Last update: Oct 2026

Cost of Living Comparison Between Winmalee and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,641 in Winmalee, rent and utilities included – about $20,700 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Winmalee
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Winmalee Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Winmalee

🇦🇺 Australia

$2,641

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Winmalee and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winmalee and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,641 in Winmalee versus $918 in Cebu.

Winmalee $2,641
Cebu $918

Estimated couple costs with rent: $3,637 in Winmalee versus $1,409 in Cebu.

Winmalee $3,637
Cebu $1,409

Monthly costs for a family of three with rent: $4,633 in Winmalee versus $1,900 in Cebu.

Winmalee $4,633
Cebu $1,900

Living in Winmalee is roughly 188% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Winmalee is 96% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.08 A$30.34

$3.09 ₱194

582.20%

Three-Course Dinner for Two, Mid-Range

$88.4 A$127

$24.22 ₱1,525

265.07%

Fast Food Meal (McDonalds, etc)

$10.58 A$15.23

$3.92 ₱247

169.90%

Cappuccino

$4.16 A$5.98

$2.51 ₱158

65.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.36

$1.59 ₱100

90.57%

Water (0.33 liter bottle)

$2.52 A$3.63

$0.53 ₱33.43

375.47%

Local Beer (0.5 liter draught)

$8.45 A$12.16

$1.78 ₱112

374.72%

Imported Beer (0.33 liter bottle)

$9.57 A$13.76

$2.17 ₱137

341.01%

Milk (1 liter)

$1.50 A$2.16

$1.92 ₱121

-21.87%

White Bread (500g)

$3.15 A$4.54

$1.36 ₱85.4

131.62%

Rice (white) (1kg)

$2.57 A$3.70

$1.01 ₱63.5

154.46%

Eggs

$5.13 A$7.38

$2.03 ₱128

152.71%

Local Cheese (1kg)

$12.73 A$18.31

$9.86 ₱621

29.11%

Chicken Fillets (1kg)

$9.71 A$13.97

$4.39 ₱277

121.18%

Beef Round Steak (1kg)

$15.17 A$21.83

$7.60 ₱479

99.61%

Apples (1kg)

$4.01 A$5.77

$3.30 ₱208

21.52%

Banana (1kg)

$3.21 A$4.62

$1.39 ₱87.8

130.94%

Oranges (1kg)

$3.58 A$5.15

$2.33 ₱147

53.65%

Tomato (1kg)

$5.27 A$7.58

$1.50 ₱94.3

251.33%

Potato (1kg)

$3.16 A$4.55

$2.36 ₱149

33.90%

Onion (1kg)

$2.85 A$4.09

$1.90 ₱119

50.00%

Lettuce (1 head)

$2.47 A$3.56

$1.19 ₱74.9

107.56%

Water (1.5 liter bottle)

$1.35 A$1.94

$0.63 ₱39.71

114.29%

Cigarettes 20 Pack (Marlboro, Camel)

$44.05 A$63.4

$3.00 ₱189

1368.33%

Wine (Bottle)

$13.66 A$19.65

$6.03 ₱379

126.53%

Local Beer (0.5 liter bottle)

$4.77 A$6.87

$1.23 ₱77.7

287.80%

Imported Beer (0.33 liter bottle)

$5.54 A$7.98

$1.75 ₱110

216.57%

One-way Ticket (Public Transport)

$2.65 A$3.82

$0.25 ₱15.86

960.00%

Public Transport Monthly Pass (Regular Price)

$78.5 A$113

$12.64 ₱796

521.12%

Taxi Start (Normal Tariff)

$4.03 A$5.80

$0.77 ₱48.62

423.38%

Taxi (Normal Tariff) (1km)

$1.61 A$2.32

$0.23 ₱14.53

600.00%

Taxi 1hour Waiting (Normal Tariff)

$43.11 A$62.0

$4.46 ₱281

866.59%

Gasoline (1 liter)

$1.31 A$1.89

$1.31 ₱82.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K A$38.7K

$21.2K ₱1.3M

26.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K A$42.3K

$19.1K ₱1.2M

53.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 A$258

$120 ₱7,569

49.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.79 A$38.55

$14.00 ₱882

91.36%

Internet (50+ Mbps, Unlimited Data)

$56.3 A$81.0

$27.54 ₱1,734

104.47%

Gym Membership (Monthly)

$48.76 A$70.2

$32.33 ₱2,035

50.82%

Tennis Court (1 Hour on Weekend)

$19.84 A$28.55

$6.65 ₱419

198.35%

Cinema Ticket

$15.79 A$22.73

$5.65 ₱356

179.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,413 A$3,473

$275 ₱17.3K

776.52%

International Primary School, 1 Child (Yearly)

$20.1K A$28.9K

$7,918 ₱498.5K

153.91%

Jeans (Levis 501 Or Similar)

$76.8 A$111

$49.33 ₱3,106

55.77%

Summer Dress (H&M, Zara, etc)

$56.6 A$81.5

$25.24 ₱1,589

124.29%

Sport Shoes (Adidas, Nike)

$108 A$155

$77.0 ₱4,846

40.24%

Men's Leather Business Shoes

$130 A$187

$57.2 ₱3,601

127.78%

1-bedroom Apartment, City Center (Monthly)

$1,440 A$2,073

$500 ₱31.5K

188.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,303 A$1,875

$309 ₱19.4K

321.84%

3-bedroom Apartment, City Center (Monthly)

$2,272 A$3,269

$1,078 ₱67.9K

110.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,574 A$2,265

$615 ₱38.7K

155.80%

Buy Apartment in City Center (m2)

$5,196 A$7,477

$2,886 ₱181.7K

80.04%

Buy Apartment Outside City Center (m2)

$4,448 A$6,401

$1,917 ₱120.7K

132.09%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

7.2

-17.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winmalee: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Winmalee

$1.3K 49.4%

Cebu

$309 33.6% 76.3% $994

Groceries & Markets

Winmalee

$393 14.9%

Cebu

$206 22.4% 47.6% $187

Eating Out

Winmalee

$334 12.6%

Cebu

$88 9.6% 73.6% $246

Monthly Utilities & Internet

Winmalee

$262 9.9%

Cebu

$162 17.6% 38.3% $101

Clothing & Footwear

Winmalee

$167 6.3%

Cebu

$94 10.2% 43.8% $73

Getting Around

Winmalee

$101 3.8%

Cebu

$16 1.7% 84.6% $86

Sport & Entertainment

Winmalee

$80 3%

Cebu

$44 4.8% 45.7% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,440 in Winmalee and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $88.0 in Winmalee vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $393 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Winmalee

🇵🇭 Cebu

🕒 Local time

05:06 5:06 AM

02:06 2:06 AM

3 h behind Winmalee

🌤 Weather

👥 Population

6,057

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

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Between locations

Winmalee Cebu 5,650 km ≈ 8 h nonstop flight

From you

Winmalee
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winmalee vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 188% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,961 in Winmalee and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,440 in Winmalee versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,641 per month in Winmalee versus $918 in Cebu – a 188% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 521% less than in Winmalee. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,641 in Winmalee, a $1,500 budget is realistic in Cebu but tight or insufficient in Winmalee. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Winmalee, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Winmalee and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 188% less than in Winmalee. Beyond cost, consider language, visa policies, and how big the international community is in each city.