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Cost of Living Comparison Between Waterloo and Calgary Cost of Living Comparison Between Waterloo and Calgary

🙂 Solo nomad: Waterloo is 13.4% cheaper than Calgary without rent, and 0.2% cheaper with rent.
🙂 Family of 3: Waterloo is 13.4% cheaper than Calgary without rent, and 3.5% cheaper with rent.
Currency
🍽 Eating Out
Waterloo
Calgary
Difference
Meal at Budget Restaurant
$14.60 CA$20.30
$18.13 CA$25.20
-19.47%
Three-Course Dinner for Two, Mid-Range
$66.1 CA$91.9
$68.8 CA$95.6
-3.85%
Fast Food Meal (McDonalds, etc)
$9.44 CA$13.12
$11.22 CA$15.60
-15.86%
Cappuccino
$2.98 CA$4.15
$3.80 CA$5.29
-21.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.56 CA$2.16
$2.06 CA$2.86
-24.27%
Water (0.33 liter bottle)
$1.60 CA$2.22
$1.67 CA$2.32
-4.19%
Local Beer (0.5 liter draught)
$5.49 CA$7.63
$5.06 CA$7.03
8.50%
Imported Beer (0.33 liter bottle)
$6.47 CA$8.99
$6.45 CA$8.97
0.31%
🛒 Groceries & Markets
Waterloo
Calgary
Difference
Milk (1 liter)
$2.24 CA$3.12
$2.16 CA$3.00
3.70%
White Bread (500g)
$2.35 CA$3.27
$2.72 CA$3.78
-13.60%
Rice (white) (1kg)
$2.69 CA$3.74
$3.26 CA$4.54
-17.48%
Eggs
$3.08 CA$4.28
$3.47 CA$4.82
-11.24%
Local Cheese (1kg)
$8.27 CA$11.50
$14.60 CA$20.30
-43.36%
Chicken Fillets (1kg)
$16.13 CA$22.42
$12.79 CA$17.77
26.11%
Beef Round Steak (1kg)
$14.13 CA$19.64
$16.33 CA$22.70
-13.47%
Apples (1kg)
$3.99 CA$5.54
$4.43 CA$6.16
-9.93%
Banana (1kg)
$1.22 CA$1.70
$1.30 CA$1.80
-6.15%
Oranges (1kg)
$3.29 CA$4.57
$3.72 CA$5.17
-11.56%
Tomato (1kg)
$3.66 CA$5.09
$4.22 CA$5.87
-13.27%
Potato (1kg)
$2.38 CA$3.31
$2.69 CA$3.75
-11.52%
Onion (1kg)
$2.72 CA$3.78
$2.71 CA$3.77
0.37%
Lettuce (1 head)
$1.93 CA$2.68
$2.66 CA$3.70
-27.44%
Water (1.5 liter bottle)
$1.60 CA$2.22
$1.87 CA$2.60
-14.44%
Cigarettes 20 Pack (Marlboro, Camel)
$14.09 CA$19.58
$14.63 CA$20.34
-3.69%
Wine (Bottle)
$10.78 CA$14.99
$14.65 CA$20.37
-26.42%
Local Beer (0.5 liter bottle)
$2.41 CA$3.36
$2.82 CA$3.92
-14.54%
Imported Beer (0.33 liter bottle)
$3.29 CA$4.57
$3.83 CA$5.32
-14.10%
🚌 Getting Around
Waterloo
Calgary
Difference
One-way Ticket (Public Transport)
$2.78 CA$3.87
$2.83 CA$3.93
-1.77%
Public Transport Monthly Pass (Regular Price)
$67.9 CA$94.4
$85.6 CA$119
-20.67%
Taxi Start (Normal Tariff)
$2.62 CA$3.64
$3.42 CA$4.75
-23.39%
Taxi (Normal Tariff) (1km)
$1.74 CA$2.42
$1.35 CA$1.88
28.89%
Taxi 1hour Waiting (Normal Tariff)
$29.66 CA$41.23
$28.67 CA$39.85
3.45%
Gasoline (1 liter)
$1.11 CA$1.54
$1.07 CA$1.49
3.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$25.3K CA$35.2K
-0.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K CA$27.8K
$21.5K CA$29.9K
-7.01%
🧾 Monthly Utilities & Internet
Waterloo
Calgary
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 CA$251
$217 CA$301
-16.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.07 CA$51.5
$40.43 CA$56.2
-8.31%
Internet (50+ Mbps, Unlimited Data)
$55.0 CA$76.5
$58.0 CA$80.6
-5.14%
🎉 Sport & Entertainment
Waterloo
Calgary
Difference
Gym Membership (Monthly)
$39.04 CA$54.3
$54.8 CA$76.2
-28.75%
Tennis Court (1 Hour on Weekend)
$15.23 CA$21.17
$52.2 CA$72.5
-70.81%
Cinema Ticket
$11.91 CA$16.56
$12.72 CA$17.68
-6.37%
🧸 Childcare & Education
Waterloo
Calgary
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$562 CA$781
$875 CA$1,217
-35.85%
International Primary School, 1 Child (Yearly)
$10.2K CA$14.2K
$16.2K CA$22.5K
-36.86%
👕👟 Clothing & Footwear
Waterloo
Calgary
Difference
Jeans (Levis 501 Or Similar)
$53.2 CA$74.0
$59.1 CA$82.1
-9.90%
Summer Dress (H&M, Zara, etc)
$25.92 CA$36.03
$47.27 CA$65.7
-45.17%
Sport Shoes (Adidas, Nike)
$69.1 CA$96.1
$88.0 CA$122
-21.50%
Men's Leather Business Shoes
$87.0 CA$121
$109 CA$152
-20.17%
🏠 Accommodation & Living
Waterloo
Calgary
Difference
1-bedroom Apartment, City Center (Monthly)
$1,432 CA$1,990
$1,381 CA$1,920
3.65%
1-bedroom Apartment, Outside City Center (Monthly)
$1,285 CA$1,786
$1,160 CA$1,612
10.78%
3-bedroom Apartment, City Center (Monthly)
$2,346 CA$3,261
$2,304 CA$3,203
1.82%
3-bedroom Apartment, Outside City Center (Monthly)
$2,059 CA$2,862
$1,897 CA$2,637
8.52%
Buy Apartment in City Center (m2)
$5,273 CA$7,329
$3,707 CA$5,153
42.23%
Buy Apartment Outside City Center (m2)
$5,012 CA$6,966
$3,491 CA$4,853
43.56%
💵 Salaries & Financials
Waterloo
Calgary
Difference
Average Monthly Net Salary (After Tax)
$3,134 CA$4,357
$3,158 CA$4,389
-0.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.71
5.71
17.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: January 12, 2026

Last update for Calgary: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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