Cost of Living Comparison Between Waterbury, CT and New York, NY Cost of Living Comparison Between Waterbury, CT and New York, NY

๐Ÿ™‚ Solo nomad: Waterbury, CT is 6% cheaper than New York, NY without rent, and 18.9% cheaper with rent.
๐Ÿ™‚ Family of 3: Waterbury, CT is 6.7% cheaper than New York, NY without rent, and 28.7% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Waterbury, CT
New York, NY
Difference
Meal at Budget Restaurant
$30.55 $30.55
$29.68 $29.68
2.93%
Three-Course Dinner for Two, Mid-Range
$92.1 $92.1
$144 $144
-36.16%
Fast Food Meal (McDonalds, etc)
$8.84 $8.84
$12.43 $12.43
-28.88%
Cappuccino
$4.78 $4.78
$5.84 $5.84
-18.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.2 $3.2
$3.26 $3.26
-1.84%
Water (0.33 liter bottle)
$2.6 $2.6
$2.58 $2.58
0.78%
Local Beer (0.5 liter draught)
$7.82 $7.82
$8.24 $8.24
-5.10%
Imported Beer (0.33 liter bottle)
$9.95 $9.95
$11.86 $11.86
-16.10%
๐Ÿ›’ Groceries & Markets
Waterbury, CT
New York, NY
Difference
Milk (1 liter)
$1.26 $1.26
$1.56 $1.56
-19.23%
White Bread (500g)
$5.02 $5.02
$5.23 $5.23
-4.02%
Rice (white) (1kg)
$8.41 $8.41
$8.11 $8.11
3.70%
Eggs
$7.27 $7.27
$7.25 $7.25
0.28%
Local Cheese (1kg)
$17.08 $17.08
$17.08 $17.08
-
Chicken Fillets (1kg)
$16.65 $16.65
$16.24 $16.24
2.52%
Beef Round Steak (1kg)
$20.06 $20.06
$20.02 $20.02
0.20%
Apples (1kg)
$7.67 $7.67
$7.49 $7.49
2.40%
Banana (1kg)
$2.23 $2.23
$2.55 $2.55
-12.55%
Oranges (1kg)
$5.65 $5.65
$5.82 $5.82
-2.92%
Tomato (1kg)
$6.38 $6.38
$6.52 $6.52
-2.15%
Potato (1kg)
$3.88 $3.88
$3.72 $3.72
4.30%
Onion (1kg)
$4.11 $4.11
$3.9 $3.9
5.38%
Lettuce (1 head)
$3.05 $3.05
$3.07 $3.07
-0.65%
Water (1.5 liter bottle)
$2.56 $2.56
$2.57 $2.57
-0.39%
Cigarettes 20 Pack (Marlboro, Camel)
$10.52 $10.52
$19.21 $19.21
-45.24%
Wine (Bottle)
$17.27 $17.27
$17.79 $17.79
-2.92%
Local Beer (0.5 liter bottle)
$2.99 $2.99
$3.01 $3.01
-0.66%
Imported Beer (0.33 liter bottle)
$3.29 $3.29
$3.72 $3.72
-11.56%
๐ŸšŒ Getting Around
Waterbury, CT
New York, NY
Difference
One-way Ticket (Public Transport)
$1.79 $1.79
$2.92 $2.92
-38.70%
Public Transport Monthly Pass (Regular Price)
$63.1 $63.1
$134 $134
-52.94%
Taxi Start (Normal Tariff)
$5.02 $5.02
$5.13 $5.13
-2.14%
Taxi (Normal Tariff) (1km)
$2.06 $2.06
$2.15 $2.15
-4.19%
Taxi 1hour Waiting (Normal Tariff)
$42.58 $42.58
$41.57 $41.57
2.43%
Gasoline (1 liter)
$0.9 $0.9
$0.95 $0.95
-5.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$35K $35K
1.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9K $27.9K
$27.7K $27.7K
0.72%
๐Ÿงพ Monthly Utilities & Internet
Waterbury, CT
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$178 $178
$179 $179
-0.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59 $59
$60 $60
-1.57%
Internet (50+ Mbps, Unlimited Data)
$62.2 $62.2
$63.8 $63.8
-2.58%
๐ŸŽ‰ Sport & Entertainment
Waterbury, CT
New York, NY
Difference
Gym Membership (Monthly)
$52.9 $52.9
$141 $141
-62.43%
Tennis Court (1 Hour on Weekend)
-
$63.9 $63.9
-
Cinema Ticket
$20.18 $20.18
$19.9 $19.9
1.41%
๐Ÿงธ Childcare & Education
Waterbury, CT
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,324 $1,324
$3,206 $3,206
-58.71%
International Primary School, 1 Child (Yearly)
$57.1K $57.1K
$56.5K $56.5K
1.15%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Waterbury, CT
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$42.61 $42.61
$65.7 $65.7
-35.15%
Summer Dress (H&M, Zara, etc)
$44.16 $44.16
$48.75 $48.75
-9.42%
Sport Shoes (Adidas, Nike)
$71.8 $71.8
$111 $111
-35.43%
Men's Leather Business Shoes
$138 $138
$172 $172
-19.29%
๐Ÿ  Accommodation & Living
Waterbury, CT
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,500 $1,500
$4,165 $4,165
-63.98%
1-bedroom Apartment, Outside City Center (Monthly)
$2,073 $2,073
$2,653 $2,653
-21.87%
3-bedroom Apartment, City Center (Monthly)
$2,644 $2,644
$8,412 $8,412
-68.57%
3-bedroom Apartment, Outside City Center (Monthly)
$3,314 $3,314
$5,277 $5,277
-37.20%
Buy Apartment in City Center (m2)
$2,411 $2,411
$15.6K $15.6K
-84.57%
Buy Apartment Outside City Center (m2)
$2,660 $2,660
$11.2K $11.2K
-76.15%
๐Ÿ’ต Salaries & Financials
Waterbury, CT
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$4,578 $4,578
$5,616 $5,616
-18.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.44
-

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Waterbury, CT: October 28, 2025

Last update for New York, NY: October 28, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.