Cost of Living Comparison Between Waterford, MI and Ubud, Bali Cost of Living Comparison Between Waterford, MI and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,523 in Waterford, MI versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $3,676 in Waterford, MI versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,828 in Waterford, MI versus $3,275 in Ubud, Bali.

Living in Waterford, MI is roughly 83% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Waterford, MI 83% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$18.61 $18.61

$3.33 Rp 58.7K

458.86%

Three-Course Dinner for Two, Mid-Range

$83.3 $83.3

$35.82 Rp 630.7K

132.47%

Fast Food Meal (McDonalds, etc)

$9.34 $9.34

$5.63 Rp 99.1K

65.90%

Cappuccino

$4.43 $4.43

$2.82 Rp 49.7K

57.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$1.75 Rp 30.8K

46.86%

Water (0.33 liter bottle)

$2.03 $2.03

$0.80 Rp 14.0K

153.75%

Local Beer (0.5 liter draught)

$4.86 $4.86

$3.04 Rp 53.6K

59.87%

Imported Beer (0.33 liter bottle)

$4.52 $4.52

$4.30 Rp 75.7K

5.12%

Milk (1 liter)

$0.77 $0.77

$1.61 Rp 28.3K

-52.17%

White Bread (500g)

$2.87 $2.87

$2.27 Rp 39.9K

26.43%

Rice (white) (1kg)

$4.98 $4.98

$1.17 Rp 20.6K

325.64%

Eggs

$2.03 $2.03

$2.17 Rp 38.2K

-6.45%

Local Cheese (1kg)

$9.35 $9.35

$17.63 Rp 310.5K

-46.97%

Chicken Fillets (1kg)

$12.24 $12.24

$4.05 Rp 71.4K

202.22%

Beef Round Steak (1kg)

$13.01 $13.01

$12.18 Rp 214.5K

6.81%

Apples (1kg)

$5.43 $5.43

$3.62 Rp 63.7K

50.00%

Banana (1kg)

$1.08 $1.08

$1.64 Rp 28.8K

-34.15%

Oranges (1kg)

$4.32 $4.32

$2.31 Rp 40.6K

87.01%

Tomato (1kg)

$4.51 $4.51

$1.96 Rp 34.5K

130.10%

Potato (1kg)

$2.93 $2.93

$1.84 Rp 32.5K

59.24%

Onion (1kg)

$4.44 $4.44

$2.37 Rp 41.7K

87.34%

Lettuce (1 head)

$2.20 $2.20

$1.05 Rp 18.5K

109.52%

Water (1.5 liter bottle)

$2.96 $2.96

$0.54 Rp 9,560

448.15%

Cigarettes 20 Pack (Marlboro, Camel)

$9.89 $9.89

$2.30 Rp 40.6K

330.00%

Wine (Bottle)

$15.24 $15.24

$23.08 Rp 406.4K

-33.97%

Local Beer (0.5 liter bottle)

$1.96 $1.96

$2.34 Rp 41.2K

-16.24%

Imported Beer (0.33 liter bottle)

$3.39 $3.39

$3.07 Rp 54.0K

10.42%

One-way Ticket (Public Transport)

$1.87 $1.87

$0.25 Rp 4,365

648.00%

Public Transport Monthly Pass (Regular Price)

$49.63 $49.63

$9.42 Rp 165.9K

426.86%

Taxi Start (Normal Tariff)

$3.16 $3.16

$0.49 Rp 8,631

544.90%

Taxi (Normal Tariff) (1km)

$1.62 $1.62

$0.47 Rp 8,349

244.68%

Taxi 1hour Waiting (Normal Tariff)

$25.80 $25.80

$5.60 Rp 98.6K

360.71%

Gasoline (1 liter)

$1.03 $1.03

$0.81 Rp 14.2K

27.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$25.0K Rp 440.3M

45.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$31.1K Rp 547.0M

-16.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 $119

$82.7 Rp 1.5M

43.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.82 $36.82

$6.49 Rp 114.2K

467.33%

Internet (50+ Mbps, Unlimited Data)

$77.9 $77.9

$18.79 Rp 330.8K

314.74%

Gym Membership (Monthly)

$46.59 $46.59

$55.2 Rp 972.6K

-15.66%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$9.31 $9.31

$4.30 Rp 75.7K

116.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,624 $1,624

$494 Rp 8.7M

228.68%

International Primary School, 1 Child (Yearly)

$11.0K $11.0K

$5,917 Rp 104.2M

85.24%

Jeans (Levis 501 Or Similar)

$57.9 $57.9

$46.28 Rp 814.8K

25.13%

Summer Dress (H&M, Zara, etc)

$21.56 $21.56

$36.44 Rp 641.6K

-40.83%

Sport Shoes (Adidas, Nike)

$125 $125

$80.7 Rp 1.4M

54.78%

Men's Leather Business Shoes

$152 $152

$78.8 Rp 1.4M

92.27%

1-bedroom Apartment, City Center (Monthly)

$1,440 $1,440

$1,114 Rp 19.6M

29.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,407 $1,407

$693 Rp 12.2M

103.01%

3-bedroom Apartment, City Center (Monthly)

$2,629 $2,629

$3,639 Rp 64.1M

-27.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,449 $2,449

$1,712 Rp 30.1M

43.01%

Buy Apartment in City Center (m2)

$2,458 $2,458

$2,761 Rp 48.6M

-10.95%

Buy Apartment Outside City Center (m2)

$2,404 $2,404

$2,293 Rp 40.4M

4.86%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.04

13.78

-56.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford, MI: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,440 in Waterford, MI and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $83.0 in Waterford, MI vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $375 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterford, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 83% lower than in Waterford, MI. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,785 in Waterford, MI and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,440 in Waterford, MI versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,624 in Waterford, MI versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Waterford, MI. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $2,523 in Waterford, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Waterford, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Waterford, MI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 83% less than in Waterford, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.