Cost of Living Comparison Between Waterford, MI and Chicago, IL Cost of Living Comparison Between Waterford, MI and Chicago, IL

🙂 Solo nomad: Waterford, MI is 9.8% cheaper than Chicago, IL without rent, and 13.9% cheaper with rent.

🙂 Family of 3: Waterford, MI is 9.7% cheaper than Chicago, IL without rent, and 18.6% cheaper with rent.

Meal at Budget Restaurant

$17.74 $17.74

$20.82 $20.82

-14.79%

Three-Course Dinner for Two, Mid-Range

$71.2 $71.2

$100 $100

-29.04%

Fast Food Meal (McDonalds, etc)

$9.6 $9.6

$11.97 $11.97

-19.80%

Cappuccino

$4.41 $4.41

$5.56 $5.56

-20.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$3.11 $3.11

-18.97%

Water (0.33 liter bottle)

$1.62 $1.62

$2.42 $2.42

-33.06%

Local Beer (0.5 liter draught)

$5.91 $5.91

$6.86 $6.86

-13.85%

Imported Beer (0.33 liter bottle)

$4.62 $4.62

$8.45 $8.45

-45.33%

Milk (1 liter)

$0.9 $0.9

$1.04 $1.04

-13.46%

White Bread (500g)

$3.56 $3.56

$4.15 $4.15

-14.22%

Rice (white) (1kg)

$4.91 $4.91

$5.52 $5.52

-11.05%

Eggs

$1.98 $1.98

$4.65 $4.65

-57.42%

Local Cheese (1kg)

$10.87 $10.87

$14.33 $14.33

-24.15%

Chicken Fillets (1kg)

$12.3 $12.3

$14.88 $14.88

-17.34%

Beef Round Steak (1kg)

$14.94 $14.94

$19.34 $19.34

-22.75%

Apples (1kg)

$10.18 $10.18

$5.17 $5.17

96.91%

Banana (1kg)

$1.08 $1.08

$1.71 $1.71

-36.84%

Oranges (1kg)

$6.14 $6.14

$4.41 $4.41

39.23%

Tomato (1kg)

$4.5 $4.5

$4.51 $4.51

-0.22%

Potato (1kg)

$2.09 $2.09

$2.53 $2.53

-17.39%

Onion (1kg)

$3.87 $3.87

$2.74 $2.74

41.24%

Lettuce (1 head)

$2.21 $2.21

$2.43 $2.43

-9.05%

Water (1.5 liter bottle)

$2.7 $2.7

Cigarettes 20 Pack (Marlboro, Camel)

$9.02 $9.02

$15.19 $15.19

-40.62%

Wine (Bottle)

$15.11 $15.11

$16.42 $16.42

-7.98%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.35 $2.35

-21.70%

Imported Beer (0.33 liter bottle)

$3.66 $3.66

$3.7 $3.7

-1.08%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.53 $2.53

-20.16%

Public Transport Monthly Pass (Regular Price)

$50.1 $50.1

$74.1 $74.1

-32.40%

Taxi Start (Normal Tariff)

$4.82 $4.82

$3.34 $3.34

44.31%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.42 $1.42

-4.23%

Taxi 1hour Waiting (Normal Tariff)

$27.77 $27.77

$25.42 $25.42

9.24%

Gasoline (1 liter)

$0.87 $0.87

$1.08 $1.08

-19.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$32.4K $32.4K

-24.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$26.2K $26.2K

-6.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 $120

$188 $188

-36.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.45 $44.45

$63.7 $63.7

-30.22%

Internet (50+ Mbps, Unlimited Data)

$61.2 $61.2

$65.2 $65.2

-6.20%

Gym Membership (Monthly)

$42.49 $42.49

$76.7 $76.7

-44.62%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$11.18 $11.18

$14.93 $14.93

-25.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$947 $947

$2,063 $2,063

-54.10%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$39.2K $39.2K

-47.38%

Jeans (Levis 501 Or Similar)

$63.4 $63.4

$64.3 $64.3

-1.37%

Summer Dress (H&M, Zara, etc)

$39.45 $39.45

$52.4 $52.4

-24.70%

Sport Shoes (Adidas, Nike)

$96.8 $96.8

$95.2 $95.2

1.63%

Men's Leather Business Shoes

$139 $139

$145 $145

-4.21%

1-bedroom Apartment, City Center (Monthly)

$1,586 $1,586

$2,378 $2,378

-33.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,367 $1,367

$1,584 $1,584

-13.71%

3-bedroom Apartment, City Center (Monthly)

$2,586 $2,586

$4,763 $4,763

-45.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,215 $2,215

$2,815 $2,815

-21.31%

Buy Apartment in City Center (m2)

$2,693 $2,693

$3,588 $3,588

-24.95%

Buy Apartment Outside City Center (m2)

$2,770 $2,770

$2,490 $2,490

11.23%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.6

-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterford, MI: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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