Cost of Living Comparison Between Wellington and Loveland, CO Cost of Living Comparison Between Wellington and Loveland, CO

🙂 Solo nomad: Wellington is 6.4% cheaper than Loveland, CO without rent, and 19.3% cheaper with rent.

😐 Family of 3: Wellington is 9.5% more expensive than Loveland, CO without rent, and 4.8% cheaper with rent.

Meal at Budget Restaurant

$17.57 NZ$30.57

$19.96 $19.96

-11.97%

Three-Course Dinner for Two, Mid-Range

$82.9 NZ$144

$83.9 $83.9

-1.24%

Fast Food Meal (McDonalds, etc)

$9.59 NZ$16.69

$11.40 $11.40

-15.88%

Cappuccino

$3.61 NZ$6.28

$4.94 $4.94

-26.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 NZ$4.55

$2.73 $2.73

-4.03%

Water (0.33 liter bottle)

$2.14 NZ$3.72

$2.42 $2.42

-11.57%

Local Beer (0.5 liter draught)

$7.10 NZ$12.36

$6.23 $6.23

13.96%

Imported Beer (0.33 liter bottle)

$7.13 NZ$12.41

$6.89 $6.89

3.48%

Milk (1 liter)

$1.83 NZ$3.19

$0.99 $0.99

84.85%

White Bread (500g)

$2.05 NZ$3.56

$3.56 $3.56

-42.42%

Rice (white) (1kg)

$1.88 NZ$3.26

$3.31 $3.31

-43.20%

Eggs

$6.96 NZ$12.10

$4.21 $4.21

65.32%

Local Cheese (1kg)

$8.05 NZ$14.01

$11.22 $11.22

-28.25%

Chicken Fillets (1kg)

$11.06 NZ$19.24

$10.58 $10.58

4.54%

Beef Round Steak (1kg)

$13.02 NZ$22.65

$16.70 $16.70

-22.04%

Apples (1kg)

$3.03 NZ$5.27

$3.98 $3.98

-23.87%

Banana (1kg)

$2.33 NZ$4.06

$1.57 $1.57

48.41%

Oranges (1kg)

$2.97 NZ$5.17

$3.64 $3.64

-18.41%

Tomato (1kg)

$4.81 NZ$8.37

$4.83 $4.83

-0.41%

Potato (1kg)

$2.09 NZ$3.64

$2.25 $2.25

-7.11%

Onion (1kg)

$1.59 NZ$2.77

$2.26 $2.26

-29.65%

Lettuce (1 head)

$2.20 NZ$3.83

$2.41 $2.41

-8.71%

Water (1.5 liter bottle)

$1.30 NZ$2.26

$2.04 $2.04

-36.27%

Cigarettes 20 Pack (Marlboro, Camel)

$26.98 NZ$46.94

$9.74 $9.74

177.00%

Wine (Bottle)

$10.58 NZ$18.41

$17.72 $17.72

-40.29%

Local Beer (0.5 liter bottle)

$3.51 NZ$6.10

$2.30 $2.30

52.61%

Imported Beer (0.33 liter bottle)

$3.23 NZ$5.62

$2.67 $2.67

20.97%

One-way Ticket (Public Transport)

$2.63 NZ$4.58

$0.98 $0.98

168.37%

Public Transport Monthly Pass (Regular Price)

$107 NZ$186

$29.85 $29.85

257.35%

Taxi Start (Normal Tariff)

$2.77 NZ$4.81

$2.56 $2.56

8.20%

Taxi (Normal Tariff) (1km)

$1.77 NZ$3.09

$1.44 $1.44

22.92%

Taxi 1hour Waiting (Normal Tariff)

$61.1 NZ$106

$24.98 $24.98

144.40%

Gasoline (1 liter)

$1.67 NZ$2.90

$0.82 $0.82

103.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K NZ$57.8K

$27.2K $27.2K

22.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K NZ$43.0K

$26.1K $26.1K

-5.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 NZ$273

$165 $165

-5.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.98 NZ$57.4

$55.6 $55.6

-40.64%

Internet (50+ Mbps, Unlimited Data)

$52.5 NZ$91.4

$75.4 $75.4

-30.36%

Gym Membership (Monthly)

$36.82 NZ$64.1

$27.23 $27.23

35.22%

Tennis Court (1 Hour on Weekend)

$20.35 NZ$35.42

Cinema Ticket

$11.85 NZ$20.62

$11.98 $11.98

-1.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$814 NZ$1,416

$1,466 $1,466

-44.48%

International Primary School, 1 Child (Yearly)

$12.8K NZ$22.2K

$12.4K $12.4K

2.58%

Jeans (Levis 501 Or Similar)

$72.7 NZ$126

$57.4 $57.4

26.58%

Summer Dress (H&M, Zara, etc)

$53.0 NZ$92.1

$57.4 $57.4

-7.70%

Sport Shoes (Adidas, Nike)

$121 NZ$210

$80.9 $80.9

49.12%

Men's Leather Business Shoes

$141 NZ$245

$107 $107

31.96%

1-bedroom Apartment, City Center (Monthly)

$1,297 NZ$2,257

$1,734 $1,734

-25.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,106 NZ$1,924

$1,629 $1,629

-32.15%

3-bedroom Apartment, City Center (Monthly)

$2,115 NZ$3,680

$2,587 $2,587

-18.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,906 NZ$3,317

$2,218 $2,218

-14.06%

Buy Apartment in City Center (m2)

$6,842 NZ$11.9K

Buy Apartment Outside City Center (m2)

$3,920 NZ$6,821

Average Monthly Net Salary (After Tax)

$2,973 NZ$5,173

$4,382 $4,382

-32.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.59

5.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: January 10, 2026

Last update for Loveland, CO: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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