Last update: Oct 2026

Cost of Living Comparison Between Whitehaven and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,167 in Whitehaven, rent and utilities included – about $9,800 less a year. Other living expenses account for most of the difference.

104

Cost of Living Index in Whitehaven
Learn more

Whitehaven Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Whitehaven

🇬🇧 United Kingdom

$2,167

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Whitehaven and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Whitehaven and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,167 in Whitehaven versus $1,349 in Ubud, Bali.

Whitehaven $2,167
Ubud, Bali $1,349

Estimated couple costs with rent: $3,489 in Whitehaven versus $2,305 in Ubud, Bali.

Whitehaven $3,489
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,810 in Whitehaven versus $3,261 in Ubud, Bali.

Whitehaven $4,810
Ubud, Bali $3,261

Living in Whitehaven is roughly 61% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$23.64 £17.66

$3.32 Rp 60.3K

612.05%

Three-Course Dinner for Two, Mid-Range

$106 £79.4

$35.64 Rp 646.5K

198.32%

Fast Food Meal (McDonalds, etc)

$10.56 £7.89

$5.53 Rp 100.4K

90.96%

Cappuccino

$5.02 £3.75

$2.72 Rp 49.3K

84.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 £1.82

$1.70 Rp 30.9K

42.94%

Water (0.33 liter bottle)

$1.32 £0.99

$0.76 Rp 13.8K

73.68%

Local Beer (0.5 liter draught)

$8.05 £6.02

$2.65 Rp 48.1K

203.77%

Imported Beer (0.33 liter bottle)

$7.95 £5.94

$4.38 Rp 79.5K

81.51%

Milk (1 liter)

$1.78 £1.33

$1.49 Rp 27.0K

19.46%

White Bread (500g)

$1.67 £1.25

$2.28 Rp 41.3K

-26.75%

Rice (white) (1kg)

$2.24 £1.67

$1.19 Rp 21.6K

88.24%

Eggs

$5.01 £3.75

$2.04 Rp 36.9K

145.59%

Local Cheese (1kg)

$9.10 £6.80

$17.70 Rp 321.1K

-48.59%

Chicken Fillets (1kg)

$9.35 £6.99

$3.96 Rp 71.9K

136.11%

Beef Round Steak (1kg)

$16.08 £12.01

$12.19 Rp 221.1K

31.91%

Apples (1kg)

$2.96 £2.21

$3.66 Rp 66.3K

-19.13%

Banana (1kg)

$1.98 £1.48

$1.52 Rp 27.5K

30.26%

Oranges (1kg)

$2.73 £2.04

$2.23 Rp 40.4K

22.42%

Tomato (1kg)

$3.75 £2.80

$1.97 Rp 35.8K

90.36%

Potato (1kg)

$2.09 £1.56

$1.85 Rp 33.5K

12.97%

Onion (1kg)

$1.61 £1.21

$2.42 Rp 44.0K

-33.47%

Lettuce (1 head)

$1.27 £0.95

$0.99 Rp 18.0K

28.28%

Water (1.5 liter bottle)

$1.88 £1.40

$0.51 Rp 9,313

268.63%

Cigarettes 20 Pack (Marlboro, Camel)

$23.46 £17.52

$2.22 Rp 40.3K

956.76%

Wine (Bottle)

$11.11 £8.30

$22.24 Rp 403.4K

-50.04%

Local Beer (0.5 liter bottle)

$3.08 £2.30

$2.26 Rp 41.0K

36.28%

Imported Beer (0.33 liter bottle)

$3.11 £2.32

$2.97 Rp 53.9K

4.71%

One-way Ticket (Public Transport)

$3.68 £2.75

$0.25 Rp 4,553

1372.00%

Public Transport Monthly Pass (Regular Price)

$96.7 £72.3

$7.82 Rp 141.9K

1136.83%

Taxi Start (Normal Tariff)

$5.20 £3.88

$0.44 Rp 7,972

1081.82%

Taxi (Normal Tariff) (1km)

$1.84 £1.38

$0.43 Rp 7,801

327.91%

Taxi 1hour Waiting (Normal Tariff)

$28.34 £21.17

$5.41 Rp 98.1K

423.84%

Gasoline (1 liter)

$2.14 £1.60

$0.82 Rp 15.0K

160.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.0K

$23.8K Rp 432.4M

62.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.6K

$31.7K Rp 575.9M

29.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$332 £248

$79.1 Rp 1.4M

320.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.20 £9.86

$6.45 Rp 116.9K

104.65%

Internet (50+ Mbps, Unlimited Data)

$22.95 £17.14

$18.58 Rp 337.0K

23.52%

Gym Membership (Monthly)

$45.77 £34.19

$49.48 Rp 897.5K

-7.50%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$14.90 £11.13

$4.27 Rp 77.5K

248.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,626 £1,215

$491 Rp 8.9M

231.47%

International Primary School, 1 Child (Yearly)

$13.2K £9,889

$5,674 Rp 102.9M

133.30%

Jeans (Levis 501 Or Similar)

$83.3 £62.2

$44.64 Rp 809.7K

86.56%

Summer Dress (H&M, Zara, etc)

$49.35 £36.87

$34.95 Rp 634.0K

41.20%

Sport Shoes (Adidas, Nike)

$108 £80.5

$79.9 Rp 1.4M

34.87%

Men's Leather Business Shoes

$115 £86.1

$79.4 Rp 1.4M

45.04%

1-bedroom Apartment, City Center (Monthly)

$1,082 £808

$1,125 Rp 20.4M

-3.84%

1-bedroom Apartment, Outside City Center (Monthly)

$762 £569

$671 Rp 12.2M

13.44%

3-bedroom Apartment, City Center (Monthly)

$2,129 £1,591

$3,565 Rp 64.7M

-40.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,669 £1,247

$1,723 Rp 31.3M

-3.16%

Buy Apartment in City Center (m2)

$4,973 £3,715

$2,732 Rp 49.5M

82.06%

Buy Apartment Outside City Center (m2)

$3,807 £2,844

$2,284 Rp 41.4M

66.67%

Average Monthly Net Salary (After Tax)

$3,687 £2,754

$164 Rp 3.0M

2150.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

13.78

-65.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whitehaven: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Whitehaven

$762 35.2%

Ubud, Bali

$672 49.8% 11.8% $90

Monthly Utilities & Internet

Whitehaven

$369 17%

Ubud, Bali

$104 7.7% 71.8% $265

Eating Out

Whitehaven

$352 16.3%

Ubud, Bali

$108 8% 69.4% $245

Groceries & Markets

Whitehaven

$323 14.9%

Ubud, Bali

$288 21.4% 10.7% $35

Clothing & Footwear

Whitehaven

$160 7.4%

Ubud, Bali

$108 8% 32.8% $52

Getting Around

Whitehaven

$126 5.8%

Ubud, Bali

$11 0.9% 90.9% $114

Sport & Entertainment

Whitehaven

$76 3.5%

Ubud, Bali

$58 4.3% 23.2% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,082 in Whitehaven and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Whitehaven pays about 23 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $106 in Whitehaven vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $323 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Whitehaven

🇮🇩 Ubud, Bali

🕒 Local time

05:30 5:30 AM

13:30 1:30 PM

8 h ahead of Whitehaven

🌤 Weather

👥 Population

25,032

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Whitehaven Ubud, Bali 12,610 km ≈ 16 h nonstop flight

From you

Whitehaven
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Whitehaven vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 38% lower than in Whitehaven. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Whitehaven is about 23 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,082 in Whitehaven versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,626 in Whitehaven versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Whitehaven. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Whitehaven on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.