Cost of Living Comparison Between Wellington and Palmerston North Cost of Living Comparison Between Wellington and Palmerston North

😐 Solo nomad: Wellington is 16.4% more expensive than Palmerston North without rent, and 40.6% more expensive with rent.
😐 Family of 3: Wellington is 18.1% more expensive than Palmerston North without rent, and 25.8% more expensive with rent.
Currency
🍽 Eating Out
Wellington
Palmerston North
Difference
Meal at Budget Restaurant
$17.57 NZ$28.98
$16.86 NZ$27.81
4.21%
Three-Course Dinner for Two, Mid-Range
$82.9 NZ$137
$72.1 NZ$119
14.96%
Fast Food Meal (McDonalds, etc)
$9.53 NZ$15.72
$12.27 NZ$20.23
-22.33%
Cappuccino
$3.59 NZ$5.92
$3.44 NZ$5.67
4.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 NZ$4.08
$2.37 NZ$3.91
4.22%
Water (0.33 liter bottle)
$2.2 NZ$3.62
$2.08 NZ$3.43
5.77%
Local Beer (0.5 liter draught)
$7.03 NZ$11.6
$7.32 NZ$12.07
-3.96%
Imported Beer (0.33 liter bottle)
$7.38 NZ$12.18
$6.32 NZ$10.42
16.77%
πŸ›’ Groceries & Markets
Wellington
Palmerston North
Difference
Milk (1 liter)
$1.88 NZ$3.1
$1.92 NZ$3.16
-2.08%
White Bread (500g)
$2.09 NZ$3.44
$2.05 NZ$3.39
1.95%
Rice (white) (1kg)
$1.96 NZ$3.23
$1.81 NZ$2.99
8.29%
Eggs
$6.89 NZ$11.37
$5.41 NZ$8.92
27.36%
Local Cheese (1kg)
$8.24 NZ$13.6
$8.35 NZ$13.77
-1.32%
Chicken Fillets (1kg)
$10.92 NZ$18.01
$9.37 NZ$15.46
16.54%
Beef Round Steak (1kg)
$12.99 NZ$21.42
$12.3 NZ$20.28
5.61%
Apples (1kg)
$3.12 NZ$5.15
$2.52 NZ$4.16
23.81%
Banana (1kg)
$2.31 NZ$3.82
$1.81 NZ$2.99
27.62%
Oranges (1kg)
$3.1 NZ$5.12
$2.56 NZ$4.22
21.09%
Tomato (1kg)
$4.68 NZ$7.72
$3.41 NZ$5.63
37.24%
Potato (1kg)
$2.07 NZ$3.41
$2.17 NZ$3.57
-4.61%
Onion (1kg)
$1.57 NZ$2.59
$2.18 NZ$3.59
-27.98%
Lettuce (1 head)
$2.3 NZ$3.79
$2.14 NZ$3.53
7.48%
Water (1.5 liter bottle)
$1.28 NZ$2.11
$1 NZ$1.66
28.00%
Cigarettes 20 Pack (Marlboro, Camel)
$27.02 NZ$44.57
$20.09 NZ$33.14
34.49%
Wine (Bottle)
$10.48 NZ$17.28
$8.77 NZ$14.47
19.50%
Local Beer (0.5 liter bottle)
$3.68 NZ$6.08
$2.46 NZ$4.06
49.59%
Imported Beer (0.33 liter bottle)
$3.24 NZ$5.35
$5.25 NZ$8.66
-38.29%
🚌 Getting Around
Wellington
Palmerston North
Difference
One-way Ticket (Public Transport)
$2.78 NZ$4.59
$4.64 NZ$7.65
-40.09%
Public Transport Monthly Pass (Regular Price)
$106 NZ$175
$30.49 NZ$50.3
248.93%
Taxi Start (Normal Tariff)
$2.67 NZ$4.41
$2.36 NZ$3.89
13.14%
Taxi (Normal Tariff) (1km)
$1.78 NZ$2.93
$1.8 NZ$2.97
-1.11%
Taxi 1hour Waiting (Normal Tariff)
$59.2 NZ$97.6
$17.23 NZ$28.42
243.30%
Gasoline (1 liter)
$1.66 NZ$2.73
$1.65 NZ$2.73
0.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33K NZ$54.5K
$18.8K NZ$31K
75.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25K NZ$41.3K
$21.6K NZ$35.7K
15.67%
🧾 Monthly Utilities & Internet
Wellington
Palmerston North
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 NZ$265
$89.5 NZ$148
79.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.1 NZ$54.6
$38 NZ$62.7
-12.89%
Internet (50+ Mbps, Unlimited Data)
$52.6 NZ$86.7
$48.26 NZ$79.6
8.95%
πŸŽ‰ Sport & Entertainment
Wellington
Palmerston North
Difference
Gym Membership (Monthly)
$36.7 NZ$60.5
$35 NZ$57.7
4.86%
Tennis Court (1 Hour on Weekend)
$20.16 NZ$33.25
$12.95 NZ$21.37
55.68%
Cinema Ticket
$11.86 NZ$19.56
$8.9 NZ$14.68
33.26%
🧸 Childcare & Education
Wellington
Palmerston North
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$789 NZ$1,301
$999 NZ$1,648
-21.05%
International Primary School, 1 Child (Yearly)
$12.7K NZ$20.9K
$6,262 NZ$10.3K
102.71%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Wellington
Palmerston North
Difference
Jeans (Levis 501 Or Similar)
$72.5 NZ$120
$56.2 NZ$92.7
28.96%
Summer Dress (H&M, Zara, etc)
$53.7 NZ$88.6
$38.3 NZ$63.2
40.29%
Sport Shoes (Adidas, Nike)
$118 NZ$195
$92.6 NZ$153
27.58%
Men's Leather Business Shoes
$145 NZ$240
$93.4 NZ$154
55.67%
🏠 Accommodation & Living
Wellington
Palmerston North
Difference
1-bedroom Apartment, City Center (Monthly)
$1,341 NZ$2,211
$836 NZ$1,379
60.38%
1-bedroom Apartment, Outside City Center (Monthly)
$1,091 NZ$1,800
$695 NZ$1,146
57.02%
3-bedroom Apartment, City Center (Monthly)
$2,146 NZ$3,539
$1,565 NZ$2,581
37.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,893 NZ$3,122
$1,386 NZ$2,286
36.56%
Buy Apartment in City Center (m2)
$6,617 NZ$10.9K
$2,102 NZ$3,466
214.86%
Buy Apartment Outside City Center (m2)
$4,828 NZ$7,962
$2,444 NZ$4,032
97.49%
πŸ’΅ Salaries & Financials
Wellington
Palmerston North
Difference
Average Monthly Net Salary (After Tax)
$3,228 NZ$5,324
$2,487 NZ$4,101
29.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.69
3.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: October 28, 2025

Last update for Palmerston North: October 29, 2025

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