Cost of Living Comparison Between Watertown, NY and New York, NY Cost of Living Comparison Between Watertown, NY and New York, NY

🙂 Solo nomad: Watertown, NY is 29.4% cheaper than New York, NY without rent, and 55.7% cheaper with rent.

🙂 Family of 3: Watertown, NY is 51.2% cheaper than New York, NY without rent, and 54.9% cheaper with rent.

Meal at Budget Restaurant

$13.65 $13.65

$29.68 $29.68

-54.01%

Three-Course Dinner for Two, Mid-Range

$56.5 $56.5

$144 $144

-60.83%

Fast Food Meal (McDonalds, etc)

$11.93 $11.93

$12.43 $12.43

-4.02%

Cappuccino

$5.3 $5.3

$5.84 $5.84

-9.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 $2.33

$3.26 $3.26

-28.53%

Water (0.33 liter bottle)

$2.07 $2.07

$2.58 $2.58

-19.77%

Local Beer (0.5 liter draught)

$5.41 $5.41

$8.24 $8.24

-34.34%

Imported Beer (0.33 liter bottle)

$6.82 $6.82

$11.86 $11.86

-42.50%

Milk (1 liter)

$0.68 $0.68

$1.56 $1.56

-56.41%

White Bread (500g)

$2.37 $2.37

$5.23 $5.23

-54.68%

Rice (white) (1kg)

$4.72 $4.72

$8.11 $8.11

-41.80%

Eggs

$3.13 $3.13

$7.25 $7.25

-56.83%

Local Cheese (1kg)

$13.29 $13.29

$17.08 $17.08

-22.19%

Chicken Fillets (1kg)

$8.44 $8.44

$16.24 $16.24

-48.03%

Beef Round Steak (1kg)

$11.85 $11.85

$20.02 $20.02

-40.81%

Apples (1kg)

$3.91 $3.91

$7.49 $7.49

-47.80%

Banana (1kg)

$1.63 $1.63

$2.55 $2.55

-36.08%

Oranges (1kg)

$5.28 $5.28

$5.82 $5.82

-9.28%

Tomato (1kg)

$5.08 $5.08

$6.52 $6.52

-22.09%

Potato (1kg)

$2.56 $2.56

$3.72 $3.72

-31.18%

Onion (1kg)

$3.47 $3.47

$3.9 $3.9

-11.03%

Lettuce (1 head)

$2.49 $2.49

$3.07 $3.07

-18.89%

Water (1.5 liter bottle)

$2.45 $2.45

$2.57 $2.57

-4.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.95 $13.95

$19.21 $19.21

-27.38%

Wine (Bottle)

$17.91 $17.91

$17.79 $17.79

0.67%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$3.01 $3.01

-43.85%

Imported Beer (0.33 liter bottle)

$7.19 $7.19

$3.72 $3.72

93.28%

One-way Ticket (Public Transport)

$1.48 $1.48

$2.92 $2.92

-49.32%

Public Transport Monthly Pass (Regular Price)

$43.53 $43.53

$134 $134

-67.51%

Taxi Start (Normal Tariff)

$5.18 $5.18

$5.13 $5.13

0.97%

Taxi (Normal Tariff) (1km)

$2.22 $2.22

$2.15 $2.15

3.26%

Taxi 1hour Waiting (Normal Tariff)

$44.97 $44.97

$41.57 $41.57

8.18%

Gasoline (1 liter)

$0.91 $0.91

$0.95 $0.95

-4.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K $33.3K

$35K $35K

-5.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$27.7K $27.7K

-12.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$179 $179

11.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.75 $46.75

$60 $60

-22.04%

Internet (50+ Mbps, Unlimited Data)

$61.1 $61.1

$63.8 $63.8

-4.28%

Gym Membership (Monthly)

$42.31 $42.31

$141 $141

-69.93%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$10.66 $10.66

$19.9 $19.9

-46.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$901 $901

$3,206 $3,206

-71.89%

International Primary School, 1 Child (Yearly)

$28.5K $28.5K

$56.5K $56.5K

-49.55%

Jeans (Levis 501 Or Similar)

$45.59 $45.59

$65.7 $65.7

-30.62%

Summer Dress (H&M, Zara, etc)

$45.51 $45.51

$48.75 $48.75

-6.65%

Sport Shoes (Adidas, Nike)

$103 $103

$111 $111

-7.75%

Men's Leather Business Shoes

$115 $115

$172 $172

-33.13%

1-bedroom Apartment, City Center (Monthly)

$882 $882

$4,165 $4,165

-78.82%

1-bedroom Apartment, Outside City Center (Monthly)

$761 $761

$2,653 $2,653

-71.33%

3-bedroom Apartment, City Center (Monthly)

$1,695 $1,695

$8,412 $8,412

-79.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,882 $1,882

$5,277 $5,277

-64.34%

Buy Apartment in City Center (m2)

$1,438 $1,438

$15.6K $15.6K

-90.80%

Buy Apartment Outside City Center (m2)

$1,450 $1,450

$11.2K $11.2K

-87.00%

Average Monthly Net Salary (After Tax)

$2,642 $2,642

$5,616 $5,616

-52.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.44

1.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Watertown, NY: October 27, 2025

Last update for New York, NY: October 28, 2025

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