Last update: Oct 2026

Cost of Living Comparison Between Wilmington, OH and New York, NY

For one person, living is cheaper in Wilmington, OH: $2,539 a month against $4,938 in New York, NY, rent and utilities included – about $28,800 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Wilmington, OH
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Wilmington, OH Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Wilmington, OH

🇺🇸 United States

$2,539

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Wilmington, OH and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wilmington, OH and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,539 per month in Wilmington, OH vs $4,938 in New York, NY, rent included.

Wilmington, OH $2,539
New York, NY $4,938

A couple spends around $3,669 per month in Wilmington, OH vs $7,273 in New York, NY, rent included.

Wilmington, OH $3,669
New York, NY $7,273

A family of three spends $4,799 per month in Wilmington, OH vs $9,608 in New York, NY, rent included.

Wilmington, OH $4,799
New York, NY $9,608

Wilmington, OH is about 49% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Wilmington, OH and New York, NY sit above the global median – Wilmington, OH by 87%, New York, NY by 264%.

Meal at Budget Restaurant

$13.03 $13.03

$24.99 $24.99

-47.86%

Three-Course Dinner for Two, Mid-Range

$56.8 $56.8

$120 $120

-52.79%

Fast Food Meal (McDonalds, etc)

$8.82 $8.82

$13.74 $13.74

-35.81%

Cappuccino

$5.15 $5.15

$6.60 $6.60

-21.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$3.82 $3.82

-34.03%

Water (0.33 liter bottle)

$2.10 $2.10

$2.87 $2.87

-26.83%

Local Beer (0.5 liter draught)

$4.87 $4.87

$7.95 $7.95

-38.74%

Imported Beer (0.33 liter bottle)

$5.83 $5.83

$10.06 $10.06

-42.05%

Milk (1 liter)

$0.74 $0.74

$1.37 $1.37

-45.99%

White Bread (500g)

$2.88 $2.88

$4.75 $4.75

-39.37%

Rice (white) (1kg)

$4.09 $4.09

$7.69 $7.69

-46.81%

Eggs

$3.54 $3.54

$5.87 $5.87

-39.69%

Local Cheese (1kg)

$10.47 $10.47

$19.25 $19.25

-45.61%

Chicken Fillets (1kg)

$10.13 $10.13

$17.83 $17.83

-43.19%

Beef Round Steak (1kg)

$14.46 $14.46

$19.03 $19.03

-24.01%

Apples (1kg)

$5.31 $5.31

$6.69 $6.69

-20.63%

Banana (1kg)

$1.47 $1.47

$2.29 $2.29

-35.81%

Oranges (1kg)

$5.51 $5.51

$6.41 $6.41

-14.04%

Tomato (1kg)

$4.45 $4.45

$6.75 $6.75

-34.07%

Potato (1kg)

$4.32 $4.32

$3.93 $3.93

9.92%

Onion (1kg)

$3.19 $3.19

$4.52 $4.52

-29.42%

Lettuce (1 head)

$2.10 $2.10

$2.79 $2.79

-24.73%

Water (1.5 liter bottle)

$3.13 $3.13

$2.51 $2.51

24.70%

Cigarettes 20 Pack (Marlboro, Camel)

$8.68 $8.68

$18.10 $18.10

-52.04%

Wine (Bottle)

$13.23 $13.23

$20.16 $20.16

-34.38%

Local Beer (0.5 liter bottle)

$2.70 $2.70

$3.26 $3.26

-17.18%

Imported Beer (0.33 liter bottle)

$4.16 $4.16

$3.75 $3.75

10.93%

One-way Ticket (Public Transport)

$1.93 $1.93

$2.92 $2.92

-33.90%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$5.14 $5.14

$3.06 $3.06

67.97%

Taxi (Normal Tariff) (1km)

$1.61 $1.61

$2.16 $2.16

-25.46%

Taxi 1hour Waiting (Normal Tariff)

$26.36 $26.36

$41.33 $41.33

-36.22%

Gasoline (1 liter)

$0.99 $0.99

$1.12 $1.12

-11.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$33.1K $33.1K

-15.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.7K $25.7K

2.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$219 $219

-12.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$108 $108

$75.3 $75.3

42.90%

Internet (50+ Mbps, Unlimited Data)

$75.9 $75.9

$70.5 $70.5

7.63%

Gym Membership (Monthly)

$40.58 $40.58

$116 $116

-64.87%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$15.03 $15.03

$21.37 $21.37

-29.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,273 $2,273

$3,432 $3,432

-33.76%

International Primary School, 1 Child (Yearly)

$25.0K $25.0K

$61.7K $61.7K

-59.40%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$74.9 $74.9

-31.01%

Summer Dress (H&M, Zara, etc)

$31.17 $31.17

$52.1 $52.1

-40.22%

Sport Shoes (Adidas, Nike)

$119 $119

$117 $117

2.33%

Men's Leather Business Shoes

$155 $155

$135 $135

15.43%

1-bedroom Apartment, City Center (Monthly)

$1,582 $1,582

$4,347 $4,347

-63.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,279 $1,279

$3,117 $3,117

-58.97%

3-bedroom Apartment, City Center (Monthly)

$2,544 $2,544

$9,110 $9,110

-72.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,122 $2,122

$5,379 $5,379

-60.56%

Buy Apartment in City Center (m2)

$2,357 $2,357

$19.3K $19.3K

-87.77%

Buy Apartment Outside City Center (m2)

$2,356 $2,356

$6,943 $6,943

-66.07%

Average Monthly Net Salary (After Tax)

$2,455 $2,455

$5,238 $5,238

-53.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.85

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wilmington, OH: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wilmington, OH

$1.3K 50.4%

New York, NY

$3.1K 63.1% 144% $1.8K

Groceries & Markets

Wilmington, OH

$385 15.2%

New York, NY

$552 11.2% 43.3% $167

Monthly Utilities & Internet

Wilmington, OH

$375 14.8%

New York, NY

$365 7.4% 2.7% $10

Eating Out

Wilmington, OH

$247 9.7%

New York, NY

$407 8.2% 64.7% $160

Clothing & Footwear

Wilmington, OH

$161 6.3%

New York, NY

$170 3.5% 5.8% $9.3

Sport & Entertainment

Wilmington, OH

$71 2.8%

New York, NY

$158 3.2% 124% $88

Getting Around

Wilmington, OH

$21 * 0.8%

New York, NY

$168 3.4% 704% $147

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,582 in Wilmington, OH versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 113% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Wilmington, OH versus $120 in New York, NY. Monthly groceries follow the same trend: $385 vs $552 – making Wilmington, OH the more affordable choice for daily food spending.

Good to know

🇺🇸 Wilmington, OH

🇺🇸 New York, NY

🕒 Local time

00:28 12:28 AM

Same time as Wilmington, OH

🌤 Weather

👥 Population

72,826

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Wilmington, OH New York, NY 830 km ≈ 1 h 30 min nonstop flight

From you

Wilmington, OH
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wilmington, OH vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 94% more than Wilmington, OH, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,808 per month in Wilmington, OH and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Wilmington, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,539 in Wilmington, OH and $4,938 in New York, NY. That's a gap of about 94%.

Kindergarten costs $2,273 per month in Wilmington, OH and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,539 in Wilmington, OH and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Wilmington, OH costs $2,539 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Wilmington, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.