Last update: Oct 2026

Cost of Living Comparison Between Walnut Creek, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,689 in Walnut Creek, CA, rent and utilities included – about $28,000 less a year. Rent and utilities account for most of the difference.

179

Cost of Living Index in Walnut Creek, CA
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Walnut Creek, CA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Walnut Creek, CA

🇺🇸 United States

$3,689

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Walnut Creek, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Walnut Creek, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,689 in Walnut Creek, CA versus $1,353 in Ubud, Bali.

Walnut Creek, CA $3,689
Ubud, Bali $1,353

Estimated couple costs with rent: $5,385 in Walnut Creek, CA versus $2,297 in Ubud, Bali.

Walnut Creek, CA $5,385
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $7,081 in Walnut Creek, CA versus $3,241 in Ubud, Bali.

Walnut Creek, CA $7,081
Ubud, Bali $3,241

Living in Walnut Creek, CA is roughly 173% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Walnut Creek, CA 172% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$20.40 $20.40

$3.23 Rp 58.1K

531.58%

Three-Course Dinner for Two, Mid-Range

$89.0 $89.0

$34.88 Rp 627.8K

155.19%

Fast Food Meal (McDonalds, etc)

$14.96 $14.96

$5.70 Rp 102.5K

162.46%

Cappuccino

$5.28 $5.28

$2.62 Rp 47.1K

101.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$1.72 Rp 31.0K

75.58%

Water (0.33 liter bottle)

$2.39 $2.39

$0.81 Rp 14.6K

195.06%

Local Beer (0.5 liter draught)

$7.84 $7.84

$2.65 Rp 47.7K

195.85%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$4.37 Rp 78.6K

81.01%

Milk (1 liter)

$1.39 $1.39

$1.57 Rp 28.3K

-11.46%

White Bread (500g)

$3.85 $3.85

$2.19 Rp 39.5K

75.80%

Rice (white) (1kg)

$3.41 $3.41

$1.18 Rp 21.2K

188.98%

Eggs

$5.41 $5.41

$2.16 Rp 38.8K

150.46%

Local Cheese (1kg)

$26.02 $26.02

$17.65 Rp 317.7K

47.42%

Chicken Fillets (1kg)

$18.03 $18.03

$3.78 Rp 68.0K

376.98%

Beef Round Steak (1kg)

$22.37 $22.37

$11.95 Rp 215.1K

87.20%

Apples (1kg)

$8.08 $8.08

$3.60 Rp 64.8K

124.44%

Banana (1kg)

$2.22 $2.22

$1.59 Rp 28.6K

39.62%

Oranges (1kg)

$3.35 $3.35

$2.31 Rp 41.6K

45.02%

Tomato (1kg)

$6.76 $6.76

$1.91 Rp 34.3K

253.93%

Potato (1kg)

$1.08 $1.08

$1.78 Rp 32.1K

-39.33%

Onion (1kg)

$3.09 $3.09

$2.33 Rp 41.9K

32.62%

Lettuce (1 head)

$2.44 $2.44

$1.00 Rp 18.0K

144.00%

Water (1.5 liter bottle)

$3.02 $3.02

$0.53 Rp 9,509

469.81%

Cigarettes 20 Pack (Marlboro, Camel)

$11.70 $11.70

$2.29 Rp 41.1K

410.92%

Wine (Bottle)

$19.98 $19.98

$22.07 Rp 397.3K

-9.47%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.35 Rp 42.2K

-25.53%

Imported Beer (0.33 liter bottle)

$2.27 $2.27

$2.98 Rp 53.6K

-23.83%

One-way Ticket (Public Transport)

$6.26 $6.26

$0.23 Rp 4,112

2621.74%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.16 $3.16

$0.47 Rp 8,466

572.34%

Taxi (Normal Tariff) (1km)

$2.44 $2.44

$0.43 Rp 7,737

467.44%

Taxi 1hour Waiting (Normal Tariff)

