Cost of Living Comparison Between Waterbury, CT and Chicago, IL Cost of Living Comparison Between Waterbury, CT and Chicago, IL

😐 Solo nomad: Waterbury, CT is 22.2% more expensive than Chicago, IL without rent, and 19.7% more expensive with rent.
😐 Family of 3: Waterbury, CT is 22% more expensive than Chicago, IL without rent, and 11.6% more expensive with rent.
Currency
🍽 Eating Out
Waterbury, CT
Chicago, IL
Difference
Meal at Budget Restaurant
$30.55 $30.55
$20.82 $20.82
46.73%
Three-Course Dinner for Two, Mid-Range
$92.1 $92.1
$100 $100
-8.26%
Fast Food Meal (McDonalds, etc)
$8.84 $8.84
$11.97 $11.97
-26.15%
Cappuccino
$4.78 $4.78
$5.56 $5.56
-14.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.2 $3.2
$3.11 $3.11
2.89%
Water (0.33 liter bottle)
$2.6 $2.6
$2.42 $2.42
7.44%
Local Beer (0.5 liter draught)
$7.82 $7.82
$6.86 $6.86
13.99%
Imported Beer (0.33 liter bottle)
$9.95 $9.95
$8.45 $8.45
17.75%
πŸ›’ Groceries & Markets
Waterbury, CT
Chicago, IL
Difference
Milk (1 liter)
$1.26 $1.26
$1.04 $1.04
21.15%
White Bread (500g)
$5.02 $5.02
$4.15 $4.15
20.96%
Rice (white) (1kg)
$8.41 $8.41
$5.52 $5.52
52.36%
Eggs
$7.27 $7.27
$4.65 $4.65
56.34%
Local Cheese (1kg)
$17.08 $17.08
$14.33 $14.33
19.19%
Chicken Fillets (1kg)
$16.65 $16.65
$14.88 $14.88
11.90%
Beef Round Steak (1kg)
$20.06 $20.06
$19.34 $19.34
3.72%
Apples (1kg)
$7.67 $7.67
$5.17 $5.17
48.36%
Banana (1kg)
$2.23 $2.23
$1.71 $1.71
30.41%
Oranges (1kg)
$5.65 $5.65
$4.41 $4.41
28.12%
Tomato (1kg)
$6.38 $6.38
$4.51 $4.51
41.46%
Potato (1kg)
$3.88 $3.88
$2.53 $2.53
53.36%
Onion (1kg)
$4.11 $4.11
$2.74 $2.74
50.00%
Lettuce (1 head)
$3.05 $3.05
$2.43 $2.43
25.51%
Water (1.5 liter bottle)
$2.56 $2.56
$2.7 $2.7
-5.19%
Cigarettes 20 Pack (Marlboro, Camel)
$10.52 $10.52
$15.19 $15.19
-30.74%
Wine (Bottle)
$17.27 $17.27
$16.42 $16.42
5.18%
Local Beer (0.5 liter bottle)
$2.99 $2.99
$2.35 $2.35
27.23%
Imported Beer (0.33 liter bottle)
$3.29 $3.29
$3.7 $3.7
-11.08%
🚌 Getting Around
Waterbury, CT
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.79 $1.79
$2.53 $2.53
-29.25%
Public Transport Monthly Pass (Regular Price)
$63.1 $63.1
$74.1 $74.1
-14.95%
Taxi Start (Normal Tariff)
$5.02 $5.02
$3.34 $3.34
50.30%
Taxi (Normal Tariff) (1km)
$2.06 $2.06
$1.42 $1.42
45.07%
Taxi 1hour Waiting (Normal Tariff)
$42.58 $42.58
$25.42 $25.42
67.51%
Gasoline (1 liter)
$0.9 $0.9
$1.08 $1.08
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$32.4K $32.4K
9.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9K $27.9K
$26.2K $26.2K
6.41%
🧾 Monthly Utilities & Internet
Waterbury, CT
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$178 $178
$188 $188
-5.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59 $59
$63.7 $63.7
-7.33%
Internet (50+ Mbps, Unlimited Data)
$62.2 $62.2
$65.2 $65.2
-4.63%
πŸŽ‰ Sport & Entertainment
Waterbury, CT
Chicago, IL
Difference
Gym Membership (Monthly)
$52.9 $52.9
$76.7 $76.7
-31.10%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$20.18 $20.18
$14.93 $14.93
35.16%
🧸 Childcare & Education
Waterbury, CT
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,324 $1,324
$2,063 $2,063
-35.81%
International Primary School, 1 Child (Yearly)
$57.1K $57.1K
$39.2K $39.2K
45.80%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Waterbury, CT
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$42.61 $42.61
$64.3 $64.3
-33.74%
Summer Dress (H&M, Zara, etc)
$44.16 $44.16
$52.4 $52.4
-15.71%
Sport Shoes (Adidas, Nike)
$71.8 $71.8
$95.2 $95.2
-24.61%
Men's Leather Business Shoes
$138 $138
$145 $145
-4.27%
🏠 Accommodation & Living
Waterbury, CT
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,500 $1,500
$2,378 $2,378
-36.91%
1-bedroom Apartment, Outside City Center (Monthly)
$2,073 $2,073
$1,584 $1,584
30.83%
3-bedroom Apartment, City Center (Monthly)
$2,644 $2,644
$4,763 $4,763
-44.50%
3-bedroom Apartment, Outside City Center (Monthly)
$3,314 $3,314
$2,815 $2,815
17.73%
Buy Apartment in City Center (m2)
$2,411 $2,411
$3,588 $3,588
-32.80%
Buy Apartment Outside City Center (m2)
$2,660 $2,660
$2,490 $2,490
6.83%
πŸ’΅ Salaries & Financials
Waterbury, CT
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,578 $4,578
$5,275 $5,275
-13.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.6
-2.42%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterbury, CT: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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