Cost of Living Comparison Between Wellington and Papamoa Beach Cost of Living Comparison Between Wellington and Papamoa Beach

๐Ÿ˜ Solo nomad: Wellington is 32.3% more expensive than Papamoa Beach without rent, and 24.2% more expensive with rent.
๐Ÿ˜ Family of 3: Wellington is 10.2% more expensive than Papamoa Beach without rent, and 23.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Wellington
Papamoa Beach
Difference
Meal at Budget Restaurant
$17.83 NZ$30.49
$15.04 NZ$25.73
18.55%
Three-Course Dinner for Two, Mid-Range
$84.2 NZ$144
$78.0 NZ$133
7.89%
Fast Food Meal (McDonalds, etc)
$9.46 NZ$16.18
$9.87 NZ$16.88
-4.15%
Cappuccino
$3.65 NZ$6.24
$3.40 NZ$5.81
7.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 NZ$4.40
$2.28 NZ$3.90
12.72%
Water (0.33 liter bottle)
$2.20 NZ$3.76
$2.21 NZ$3.79
-0.45%
Local Beer (0.5 liter draught)
$7.20 NZ$12.32
$7.30 NZ$12.49
-1.37%
Imported Beer (0.33 liter bottle)
$7.44 NZ$12.72
$7.08 NZ$12.10
5.08%
๐Ÿ›’ Groceries & Markets
Wellington
Papamoa Beach
Difference
Milk (1 liter)
$1.82 NZ$3.11
$1.83 NZ$3.13
-0.55%
White Bread (500g)
$2.04 NZ$3.50
$1.07 NZ$1.83
90.65%
Rice (white) (1kg)
$1.97 NZ$3.37
$1.96 NZ$3.35
0.51%
Eggs
$7.24 NZ$12.38
$6.67 NZ$11.40
8.55%
Local Cheese (1kg)
$8.16 NZ$13.96
$8.91 NZ$15.23
-8.42%
Chicken Fillets (1kg)
$10.90 NZ$18.65
$9.73 NZ$16.64
12.02%
Beef Round Steak (1kg)
$13.19 NZ$22.55
$13.21 NZ$22.59
-0.15%
Apples (1kg)
$3.06 NZ$5.24
$2.84 NZ$4.86
7.75%
Banana (1kg)
$2.36 NZ$4.03
$2.17 NZ$3.72
8.76%
Oranges (1kg)
$2.98 NZ$5.10
$3.35 NZ$5.73
-11.04%
Tomato (1kg)
$4.83 NZ$8.26
$4.07 NZ$6.96
18.67%
Potato (1kg)
$2.02 NZ$3.46
$2.07 NZ$3.54
-2.42%
Onion (1kg)
$1.58 NZ$2.70
$1.63 NZ$2.78
-3.07%
Lettuce (1 head)
$2.30 NZ$3.93
$1.94 NZ$3.33
18.56%
Water (1.5 liter bottle)
$1.29 NZ$2.21
$1.22 NZ$2.09
5.74%
Cigarettes 20 Pack (Marlboro, Camel)
$26.71 NZ$45.68
$24.99 NZ$42.74
6.88%
Wine (Bottle)
$10.89 NZ$18.63
$10.50 NZ$17.95
3.71%
Local Beer (0.5 liter bottle)
$3.51 NZ$6.00
$3.03 NZ$5.18
15.84%
Imported Beer (0.33 liter bottle)
$3.26 NZ$5.57
$3.93 NZ$6.72
-17.05%
๐ŸšŒ Getting Around
Wellington
Papamoa Beach
Difference
One-way Ticket (Public Transport)
$2.67 NZ$4.57
$2.09 NZ$3.57
27.75%
Public Transport Monthly Pass (Regular Price)
$107 NZ$183
$64.7 NZ$111
65.51%
Taxi Start (Normal Tariff)
$2.77 NZ$4.73
$2.14 NZ$3.65
29.44%
Taxi (Normal Tariff) (1km)
$1.79 NZ$3.07
$2.00 NZ$3.42
-10.50%
Taxi 1hour Waiting (Normal Tariff)
$60.9 NZ$104
$35.68 NZ$61.0
70.60%
Gasoline (1 liter)
$1.67 NZ$2.86
$1.69 NZ$2.89
-1.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K NZ$56.5K
$28.9K NZ$49.4K
14.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K NZ$42.6K
$21.9K NZ$37.5K
13.59%
๐Ÿงพ Monthly Utilities & Internet
Wellington
Papamoa Beach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$155 NZ$265
$145 NZ$247
7.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.64 NZ$57.5
$30.44 NZ$52.1
10.51%
Internet (50+ Mbps, Unlimited Data)
$51.1 NZ$87.3
$48.03 NZ$82.1
6.31%
๐ŸŽ‰ Sport & Entertainment
Wellington
Papamoa Beach
Difference
Gym Membership (Monthly)
$36.54 NZ$62.5
$36.28 NZ$62.1
0.72%
Tennis Court (1 Hour on Weekend)
$20.82 NZ$35.60
$12.07 NZ$20.65
72.49%
Cinema Ticket
$12.26 NZ$20.96
$15.02 NZ$25.69
-18.38%
๐Ÿงธ Childcare & Education
Wellington
Papamoa Beach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$818 NZ$1,398
$904 NZ$1,545
-9.50%
International Primary School, 1 Child (Yearly)
$12.8K NZ$21.9K
$13.7K NZ$23.4K
-6.02%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Wellington
Papamoa Beach
Difference
Jeans (Levis 501 Or Similar)
$70.9 NZ$121
$63.1 NZ$108
12.46%
Summer Dress (H&M, Zara, etc)
$53.2 NZ$91.0
$50.1 NZ$85.6
6.35%
Sport Shoes (Adidas, Nike)
$120 NZ$205
$85.9 NZ$147
39.53%
Men's Leather Business Shoes
$145 NZ$249
$122 NZ$208
19.34%
๐Ÿ  Accommodation & Living
Wellington
Papamoa Beach
Difference
1-bedroom Apartment, City Center (Monthly)
$1,297 NZ$2,218
$977 NZ$1,671
32.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,094 NZ$1,870
$787 NZ$1,346
38.95%
3-bedroom Apartment, City Center (Monthly)
$2,127 NZ$3,637
$1,549 NZ$2,649
37.28%
3-bedroom Apartment, Outside City Center (Monthly)
$1,916 NZ$3,277
$1,411 NZ$2,413
35.78%
Buy Apartment in City Center (m2)
$6,806 NZ$11.6K
$4,663 NZ$7,973
45.97%
Buy Apartment Outside City Center (m2)
$4,067 NZ$6,955
$3,607 NZ$6,169
12.74%
๐Ÿ’ต Salaries & Financials
Wellington
Papamoa Beach
Difference
Average Monthly Net Salary (After Tax)
$3,107 NZ$5,313
$1,665 NZ$2,847
86.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.37
8.95%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Wellington: March 2, 2026

Last update for Papamoa Beach: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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