😐A single person spends $2,354 per month in Wellington vs $2,195 in Folkestone, rent included.
😐A couple spends around $3,553 per month in Wellington vs $3,372 in Folkestone, rent included.
😐A family of three spends $4,751 per month in Wellington vs $4,549 in Folkestone, rent included.
😐Wellington costs about 7% more than Folkestone, driven mainly by Getting Around.
📊Both Wellington and Folkestone sit above the global median – Wellington by 76%, Folkestone by 64%.
Currency
🍽 Eating Out
Wellington
Folkestone
Difference
Meal at Budget Restaurant
$17.30NZ$29.46
$21.60£16.09
-19.91%
Three-Course Dinner for Two, Mid-Range
$84.5NZ$144
$68.6£51.1
23.17%
Fast Food Meal(McDonalds, etc)
$9.77NZ$16.63
$10.80£8.05
-9.54%
Cappuccino
$3.80NZ$6.46
$4.82£3.59
-21.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.60NZ$4.44
$2.89£2.15
-10.03%
Water(0.33 liter bottle)
$2.18NZ$3.72
$2.06£1.53
5.83%
Local Beer(0.5 liter draught)
$7.03NZ$11.98
$7.93£5.91
-11.35%
Imported Beer(0.33 liter bottle)
$7.45NZ$12.70
$6.74£5.02
10.53%
🛒 Groceries & Markets
Wellington
Folkestone
Difference
Milk(1 liter)
$1.87NZ$3.18
$1.71£1.28
9.36%
White Bread(500g)
$2.11NZ$3.59
$1.45£1.08
45.52%
Rice(white)(1kg)
$1.95NZ$3.33
$1.38£1.03
41.30%
Eggs
$6.88NZ$11.72
$3.78£2.82
82.01%
Local Cheese(1kg)
$8.13NZ$13.85
$12.57£9.36
-35.32%
Chicken Fillets(1kg)
$11.06NZ$18.83
$10.26£7.64
7.80%
Beef Round Steak(1kg)
$13.14NZ$22.38
$18.15£13.52
-27.60%
Apples(1kg)
$3.12NZ$5.32
$3.34£2.49
-6.59%
Banana(1kg)
$2.24NZ$3.81
$1.96£1.46
14.29%
Oranges(1kg)
$2.99NZ$5.09
$3.76£2.80
-20.48%
Tomato(1kg)
$4.72NZ$8.04
$3.68£2.74
28.26%
Potato(1kg)
$2.07NZ$3.52
$1.90£1.41
8.95%
Onion(1kg)
$1.66NZ$2.82
$2.07£1.54
-19.81%
Lettuce(1 head)
$2.21NZ$3.76
$1.40£1.04
57.86%
Water(1.5 liter bottle)
$1.28NZ$2.19
$1.48£1.10
-13.51%
Cigarettes 20 Pack(Marlboro, Camel)
$26.87NZ$45.75
$20.21£15.05
32.95%
Wine(Bottle)
$11.74NZ$19.99
$11.38£8.47
3.16%
Local Beer(0.5 liter bottle)
$3.52NZ$6.00
$3.48£2.59
1.15%
Imported Beer(0.33 liter bottle)
$3.18NZ$5.41
$4.22£3.14
-24.64%
🚌 Getting Around
Wellington
Folkestone
Difference
One-way Ticket(Public Transport)
$2.75NZ$4.68
$2.65£1.97
3.77%
Public Transport Monthly Pass(Regular Price)
$107NZ$182
$34.05£25.36
214.48%
Taxi Start(Normal Tariff)
$2.66NZ$4.54
$1.35£1.00
97.04%
Taxi(Normal Tariff)(1km)
$1.85NZ$3.16
$1.44£1.07
28.47%
Taxi 1hour Waiting(Normal Tariff)
$60.4NZ$103
$40.09£29.86
50.56%
Gasoline(1 liter)
$1.71NZ$2.92
$1.99£1.48
-14.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6KNZ$57.2K
$37.9K£28.3K
-11.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6KNZ$41.9K
$44.7K£33.3K
-44.98%
🧾 Monthly Utilities & Internet
Wellington
Folkestone
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$160NZ$273
$336£251
-52.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.55NZ$55.4
$16.07£11.97
102.55%
Internet(50+ Mbps, Unlimited Data)
$51.5NZ$87.7
$39.42£29.36
30.64%
🎉 Sport & Entertainment
Wellington
Folkestone
Difference
Gym Membership(Monthly)
$36.79NZ$62.7
$89.1£66.4
-58.73%
Tennis Court(1 Hour on Weekend)
$20.60NZ$35.08
$10.14£7.55
103.16%
Cinema Ticket
$12.17NZ$20.73
$16.46£12.26
-26.06%
🧸 Childcare & Education
Wellington
Folkestone
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$800NZ$1,363
$2,277£1,696
-64.86%
