Last update: Oct 2026

Cost of Living Comparison Between West Bay and George Town

For one person, living is cheaper in West Bay: $3,933 a month against $4,936 in George Town, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

190

Cost of Living Index in West Bay
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West Bay Living Index
238

Cost of Living Index in George Town
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George Town Living Index

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West Bay

🇰🇾 Cayman Islands

$3,933

/mo nomad

George Town

🇰🇾 Cayman Islands

$4,936

/mo nomad

Monthly Cost of Living

How much you'll spend in West Bay and in George Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in West Bay and in George Town actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,933 in West Bay versus $4,936 in George Town.

West Bay $3,933
George Town $4,936

Estimated couple costs with rent: $6,339 in West Bay versus $7,405 in George Town.

West Bay $6,339
George Town $7,405

Monthly costs for a family of three with rent: $8,746 in West Bay versus $9,875 in George Town.

West Bay $8,746
George Town $9,875

Living in West Bay costs roughly 20% less than in George Town, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: West Bay 191% above, George Town 266% above.

Meal at Budget Restaurant

$19.00 KYD 15.58

$30.24 KYD 24.80

-37.17%

Three-Course Dinner for Two, Mid-Range

$114 KYD 93.1

$115 KYD 94.0

-0.99%

Fast Food Meal (McDonalds, etc)

$14.44 KYD 11.84

$16.97 KYD 13.91

-14.91%

Cappuccino

$5.94 KYD 4.87

$7.16 KYD 5.87

-17.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 KYD 2.45

Water (0.33 liter bottle)

$2.93 KYD 2.40

$2.86 KYD 2.35

2.45%

Local Beer (0.5 liter draught)

$7.34 KYD 6.02

$7.10 KYD 5.82

3.38%

Imported Beer (0.33 liter bottle)

$5.95 KYD 4.88

$9.42 KYD 7.73

-36.84%

Milk (1 liter)

$2.55 KYD 2.09

$4.67 KYD 3.83

-45.40%

White Bread (500g)

$4.20 KYD 3.45

$4.23 KYD 3.47

-0.71%

Rice (white) (1kg)

$4.29 KYD 3.51

$4.40 KYD 3.61

-2.50%

Eggs

$5.82 KYD 4.77

$7.29 KYD 5.98

-20.16%

Local Cheese (1kg)

$23.84 KYD 19.55

$55.9 KYD 45.87

-57.38%

Chicken Fillets (1kg)

$18.86 KYD 15.46

$18.98 KYD 15.56

-0.63%

Beef Round Steak (1kg)

$19.86 KYD 16.29

$19.38 KYD 15.89

2.48%

Apples (1kg)

$7.61 KYD 6.24

$7.47 KYD 6.12

1.87%

Banana (1kg)

$3.60 KYD 2.95

$3.62 KYD 2.96

-0.55%

Oranges (1kg)

$6.27 KYD 5.14

$6.01 KYD 4.93

4.33%

Tomato (1kg)

$7.74 KYD 6.35

$7.95 KYD 6.52

-2.64%

Potato (1kg)

$4.05 KYD 3.32

$4.03 KYD 3.31

0.50%

Onion (1kg)

$3.97 KYD 3.25

$3.96 KYD 3.24

0.25%

Lettuce (1 head)

$3.35 KYD 2.74

$3.18 KYD 2.61

5.35%

Water (1.5 liter bottle)

$2.26 KYD 1.85

$2.25 KYD 1.85

0.44%

Cigarettes 20 Pack (Marlboro, Camel)

$14.14 KYD 11.59

$14.50 KYD 11.89

-2.48%

Wine (Bottle)

$23.96 KYD 19.65

$25.15 KYD 20.62

-4.73%

Local Beer (0.5 liter bottle)

$4.20 KYD 3.44

$4.14 KYD 3.40

1.45%

Imported Beer (0.33 liter bottle)

$4.67 KYD 3.83

$5.37 KYD 4.40

-13.04%

One-way Ticket (Public Transport)

$3.57 KYD 2.93

$2.34 KYD 1.92

52.56%

Public Transport Monthly Pass (Regular Price)

$79.7 KYD 65.4

Taxi Start (Normal Tariff)

$12.10 KYD 9.92

$19.10 KYD 15.66

-36.65%

Taxi (Normal Tariff) (1km)

$3.73 KYD 3.06

$3.86 KYD 3.16

-3.37%

Taxi 1hour Waiting (Normal Tariff)

