Last update: Oct 2026

Cost of Living Comparison Between West Hartford, CT and Chicago, IL

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,468 in West Hartford, CT, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

West Hartford, CT, United States
Chicago, IL, United States
West Hartford, CT
🇺🇸 United States
$3,468
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in West Hartford, CT and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in West Hartford, CT and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $3,468 per month in West Hartford, CT vs $3,037 in Chicago, IL, rent included.

  • West Hartford, CT $3,468
  • Chicago, IL $3,037

A couple spends around $5,084 per month in West Hartford, CT vs $4,518 in Chicago, IL, rent included.

  • West Hartford, CT $5,084
  • Chicago, IL $4,518

A family of three spends $6,701 per month in West Hartford, CT vs $5,999 in Chicago, IL, rent included.

  • West Hartford, CT $6,701
  • Chicago, IL $5,999

West Hartford, CT costs about 14% more than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both West Hartford, CT and Chicago, IL sit above the global median – West Hartford, CT by 155%, Chicago, IL by 123%.

Currency
🍽 Eating Out
West Hartford, CT
Chicago, IL
Difference
Meal at Budget Restaurant
$27.97 $27.97
$20.71 $20.71
35.06%
Three-Course Dinner for Two, Mid-Range
$99.7 $99.7
$89.2 $89.2
11.74%
Fast Food Meal (McDonalds, etc)
$13.17 $13.17
$13.19 $13.19
-0.15%
Cappuccino
$5.28 $5.28
$5.66 $5.66
-6.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.60 $2.60
$2.64 $2.64
-1.52%
Water (0.33 liter bottle)
$2.06 $2.06
$2.28 $2.28
-9.65%
Local Beer (0.5 liter draught)
$6.83 $6.83
$6.87 $6.87
-0.58%
Imported Beer (0.33 liter bottle)
$10.36 $10.36
$8.84 $8.84
17.19%
🛒 Groceries & Markets
West Hartford, CT
Chicago, IL
Difference
Milk (1 liter)
$1.50 $1.50
$1.25 $1.25
20.00%
White Bread (500g)
$3.75 $3.75
$3.72 $3.72
0.81%
Rice (white) (1kg)
$7.13 $7.13
$5.39 $5.39
32.28%
Eggs
$5.36 $5.36
$4.74 $4.74
13.08%
Local Cheese (1kg)
$18.03 $18.03
$13.84 $13.84
30.27%
Chicken Fillets (1kg)
$16.15 $16.15
$14.40 $14.40
12.15%
Beef Round Steak (1kg)
$17.47 $17.47
$18.38 $18.38
-4.95%
Apples (1kg)
$4.94 $4.94
$5.22 $5.22
-5.36%
Banana (1kg)
$1.82 $1.82
$1.98 $1.98
-8.08%
Oranges (1kg)
$5.37 $5.37
$4.06 $4.06
32.27%
Tomato (1kg)
$4.61 $4.61
$4.97 $4.97
-7.24%
Potato (1kg)
$3.20 $3.20
$2.67 $2.67
19.85%
Onion (1kg)
$3.70 $3.70
$2.66 $2.66
39.10%
Lettuce (1 head)
$2.23 $2.23
$2.24 $2.24
-0.45%
Water (1.5 liter bottle)
$2.07 $2.07
$3.13 $3.13
-33.87%
Cigarettes 20 Pack (Marlboro, Camel)
$13.55 $13.55
$13.82 $13.82
-1.95%
Wine (Bottle)
$16.19 $16.19
$14.88 $14.88
8.80%
Local Beer (0.5 liter bottle)
$2.07 $2.07
$2.54 $2.54
-18.50%
Imported Beer (0.33 liter bottle)
$3.83 $3.83
$3.51 $3.51
9.12%
🚌 Getting Around
West Hartford, CT
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.79 $1.79
$2.43 $2.43
-26.34%
Public Transport Monthly Pass (Regular Price)
$61.2 $61.2
$73.5 $73.5
-16.82%
Taxi Start (Normal Tariff)
$5.11 $5.11
$3.18 $3.18
60.69%
Taxi (Normal Tariff) (1km)
$0.89 $0.89
$1.39 $1.39
-35.97%
Taxi 1hour Waiting (Normal Tariff)
$30.02 $30.02
$25.03 $25.03
19.94%
Gasoline (1 liter)
$1.10 $1.10
$1.20 $1.20
-8.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K $27.3K
$35.0K $35.0K
-22.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$26.7K $26.7K
0.42%
🧾 Monthly Utilities & Internet
West Hartford, CT
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 $209
$194 $194
7.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.8 $69.8
$69.5 $69.5
0.46%
Internet (50+ Mbps, Unlimited Data)
$88.9 $88.9
$61.6 $61.6
44.21%
🎉 Sport & Entertainment
West Hartford, CT
Chicago, IL
Difference
Gym Membership (Monthly)
$27.94 $27.94
$47.90 $47.90
-41.67%
Tennis Court (1 Hour on Weekend)
$17.64 $17.64
$27.34 $27.34
-35.48%
Cinema Ticket
$15.13 $15.13
$17.81 $17.81
-15.05%
🧸 Childcare & Education
West Hartford, CT
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,523 $1,523
$1,794 $1,794
-15.10%
International Primary School, 1 Child (Yearly)
$28.5K $28.5K
$31.9K $31.9K
-10.89%
👕👟 Clothing & Footwear
West Hartford, CT
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$54.1 $54.1
$67.0 $67.0
-19.28%
Summer Dress (H&M, Zara, etc)
$39.14 $39.14
$52.1 $52.1
-24.93%
Sport Shoes (Adidas, Nike)
$100 $100
$102 $102
-1.50%
Men's Leather Business Shoes
$106 $106
$144 $144
-25.94%
🏠 Accommodation & Living
West Hartford, CT
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,356 $2,356
$2,526 $2,526
-6.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,959 $1,959
$1,578 $1,578
24.12%
3-bedroom Apartment, City Center (Monthly)
$3,963 $3,963
$4,738 $4,738
-16.37%
3-bedroom Apartment, Outside City Center (Monthly)
$3,270 $3,270
$2,693 $2,693
21.43%
Buy Apartment in City Center (m2)
$2,603 $2,603
$4,190 $4,190
-37.88%
Buy Apartment Outside City Center (m2)
$2,562 $2,562
$2,768 $2,768
-7.45%
💵 Salaries & Financials
West Hartford, CT
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$6,076 $6,076
$4,931 $4,931
23.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.81
-3.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for West Hartford, CT: October 26, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
West Hartford, CT
$2K
Chicago, IL
$1.6K 19.4% $381
Groceries & Markets
West Hartford, CT
$471
Chicago, IL
$447 5% $24
Eating Out
West Hartford, CT
$400
Chicago, IL
$345 13.8% $55
Monthly Utilities & Internet
West Hartford, CT
$367
Chicago, IL
$326 11.3% $42
Clothing & Footwear
West Hartford, CT
$135
Chicago, IL
$164 21.6% $29
Getting Around
West Hartford, CT
$78
Chicago, IL
$93 20% $16
Sport & Entertainment
West Hartford, CT
$58
Chicago, IL
$84 43.5% $25