International Primary School, 1 Child(Yearly)
$12.6KNZ$21.5K
$23.3K£17.3K
-45.69%
👕👟 Clothing & Footwear
Wellington
Folkestone
Difference
Jeans(Levis 501 Or Similar)
$73.5NZ$125
$88.1£65.6
-16.52%
Summer Dress(H&M, Zara, etc)
$53.1NZ$90.5
$55.7£41.48
-4.58%
Sport Shoes(Adidas, Nike)
$119NZ$203
$81.7£60.9
45.67%
Men's Leather Business Shoes
$142NZ$241
$122£90.5
16.49%
🏠 Accommodation & Living
Wellington
Folkestone
Difference
1-bedroom Apartment, City Center(Monthly)
$1,339NZ$2,281
$1,143£851
17.19%
1-bedroom Apartment, Outside City Center(Monthly)
$1,105NZ$1,881
$812£605
35.96%
3-bedroom Apartment, City Center(Monthly)
$2,103NZ$3,582
$1,498£1,116
40.39%
3-bedroom Apartment, Outside City Center(Monthly)
$1,888NZ$3,216
$1,629£1,213
15.91%
Buy Apartment in City Center(m2)
$6,602NZ$11.2K
$3,464£2,580
90.59%
Buy Apartment Outside City Center(m2)
$3,897NZ$6,636
$3,445£2,566
13.10%
💵 Salaries & Financials
Wellington
Folkestone
Difference
Average Monthly Net Salary(After Tax)
$3,057NZ$5,206
$2,180£1,624
40.23%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.94
5.54
25.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Wellington: May 31, 2026
Last update for Folkestone: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,339 in Wellington versus $1,143 in Folkestone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 40% higher in Wellington, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $85.0 in Wellington versus $69.0 in Folkestone. Monthly groceries follow the same trend: $340 vs $339 – making Folkestone the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Wellington vs Folkestone: Cost of Living - Frequently Asked Questions
How do living costs in Wellington and Folkestone compare overall?
Monthly costs with rent: $2,354 in Wellington, $2,195 in Folkestone – roughly 7% apart. Wellington costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Wellington compared to Folkestone?
For a comfortable life, plan on about $3,531 per month in Wellington and $3,293 in Folkestone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Wellington and Folkestone?
Rent is clearly cheaper in Folkestone, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $85.0 in Wellington and $69.0 in Folkestone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Wellington or Folkestone?
Monthly expenses with rent come to $2,354 in Wellington and $2,195 in Folkestone. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Folkestone, where all-in costs run around $2,195, than in Wellington at $2,354. In Folkestone it covers expenses comfortably, while in Wellington it requires careful planning or may not stretch far enough.
How does quality of life compare between Wellington and Folkestone?
It depends on your priorities. Wellington has an edge in some lifestyle areas, with costs from $2,195 in Folkestone to $2,354 in Wellington. Climate, culture, job market, and personal taste all factor in.
Is Wellington or Folkestone safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Wellington and Folkestone?
If budget matters most, go with Folkestone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Wellington makes more sense. Both are solid long-term options with distinct trade-offs.
Wellington vs other spots: cost of living compared