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Cost of Living Comparison Between Watertown, NY and Ubud, Bali Cost of Living Comparison Between Watertown, NY and Ubud, Bali

😐 Solo nomad: Watertown, NY is 92.6% more expensive than Ubud, Bali without rent, and 168.3% more expensive with rent.
😐 Family of 3: Watertown, NY is 101.4% more expensive than Ubud, Bali without rent, and 183.5% more expensive with rent.
Currency
🍽 Eating Out
Watertown, NY
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.88 $13.88
$2.85 Rp 47.5K
387.02%
Three-Course Dinner for Two, Mid-Range
$57.1 $57.1
$12.26 Rp 204.3K
365.91%
Fast Food Meal (McDonalds, etc)
$11.88 $11.88
$3.28 Rp 54.6K
262.20%
Cappuccino
$5.49 $5.49
$2.3 Rp 38.3K
138.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.43 $2.43
$1.11 Rp 18.5K
118.92%
Water (0.33 liter bottle)
$2.17 $2.17
$0.26 Rp 4,324
734.62%
Local Beer (0.5 liter draught)
$5.47 $5.47
$2.4 Rp 40K
127.92%
Imported Beer (0.33 liter bottle)
$6.8 $6.8
$3.15 Rp 52.5K
115.87%
🛒 Groceries & Markets
Watertown, NY
Ubud, Bali
Difference
Milk (1 liter)
$0.64 $0.64
$1.49 Rp 24.9K
-57.05%
White Bread (500g)
$2.43 $2.43
$1.65 Rp 27.5K
47.27%
Rice (white) (1kg)
$4.79 $4.79
$1.13 Rp 18.9K
323.89%
Eggs
$3.15 $3.15
$2.33 Rp 38.9K
35.19%
Local Cheese (1kg)
$13.27 $13.27
$13.7 Rp 228.3K
-3.14%
Chicken Fillets (1kg)
$8.43 $8.43
$3.97 Rp 66.2K
112.34%
Beef Round Steak (1kg)
$12.12 $12.12
$11.22 Rp 187K
8.02%
Apples (1kg)
$3.92 $3.92
$3.48 Rp 57.9K
12.64%
Banana (1kg)
$1.56 $1.56
$1.5 Rp 25K
4.00%
Oranges (1kg)
$5.21 $5.21
$2.68 Rp 44.6K
94.40%
Tomato (1kg)
$5.02 $5.02
$1.35 Rp 22.5K
271.85%
Potato (1kg)
$2.51 $2.51
$1.57 Rp 26.2K
59.87%
Onion (1kg)
$3.63 $3.63
$2.1 Rp 34.9K
72.86%
Lettuce (1 head)
$2.48 $2.48
$1.03 Rp 17.1K
140.78%
Water (1.5 liter bottle)
$2.5 $2.5
$0.57 Rp 9,488
338.60%
Cigarettes 20 Pack (Marlboro, Camel)
$13.89 $13.89
$2.31 Rp 38.5K
501.30%
Wine (Bottle)
$17.11 $17.11
$15.21 Rp 253.5K
12.49%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.49 Rp 41.5K
-29.72%
Imported Beer (0.33 liter bottle)
$7.27 $7.27
$2.66 Rp 44.3K
173.31%
🚌 Getting Around
Watertown, NY
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.54 $1.54
$0.29 Rp 4,911
431.03%
Public Transport Monthly Pass (Regular Price)
$44.77 $44.77
$10.03 Rp 167.1K
346.36%
Taxi Start (Normal Tariff)
$5.27 $5.27
$0.45 Rp 7,480
1071.11%
Taxi (Normal Tariff) (1km)
$2.22 $2.22
$0.34 Rp 5,748
552.94%
Taxi 1hour Waiting (Normal Tariff)
$44.69 $44.69
$5.97 Rp 99.4K
648.58%
Gasoline (1 liter)
$0.87 $0.87
$0.75 Rp 12.4K
16.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$25.8K Rp 430.2M
28.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K $24.4K
$31.7K Rp 528.9M
-22.98%
🧾 Monthly Utilities & Internet
Watertown, NY
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 $200
$64.6 Rp 1.1M
209.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.51 $47.51
$4.14 Rp 69K
1047.58%
Internet (50+ Mbps, Unlimited Data)
$61.4 $61.4
$23.99 Rp 399.7K
155.94%
🎉 Sport & Entertainment
Watertown, NY
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.59 $43.59
$23.29 Rp 388.1K
87.16%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$10.62 $10.62
$3.45 Rp 57.5K
207.83%
🧸 Childcare & Education
Watertown, NY
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$890 $890
$91.9 Rp 1.5M
868.20%
International Primary School, 1 Child (Yearly)
$29K $29K
$5,912 Rp 98.5M
390.65%
👕👟 Clothing & Footwear
Watertown, NY
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$45.44 $45.44
$51.5 Rp 857.6K
-11.72%
Summer Dress (H&M, Zara, etc)
$46.07 $46.07
$24.45 Rp 407.3K
88.43%
Sport Shoes (Adidas, Nike)
$104 $104
$84.4 Rp 1.4M
23.62%
Men's Leather Business Shoes
$117 $117
$74.3 Rp 1.2M
57.49%
🏠 Accommodation & Living
Watertown, NY
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$908 $908
$261 Rp 4.4M
247.44%
1-bedroom Apartment, Outside City Center (Monthly)
$747 $747
$160 Rp 2.7M
368.18%
3-bedroom Apartment, City Center (Monthly)
$1,708 $1,708
$585 Rp 9.7M
191.92%
3-bedroom Apartment, Outside City Center (Monthly)
$1,857 $1,857
$328 Rp 5.5M
465.60%
Buy Apartment in City Center (m2)
$1,527 $1,527
$985 Rp 16.4M
55.03%
Buy Apartment Outside City Center (m2)
$1,485 $1,485
$847 Rp 14.1M
75.34%
💵 Salaries & Financials
Watertown, NY
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,551 $2,551
$178 Rp 3M
1333.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
13.28
-50.83%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Watertown, NY: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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