Cost of Living Comparison Between Wellington and Napier Cost of Living Comparison Between Wellington and Napier

😐 Solo nomad: Wellington is 19.8% more expensive than Napier without rent, and 20.6% more expensive with rent.
😐 Family of 3: Wellington is 18.3% more expensive than Napier without rent, and 8.4% more expensive with rent.
Currency
🍽 Eating Out
Wellington
Napier
Difference
Meal at Budget Restaurant
$17.57 NZ$28.98
$19.58 NZ$32.3
-10.27%
Three-Course Dinner for Two, Mid-Range
$82.9 NZ$137
$97.7 NZ$161
-15.15%
Fast Food Meal (McDonalds, etc)
$9.53 NZ$15.72
$11.24 NZ$18.53
-15.21%
Cappuccino
$3.59 NZ$5.92
$3.64 NZ$6
-1.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 NZ$4.08
$2.32 NZ$3.82
6.47%
Water (0.33 liter bottle)
$2.2 NZ$3.62
$2.15 NZ$3.55
2.33%
Local Beer (0.5 liter draught)
$7.03 NZ$11.6
$7.32 NZ$12.07
-3.96%
Imported Beer (0.33 liter bottle)
$7.38 NZ$12.18
$6.21 NZ$10.25
18.84%
πŸ›’ Groceries & Markets
Wellington
Napier
Difference
Milk (1 liter)
$1.88 NZ$3.1
$1.68 NZ$2.76
11.90%
White Bread (500g)
$2.09 NZ$3.44
$1.67 NZ$2.76
25.15%
Rice (white) (1kg)
$1.96 NZ$3.23
$1.82 NZ$3
7.69%
Eggs
$6.89 NZ$11.37
$6.03 NZ$9.95
14.26%
Local Cheese (1kg)
$8.24 NZ$13.6
$8.04 NZ$13.26
2.49%
Chicken Fillets (1kg)
$10.92 NZ$18.01
$9.44 NZ$15.57
15.68%
Beef Round Steak (1kg)
$12.99 NZ$21.42
$12.6 NZ$20.77
3.10%
Apples (1kg)
$3.12 NZ$5.15
$2.49 NZ$4.11
25.30%
Banana (1kg)
$2.31 NZ$3.82
$1.88 NZ$3.1
22.87%
Oranges (1kg)
$3.1 NZ$5.12
$2.43 NZ$4.01
27.57%
Tomato (1kg)
$4.68 NZ$7.72
$3.48 NZ$5.73
34.48%
Potato (1kg)
$2.07 NZ$3.41
$2.09 NZ$3.44
-0.96%
Onion (1kg)
$1.57 NZ$2.59
$2.26 NZ$3.73
-30.53%
Lettuce (1 head)
$2.3 NZ$3.79
$2.07 NZ$3.42
11.11%
Water (1.5 liter bottle)
$1.28 NZ$2.11
$1.26 NZ$2.07
1.59%
Cigarettes 20 Pack (Marlboro, Camel)
$27.02 NZ$44.57
$20.72 NZ$34.17
30.41%
Wine (Bottle)
$10.48 NZ$17.28
$8.78 NZ$14.48
19.36%
Local Beer (0.5 liter bottle)
$3.68 NZ$6.08
$2.44 NZ$4.02
50.82%
Imported Beer (0.33 liter bottle)
$3.24 NZ$5.35
$2.69 NZ$4.43
20.45%
🚌 Getting Around
Wellington
Napier
Difference
One-way Ticket (Public Transport)
$2.78 NZ$4.59
$1.79 NZ$2.96
55.31%
Public Transport Monthly Pass (Regular Price)
$106 NZ$175
$48.02 NZ$79.2
121.55%
Taxi Start (Normal Tariff)
$2.67 NZ$4.41
$2.65 NZ$4.36
0.75%
Taxi (Normal Tariff) (1km)
$1.78 NZ$2.93
$1.71 NZ$2.82
4.09%
Taxi 1hour Waiting (Normal Tariff)
$59.2 NZ$97.6
$35.03 NZ$57.8
68.86%
Gasoline (1 liter)
$1.66 NZ$2.73
$1.72 NZ$2.84
-3.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33K NZ$54.5K
$27.3K NZ$45K
21.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25K NZ$41.3K
$22.9K NZ$37.7K
9.35%
🧾 Monthly Utilities & Internet
Wellington
Napier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 NZ$265
$200 NZ$330
-19.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.1 NZ$54.6
$37.81 NZ$62.4
-12.46%
Internet (50+ Mbps, Unlimited Data)
$52.6 NZ$86.7
$48.48 NZ$80
8.46%
πŸŽ‰ Sport & Entertainment
Wellington
Napier
Difference
Gym Membership (Monthly)
$36.7 NZ$60.5
$37.77 NZ$62.3
-2.83%
Tennis Court (1 Hour on Weekend)
$20.16 NZ$33.25
$11.52 NZ$19
75.00%
Cinema Ticket
$11.86 NZ$19.56
$9.11 NZ$15.03
30.19%
🧸 Childcare & Education
Wellington
Napier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$789 NZ$1,301
$752 NZ$1,240
4.94%
International Primary School, 1 Child (Yearly)
$12.7K NZ$20.9K
$12.2K NZ$20K
4.46%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Wellington
Napier
Difference
Jeans (Levis 501 Or Similar)
$72.5 NZ$120
$98.5 NZ$162
-26.37%
Summer Dress (H&M, Zara, etc)
$53.7 NZ$88.6
$58.3 NZ$96.1
-7.78%
Sport Shoes (Adidas, Nike)
$118 NZ$195
$103 NZ$170
14.50%
Men's Leather Business Shoes
$145 NZ$240
$127 NZ$209
14.85%
🏠 Accommodation & Living
Wellington
Napier
Difference
1-bedroom Apartment, City Center (Monthly)
$1,341 NZ$2,211
$1,297 NZ$2,139
3.40%
1-bedroom Apartment, Outside City Center (Monthly)
$1,091 NZ$1,800
$769 NZ$1,268
41.95%
3-bedroom Apartment, City Center (Monthly)
$2,146 NZ$3,539
$1,611 NZ$2,657
33.19%
3-bedroom Apartment, Outside City Center (Monthly)
$1,893 NZ$3,122
$1,626 NZ$2,682
16.41%
Buy Apartment in City Center (m2)
$6,617 NZ$10.9K
$2,377 NZ$3,921
178.34%
Buy Apartment Outside City Center (m2)
$4,828 NZ$7,962
$1,932 NZ$3,186
149.93%
πŸ’΅ Salaries & Financials
Wellington
Napier
Difference
Average Monthly Net Salary (After Tax)
$3,228 NZ$5,324
$4,209 NZ$6,942
-23.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.69
3.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: October 28, 2025

Last update for Napier: October 27, 2025

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