & Footwear
Winona, MN
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$63.1 $63.1
$72.1 MX$1,332
-12.46%
Summer Dress (H&M, Zara, etc)
$50.4 $50.4
$42.38 MX$783
18.99%
Sport Shoes (Adidas, Nike)
$106 $106
$112 MX$2,066
-5.22%
Men's Leather Business Shoes
$123 $123
$119 MX$2,200
3.07%
🏠 Accommodation & Living
Winona, MN
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$867 $867
$949 MX$17.5K
-8.66%
1-bedroom Apartment, Outside City Center (Monthly)
$686 $686
$666 MX$12.3K
2.90%
3-bedroom Apartment, City Center (Monthly)
$1,285 $1,285
$1,821 MX$33.7K
-29.46%
3-bedroom Apartment, Outside City Center (Monthly)
$1,180 $1,180
$1,271 MX$23.5K
-7.17%
Buy Apartment in City Center (m2)
$1,671 $1,671
$4,050 MX$74.8K
-58.75%
Buy Apartment Outside City Center (m2)
$1,653 $1,653
$2,348 MX$43.4K
-29.60%
💵 Salaries & Financials
Winona, MN
Monterrey
Difference
Average Monthly Net Salary (After Tax)
-
$1,155 MX$21.3K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
11.79
-43.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winona, MN: October 19, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Winona, MN
$686
Monterrey
$666 2.8% $19
Groceries & Markets
Winona, MN
$395
Monterrey
$304 22.9% $91
Monthly Utilities & Internet
Winona, MN
$280
Monterrey
$169 39.7% $111
Eating Out
Winona, MN
$265
Monterrey
$221 16.6% $44
Clothing & Footwear
Winona, MN
$154
Monterrey
$155 0.9% $1.4
Getting Around
Winona, MN
$89
Monterrey
$41 53.5% $48
Sport & Entertainment
Winona, MN
$80
Monterrey
$41 49.1% $39

Cost Breakdown

A one-bedroom apartment in the center runs $867 in Winona, MN and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Dining out: $58.0 in Winona, MN vs $48.00 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $395 vs $304 per month, with Monterrey cheaper across the board.

Good to know
🇺🇸 Winona, MN
🇲🇽 Monterrey
🕒 Local time
05:56 5:56 AM
04:56 4:56 AM
1 h behind Winona, MN
🌤 Weather
👥 Population
26,533
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Winona, MN Monterrey 2,190 km ≈ 3 h 15 min nonstop flight
From you
  • Winona, MN
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Winona, MN vs Monterrey: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Winona, MN and in Monterrey?
Winona, MN and Monterrey differ by about 22% in total monthly costs ($1,950 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Winona, MN compared to Monterrey?
You'd need roughly $2,924 in Winona, MN and $2,399 in Monterrey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Winona, MN and in Monterrey?
Rent for a central apartment: $867 in Winona, MN versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $58.0 in Winona, MN. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Winona, MN or Monterrey?
All in, you'll spend $1,950 per month in Winona, MN versus $1,599 in Monterrey – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,599 in Monterrey versus $1,950 in Winona, MN, a $2,000 budget is realistic in Monterrey but tight or insufficient in Winona, MN. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Winona, MN and Monterrey?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Winona, MN or Monterrey safer for residents?
Safety-wise, Winona, MN and Monterrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Winona, MN or Monterrey?
Expats usually find Monterrey gentler on the wallet – expenses run 22% less than in Winona, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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