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Cost of Living Comparison Between Wellington and Lower Hutt Cost of Living Comparison Between Wellington and Lower Hutt

😐 Solo nomad: Wellington is 16.9% more expensive than Lower Hutt without rent, and 1.2% more expensive with rent.
😐 Family of 3: Wellington is 9.5% more expensive than Lower Hutt without rent, and 6.9% more expensive with rent.
Currency
🍽 Eating Out
Wellington
Lower Hutt
Difference
Meal at Budget Restaurant
$17.57 NZ$30.57
$17.68 NZ$30.76
-0.62%
Three-Course Dinner for Two, Mid-Range
$82.9 NZ$144
$84.0 NZ$146
-1.31%
Fast Food Meal (McDonalds, etc)
$9.59 NZ$16.69
$10.89 NZ$18.94
-11.94%
Cappuccino
$3.61 NZ$6.28
$3.64 NZ$6.33
-0.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.62 NZ$4.55
$2.42 NZ$4.21
8.26%
Water (0.33 liter bottle)
$2.14 NZ$3.72
$2.17 NZ$3.78
-1.38%
Local Beer (0.5 liter draught)
$7.10 NZ$12.36
$7.26 NZ$12.64
-2.20%
Imported Beer (0.33 liter bottle)
$7.13 NZ$12.41
$6.23 NZ$10.84
14.45%
🛒 Groceries & Markets
Wellington
Lower Hutt
Difference
Milk (1 liter)
$1.83 NZ$3.19
$1.90 NZ$3.30
-3.68%
White Bread (500g)
$2.05 NZ$3.56
$2.01 NZ$3.50
1.99%
Rice (white) (1kg)
$1.88 NZ$3.26
$1.96 NZ$3.41
-4.08%
Eggs
$6.96 NZ$12.10
$7.03 NZ$12.24
-1.00%
Local Cheese (1kg)
$8.05 NZ$14.01
$8.08 NZ$14.05
-0.37%
Chicken Fillets (1kg)
$11.06 NZ$19.24
$9.17 NZ$15.96
20.61%
Beef Round Steak (1kg)
$13.02 NZ$22.65
$12.97 NZ$22.57
0.39%
Apples (1kg)
$3.03 NZ$5.27
$2.49 NZ$4.33
21.69%
Banana (1kg)
$2.33 NZ$4.06
$2.06 NZ$3.59
13.11%
Oranges (1kg)
$2.97 NZ$5.17
$2.62 NZ$4.56
13.36%
Tomato (1kg)
$4.81 NZ$8.37
$4.86 NZ$8.46
-1.03%
Potato (1kg)
$2.09 NZ$3.64
$2.01 NZ$3.49
3.98%
Onion (1kg)
$1.59 NZ$2.77
$1.81 NZ$3.14
-12.15%
Lettuce (1 head)
$2.20 NZ$3.83
$2.21 NZ$3.84
-0.45%
Water (1.5 liter bottle)
$1.30 NZ$2.26
$1.30 NZ$2.27
-
Cigarettes 20 Pack (Marlboro, Camel)
$26.98 NZ$46.94
$21.86 NZ$38.04
23.42%
Wine (Bottle)
$10.58 NZ$18.41
$9.79 NZ$17.04
8.07%
Local Beer (0.5 liter bottle)
$3.51 NZ$6.10
$3.65 NZ$6.36
-3.84%
Imported Beer (0.33 liter bottle)
$3.23 NZ$5.62
$3.13 NZ$5.45
3.19%
🚌 Getting Around
Wellington
Lower Hutt
Difference
One-way Ticket (Public Transport)
$2.63 NZ$4.58
$2.74 NZ$4.77
-4.01%
Public Transport Monthly Pass (Regular Price)
$107 NZ$186
$63.0 NZ$110
69.34%
Taxi Start (Normal Tariff)
$2.77 NZ$4.81
$2.78 NZ$4.84
-0.36%
Taxi (Normal Tariff) (1km)
$1.77 NZ$3.09
$1.80 NZ$3.13
-1.67%
Taxi 1hour Waiting (Normal Tariff)
$61.1 NZ$106
$60.6 NZ$105
0.69%
Gasoline (1 liter)
$1.67 NZ$2.90
$1.64 NZ$2.86
1.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2K NZ$57.8K
$29.2K NZ$50.7K
14.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K NZ$43.0K
$25.0K NZ$43.6K
-1.19%
🧾 Monthly Utilities & Internet
Wellington
Lower Hutt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$157 NZ$273
$159 NZ$276
-1.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.98 NZ$57.4
$37.51 NZ$65.3
-12.08%
Internet (50+ Mbps, Unlimited Data)
$52.5 NZ$91.4
$51.6 NZ$89.7
1.86%
🎉 Sport & Entertainment
Wellington
Lower Hutt
Difference
Gym Membership (Monthly)
$36.82 NZ$64.1
$41.80 NZ$72.7
-11.91%
Tennis Court (1 Hour on Weekend)
$20.35 NZ$35.42
$12.10 NZ$21.06
68.18%
Cinema Ticket
$11.85 NZ$20.62
$10.75 NZ$18.70
10.23%
🧸 Childcare & Education
Wellington
Lower Hutt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$814 NZ$1,416
$750 NZ$1,306
8.45%
International Primary School, 1 Child (Yearly)
$12.8K NZ$22.2K
$11.9K NZ$20.7K
7.58%
👕👟 Clothing & Footwear
Wellington
Lower Hutt
Difference
Jeans (Levis 501 Or Similar)
$72.7 NZ$126
$71.9 NZ$125
1.07%
Summer Dress (H&M, Zara, etc)
$53.0 NZ$92.1
$56.6 NZ$98.5
-6.42%
Sport Shoes (Adidas, Nike)
$121 NZ$210
$119 NZ$208
0.93%
Men's Leather Business Shoes
$141 NZ$245
$143 NZ$248
-1.18%
🏠 Accommodation & Living
Wellington
Lower Hutt
Difference
1-bedroom Apartment, City Center (Monthly)
$1,297 NZ$2,257
$1,358 NZ$2,362
-4.44%
1-bedroom Apartment, Outside City Center (Monthly)
$1,106 NZ$1,924
$1,116 NZ$1,942
-0.93%
3-bedroom Apartment, City Center (Monthly)
$2,115 NZ$3,680
$2,364 NZ$4,113
-10.54%
3-bedroom Apartment, Outside City Center (Monthly)
$1,906 NZ$3,317
$1,666 NZ$2,898
14.43%
Buy Apartment in City Center (m2)
$6,842 NZ$11.9K
$4,890 NZ$8,508
39.93%
Buy Apartment Outside City Center (m2)
$3,920 NZ$6,821
$3,337 NZ$5,807
17.47%
💵 Salaries & Financials
Wellington
Lower Hutt
Difference
Average Monthly Net Salary (After Tax)
$2,973 NZ$5,173
$3,323 NZ$5,782
-10.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.94
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: January 10, 2026

Last update for Lower Hutt: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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