$40.12 $40.12

$5.47 Rp 98.4K

633.46%

Gasoline (1 liter)

$1.55 $1.55

$0.83 Rp 14.9K

86.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$23.9K Rp 429.8M

13.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$32.8K Rp 590.1M

-19.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$80.0 Rp 1.4M

135.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.6 $75.6

$6.56 Rp 118.1K

1052.44%

Internet (50+ Mbps, Unlimited Data)

$67.3 $67.3

$18.60 Rp 334.8K

261.77%

Gym Membership (Monthly)

$85.6 $85.6

$54.1 Rp 974.1K

58.22%

Tennis Court (1 Hour on Weekend)

$15.14 $15.14

$18.28 Rp 329.0K

-17.18%

Cinema Ticket

$14.70 $14.70

$4.25 Rp 76.5K

245.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,180 $2,180

$493 Rp 8.9M

342.47%

International Primary School, 1 Child (Yearly)

$37.7K $37.7K

$5,597 Rp 100.7M

573.51%

Jeans (Levis 501 Or Similar)

$72.3 $72.3

$45.58 Rp 820.4K

58.56%

Summer Dress (H&M, Zara, etc)

$61.0 $61.0

$34.96 Rp 629.4K

74.60%

Sport Shoes (Adidas, Nike)

$106 $106

$77.7 Rp 1.4M

36.27%

Men's Leather Business Shoes

$203 $203

$78.5 Rp 1.4M

158.14%

1-bedroom Apartment, City Center (Monthly)

$2,382 $2,382

$1,131 Rp 20.4M

110.52%

1-bedroom Apartment, Outside City Center (Monthly)

$2,123 $2,123

$673 Rp 12.1M

215.51%

3-bedroom Apartment, City Center (Monthly)

$4,516 $4,516

$3,613 Rp 65.0M

25.00%

3-bedroom Apartment, Outside City Center (Monthly)

$3,520 $3,520

$1,702 Rp 30.6M

106.87%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$6,403 $6,403

$2,241 Rp 40.3M

185.70%

Average Monthly Net Salary (After Tax)

$6,843 $6,843

$166 Rp 3.0M

4012.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.58

13.78

-52.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Walnut Creek, CA: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Walnut Creek, CA

$2.1K 57.5%

Ubud, Bali

$673 49.7% 68.3% $1.5K

Groceries & Markets

Walnut Creek, CA

$532 14.4%

Ubud, Bali

$287 21.2% 46.1% $245

Eating Out

Walnut Creek, CA

$348 9.4%

Ubud, Bali

$106 7.9% 69.4% $242

Monthly Utilities & Internet

Walnut Creek, CA

$331 9%

Ubud, Bali

$105 7.8% 68.2% $226

Clothing & Footwear

Walnut Creek, CA

$199 5.4%

Ubud, Bali

$107 7.9% 46.4% $92

Sport & Entertainment

Walnut Creek, CA

$115 3.1%

Ubud, Bali

$63 4.6% 45.6% $52

Getting Around

Walnut Creek, CA

$40 * 1.1%

Ubud, Bali

$12 0.9% 69.2% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,382 in Walnut Creek, CA and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Walnut Creek, CA pays 4013% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Walnut Creek, CA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $532 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Walnut Creek, CA

🇮🇩 Ubud, Bali

🕒 Local time

03:51 3:51 AM

18:51 6:51 PM

15 h ahead of Walnut Creek, CA

🌤 Weather

👥 Population

70,166

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Walnut Creek, CA Ubud, Bali 13,430 km ≈ 17 h nonstop flight

From you

Walnut Creek, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Walnut Creek, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 173% lower than in Walnut Creek, CA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4013% higher in Walnut Creek, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,382 in Walnut Creek, CA versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in Walnut Creek, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,689 per month in Walnut Creek, CA versus $1,353 in Ubud, Bali – a 173% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $3,689 in Walnut Creek, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Walnut Creek, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Walnut Creek, CA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 173% less than in Walnut Creek, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.