Last update: Oct 2026

Cost of Living Comparison Between Waipahu, HI and Victoria

For one person, living is cheaper in Victoria: $2,590 a month against $3,241 in Waipahu, HI, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

157

Cost of Living Index in Waipahu, HI
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Waipahu, HI Living Index
124

Cost of Living Index in Victoria
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Victoria Living Index

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Waipahu, HI

🇺🇸 United States

$3,241

/mo nomad

Victoria

🇨🇦 Canada

$2,590

/mo nomad

Monthly Cost of Living

How much you'll spend in Waipahu, HI and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waipahu, HI and in Victoria actually costs, broken down by who's living it.

A single person spends $3,241 per month in Waipahu, HI vs $2,590 in Victoria, rent included.

Waipahu, HI $3,241
Victoria $2,590

A couple spends around $4,998 per month in Waipahu, HI vs $3,866 in Victoria, rent included.

Waipahu, HI $4,998
Victoria $3,866

A family of three spends $6,755 per month in Waipahu, HI vs $5,142 in Victoria, rent included.

Waipahu, HI $6,755
Victoria $5,142

Waipahu, HI costs about 25% more than Victoria, and outside of rent the biggest gap is in eating out.

Both Waipahu, HI and Victoria sit above the global median – Waipahu, HI by 139%, Victoria by 91%.

Meal at Budget Restaurant

$28.51 $28.51

$19.14 CA$27.06

48.96%

Three-Course Dinner for Two, Mid-Range

$139 $139

$70.3 CA$99.5

97.63%

Fast Food Meal (McDonalds, etc)

$15.17 $15.17

$11.18 CA$15.81

35.69%

Cappuccino

$10.40 $10.40

$4.38 CA$6.19

137.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.05 $5.05

$2.25 CA$3.19

124.44%

Water (0.33 liter bottle)

$3.57 $3.57

$1.90 CA$2.69

87.89%

Local Beer (0.5 liter draught)

$10.42 $10.42

$5.51 CA$7.79

89.11%

Imported Beer (0.33 liter bottle)

$11.46 $11.46

$6.65 CA$9.40

72.33%

Milk (1 liter)

$1.01 $1.01

$2.79 CA$3.94

-63.80%

White Bread (500g)

$3.44 $3.44

$2.95 CA$4.17

16.61%

Rice (white) (1kg)

$10.25 $10.25

$4.02 CA$5.68

154.98%

Eggs

$7.59 $7.59

$4.12 CA$5.83

84.22%

Local Cheese (1kg)

$12.38 $12.38

$27.05 CA$38.24

-54.23%

Chicken Fillets (1kg)

$19.66 $19.66

$13.08 CA$18.49

50.31%

Beef Round Steak (1kg)

$21.76 $21.76

$14.79 CA$20.91

47.13%

Apples (1kg)

$8.35 $8.35

$4.02 CA$5.69

107.71%

Banana (1kg)

$1.59 $1.59

$1.40 CA$1.98

13.57%

Oranges (1kg)

$6.83 $6.83

$4.09 CA$5.78

66.99%

Tomato (1kg)

$9.43 $9.43

$4.11 CA$5.81

129.44%

Potato (1kg)

$4.85 $4.85

$3.40 CA$4.80

42.65%

Onion (1kg)

$4.80 $4.80

$2.97 CA$4.20

61.62%

Lettuce (1 head)

$5.05 $5.05

$3.10 CA$4.38

62.90%

Water (1.5 liter bottle)

$3.01 $3.01

$2.47 CA$3.49

21.86%

Cigarettes 20 Pack (Marlboro, Camel)

$9.86 $9.86

$14.92 CA$21.09

-33.91%

Wine (Bottle)

$18.08 $18.08

$17.91 CA$25.32

0.95%

Local Beer (0.5 liter bottle)

$2.81 $2.81

$3.94 CA$5.57

-28.68%

Imported Beer (0.33 liter bottle)

$5.65 $5.65

$3.63 CA$5.13

55.65%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.16 CA$3.05

-9.72%

Public Transport Monthly Pass (Regular Price)