Cost Breakdown

A central one-bedroom costs $2,356 in West Hartford, CT versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in West Hartford, CT. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in West Hartford, CT versus $89 in Chicago, IL. Monthly groceries follow the same trend: $471 vs $447 – making Chicago, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 West Hartford, CT
🇺🇸 Chicago, IL
🕒 Local time
21:27 9:27 PM
20:27 8:27 PM
1 h behind West Hartford, CT
🌤 Weather
👥 Population
64,083
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • West Hartford, CT Chicago, IL 1,230 km ≈ 2 h nonstop flight
From you
  • West Hartford, CT
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
West Hartford, CT vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in West Hartford, CT and in Chicago, IL compare overall?
Monthly costs with rent: $3,468 in West Hartford, CT, $3,037 in Chicago, IL – Chicago, IL comes out roughly 12% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in West Hartford, CT compared to Chicago, IL?
For a comfortable life, plan on about $5,202 per month in West Hartford, CT and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do apartment prices compare in West Hartford, CT and in Chicago, IL?
A central 1-bedroom goes for about $2,356 in West Hartford, CT and $2,526 in Chicago, IL. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
Which city has cheaper grocery shopping?
Groceries cost about 5% more in West Hartford, CT, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $100 in West Hartford, CT and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,468 in West Hartford, CT and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between West Hartford, CT and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,037 in Chicago, IL to $3,468 in West Hartford, CT. Climate, culture, job market, and personal taste all factor in.
How do I decide between West Hartford, CT and Chicago, IL?
If budget matters most, go with Chicago, IL. If higher salaries or specific career opportunities are the priority, West Hartford, CT makes more sense. Both are solid long-term options with distinct trade-offs.

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