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Cost of Living Comparison Between Wellington and Napier Cost of Living Comparison Between Wellington and Napier

😐 Solo nomad: Wellington is 10.1% more expensive than Napier without rent, and 15.6% more expensive with rent.
🙂 Family of 3: Wellington is 9.2% cheaper than Napier without rent, and 9.1% more expensive with rent.
Currency
🍽 Eating Out
Wellington
Napier
Difference
Meal at Budget Restaurant
$17.57 NZ$30.57
$19.60 NZ$34.11
-10.36%
Three-Course Dinner for Two, Mid-Range
$82.9 NZ$144
$98.1 NZ$171
-15.54%
Fast Food Meal (McDonalds, etc)
$9.59 NZ$16.69
$11.13 NZ$19.36
-13.84%
Cappuccino
$3.61 NZ$6.28
$3.59 NZ$6.25
0.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.62 NZ$4.55
$2.32 NZ$4.03
12.93%
Water (0.33 liter bottle)
$2.14 NZ$3.72
$2.28 NZ$3.96
-6.14%
Local Beer (0.5 liter draught)
$7.10 NZ$12.36
$7.10 NZ$12.35
-
Imported Beer (0.33 liter bottle)
$7.13 NZ$12.41
$6.49 NZ$11.29
9.86%
🛒 Groceries & Markets
Wellington
Napier
Difference
Milk (1 liter)
$1.83 NZ$3.19
$1.75 NZ$3.04
4.57%
White Bread (500g)
$2.05 NZ$3.56
$1.62 NZ$2.82
26.54%
Rice (white) (1kg)
$1.88 NZ$3.26
$1.81 NZ$3.15
3.87%
Eggs
$6.96 NZ$12.10
$6.19 NZ$10.77
12.44%
Local Cheese (1kg)
$8.05 NZ$14.01
$8.14 NZ$14.16
-1.11%
Chicken Fillets (1kg)
$11.06 NZ$19.24
$9.20 NZ$16.01
20.22%
Beef Round Steak (1kg)
$13.02 NZ$22.65
$12.54 NZ$21.81
3.83%
Apples (1kg)
$3.03 NZ$5.27
$2.52 NZ$4.39
20.24%
Banana (1kg)
$2.33 NZ$4.06
$1.90 NZ$3.30
22.63%
Oranges (1kg)
$2.97 NZ$5.17
$2.56 NZ$4.45
16.02%
Tomato (1kg)
$4.81 NZ$8.37
$3.38 NZ$5.88
42.31%
Potato (1kg)
$2.09 NZ$3.64
$2.15 NZ$3.74
-2.79%
Onion (1kg)
$1.59 NZ$2.77
$2.22 NZ$3.86
-28.38%
Lettuce (1 head)
$2.20 NZ$3.83
$2.04 NZ$3.54
7.84%
Water (1.5 liter bottle)
$1.30 NZ$2.26
$1.25 NZ$2.17
4.00%
Cigarettes 20 Pack (Marlboro, Camel)
$26.98 NZ$46.94
$20.70 NZ$36.01
30.34%
Wine (Bottle)
$10.58 NZ$18.41
$8.74 NZ$15.21
21.05%
Local Beer (0.5 liter bottle)
$3.51 NZ$6.10
$2.47 NZ$4.30
42.11%
Imported Beer (0.33 liter bottle)
$3.23 NZ$5.62
$2.65 NZ$4.61
21.89%
🚌 Getting Around
Wellington
Napier
Difference
One-way Ticket (Public Transport)
$2.63 NZ$4.58
$1.76 NZ$3.07
49.43%
Public Transport Monthly Pass (Regular Price)
$107 NZ$186
$47.68 NZ$83.0
123.72%
Taxi Start (Normal Tariff)
$2.77 NZ$4.81
$2.75 NZ$4.78
0.73%
Taxi (Normal Tariff) (1km)
$1.77 NZ$3.09
$1.67 NZ$2.91
5.99%
Taxi 1hour Waiting (Normal Tariff)
$61.1 NZ$106
$34.72 NZ$60.4
75.84%
Gasoline (1 liter)
$1.67 NZ$2.90
$1.69 NZ$2.95
-1.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2K NZ$57.8K
$27.4K NZ$47.7K
21.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K NZ$43.0K
$23.1K NZ$40.2K
7.01%
🧾 Monthly Utilities & Internet
Wellington
Napier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$157 NZ$273
$200 NZ$348
-21.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.98 NZ$57.4
$38.01 NZ$66.1
-13.23%
Internet (50+ Mbps, Unlimited Data)
$52.5 NZ$91.4
$48.38 NZ$84.2
8.56%
🎉 Sport & Entertainment
Wellington
Napier
Difference
Gym Membership (Monthly)
$36.82 NZ$64.1
$37.56 NZ$65.4
-1.97%
Tennis Court (1 Hour on Weekend)
$20.35 NZ$35.42
$11.34 NZ$19.73
79.45%
Cinema Ticket
$11.85 NZ$20.62
$8.87 NZ$15.43
33.60%
🧸 Childcare & Education
Wellington
Napier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$814 NZ$1,416
$769 NZ$1,338
5.86%
International Primary School, 1 Child (Yearly)
$12.8K NZ$22.2K
$12.2K NZ$21.2K
4.66%
👕👟 Clothing & Footwear
Wellington
Napier
Difference
Jeans (Levis 501 Or Similar)
$72.7 NZ$126
$97.8 NZ$170
-25.69%
Summer Dress (H&M, Zara, etc)
$53.0 NZ$92.1
$57.3 NZ$99.8
-7.64%
Sport Shoes (Adidas, Nike)
$121 NZ$210
$105 NZ$183
14.52%
Men's Leather Business Shoes
$141 NZ$245
$129 NZ$224
9.40%
🏠 Accommodation & Living
Wellington
Napier
Difference
1-bedroom Apartment, City Center (Monthly)
$1,297 NZ$2,257
$1,300 NZ$2,261
-0.18%
1-bedroom Apartment, Outside City Center (Monthly)
$1,106 NZ$1,924
$770 NZ$1,340
43.56%
3-bedroom Apartment, City Center (Monthly)
$2,115 NZ$3,680
$1,568 NZ$2,728
34.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,906 NZ$3,317
$1,628 NZ$2,834
17.05%
Buy Apartment in City Center (m2)
$6,842 NZ$11.9K
$2,362 NZ$4,110
189.66%
Buy Apartment Outside City Center (m2)
$3,920 NZ$6,821
$1,941 NZ$3,378
101.94%
💵 Salaries & Financials
Wellington
Napier
Difference
Average Monthly Net Salary (After Tax)
$2,973 NZ$5,173
$3,148 NZ$5,477
-5.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.69
3.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: January 10, 2026

Last update for Napier: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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