Last update: Oct 2026

Cost of Living Comparison Between Warwick, RI and New York, NY

For one person, living is cheaper in Warwick, RI: $2,750 a month against $4,941 in New York, NY, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

131

Cost of Living Index in Warwick, RI
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Warwick, RI Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Warwick, RI

🇺🇸 United States

$2,750

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Warwick, RI and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warwick, RI and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,750 per month in Warwick, RI vs $4,941 in New York, NY, rent included.

Warwick, RI $2,750
New York, NY $4,941

A couple spends around $3,988 per month in Warwick, RI vs $7,225 in New York, NY, rent included.

Warwick, RI $3,988
New York, NY $7,225

A family of three spends $5,226 per month in Warwick, RI vs $9,509 in New York, NY, rent included.

Warwick, RI $5,226
New York, NY $9,509

Warwick, RI is about 44% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Warwick, RI and New York, NY sit above the global median – Warwick, RI by 102%, New York, NY by 263%.

Meal at Budget Restaurant

$20.41 $20.41

$28.55 $28.55

-28.51%

Three-Course Dinner for Two, Mid-Range

$97.4 $97.4

$118 $118

-17.78%

Fast Food Meal (McDonalds, etc)

$12.14 $12.14

$15.04 $15.04

-19.28%

Cappuccino

$3.92 $3.92

$6.53 $6.53

-39.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$3.96 $3.96

-30.81%

Water (0.33 liter bottle)

$1.51 $1.51

$3.01 $3.01

-49.83%

Local Beer (0.5 liter draught)

$4.85 $4.85

$8.16 $8.16

-40.56%

Imported Beer (0.33 liter bottle)

$7.45 $7.45

$9.84 $9.84

-24.29%

Milk (1 liter)

$1.34 $1.34

$1.37 $1.37

-2.19%

White Bread (500g)

$4.28 $4.28

$4.97 $4.97

-13.88%

Rice (white) (1kg)

$4.18 $4.18

$7.81 $7.81

-46.48%

Eggs

$4.18 $4.18

$5.97 $5.97

-29.98%

Local Cheese (1kg)

$11.16 $11.16

$18.91 $18.91

-40.98%

Chicken Fillets (1kg)

$13.26 $13.26

$18.04 $18.04

-26.50%

Beef Round Steak (1kg)

$16.93 $16.93

$19.05 $19.05

-11.13%

Apples (1kg)

$6.78 $6.78

$6.76 $6.76

0.30%

Banana (1kg)

$1.74 $1.74

$2.27 $2.27

-23.35%

Oranges (1kg)

$4.70 $4.70

$6.83 $6.83

-31.19%

Tomato (1kg)

$4.49 $4.49

$7.09 $7.09

-36.67%

Potato (1kg)

$1.56 $1.56

$4.22 $4.22

-63.03%

Onion (1kg)

$2.71 $2.71

$4.65 $4.65

-41.72%

Lettuce (1 head)

$1.12 $1.12

$2.87 $2.87

-60.98%

Water (1.5 liter bottle)

$3.03 $3.03

$2.60 $2.60

16.54%

Cigarettes 20 Pack (Marlboro, Camel)

$13.44 $13.44

$18.77 $18.77

-28.40%

Wine (Bottle)

$13.73 $13.73

$20.13 $20.13

-31.79%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$3.45 $3.45

-48.41%

Imported Beer (0.33 liter bottle)

$1.94 $1.94

$4.02 $4.02

-51.74%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.91 $2.91

-33.33%

Public Transport Monthly Pass (Regular Price)

$58.9 $58.9

$139 $139

-57.60%

Taxi Start (Normal Tariff)

$5.93 $5.93

$3.08 $3.08

92.53%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$2.12 $2.12

-19.81%

Taxi 1hour Waiting (Normal Tariff)

$29.04 $29.04

$41.96 $41.96

-30.79%

Gasoline (1 liter)

$1.11 $1.11

$1.17 $1.17

-5.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$34.5K $34.5K

-21.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.9K $25.9K

1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$321 $321

$219 $219

46.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.7 $75.7

$74.2 $74.2

1.94%

Internet (50+ Mbps, Unlimited Data)

$76.5 $76.5

$70.2 $70.2

8.89%

Gym Membership (Monthly)

$39.07 $39.07

$112 $112

-65.10%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$12.95 $12.95

$22.14 $22.14

-41.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$825 $825

$3,558 $3,558

-76.80%

International Primary School, 1 Child (Yearly)

$29.4K $29.4K

$62.2K $62.2K

-52.67%

Jeans (Levis 501 Or Similar)

$56.9 $56.9

$75.6 $75.6

-24.75%

Summer Dress (H&M, Zara, etc)

$37.75 $37.75

$51.2 $51.2

-26.27%

Sport Shoes (Adidas, Nike)

$52.9 $52.9

$123 $123

-57.02%

Men's Leather Business Shoes

$100 $100

$140 $140

-28.33%

1-bedroom Apartment, City Center (Monthly)

$1,563 $1,563

$4,499 $4,499

-65.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,299 $1,299

$3,078 $3,078

-57.79%

3-bedroom Apartment, City Center (Monthly)

$2,565 $2,565

$9,447 $9,447

-72.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,069 $2,069

$5,190 $5,190

-60.13%

Buy Apartment in City Center (m2)

$4,535 $4,535

$18.1K $18.1K

-74.95%

Buy Apartment Outside City Center (m2)

$2,389 $2,389

$6,693 $6,693

-64.31%

Average Monthly Net Salary (After Tax)

$5,427 $5,427

$5,220 $5,220

3.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.86

-4.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warwick, RI: October 26, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warwick, RI

$1.3K 47.3%

New York, NY

$3.1K 62.3% 137% $1.8K

Monthly Utilities & Internet

Warwick, RI

$473 17.2%

New York, NY

$364 7.4% 23% $109

Groceries & Markets

Warwick, RI

$417 15.2%

New York, NY

$563 11.4% 35% $146

Eating Out

Warwick, RI

$303 11%

New York, NY

$440 8.9% 45.3% $137

Clothing & Footwear

Warwick, RI

$111 4.1%

New York, NY

$175 3.6% 57.3% $64

Getting Around

Warwick, RI

$81 3%

New York, NY

$164 3.3% 103% $83

Sport & Entertainment

Warwick, RI

$65 2.4%

New York, NY

$156 3.2% 140% $91

Cost Breakdown

A central one-bedroom costs $1,563 in Warwick, RI versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Warwick, RI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $97 in Warwick, RI versus $118 in New York, NY. Monthly groceries follow the same trend: $417 vs $563 – making Warwick, RI the more affordable choice for daily food spending.

Good to know

🇺🇸 Warwick, RI

🇺🇸 New York, NY

🕒 Local time

20:51 8:51 PM

Same time as Warwick, RI

🌤 Weather

👥 Population

85,925

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Warwick, RI New York, NY 260 km

From you

Warwick, RI
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warwick, RI vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 80% more than Warwick, RI, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,125 per month in Warwick, RI and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Warwick, RI, especially for central apartments: a one-bedroom in the center costs $1,563 there versus $4,499 in New York, NY.

Kindergarten costs $825 per month in Warwick, RI and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 35% more in New York, NY, though the gap depends on what you buy.

Families tend to lean toward Warwick, RI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Warwick, RI is the easier option financially – housing and daily costs are lower, and overall it costs about 44% less, which matters a lot on a fixed budget or early-career salary.