Cost of Living Comparison Between Waterloo and Chiang Mai Cost of Living Comparison Between Waterloo and Chiang Mai

😐 Solo nomad: Waterloo is 82.9% more expensive than Chiang Mai without rent, and 182.1% more expensive with rent.
😐 Family of 3: Waterloo is 164.5% more expensive than Chiang Mai without rent, and 134.6% more expensive with rent.
Currency
🍽 Eating Out
Waterloo
Chiang Mai
Difference
Meal at Budget Restaurant
$29.31 €25.3
$2.02 ฿65.3
1350.99%
Three-Course Dinner for Two, Mid-Range
$103 €89.1
$18.78 ฿608
449.63%
Fast Food Meal (McDonalds, etc)
$14.06 €12.14
$7.67 ฿248
83.31%
Cappuccino
$4.64 €4.01
$1.98 ฿64.2
134.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.45 €2.98
$0.82 ฿26.64
320.73%
Water (0.33 liter bottle)
$3.22 €2.78
$0.33 ฿10.58
875.76%
Local Beer (0.5 liter draught)
$5.72 €4.94
$2.12 ฿68.6
169.81%
Imported Beer (0.33 liter bottle)
$5.81 €5.02
$3.73 ฿121
55.76%
🛒 Groceries & Markets
Waterloo
Chiang Mai
Difference
Milk (1 liter)
$1.48 €1.28
$1.64 ฿53.2
-9.76%
White Bread (500g)
$2.73 €2.36
$1.57 ฿50.9
73.89%
Rice (white) (1kg)
$2.29 €1.98
$1.19 ฿38.62
92.44%
Eggs
$4.11 €3.54
$1.98 ฿64.1
107.58%
Local Cheese (1kg)
$16.61 €14.34
$15.99 ฿517
3.88%
Chicken Fillets (1kg)
$12.92 €11.15
$3.12 ฿101
314.10%
Beef Round Steak (1kg)
$18.46 €15.94
$11.16 ฿361
65.41%
Apples (1kg)
$2.99 €2.58
$2.76 ฿89.2
8.33%
Banana (1kg)
$2.38 €2.05
$1.22 ฿39.5
95.08%
Oranges (1kg)
$2.74 €2.36
$1.71 ฿55.4
60.23%
Tomato (1kg)
$3.13 €2.7
$1.55 ฿50.2
101.94%
Potato (1kg)
$1.9 €1.64
$1.34 ฿43.21
41.79%
Onion (1kg)
$2.13 €1.84
$1.21 ฿39.23
76.03%
Lettuce (1 head)
$1.39 €1.2
$0.72 ฿23.2
93.06%
Water (1.5 liter bottle)
$0.92 €0.79
$0.53 ฿17.05
73.58%
Cigarettes 20 Pack (Marlboro, Camel)
$12.59 €10.87
$4.72 ฿153
166.74%
Wine (Bottle)
$8.79 €7.59
$18.39 ฿595
-52.20%
Local Beer (0.5 liter bottle)
$2 €1.73
$1.79 ฿57.9
11.73%
Imported Beer (0.33 liter bottle)
$2.99 €2.58
$3.21 ฿104
-6.85%
🚌 Getting Around
Waterloo
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.9 €2.5
$0.94 ฿30.44
208.51%
Public Transport Monthly Pass (Regular Price)
$55.7 €48.1
$18.9 ฿612
194.71%
Taxi Start (Normal Tariff)
$7.62 €6.58
$1.42 ฿46.08
436.62%
Taxi (Normal Tariff) (1km)
$2.44 €2.11
$1.35 ฿43.53
80.74%
Taxi 1hour Waiting (Normal Tariff)
$35.3 €30.48
$7.85 ฿254
349.68%
Gasoline (1 liter)
$1.84 €1.58
$1.25 ฿40.4
47.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K €29.4K
$21.2K ฿684.9K
61.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5K €30.7K
$21.8K ฿706.8K
62.63%
🧾 Monthly Utilities & Internet
Waterloo
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$226 €195
$70.6 ฿2,285
220.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.37 €19.32
$13.72 ฿444
63.05%
Internet (50+ Mbps, Unlimited Data)
$52.6 €45.42
$17.56 ฿568
199.60%
🎉 Sport & Entertainment
Waterloo
Chiang Mai
Difference
Gym Membership (Monthly)
$32.5 €28.06
$41.64 ฿1,347
-21.95%
Tennis Court (1 Hour on Weekend)
$16.64 €14.37
$6.9 ฿223
141.16%
Cinema Ticket
$14.9 €12.86
$5.8 ฿188
156.90%
🧸 Childcare & Education
Waterloo
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$812 €701
$308 ฿9,963
163.59%
International Primary School, 1 Child (Yearly)
$22.1K €19.1K
$14.7K ฿475.8K
50.14%
👕👟 Clothing & Footwear
Waterloo
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$107 €92.7
$55.4 ฿1,793
93.75%
Summer Dress (H&M, Zara, etc)
$48.36 €41.75
$26.4 ฿854
83.18%
Sport Shoes (Adidas, Nike)
$116 €99.9
$85.1 ฿2,755
35.91%
Men's Leather Business Shoes
$150 €129
$71.8 ฿2,323
108.94%
🏠 Accommodation & Living
Waterloo
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,066 €920
$434 ฿14K
145.45%
1-bedroom Apartment, Outside City Center (Monthly)
$1,021 €882
$235 ฿7,610
334.27%
3-bedroom Apartment, City Center (Monthly)
$1,329 €1,148
$821 ฿26.6K
61.91%
3-bedroom Apartment, Outside City Center (Monthly)
$1,117 €965
$498 ฿16.1K
124.28%
Buy Apartment in City Center (m2)
$3,432 €2,963
$2,180 ฿70.6K
57.42%
Buy Apartment Outside City Center (m2)
$3,062 €2,644
$1,543 ฿49.9K
98.46%
💵 Salaries & Financials
Waterloo
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,510 €2,167
$703 ฿22.8K
256.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.74
5
-25.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: October 29, 2025

Last update for Chiang Mai: October 29, 2025

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