Last update: Oct 2026

Cost of Living Comparison Between Warragul and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,485 in Warragul, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Warragul
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Warragul Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Warragul

🇦🇺 Australia

$2,485

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Warragul and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warragul and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,485 in Warragul versus $918 in Cebu.

Warragul $2,485
Cebu $918

Estimated couple costs with rent: $3,603 in Warragul versus $1,409 in Cebu.

Warragul $3,603
Cebu $1,409

Monthly costs for a family of three with rent: $4,721 in Warragul versus $1,900 in Cebu.

Warragul $4,721
Cebu $1,900

Living in Warragul is roughly 171% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Warragul is 84% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.50 A$25.18

$3.09 ₱194

466.34%

Three-Course Dinner for Two, Mid-Range

$81.9 A$118

$24.22 ₱1,525

238.11%

Fast Food Meal (McDonalds, etc)

$11.94 A$17.18

$3.92 ₱247

204.59%

Cappuccino

$3.97 A$5.71

$2.51 ₱158

58.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 A$4.42

$1.59 ₱100

93.08%

Water (0.33 liter bottle)

$2.51 A$3.61

$0.53 ₱33.43

373.58%

Local Beer (0.5 liter draught)

$4.28 A$6.16

$1.78 ₱112

140.45%

Imported Beer (0.33 liter bottle)

$5.51 A$7.93

$2.17 ₱137

153.92%

Milk (1 liter)

$1.57 A$2.25

$1.92 ₱121

-18.23%

White Bread (500g)

$2.95 A$4.24

$1.36 ₱85.4

116.91%

Rice (white) (1kg)

$2.66 A$3.83

$1.01 ₱63.5

163.37%

Eggs

$5.38 A$7.74

$2.03 ₱128

165.02%

Local Cheese (1kg)

$10.52 A$15.14

$9.86 ₱621

6.69%

Chicken Fillets (1kg)

$9.52 A$13.70

$4.39 ₱277

116.86%

Beef Round Steak (1kg)

$14.85 A$21.37

$7.60 ₱479

95.39%

Apples (1kg)

$3.97 A$5.71

$3.30 ₱208

20.30%

Banana (1kg)

$3.09 A$4.44

$1.39 ₱87.8

122.30%

Oranges (1kg)

$3.10 A$4.47

$2.33 ₱147

33.05%

Tomato (1kg)

$4.70 A$6.76

$1.50 ₱94.3

213.33%

Potato (1kg)

$3.07 A$4.41

$2.36 ₱149

30.08%

Onion (1kg)

$2.54 A$3.65

$1.90 ₱119

33.68%

Lettuce (1 head)

$2.42 A$3.48

$1.19 ₱74.9

103.36%

Water (1.5 liter bottle)

$1.55 A$2.24

$0.63 ₱39.71

146.03%

Cigarettes 20 Pack (Marlboro, Camel)

$43.88 A$63.2

$3.00 ₱189

1362.67%

Wine (Bottle)

$12.65 A$18.21

$6.03 ₱379

109.78%

Local Beer (0.5 liter bottle)

$5.45 A$7.84

$1.23 ₱77.7

343.09%

Imported Beer (0.33 liter bottle)

$5.09 A$7.33

$1.75 ₱110

190.86%

One-way Ticket (Public Transport)

$2.82 A$4.06

$0.25 ₱15.86

1028.00%

Public Transport Monthly Pass (Regular Price)

$77.2 A$111

$12.64 ₱796

510.84%

Taxi Start (Normal Tariff)

$4.44 A$6.39

$0.77 ₱48.62

476.62%

Taxi (Normal Tariff) (1km)

$1.37 A$1.97

$0.23 ₱14.53

495.65%

Taxi 1hour Waiting (Normal Tariff)

$29.65 A$42.66

$4.46 ₱281

564.80%

Gasoline (1 liter)

$1.41 A$2.03

$1.31 ₱82.8

7.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K A$41.4K

$21.2K ₱1.3M

35.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K A$38.7K

$19.1K ₱1.2M

40.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 A$302

$120 ₱7,569

74.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.88 A$34.36

$14.00 ₱882

70.57%

Internet (50+ Mbps, Unlimited Data)

$55.9 A$80.4

$27.54 ₱1,734

102.98%

Gym Membership (Monthly)

$55.0 A$79.2

$32.33 ₱2,035

70.15%

Tennis Court (1 Hour on Weekend)

$18.13 A$26.10

$6.65 ₱419

172.63%

Cinema Ticket

$14.19 A$20.42

$5.65 ₱356

151.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,394 A$3,444

$275 ₱17.3K

769.38%

International Primary School, 1 Child (Yearly)

$29.8K A$42.9K

$7,918 ₱498.5K

276.80%

Jeans (Levis 501 Or Similar)

$81.4 A$117

$49.33 ₱3,106

64.97%

Summer Dress (H&M, Zara, etc)

$49.82 A$71.7

$25.24 ₱1,589

97.39%

Sport Shoes (Adidas, Nike)

$118 A$170

$77.0 ₱4,846

53.89%

Men's Leather Business Shoes

$132 A$190

$57.2 ₱3,601

130.30%

1-bedroom Apartment, City Center (Monthly)

$1,365 A$1,964

$500 ₱31.5K

173.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 A$1,700

$309 ₱19.4K

282.46%

3-bedroom Apartment, City Center (Monthly)

$2,160 A$3,108

$1,078 ₱67.9K

100.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,803 A$2,594

$615 ₱38.7K

193.04%

Buy Apartment in City Center (m2)

$5,858 A$8,430

$2,886 ₱181.7K

102.98%

Buy Apartment Outside City Center (m2)

$4,980 A$7,166

$1,917 ₱120.7K

159.82%

Average Monthly Net Salary (After Tax)

$2,783 A$4,005

$346 ₱21.8K

704.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

7.2

-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warragul: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warragul

$1.2K 47.5%

Cebu

$309 33.6% 73.9% $872

Groceries & Markets

Warragul

$381 15.3%

Cebu

$206 22.4% 45.9% $175

Monthly Utilities & Internet

Warragul

$290 11.7%

Cebu

$162 17.6% 44.2% $128

Eating Out

Warragul

$278 11.2%

Cebu

$88 9.6% 68.3% $190

Clothing & Footwear

Warragul

$172 6.9%

Cebu

$94 10.2% 45.3% $78

Getting Around

Warragul

$100 4%

Cebu

$16 1.7% 84.4% $84

Sport & Entertainment

Warragul

$83 3.4%

Cebu

$44 4.8% 47.7% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,365 in Warragul and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Warragul pays 704% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Warragul vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $381 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Warragul

🇵🇭 Cebu

🕒 Local time

08:02 8:02 AM

05:02 5:02 AM

3 h behind Warragul

🌤 Weather

👥 Population

23,051

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Warragul Cebu 5,850 km ≈ 8 h nonstop flight

From you

Warragul
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warragul vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 171% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 704% higher in Warragul, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,365 in Warragul versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,485 per month in Warragul versus $918 in Cebu – a 171% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 511% less than in Warragul. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,485 in Warragul, a $1,500 budget is realistic in Cebu but tight or insufficient in Warragul. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Warragul, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Warragul and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 171% less than in Warragul. Beyond cost, consider language, visa policies, and how big the international community is in each city.