Last update: Oct 2026

Cost of Living Comparison Between Windsor and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,096 in Windsor, rent and utilities included – about $13,900 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Windsor
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Windsor Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Windsor

🇬🇧 United Kingdom

$2,096

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Windsor and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Windsor and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,096 in Windsor versus $934 in Cebu.

Windsor $2,096
Cebu $934

Estimated couple costs with rent: $3,498 in Windsor versus $1,415 in Cebu.

Windsor $3,498
Cebu $1,415

Monthly costs for a family of three with rent: $4,901 in Windsor versus $1,896 in Cebu.

Windsor $4,901
Cebu $1,896

Living in Windsor is roughly 124% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Windsor is 56% above, Cebu is 30% below.

Meal at Budget Restaurant

$21.07 £15.92

$3.03 ₱190

595.38%

Three-Course Dinner for Two, Mid-Range

$91.6 £69.2

$23.48 ₱1,473

290.08%

Fast Food Meal (McDonalds, etc)

$10.43 £7.88

$4.09 ₱256

155.01%

Cappuccino

$4.73 £3.57

$2.52 ₱158

87.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 £2.05

$1.54 ₱96.9

75.97%

Water (0.33 liter bottle)

$1.82 £1.38

$0.49 ₱30.98

271.43%

Local Beer (0.5 liter draught)

$6.11 £4.62

$1.79 ₱112

241.34%

Imported Beer (0.33 liter bottle)

$5.32 £4.02

$2.26 ₱142

135.40%

Milk (1 liter)

$1.50 £1.13

$1.95 ₱122

-23.08%

White Bread (500g)

$1.28 £0.97

$1.43 ₱89.7

-10.49%

Rice (white) (1kg)

$1.63 £1.24

$1.02 ₱63.8

59.80%

Eggs

$3.30 £2.49

$2.06 ₱129

60.19%

Local Cheese (1kg)

$9.53 £7.20

$9.81 ₱615

-2.85%

Chicken Fillets (1kg)

$7.75 £5.86

$4.61 ₱289

68.11%

Beef Round Steak (1kg)

$14.47 £10.93

$7.70 ₱483

87.92%

Apples (1kg)

$3.17 £2.40

$3.31 ₱207

-4.23%

Banana (1kg)

$1.46 £1.11

$1.45 ₱90.9

0.69%

Oranges (1kg)

$2.74 £2.07

$2.36 ₱148

16.10%

Tomato (1kg)

$3.27 £2.47

$1.54 ₱96.4

112.34%

Potato (1kg)

$1.67 £1.26

$2.36 ₱148

-29.24%

Onion (1kg)

$1.42 £1.08

$1.99 ₱125

-28.64%

Lettuce (1 head)

$1.76 £1.33

$1.15 ₱72.1

53.04%

Water (1.5 liter bottle)

$1.46 £1.11

$0.67 ₱42.15

117.91%

Cigarettes 20 Pack (Marlboro, Camel)

$23.09 £17.45

$3.00 ₱188

669.67%

Wine (Bottle)

$11.15 £8.43

$6.35 ₱398

75.59%

Local Beer (0.5 liter bottle)

$2.73 £2.06

$1.31 ₱81.9

108.40%

Imported Beer (0.33 liter bottle)

$3.65 £2.76

$1.73 ₱108

110.98%

One-way Ticket (Public Transport)

$3.01 £2.27

$0.25 ₱15.78

1104.00%

Public Transport Monthly Pass (Regular Price)

$94.0 £71.1

$12.65 ₱793

643.24%

Taxi Start (Normal Tariff)

$5.83 £4.41

$0.74 ₱46.32

687.84%

Taxi (Normal Tariff) (1km)

$1.34 £1.01

$0.21 ₱13.11

538.10%

Taxi 1hour Waiting (Normal Tariff)

$21.21 £16.03

$4.33 ₱271

389.84%

Gasoline (1 liter)

$1.87 £1.41

$1.33 ₱83.5

40.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.8K

$21.8K ₱1.4M

75.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K £30.5K

$19.4K ₱1.2M

107.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 £119

$121 ₱7,563

30.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.26 £13.80

$14.45 ₱907

26.37%

Internet (50+ Mbps, Unlimited Data)

$33.31 £25.17

$28.29 ₱1,774

17.74%

Gym Membership (Monthly)

$46.40 £35.06

$32.68 ₱2,050

41.98%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$20.72 £15.66

$5.46 ₱342

279.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,064 £804

$273 ₱17.1K

289.27%

International Primary School, 1 Child (Yearly)

$23.9K £18.1K

$8,156 ₱511.5K

193.46%

Jeans (Levis 501 Or Similar)

$69.9 £52.8

$49.57 ₱3,109

41.03%

Summer Dress (H&M, Zara, etc)

$28.34 £21.41

$24.87 ₱1,560

13.95%

Sport Shoes (Adidas, Nike)

$77.9 £58.9

$76.6 ₱4,804

1.75%

Men's Leather Business Shoes

$51.0 £38.53

$59.3 ₱3,717

-13.96%

1-bedroom Apartment, City Center (Monthly)

$1,239 £936

$506 ₱31.7K

144.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,031 £779

$309 ₱19.4K

233.12%

3-bedroom Apartment, City Center (Monthly)

$2,136 £1,614

$1,052 ₱66.0K

103.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,275 £1,719

$619 ₱38.8K

267.46%

Buy Apartment in City Center (m2)

$5,096 £3,851

$2,915 ₱182.9K

74.80%

Buy Apartment Outside City Center (m2)

$3,902 £2,949

$1,867 ₱117.1K

108.99%

Average Monthly Net Salary (After Tax)

$3,301 £2,494

$341 ₱21.4K

867.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.91

7.2

-31.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windsor: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Windsor

$1K 47.9%

Cebu

$309 33.5% 70% $721

Eating Out

Windsor

$316 14.7%

Cebu

$88 9.6% 72% $228

Groceries & Markets

Windsor

$286 13.3%

Cebu

$210 22.7% 26.4% $76

Monthly Utilities & Internet

Windsor

$209 9.7%

Cebu

$163 17.7% 21.8% $46

Getting Around

Windsor

$119 5.5%

Cebu

$15 1.7% 87% $103

Clothing & Footwear

Windsor

$102 4.8%

Cebu

$95 10.2% 7.4% $7.6

Sport & Entertainment

Windsor

$88 4.1%

Cebu

$44 4.7% 50.4% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,239 in Windsor and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Windsor pays 868% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Windsor vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $286 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Windsor

🇵🇭 Cebu

🕒 Local time

19:57 7:57 PM

02:57 2:57 AM

7 h ahead of Windsor

🌤 Weather

👥 Population

31,225

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.847 GBP (1 GBP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to GBP in detail →

On the map

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Between locations

Windsor Cebu 11,340 km ≈ 15 h nonstop flight

From you

Windsor
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windsor vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and transport. The 124% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 868% higher in Windsor, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,239 in Windsor versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,096 per month in Windsor versus $934 in Cebu – a 124% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 643% less than in Windsor. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,096 in Windsor, a $1,500 budget is realistic in Cebu but tight or insufficient in Windsor. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Windsor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Windsor and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 124% less than in Windsor. Beyond cost, consider language, visa policies, and how big the international community is in each city.