Last update: Oct 2026

Cost of Living Comparison Between Wellington and Agana Heights

For one person, living is cheaper in Agana Heights: $1,009 a month against $2,342 in Wellington, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Wellington
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Wellington Living Index

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Wellington

🇳🇿 New Zealand

$2,342

/mo nomad

Agana Heights

🇬🇺 Guam

$1,009

/mo nomad

Monthly Cost of Living

How much you'll spend in Wellington and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wellington and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,342 in Wellington versus $1,009 in Agana Heights.

Wellington $2,342
Agana Heights $1,009

Estimated couple costs with rent: $3,316 in Wellington versus $1,355 in Agana Heights.

Wellington $3,316
Agana Heights $1,355

Monthly costs for a family of three with rent: $4,291 in Wellington versus $1,701 in Agana Heights.

Wellington $4,291
Agana Heights $1,701

Living in Wellington is roughly 132% more expensive than in Agana Heights, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Wellington is 75% above, Agana Heights is 25% below.

Meal at Budget Restaurant

$13.89 NZ$24.77

Three-Course Dinner for Two, Mid-Range

$64.2 NZ$114

Fast Food Meal (McDonalds, etc)

$8.95 NZ$15.97

Cappuccino

$3.29 NZ$5.86

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 NZ$4.20

Water (0.33 liter bottle)

$1.67 NZ$2.98

Local Beer (0.5 liter draught)

$7.24 NZ$12.91

Imported Beer (0.33 liter bottle)

$6.75 NZ$12.04

Milk (1 liter)

$1.90 NZ$3.38

$1.75 $1.75

8.57%

White Bread (500g)

$2.15 NZ$3.83

$4.76 $4.76

-54.83%

Rice (white) (1kg)

$1.82 NZ$3.24

$1.77 $1.77

2.82%

Eggs

$6.73 NZ$12.00

$3.91 $3.91

72.12%

Local Cheese (1kg)

$9.05 NZ$16.15

$26.95 $26.95

-66.42%

Chicken Fillets (1kg)

$9.54 NZ$17.02

$6.46 $6.46

47.68%

Beef Round Steak (1kg)

$15.30 NZ$27.29

$17.29 $17.29

-11.51%

Apples (1kg)

$3.16 NZ$5.64

$3.88 $3.88

-18.56%

Banana (1kg)

$2.23 NZ$3.98

$1.17 $1.17

90.60%

Oranges (1kg)

$2.97 NZ$5.29

$1.91 $1.91

55.50%

Tomato (1kg)

$6.33 NZ$11.28

$6.49 $6.49

-2.47%

Potato (1kg)

$2.06 NZ$3.67

$2.78 $2.78

-25.90%

Onion (1kg)

$1.24 NZ$2.20

$2.80 $2.80

-55.71%

Lettuce (1 head)

$1.99 NZ$3.55

$4.06 $4.06

-50.99%

Water (1.5 liter bottle)

$1.19 NZ$2.13

$1.96 $1.96

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$25.37 NZ$45.25

$9.85 $9.85

157.56%

Wine (Bottle)

$11.37 NZ$20.28

$12.03 $12.03

-5.49%

Local Beer (0.5 liter bottle)

$3.17 NZ$5.66

$1.74 $1.74

82.18%

Imported Beer (0.33 liter bottle)

$2.76 NZ$4.92

$1.53 $1.53

80.39%

One-way Ticket (Public Transport)

$2.74 NZ$4.89

$2.97 $2.97

-7.74%

Public Transport Monthly Pass (Regular Price)

$102 NZ$182

$60.3 $60.3

69.05%

Taxi Start (Normal Tariff)

$1.82 NZ$3.24

$9.83 $9.83

-81.49%

Taxi (Normal Tariff) (1km)

$1.77 NZ$3.17

Taxi 1hour Waiting (Normal Tariff)

$33.17 NZ$59.2

Gasoline (1 liter)

$1.83 NZ$3.27

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K NZ$45.7K

$38.4K $38.4K

-33.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K NZ$45.3K

$34.9K $34.9K

-27.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 NZ$354

$342 $342

-41.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.79 NZ$58.5

$75.6 $75.6

-56.62%

Internet (50+ Mbps, Unlimited Data)

$53.5 NZ$95.4

$96.5 $96.5

-44.57%

Gym Membership (Monthly)

$38.58 NZ$68.8

Tennis Court (1 Hour on Weekend)

$16.40 NZ$29.25

Cinema Ticket

$12.14 NZ$21.66

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,036 NZ$1,849

International Primary School, 1 Child (Yearly)

$12.9K NZ$22.9K

Jeans (Levis 501 Or Similar)

$78.4 NZ$140

Summer Dress (H&M, Zara, etc)

$28.23 NZ$50.4

Sport Shoes (Adidas, Nike)

$103 NZ$184

Men's Leather Business Shoes

$155 NZ$276

1-bedroom Apartment, City Center (Monthly)

$1,228 NZ$2,190

1-bedroom Apartment, Outside City Center (Monthly)

$1,139 NZ$2,032

3-bedroom Apartment, City Center (Monthly)

$2,171 NZ$3,873

3-bedroom Apartment, Outside City Center (Monthly)

$1,670 NZ$2,978

Buy Apartment in City Center (m2)

$6,719 NZ$12.0K

Buy Apartment Outside City Center (m2)

$3,505 NZ$6,252

Average Monthly Net Salary (After Tax)

$2,818 NZ$5,027

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: October 5, 2026

Last update for Agana Heights: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wellington

$1.1K 48.3%

Agana Heights

–

Groceries & Markets

Wellington

$343 14.5%

Agana Heights

–

Monthly Utilities & Internet

Wellington

$285 12.1%

Agana Heights

–

Eating Out

Wellington

$243 10.3%

Agana Heights

–

Clothing & Footwear

Wellington

$164 7%

Agana Heights

–

Getting Around

Wellington

$124 5.2%

Agana Heights

–

Sport & Entertainment

Wellington

$63 2.7%

Agana Heights

–

Good to know

🇳🇿 Wellington

🇬🇺 Agana Heights

🕒 Local time

18:50 6:50 PM

15:50 3:50 PM

3 h behind Wellington

🌤 Weather

👥 Population

215,900 Capital

3,940

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.561 USD

1 NZD = 0.5 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to NZD in detail →

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Between locations

Wellington Agana Heights 6,830 km ≈ 9 h nonstop flight

From you

Wellington
Agana Heights

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wellington vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 132% lower than in Wellington. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $3,513 in Wellington and $1,513 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $2,342 per month in Wellington versus $1,009 in Agana Heights – a 132% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Wellington pay roughly 19% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,009 in Agana Heights versus $2,342 in Wellington, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Wellington. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both work as nomad bases, but Agana Heights delivers better value – similar infrastructure at $1,009 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agana Heights hard to pass up.

Safety-wise, Wellington and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 132% less than in Wellington. Beyond cost, consider language, visa policies, and how big the international community is in each city.