Cost of Living Comparison Between Waterloo, IA and Ubud Cost of Living Comparison Between Waterloo, IA and Ubud

😐 Solo nomad: Waterloo, IA is 70.6% more expensive than Ubud without rent, and 151.9% more expensive with rent.
😐 Family of 3: Waterloo, IA is 95.1% more expensive than Ubud without rent, and 106.9% more expensive with rent.
Currency
🍽 Eating Out
Waterloo, IA
Ubud
Difference
Meal at Budget Restaurant
$18.28 $18.28
$3 Rp 48.8K
509.33%
Three-Course Dinner for Two, Mid-Range
$66.4 $66.4
$12.52 Rp 203.2K
430.11%
Fast Food Meal (McDonalds, etc)
$9.89 $9.89
$3.18 Rp 51.6K
211.01%
Cappuccino
$5.24 $5.24
$2.21 Rp 35.9K
137.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.78 $2.78
$1.1 Rp 17.9K
152.73%
Water (0.33 liter bottle)
$2.39 $2.39
$0.26 Rp 4,217
819.23%
Local Beer (0.5 liter draught)
$6.13 $6.13
$2.5 Rp 40.5K
145.20%
Imported Beer (0.33 liter bottle)
$6.83 $6.83
$3.2 Rp 51.9K
113.44%
🛒 Groceries & Markets
Waterloo, IA
Ubud
Difference
Milk (1 liter)
$1.01 $1.01
$1.49 Rp 24.2K
-32.21%
White Bread (500g)
$1.94 $1.94
$1.67 Rp 27K
16.17%
Rice (white) (1kg)
$1.72 $1.72
$1.14 Rp 18.5K
50.88%
Eggs
$2.86 $2.86
$2.27 Rp 36.9K
25.99%
Local Cheese (1kg)
$9.28 $9.28
$13.94 Rp 226.3K
-33.43%
Chicken Fillets (1kg)
$6.7 $6.7
$4 Rp 64.8K
67.50%
Beef Round Steak (1kg)
$12.74 $12.74
$11.3 Rp 183.4K
12.74%
Apples (1kg)
$3.85 $3.85
$3.6 Rp 58.4K
6.94%
Banana (1kg)
$1.2 $1.2
$1.53 Rp 24.8K
-21.57%
Oranges (1kg)
$3.32 $3.32
$2.65 Rp 43K
25.28%
Tomato (1kg)
$4.46 $4.46
$1.38 Rp 22.4K
223.19%
Potato (1kg)
$1.12 $1.12
$1.58 Rp 25.6K
-29.11%
Onion (1kg)
$2.12 $2.12
$2.16 Rp 35.1K
-1.85%
Lettuce (1 head)
$1.85 $1.85
$1.04 Rp 16.9K
77.88%
Water (1.5 liter bottle)
$1.53 $1.53
$0.56 Rp 9,114
173.21%
Cigarettes 20 Pack (Marlboro, Camel)
$7.92 $7.92
$2.23 Rp 36.3K
255.16%
Wine (Bottle)
$12.01 $12.01
$14.98 Rp 243.2K
-19.83%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.43 Rp 39.5K
-30.45%
Imported Beer (0.33 liter bottle)
$1.79 $1.79
$2.64 Rp 42.8K
-32.20%
🚌 Getting Around
Waterloo, IA
Ubud
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$0.32 Rp 5,203
515.63%
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$4.89 $4.89
$0.49 Rp 7,888
897.96%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$0.34 Rp 5,573
320.59%
Taxi 1hour Waiting (Normal Tariff)
$29.73 $29.73
$6.04 Rp 98K
392.22%
Gasoline (1 liter)
$0.77 $0.77
$0.73 Rp 11.9K
5.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K $35.3K
$26.2K Rp 425.6M
34.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$31.9K Rp 518.5M
-18.80%
🧾 Monthly Utilities & Internet
Waterloo, IA
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$197 $197
$62.6 Rp 1M
213.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.84 $48.84
$4.1 Rp 66.6K
1091.22%
Internet (50+ Mbps, Unlimited Data)
$59.4 $59.4
$24.32 Rp 394.7K
144.20%
🎉 Sport & Entertainment
Waterloo, IA
Ubud
Difference
Gym Membership (Monthly)
$42.83 $42.83
$22.6 Rp 366.9K
89.51%
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$13.8 $13.8
$3.29 Rp 53.4K
319.45%
🧸 Childcare & Education
Waterloo, IA
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,454 $1,454
$93.2 Rp 1.5M
1459.58%
International Primary School, 1 Child (Yearly)
$30.5K $30.5K
$6,098 Rp 99M
399.48%
👕👟 Clothing & Footwear
Waterloo, IA
Ubud
Difference
Jeans (Levis 501 Or Similar)
$38.76 $38.76
$52.8 Rp 857.4K
-26.62%
Summer Dress (H&M, Zara, etc)
$42.15 $42.15
$24.84 Rp 403.3K
69.69%
Sport Shoes (Adidas, Nike)
$58.6 $58.6
$85.2 Rp 1.4M
-31.22%
Men's Leather Business Shoes
$129 $129
$72.5 Rp 1.2M
78.00%
🏠 Accommodation & Living
Waterloo, IA
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$842 $842
$259 Rp 4.2M
225.16%
1-bedroom Apartment, Outside City Center (Monthly)
$747 $747
$159 Rp 2.6M
370.15%
3-bedroom Apartment, City Center (Monthly)
$1,974 $1,974
$578 Rp 9.4M
241.87%
3-bedroom Apartment, Outside City Center (Monthly)
$863 $863
$336 Rp 5.5M
156.62%
Buy Apartment in City Center (m2)
$1,457 $1,457
$1,000 Rp 16.2M
45.61%
Buy Apartment Outside City Center (m2)
$1,429 $1,429
$860 Rp 14M
66.13%
💵 Salaries & Financials
Waterloo, IA
Ubud
Difference
Average Monthly Net Salary (After Tax)
$3,529 $3,529
$182 Rp 3M
1834.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
13.28
-51.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo, IA: October 28, 2025

Last update for Ubud: October 29, 2025

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