Cost of Living Comparison Between Wellington and Papamoa Beach Cost of Living Comparison Between Wellington and Papamoa Beach

๐Ÿ˜ Solo nomad: Wellington is 1.6% more expensive than Papamoa Beach without rent, and 23.5% more expensive with rent.
๐Ÿ™‚ Family of 3: Wellington is 1.9% cheaper than Papamoa Beach without rent, and 20.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Wellington
Papamoa Beach
Difference
Meal at Budget Restaurant
$17.57 NZ$28.98
$14.88 NZ$24.55
18.08%
Three-Course Dinner for Two, Mid-Range
$82.9 NZ$137
$77.8 NZ$128
6.65%
Fast Food Meal (McDonalds, etc)
$9.53 NZ$15.72
$9.78 NZ$16.13
-2.56%
Cappuccino
$3.59 NZ$5.92
$3.5 NZ$5.78
2.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 NZ$4.08
$2.37 NZ$3.91
4.22%
Water (0.33 liter bottle)
$2.2 NZ$3.62
$2.22 NZ$3.65
-0.90%
Local Beer (0.5 liter draught)
$7.03 NZ$11.6
$7.17 NZ$11.82
-1.95%
Imported Beer (0.33 liter bottle)
$7.38 NZ$12.18
$7.03 NZ$11.6
4.98%
๐Ÿ›’ Groceries & Markets
Wellington
Papamoa Beach
Difference
Milk (1 liter)
$1.88 NZ$3.1
$1.81 NZ$2.99
3.87%
White Bread (500g)
$2.09 NZ$3.44
$1.08 NZ$1.78
93.52%
Rice (white) (1kg)
$1.96 NZ$3.23
$2.01 NZ$3.31
-2.49%
Eggs
$6.89 NZ$11.37
$6.96 NZ$11.48
-1.01%
Local Cheese (1kg)
$8.24 NZ$13.6
$8.57 NZ$14.14
-3.85%
Chicken Fillets (1kg)
$10.92 NZ$18.01
$9.62 NZ$15.87
13.51%
Beef Round Steak (1kg)
$12.99 NZ$21.42
$13.07 NZ$21.56
-0.61%
Apples (1kg)
$3.12 NZ$5.15
$2.84 NZ$4.68
9.86%
Banana (1kg)
$2.31 NZ$3.82
$2.27 NZ$3.74
1.76%
Oranges (1kg)
$3.1 NZ$5.12
$3.37 NZ$5.56
-8.01%
Tomato (1kg)
$4.68 NZ$7.72
$4 NZ$6.59
17.00%
Potato (1kg)
$2.07 NZ$3.41
$2.02 NZ$3.33
2.48%
Onion (1kg)
$1.57 NZ$2.59
$1.72 NZ$2.83
-8.72%
Lettuce (1 head)
$2.3 NZ$3.79
$1.9 NZ$3.14
21.05%
Water (1.5 liter bottle)
$1.28 NZ$2.11
$1.25 NZ$2.06
2.40%
Cigarettes 20 Pack (Marlboro, Camel)
$27.02 NZ$44.57
$25.39 NZ$41.88
6.42%
Wine (Bottle)
$10.48 NZ$17.28
$11.55 NZ$19.04
-9.26%
Local Beer (0.5 liter bottle)
$3.68 NZ$6.08
$2.96 NZ$4.89
24.32%
Imported Beer (0.33 liter bottle)
$3.24 NZ$5.35
$3.89 NZ$6.42
-16.71%
๐ŸšŒ Getting Around
Wellington
Papamoa Beach
Difference
One-way Ticket (Public Transport)
$2.78 NZ$4.59
$2.12 NZ$3.5
31.13%
Public Transport Monthly Pass (Regular Price)
$106 NZ$175
$64.2 NZ$106
65.69%
Taxi Start (Normal Tariff)
$2.67 NZ$4.41
$2.16 NZ$3.55
23.61%
Taxi (Normal Tariff) (1km)
$1.78 NZ$2.93
$1.92 NZ$3.16
-7.29%
Taxi 1hour Waiting (Normal Tariff)
$59.2 NZ$97.6
$35.73 NZ$58.9
65.55%
Gasoline (1 liter)
$1.66 NZ$2.73
$1.62 NZ$2.67
2.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33K NZ$54.5K
$28.7K NZ$47.3K
15.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25K NZ$41.3K
$22K NZ$36.4K
13.52%
๐Ÿงพ Monthly Utilities & Internet
Wellington
Papamoa Beach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 NZ$265
$143 NZ$235
12.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.1 NZ$54.6
$29.91 NZ$49.34
10.67%
Internet (50+ Mbps, Unlimited Data)
$52.6 NZ$86.7
$49.52 NZ$81.7
6.18%
๐ŸŽ‰ Sport & Entertainment
Wellington
Papamoa Beach
Difference
Gym Membership (Monthly)
$36.7 NZ$60.5
$36.13 NZ$59.6
1.58%
Tennis Court (1 Hour on Weekend)
$20.16 NZ$33.25
$11.94 NZ$19.69
68.84%
Cinema Ticket
$11.86 NZ$19.56
$15.27 NZ$25.19
-22.33%
๐Ÿงธ Childcare & Education
Wellington
Papamoa Beach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$789 NZ$1,301
$891 NZ$1,470
-11.45%
International Primary School, 1 Child (Yearly)
$12.7K NZ$20.9K
$13.4K NZ$22.1K
-5.40%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Wellington
Papamoa Beach
Difference
Jeans (Levis 501 Or Similar)
$72.5 NZ$120
$63.3 NZ$104
14.61%
Summer Dress (H&M, Zara, etc)
$53.7 NZ$88.6
$49.73 NZ$82
8.04%
Sport Shoes (Adidas, Nike)
$118 NZ$195
$85.8 NZ$142
37.63%
Men's Leather Business Shoes
$145 NZ$240
$121 NZ$199
20.27%
๐Ÿ  Accommodation & Living
Wellington
Papamoa Beach
Difference
1-bedroom Apartment, City Center (Monthly)
$1,341 NZ$2,211
$972 NZ$1,603
37.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,091 NZ$1,800
$798 NZ$1,316
36.75%
3-bedroom Apartment, City Center (Monthly)
$2,146 NZ$3,539
$1,580 NZ$2,606
35.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,893 NZ$3,122
$1,438 NZ$2,372
31.65%
Buy Apartment in City Center (m2)
$6,617 NZ$10.9K
$4,392 NZ$7,244
50.66%
Buy Apartment Outside City Center (m2)
$4,828 NZ$7,962
$3,700 NZ$6,102
30.48%
๐Ÿ’ต Salaries & Financials
Wellington
Papamoa Beach
Difference
Average Monthly Net Salary (After Tax)
$3,228 NZ$5,324
$1,592 NZ$2,625
102.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.37
8.95%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Wellington: October 28, 2025

Last update for Papamoa Beach: October 28, 2025

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