Cost of Living Comparison Between Wellington and Masterton Cost of Living Comparison Between Wellington and Masterton

๐Ÿ˜ Solo nomad: Wellington is 23.3% more expensive than Masterton without rent, and 55.9% more expensive with rent.
๐Ÿ˜ Family of 3: Wellington is 15.9% more expensive than Masterton without rent, and 44.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Wellington
Masterton
Difference
Meal at Budget Restaurant
$17.83 NZ$29.96
$10.02 NZ$16.83
77.94%
Three-Course Dinner for Two, Mid-Range
$84.2 NZ$141
$91.2 NZ$153
-7.65%
Fast Food Meal (McDonalds, etc)
$9.46 NZ$15.90
$9.24 NZ$15.52
2.38%
Cappuccino
$3.65 NZ$6.13
$3.30 NZ$5.55
10.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 NZ$4.32
$2.16 NZ$3.62
18.98%
Water (0.33 liter bottle)
$2.20 NZ$3.69
$1.63 NZ$2.73
34.97%
Local Beer (0.5 liter draught)
$7.20 NZ$12.10
$3.53 NZ$5.93
103.97%
Imported Beer (0.33 liter bottle)
$7.44 NZ$12.50
$4.16 NZ$6.98
78.85%
๐Ÿ›’ Groceries & Markets
Wellington
Masterton
Difference
Milk (1 liter)
$1.82 NZ$3.06
$1.47 NZ$2.47
23.81%
White Bread (500g)
$2.04 NZ$3.43
$1.63 NZ$2.74
25.15%
Rice (white) (1kg)
$1.97 NZ$3.31
$1.15 NZ$1.94
71.30%
Eggs
$7.24 NZ$12.17
$6.18 NZ$10.39
17.15%
Local Cheese (1kg)
$8.16 NZ$13.72
$7.07 NZ$11.88
15.42%
Chicken Fillets (1kg)
$10.90 NZ$18.32
$9.09 NZ$15.26
19.91%
Beef Round Steak (1kg)
$13.19 NZ$22.15
$12.13 NZ$20.37
8.74%
Apples (1kg)
$3.06 NZ$5.15
$1.77 NZ$2.97
72.88%
Banana (1kg)
$2.36 NZ$3.96
$1.88 NZ$3.16
25.53%
Oranges (1kg)
$2.98 NZ$5.01
$2.56 NZ$4.30
16.41%
Tomato (1kg)
$4.83 NZ$8.12
$3.33 NZ$5.59
45.05%
Potato (1kg)
$2.02 NZ$3.40
$1.38 NZ$2.32
46.38%
Onion (1kg)
$1.58 NZ$2.65
$1.21 NZ$2.03
30.58%
Lettuce (1 head)
$2.30 NZ$3.86
$1.86 NZ$3.13
23.66%
Water (1.5 liter bottle)
$1.29 NZ$2.17
$0.84 NZ$1.41
53.57%
Cigarettes 20 Pack (Marlboro, Camel)
$26.71 NZ$44.88
$20.06 NZ$33.71
33.15%
Wine (Bottle)
$10.89 NZ$18.30
$10.54 NZ$17.70
3.32%
Local Beer (0.5 liter bottle)
$3.51 NZ$5.90
$2.34 NZ$3.93
50.00%
Imported Beer (0.33 liter bottle)
$3.26 NZ$5.47
$2.65 NZ$4.45
23.02%
๐ŸšŒ Getting Around
Wellington
Masterton
Difference
One-way Ticket (Public Transport)
$2.67 NZ$4.49
$2.35 NZ$3.94
13.62%
Public Transport Monthly Pass (Regular Price)
$107 NZ$180
$63.8 NZ$107
67.82%
Taxi Start (Normal Tariff)
$2.77 NZ$4.65
$2.45 NZ$4.12
13.06%
Taxi (Normal Tariff) (1km)
$1.79 NZ$3.01
$1.85 NZ$3.10
-3.24%
Taxi 1hour Waiting (Normal Tariff)
$60.9 NZ$102
$40.62 NZ$68.2
49.85%
Gasoline (1 liter)
$1.67 NZ$2.81
$1.67 NZ$2.81
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K NZ$55.5K
$24.5K NZ$41.2K
34.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K NZ$41.8K
$23.0K NZ$38.6K
8.39%
๐Ÿงพ Monthly Utilities & Internet
Wellington
Masterton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$155 NZ$261
$81.1 NZ$136
91.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.64 NZ$56.5
$32.40 NZ$54.4
3.83%
Internet (50+ Mbps, Unlimited Data)
$51.1 NZ$85.8
$48.20 NZ$81.0
5.93%
๐ŸŽ‰ Sport & Entertainment
Wellington
Masterton
Difference
Gym Membership (Monthly)
$36.54 NZ$61.4
$41.23 NZ$69.3
-11.38%
Tennis Court (1 Hour on Weekend)
$20.82 NZ$34.97
$9.01 NZ$15.13
131.08%
Cinema Ticket
$12.26 NZ$20.59
$8.12 NZ$13.64
50.99%
๐Ÿงธ Childcare & Education
Wellington
Masterton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$818 NZ$1,374
$407 NZ$684
100.95%
International Primary School, 1 Child (Yearly)
$12.8K NZ$21.6K
$4,793 NZ$8,053
167.78%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Wellington
Masterton
Difference
Jeans (Levis 501 Or Similar)
$70.9 NZ$119
$68.4 NZ$115
3.68%
Summer Dress (H&M, Zara, etc)
$53.2 NZ$89.4
$30.41 NZ$51.1
75.04%
Sport Shoes (Adidas, Nike)
$120 NZ$201
$102 NZ$171
17.55%
Men's Leather Business Shoes
$145 NZ$244
$113 NZ$190
28.37%
๐Ÿ  Accommodation & Living
Wellington
Masterton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,297 NZ$2,180
$769 NZ$1,291
68.77%
1-bedroom Apartment, Outside City Center (Monthly)
$1,094 NZ$1,838
$597 NZ$1,002
83.32%
3-bedroom Apartment, City Center (Monthly)
$2,127 NZ$3,573
$1,247 NZ$2,095
70.60%
3-bedroom Apartment, Outside City Center (Monthly)
$1,916 NZ$3,219
$1,076 NZ$1,808
78.03%
Buy Apartment in City Center (m2)
$6,806 NZ$11.4K
$4,598 NZ$7,725
48.02%
Buy Apartment Outside City Center (m2)
$4,067 NZ$6,833
$3,196 NZ$5,369
27.26%
๐Ÿ’ต Salaries & Financials
Wellington
Masterton
Difference
Average Monthly Net Salary (After Tax)
$3,107 NZ$5,219
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.69
3.74%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Wellington: March 2, 2026

Last update for Masterton: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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