Cost of Living Comparison Between Waterford, MI and New York, NY Cost of Living Comparison Between Waterford, MI and New York, NY

🙂 Solo nomad: Waterford, MI is 30.6% cheaper than New York, NY without rent, and 41.7% cheaper with rent.

🙂 Family of 3: Waterford, MI is 31% cheaper than New York, NY without rent, and 48% cheaper with rent.

Meal at Budget Restaurant

$17.74 $17.74

$29.68 $29.68

-40.23%

Three-Course Dinner for Two, Mid-Range

$71.2 $71.2

$144 $144

-50.62%

Fast Food Meal (McDonalds, etc)

$9.6 $9.6

$12.43 $12.43

-22.77%

Cappuccino

$4.41 $4.41

$5.84 $5.84

-24.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$3.26 $3.26

-22.70%

Water (0.33 liter bottle)

$1.62 $1.62

$2.58 $2.58

-37.21%

Local Beer (0.5 liter draught)

$5.91 $5.91

$8.24 $8.24

-28.28%

Imported Beer (0.33 liter bottle)

$4.62 $4.62

$11.86 $11.86

-61.05%

Milk (1 liter)

$0.9 $0.9

$1.56 $1.56

-42.31%

White Bread (500g)

$3.56 $3.56

$5.23 $5.23

-31.93%

Rice (white) (1kg)

$4.91 $4.91

$8.11 $8.11

-39.46%

Eggs

$1.98 $1.98

$7.25 $7.25

-72.69%

Local Cheese (1kg)

$10.87 $10.87

$17.08 $17.08

-36.36%

Chicken Fillets (1kg)

$12.3 $12.3

$16.24 $16.24

-24.26%

Beef Round Steak (1kg)

$14.94 $14.94

$20.02 $20.02

-25.37%

Apples (1kg)

$10.18 $10.18

$7.49 $7.49

35.91%

Banana (1kg)

$1.08 $1.08

$2.55 $2.55

-57.65%

Oranges (1kg)

$6.14 $6.14

$5.82 $5.82

5.50%

Tomato (1kg)

$4.5 $4.5

$6.52 $6.52

-30.98%

Potato (1kg)

$2.09 $2.09

$3.72 $3.72

-43.82%

Onion (1kg)

$3.87 $3.87

$3.9 $3.9

-0.77%

Lettuce (1 head)

$2.21 $2.21

$3.07 $3.07

-28.01%

Water (1.5 liter bottle)

$2.7 $2.7

$2.57 $2.57

5.06%

Cigarettes 20 Pack (Marlboro, Camel)

$9.02 $9.02

$19.21 $19.21

-53.05%

Wine (Bottle)

$15.11 $15.11

$17.79 $17.79

-15.06%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$3.01 $3.01

-38.87%

Imported Beer (0.33 liter bottle)

$3.66 $3.66

$3.72 $3.72

-1.61%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.92 $2.92

-30.82%

Public Transport Monthly Pass (Regular Price)

$50.1 $50.1

$134 $134

-62.60%

Taxi Start (Normal Tariff)

$4.82 $4.82

$5.13 $5.13

-6.04%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$2.15 $2.15

-36.74%

Taxi 1hour Waiting (Normal Tariff)

$27.77 $27.77

$41.57 $41.57

-33.20%

Gasoline (1 liter)

$0.87 $0.87

$0.95 $0.95

-8.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$35K $35K

-30.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$27.7K $27.7K

-11.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 $120

$179 $179

-32.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.45 $44.45

$60 $60

-25.88%

Internet (50+ Mbps, Unlimited Data)

$61.2 $61.2

$63.8 $63.8

-4.18%

Gym Membership (Monthly)

$42.49 $42.49

$141 $141

-69.80%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$11.18 $11.18

$19.9 $19.9

-43.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$947 $947

$3,206 $3,206

-70.47%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$56.5K $56.5K

-63.50%

Jeans (Levis 501 Or Similar)

$63.4 $63.4

$65.7 $65.7

-3.47%

Summer Dress (H&M, Zara, etc)

$39.45 $39.45

$48.75 $48.75

-19.08%

Sport Shoes (Adidas, Nike)

$96.8 $96.8

$111 $111

-12.95%

Men's Leather Business Shoes

$139 $139

$172 $172

-19.24%

1-bedroom Apartment, City Center (Monthly)

$1,586 $1,586

$4,165 $4,165

-61.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,367 $1,367

$2,653 $2,653

-48.47%

3-bedroom Apartment, City Center (Monthly)

$2,586 $2,586

$8,412 $8,412

-69.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,215 $2,215

$5,277 $5,277

-58.03%

Buy Apartment in City Center (m2)

$2,693 $2,693

$15.6K $15.6K

-82.76%

Buy Apartment Outside City Center (m2)

$2,770 $2,770

$11.2K $11.2K

-75.17%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.44

1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford, MI: October 28, 2025

Last update for New York, NY: October 28, 2025

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