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Cost of Living Comparison Between Wellington and Masterton Cost of Living Comparison Between Wellington and Masterton

๐Ÿ˜ Solo nomad: Wellington is 18.8% more expensive than Masterton without rent, and 49% more expensive with rent.
๐Ÿ˜ Family of 3: Wellington is 32.8% more expensive than Masterton without rent, and 42.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Wellington
Masterton
Difference
Meal at Budget Restaurant
$17.57 NZ$30.57
$9.88 NZ$17.20
77.83%
Three-Course Dinner for Two, Mid-Range
$82.9 NZ$144
$91.2 NZ$159
-9.17%
Fast Food Meal (McDonalds, etc)
$9.59 NZ$16.69
$8.82 NZ$15.35
8.73%
Cappuccino
$3.61 NZ$6.28
$3.27 NZ$5.69
10.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.62 NZ$4.55
$2.09 NZ$3.63
25.36%
Water (0.33 liter bottle)
$2.14 NZ$3.72
$1.59 NZ$2.77
34.59%
Local Beer (0.5 liter draught)
$7.10 NZ$12.36
$3.59 NZ$6.24
97.77%
Imported Beer (0.33 liter bottle)
$7.13 NZ$12.41
$4.25 NZ$7.40
67.76%
๐Ÿ›’ Groceries & Markets
Wellington
Masterton
Difference
Milk (1 liter)
$1.83 NZ$3.19
$1.55 NZ$2.70
18.06%
White Bread (500g)
$2.05 NZ$3.56
$1.61 NZ$2.81
27.33%
Rice (white) (1kg)
$1.88 NZ$3.26
$1.21 NZ$2.11
55.37%
Eggs
$6.96 NZ$12.10
$6.00 NZ$10.44
16.00%
Local Cheese (1kg)
$8.05 NZ$14.01
$7.25 NZ$12.62
11.03%
Chicken Fillets (1kg)
$11.06 NZ$19.24
$9.21 NZ$16.03
20.09%
Beef Round Steak (1kg)
$13.02 NZ$22.65
$12.41 NZ$21.60
4.92%
Apples (1kg)
$3.03 NZ$5.27
$1.78 NZ$3.10
70.22%
Banana (1kg)
$2.33 NZ$4.06
$1.81 NZ$3.15
28.73%
Oranges (1kg)
$2.97 NZ$5.17
$2.55 NZ$4.43
16.47%
Tomato (1kg)
$4.81 NZ$8.37
$3.49 NZ$6.08
37.82%
Potato (1kg)
$2.09 NZ$3.64
$1.45 NZ$2.53
44.14%
Onion (1kg)
$1.59 NZ$2.77
$1.17 NZ$2.04
35.90%
Lettuce (1 head)
$2.20 NZ$3.83
$1.79 NZ$3.12
22.91%
Water (1.5 liter bottle)
$1.30 NZ$2.26
$0.91 NZ$1.58
42.86%
Cigarettes 20 Pack (Marlboro, Camel)
$26.98 NZ$46.94
$20.19 NZ$35.12
33.63%
Wine (Bottle)
$10.58 NZ$18.41
$8.48 NZ$14.76
24.76%
Local Beer (0.5 liter bottle)
$3.51 NZ$6.10
$2.35 NZ$4.08
49.36%
Imported Beer (0.33 liter bottle)
$3.23 NZ$5.62
$2.68 NZ$4.66
20.52%
๐ŸšŒ Getting Around
Wellington
Masterton
Difference
One-way Ticket (Public Transport)
$2.63 NZ$4.58
$2.48 NZ$4.32
6.05%
Public Transport Monthly Pass (Regular Price)
$107 NZ$186
$64.3 NZ$112
66.00%
Taxi Start (Normal Tariff)
$2.77 NZ$4.81
$2.46 NZ$4.27
12.60%
Taxi (Normal Tariff) (1km)
$1.77 NZ$3.09
$1.81 NZ$3.15
-2.21%
Taxi 1hour Waiting (Normal Tariff)
$61.1 NZ$106
$41.05 NZ$71.4
48.72%
Gasoline (1 liter)
$1.67 NZ$2.90
$1.68 NZ$2.91
-0.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2K NZ$57.8K
$24.0K NZ$41.7K
38.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K NZ$43.0K
$23.6K NZ$41.0K
4.94%
๐Ÿงพ Monthly Utilities & Internet
Wellington
Masterton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$157 NZ$273
$81.2 NZ$141
93.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.98 NZ$57.4
$31.37 NZ$54.6
5.13%
Internet (50+ Mbps, Unlimited Data)
$52.5 NZ$91.4
$47.17 NZ$82.1
11.34%
๐ŸŽ‰ Sport & Entertainment
Wellington
Masterton
Difference
Gym Membership (Monthly)
$36.82 NZ$64.1
$40.39 NZ$70.3
-8.84%
Tennis Court (1 Hour on Weekend)
$20.35 NZ$35.42
$8.84 NZ$15.38
130.20%
Cinema Ticket
$11.85 NZ$20.62
$8.03 NZ$13.97
47.57%
๐Ÿงธ Childcare & Education
Wellington
Masterton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$814 NZ$1,416
$405 NZ$704
101.07%
International Primary School, 1 Child (Yearly)
$12.8K NZ$22.2K
$4,833 NZ$8,409
164.27%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Wellington
Masterton
Difference
Jeans (Levis 501 Or Similar)
$72.7 NZ$126
$70.1 NZ$122
3.67%
Summer Dress (H&M, Zara, etc)
$53.0 NZ$92.1
$30.56 NZ$53.2
73.27%
Sport Shoes (Adidas, Nike)
$121 NZ$210
$102 NZ$178
18.05%
Men's Leather Business Shoes
$141 NZ$245
$113 NZ$196
24.90%
๐Ÿ  Accommodation & Living
Wellington
Masterton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,297 NZ$2,257
$789 NZ$1,372
64.53%
1-bedroom Apartment, Outside City Center (Monthly)
$1,106 NZ$1,924
$611 NZ$1,064
80.88%
3-bedroom Apartment, City Center (Monthly)
$2,115 NZ$3,680
$1,248 NZ$2,171
69.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,906 NZ$3,317
$1,087 NZ$1,892
75.28%
Buy Apartment in City Center (m2)
$6,842 NZ$11.9K
$4,752 NZ$8,269
43.97%
Buy Apartment Outside City Center (m2)
$3,920 NZ$6,821
$3,763 NZ$6,548
4.16%
๐Ÿ’ต Salaries & Financials
Wellington
Masterton
Difference
Average Monthly Net Salary (After Tax)
$2,973 NZ$5,173
$1,846 NZ$3,211
61.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.69
3.74%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Wellington: January 10, 2026

Last update for Masterton: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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