$44.45 KYD 36.45

$45.76 KYD 37.52

-2.86%

Gasoline (1 liter)

$1.41 KYD 1.15

$1.65 KYD 1.35

-14.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K KYD 25.1K

$42.3K KYD 34.7K

-27.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K KYD 30.9K

$43.1K KYD 35.3K

-12.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$450 KYD 369

$459 KYD 377

-2.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$103 KYD 84.8

$118 KYD 96.4

-12.04%

Internet (50+ Mbps, Unlimited Data)

$113 KYD 92.4

$112 KYD 91.9

0.49%

Gym Membership (Monthly)

$252 KYD 206

$213 KYD 174

18.27%

Tennis Court (1 Hour on Weekend)

$122 KYD 100

$35.02 KYD 28.71

248.63%

Cinema Ticket

$18.25 KYD 14.96

$18.78 KYD 15.40

-2.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,213 KYD 994

$1,840 KYD 1,509

-34.09%

International Primary School, 1 Child (Yearly)

$25.3K KYD 20.8K

$26.2K KYD 21.5K

-3.45%

Jeans (Levis 501 Or Similar)

$84.6 KYD 69.4

$85.9 KYD 70.4

-1.47%

Summer Dress (H&M, Zara, etc)

$75.1 KYD 61.6

$74.8 KYD 61.3

0.41%

Sport Shoes (Adidas, Nike)

$103 KYD 84.1

$138 KYD 113

-25.75%

Men's Leather Business Shoes

$118 KYD 97.1

$147 KYD 121

-19.54%

1-bedroom Apartment, City Center (Monthly)

$2,195 KYD 1,800

$2,943 KYD 2,413

-25.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,828 KYD 1,499

$2,491 KYD 2,042

-26.62%

3-bedroom Apartment, City Center (Monthly)

$4,568 KYD 3,746

$5,699 KYD 4,674

-19.85%

3-bedroom Apartment, Outside City Center (Monthly)

$4,192 KYD 3,438

$4,661 KYD 3,822

-10.05%

Buy Apartment in City Center (m2)

$16.6K KYD 13.6K

$8,627 KYD 7,074

92.19%

Buy Apartment Outside City Center (m2)

$17.0K KYD 14.0K

$2,246 KYD 1,842

658.51%

Average Monthly Net Salary (After Tax)

$5,682 KYD 4,659

$7,354 KYD 6,030

-22.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for West Bay: October 12, 2026

Last update for George Town: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

West Bay

$1.8K 46.5%

George Town

$2.5K 50.5% 36.3% $663

Monthly Utilities & Internet

West Bay

$666 16.9%

George Town

$689 14% 3.5% $23

Groceries & Markets

West Bay

$596 15.2%

George Town

$721 14.6% 21% $125

Eating Out

West Bay

$339 8.6%

George Town

$457 9.3% 34.7% $118

Sport & Entertainment

West Bay

$288 7.3%

George Town

$250 5.1% 13.1% $38

Clothing & Footwear

West Bay

$171 4.4%

George Town

$201 4.1% 17.2% $29

Getting Around

West Bay

$45 * 1.2%

George Town

$127 2.6% 183% $82

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in West Bay and $2,943 in George Town. Housing cost is often the main lever when comparing two cities.

George Town pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $114 in West Bay vs $115 in George Town for a mid-range dinner for two. Groceries echo the gap at $596 vs $721 per month, with West Bay cheaper across the board.

Good to know

🇰🇾 West Bay

🇰🇾 George Town

🕒 Local time

10:10 10:10 AM

Same time as West Bay

🌤 Weather

👥 Population

11,269

28,089 Capital

💱 Currency

Cayman Islands Dollar KYD $

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.08 EUR

1 KYD = 1.22 USD

1 KYD = 1.08 EUR

Exchange rates and currency converter

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West Bay George Town 9 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

West Bay vs George Town: Cost of Living - Frequently Asked Questions

West Bay and George Town differ by about 26% in total monthly costs ($3,933 vs $4,936 including rent). West Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 29% lower in George Town. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,195 in West Bay versus $2,943 in George Town. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,213 in West Bay versus $1,840 in George Town. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in West Bay – a meal for two runs $114 versus $115 in George Town. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. West Bay is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, West Bay and George Town are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find West Bay gentler on the wallet – expenses run 26% less than in George Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.