Last update: Oct 2026

Cost of Living Comparison Between Wakefield and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,025 in Wakefield, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

98

Cost of Living Index in Wakefield
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Wakefield Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Wakefield

🇬🇧 United Kingdom

$2,025

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Wakefield and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wakefield and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,025 in Wakefield versus $918 in Cebu.

Wakefield $2,025
Cebu $918

Estimated couple costs with rent: $3,205 in Wakefield versus $1,409 in Cebu.

Wakefield $3,205
Cebu $1,409

Monthly costs for a family of three with rent: $4,384 in Wakefield versus $1,900 in Cebu.

Wakefield $4,384
Cebu $1,900

Living in Wakefield is roughly 121% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Wakefield is 50% above, Cebu is 32% below.

Meal at Budget Restaurant

$20.01 £15.01

$3.09 ₱194

547.57%

Three-Course Dinner for Two, Mid-Range

$80.5 £60.4

$24.22 ₱1,525

232.49%

Fast Food Meal (McDonalds, etc)

$10.04 £7.53

$3.92 ₱247

156.12%

Cappuccino

$4.30 £3.22

$2.51 ₱158

71.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 £1.74

$1.59 ₱100

45.91%

Water (0.33 liter bottle)

$1.35 £1.01

$0.53 ₱33.43

154.72%

Local Beer (0.5 liter draught)

$6.09 £4.57

$1.78 ₱112

242.13%

Imported Beer (0.33 liter bottle)

$5.37 £4.03

$2.17 ₱137

147.47%

Milk (1 liter)

$1.48 £1.11

$1.92 ₱121

-22.92%

White Bread (500g)

$1.91 £1.44

$1.36 ₱85.4

40.44%

Rice (white) (1kg)

$2.61 £1.96

$1.01 ₱63.5

158.42%

Eggs

$4.06 £3.05

$2.03 ₱128

100.00%

Local Cheese (1kg)

$7.43 £5.58

$9.86 ₱621

-24.65%

Chicken Fillets (1kg)

$8.33 £6.25

$4.39 ₱277

89.75%

Beef Round Steak (1kg)

$13.99 £10.50

$7.60 ₱479

84.08%

Apples (1kg)

$3.03 £2.27

$3.30 ₱208

-8.18%

Banana (1kg)

$1.44 £1.08

$1.39 ₱87.8

3.60%

Oranges (1kg)

$2.55 £1.91

$2.33 ₱147

9.44%

Tomato (1kg)

$2.92 £2.19

$1.50 ₱94.3

94.67%

Potato (1kg)

$1.74 £1.30

$2.36 ₱149

-26.27%

Onion (1kg)

$1.67 £1.25

$1.90 ₱119

-12.11%

Lettuce (1 head)

$1.18 £0.89

$1.19 ₱74.9

-0.84%

Water (1.5 liter bottle)

$1.40 £1.05

$0.63 ₱39.71

122.22%

Cigarettes 20 Pack (Marlboro, Camel)

$22.05 £16.54

$3.00 ₱189

635.00%

Wine (Bottle)

$10.44 £7.83

$6.03 ₱379

73.13%

Local Beer (0.5 liter bottle)

$3.32 £2.49

$1.23 ₱77.7

169.92%

Imported Beer (0.33 liter bottle)

$3.14 £2.35

$1.75 ₱110

79.43%

One-way Ticket (Public Transport)

$3.40 £2.55

$0.25 ₱15.86

1260.00%

Public Transport Monthly Pass (Regular Price)

$103 £77.0

$12.64 ₱796

711.47%

Taxi Start (Normal Tariff)

$5.36 £4.02

$0.77 ₱48.62

596.10%

Taxi (Normal Tariff) (1km)

$1.43 £1.07

$0.23 ₱14.53

521.74%

Taxi 1hour Waiting (Normal Tariff)

$15.72 £11.80

$4.46 ₱281

252.47%

Gasoline (1 liter)

$1.99 £1.49

$1.31 ₱82.8

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.1K

$21.2K ₱1.3M

76.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.6K

$19.1K ₱1.2M

113.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$350 £262

$120 ₱7,569

190.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.43 £11.58

$14.00 ₱882

10.21%

Internet (50+ Mbps, Unlimited Data)

$42.92 £32.20

$27.54 ₱1,734

55.85%

Gym Membership (Monthly)

$34.79 £26.10

$32.33 ₱2,035

7.61%

Tennis Court (1 Hour on Weekend)

$26.16 £19.63

$6.65 ₱419

293.38%

Cinema Ticket

$14.10 £10.58

$5.65 ₱356

149.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,193 £895

$275 ₱17.3K

333.41%

International Primary School, 1 Child (Yearly)

$23.9K £17.9K

$7,918 ₱498.5K

201.65%

Jeans (Levis 501 Or Similar)

$86.2 £64.6

$49.33 ₱3,106

74.64%

Summer Dress (H&M, Zara, etc)

$53.7 £40.27

$25.24 ₱1,589

112.64%

Sport Shoes (Adidas, Nike)

$92.6 £69.4

$77.0 ₱4,846

20.27%

Men's Leather Business Shoes

$88.8 £66.6

$57.2 ₱3,601

55.30%

1-bedroom Apartment, City Center (Monthly)

$984 £738

$500 ₱31.5K

97.06%

1-bedroom Apartment, Outside City Center (Monthly)

$694 £521

$309 ₱19.4K

124.86%

3-bedroom Apartment, City Center (Monthly)

$2,076 £1,557

$1,078 ₱67.9K

92.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,555 £1,167

$615 ₱38.7K

152.80%

Buy Apartment in City Center (m2)

$3,959 £2,970

$2,886 ₱181.7K

37.18%

Buy Apartment Outside City Center (m2)

$2,683 £2,013

$1,917 ₱120.7K

39.98%

Average Monthly Net Salary (After Tax)

$2,455 £1,842

$346 ₱21.8K

609.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

7.2

-33.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wakefield: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wakefield

$694 34.3%

Cebu

$309 33.6% 55.5% $386

Monthly Utilities & Internet

Wakefield

$408 20.1%

Cebu

$162 17.6% 60.3% $246

Eating Out

Wakefield

$298 14.7%

Cebu

$88 9.6% 70.3% $209

Groceries & Markets

Wakefield

$289 14.3%

Cebu

$206 22.4% 28.8% $83

Clothing & Footwear

Wakefield

$145 7.1%

Cebu

$94 10.2% 35% $51

Getting Around

Wakefield

$129 6.4%

Cebu

$16 1.7% 87.9% $113

Sport & Entertainment

Wakefield

$63 3.1%

Cebu

$44 4.8% 30.8% $19

Cost Breakdown

A one-bedroom apartment in the center runs $984 in Wakefield and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Wakefield pays 610% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Wakefield vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $289 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Wakefield

🇵🇭 Cebu

🕒 Local time

04:16 4:16 AM

11:16 11:16 AM

7 h ahead of Wakefield

🌤 Weather

👥 Population

322,300

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Wakefield Cebu 11,250 km ≈ 15 h nonstop flight

From you

Wakefield
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wakefield vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 121% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 610% higher in Wakefield, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $984 in Wakefield versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,025 per month in Wakefield versus $918 in Cebu – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 711% less than in Wakefield. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,025 in Wakefield, a $1,500 budget is realistic in Cebu but tight or insufficient in Wakefield. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wakefield, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wakefield and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 121% less than in Wakefield. Beyond cost, consider language, visa policies, and how big the international community is in each city.