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Cost of Living Comparison Between Wellington and Loveland, CO Cost of Living Comparison Between Wellington and Loveland, CO

😐 Solo nomad: Wellington is 5.5% more expensive than Loveland, CO without rent, and 18.7% cheaper with rent.
🙂 Family of 3: Wellington is 0.9% cheaper than Loveland, CO without rent, and 4.2% cheaper with rent.
Currency
🍽 Eating Out
Wellington
Loveland, CO
Difference
Meal at Budget Restaurant
$17.41 NZ$30.39
$20.1 $20.1
-13.38%
Three-Course Dinner for Two, Mid-Range
$86 NZ$150
$85.6 $85.6
0.48%
Fast Food Meal (McDonalds, etc)
$9.4 NZ$16.42
$11.56 $11.56
-18.69%
Cappuccino
$3.62 NZ$6.32
$5.14 $5.14
-29.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.49 NZ$4.35
$2.73 $2.73
-8.79%
Water (0.33 liter bottle)
$2.2 NZ$3.85
$2.43 $2.43
-9.47%
Local Beer (0.5 liter draught)
$7.29 NZ$12.73
$6.18 $6.18
17.96%
Imported Beer (0.33 liter bottle)
$7.38 NZ$12.89
$7.17 $7.17
2.93%
🛒 Groceries & Markets
Wellington
Loveland, CO
Difference
Milk (1 liter)
$1.89 NZ$3.31
$1.03 $1.03
83.50%
White Bread (500g)
$2.08 NZ$3.63
$3.65 $3.65
-43.01%
Rice (white) (1kg)
$1.89 NZ$3.3
$3.23 $3.23
-41.49%
Eggs
$7.2 NZ$12.57
$4.06 $4.06
77.34%
Local Cheese (1kg)
$7.87 NZ$13.75
$11.13 $11.13
-29.29%
Chicken Fillets (1kg)
$10.89 NZ$19.01
$10.55 $10.55
3.22%
Beef Round Steak (1kg)
$12.97 NZ$22.64
$16.47 $16.47
-21.25%
Apples (1kg)
$3.16 NZ$5.52
$4.09 $4.09
-22.74%
Banana (1kg)
$2.22 NZ$3.88
$1.56 $1.56
42.31%
Oranges (1kg)
$3 NZ$5.23
$3.71 $3.71
-19.14%
Tomato (1kg)
$4.71 NZ$8.23
$4.69 $4.69
0.43%
Potato (1kg)
$2.1 NZ$3.66
$2.29 $2.29
-8.30%
Onion (1kg)
$1.59 NZ$2.78
$2.32 $2.32
-31.47%
Lettuce (1 head)
$2.26 NZ$3.94
$2.51 $2.51
-9.96%
Water (1.5 liter bottle)
$1.25 NZ$2.18
$2.02 $2.02
-38.12%
Cigarettes 20 Pack (Marlboro, Camel)
$26.91 NZ$46.99
$9.55 $9.55
181.78%
Wine (Bottle)
$10.25 NZ$17.89
$17.14 $17.14
-40.20%
Local Beer (0.5 liter bottle)
$3.55 NZ$6.21
$2.31 $2.31
53.68%
Imported Beer (0.33 liter bottle)
$3.26 NZ$5.69
$2.81 $2.81
16.01%
🚌 Getting Around
Wellington
Loveland, CO
Difference
One-way Ticket (Public Transport)
$2.69 NZ$4.69
$1.02 $1.02
163.73%
Public Transport Monthly Pass (Regular Price)
$108 NZ$189
$30.53 $30.53
254.11%
Taxi Start (Normal Tariff)
$2.78 NZ$4.85
$2.53 $2.53
9.88%
Taxi (Normal Tariff) (1km)
$1.84 NZ$3.22
$1.38 $1.38
33.33%
Taxi 1hour Waiting (Normal Tariff)
$59.3 NZ$104
$25.38 $25.38
133.81%
Gasoline (1 liter)
$1.71 NZ$2.98
$0.84 $0.84
103.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3K NZ$58.1K
$26.6K $26.6K
24.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K NZ$44.5K
$26K $26K
-1.92%
🧾 Monthly Utilities & Internet
Wellington
Loveland, CO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 NZ$279
$169 $169
-5.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.91 NZ$57.5
$55.4 $55.4
-40.64%
Internet (50+ Mbps, Unlimited Data)
$51.1 NZ$89.3
$75.9 $75.9
-32.61%
🎉 Sport & Entertainment
Wellington
Loveland, CO
Difference
Gym Membership (Monthly)
$36.08 NZ$63
$27.6 $27.6
30.72%
Tennis Court (1 Hour on Weekend)
$20.27 NZ$35.4
-
-
Cinema Ticket
$12.17 NZ$21.25
$12.21 $12.21
-0.33%
🧸 Childcare & Education
Wellington
Loveland, CO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$798 NZ$1,394
$1,490 $1,490
-46.40%
International Primary School, 1 Child (Yearly)
$12.6K NZ$22.1K
$12.7K $12.7K
-0.26%
👕👟 Clothing & Footwear
Wellington
Loveland, CO
Difference
Jeans (Levis 501 Or Similar)
$72.3 NZ$126
$57.4 $57.4
25.99%
Summer Dress (H&M, Zara, etc)
$52.5 NZ$91.7
$56.7 $56.7
-7.37%
Sport Shoes (Adidas, Nike)
$119 NZ$208
$80.9 $80.9
47.42%
Men's Leather Business Shoes
$141 NZ$246
$109 $109
29.48%
🏠 Accommodation & Living
Wellington
Loveland, CO
Difference
1-bedroom Apartment, City Center (Monthly)
$1,342 NZ$2,342
$1,675 $1,675
-19.91%
1-bedroom Apartment, Outside City Center (Monthly)
$1,068 NZ$1,865
$1,654 $1,654
-35.42%
3-bedroom Apartment, City Center (Monthly)
$2,095 NZ$3,658
$2,502 $2,502
-16.28%
3-bedroom Apartment, Outside City Center (Monthly)
$1,932 NZ$3,373
$2,202 $2,202
-12.27%
Buy Apartment in City Center (m2)
$6,909 NZ$12.1K
-
-
Buy Apartment Outside City Center (m2)
$4,723 NZ$8,247
-
-
💵 Salaries & Financials
Wellington
Loveland, CO
Difference
Average Monthly Net Salary (After Tax)
$3,108 NZ$5,427
$4,390 $4,390
-29.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.59
5.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: November 29, 2025

Last update for Loveland, CO: November 30, 2025

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