$81.2 $81.2

$60.8 CA$86.0

33.45%

Taxi Start (Normal Tariff)

$3.54 $3.54

$2.76 CA$3.90

28.26%

Taxi (Normal Tariff) (1km)

$2.56 $2.56

$1.57 CA$2.22

63.06%

Taxi 1hour Waiting (Normal Tariff)

$45.51 $45.51

$33.97 CA$48.03

33.97%

Gasoline (1 liter)

$1.38 $1.38

$1.40 CA$1.98

-1.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$28.1K CA$39.7K

26.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$21.1K CA$29.8K

24.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 $256

$103 CA$146

148.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.0 $66.0

$44.46 CA$62.9

48.38%

Internet (50+ Mbps, Unlimited Data)

$64.9 $64.9

$62.7 CA$88.6

3.53%

Gym Membership (Monthly)

$47.25 $47.25

$43.69 CA$61.8

8.15%

Tennis Court (1 Hour on Weekend)

$17.31 CA$24.46

Cinema Ticket

$20.14 $20.14

$10.71 CA$15.15

88.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,124 $2,124

$917 CA$1,297

131.57%

International Primary School, 1 Child (Yearly)

$27.6K $27.6K

$23.1K CA$32.7K

19.17%

Jeans (Levis 501 Or Similar)

$45.49 $45.49

$53.0 CA$75.0

-14.23%

Summer Dress (H&M, Zara, etc)

$39.66 $39.66

$45.71 CA$64.6

-13.24%

Sport Shoes (Adidas, Nike)

$84.0 $84.0

$92.0 CA$130

-8.76%

Men's Leather Business Shoes

$133 $133

$107 CA$151

24.96%

1-bedroom Apartment, City Center (Monthly)

$1,574 $1,574

$1,565 CA$2,212

0.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,433 $1,433

$1,337 CA$1,890

7.18%

3-bedroom Apartment, City Center (Monthly)

$2,861 $2,861

$2,703 CA$3,822

5.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,556 $2,556

$2,271 CA$3,210

12.57%

Buy Apartment in City Center (m2)

$2,474 $2,474

$5,243 CA$7,412

-52.81%

Buy Apartment Outside City Center (m2)

$2,316 $2,316

$4,510 CA$6,376

-48.66%

Average Monthly Net Salary (After Tax)

$3,183 CA$4,499

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

4.31

55.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waipahu, HI: October 19, 2026

Last update for Victoria: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waipahu, HI

$1.4K 44.2%

Victoria

$1.3K 51.6% 6.7% $96

Groceries & Markets

Waipahu, HI

$584 18%

Victoria

$467 18% 20.1% $117

Eating Out

Waipahu, HI

$508 15.7%

Victoria

$297 11.5% 41.6% $211

Monthly Utilities & Internet

Waipahu, HI

$387 11.9%

Victoria

$210 8.1% 45.7% $177

Clothing & Footwear

Waipahu, HI

$136 4.2%

Victoria

$134 5.2% 1.7% $2.3

Getting Around

Waipahu, HI

$105 3.3%

Victoria

$80 3.1% 24% $25

Sport & Entertainment

Waipahu, HI

$88 2.7%

Victoria

$65 2.5% 25.6% $22

Cost Breakdown

A central one-bedroom costs $1,574 in Waipahu, HI versus $1,565 in Victoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $139 in Waipahu, HI versus $70.0 in Victoria. Monthly groceries follow the same trend: $584 vs $467 – making Victoria the more affordable choice for daily food spending.

Good to know

🇺🇸 Waipahu, HI

🇨🇦 Victoria

🕒 Local time

18:10 6:10 PM

21:10 9:10 PM

3 h ahead of Waipahu, HI

🌤 Weather

👥 Population

71,894

85,792

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Waipahu, HI Victoria 4,300 km ≈ 6 h nonstop flight

From you

Waipahu, HI
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waipahu, HI vs Victoria: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,241 in Waipahu, HI, $2,590 in Victoria – roughly 25% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,861 per month in Waipahu, HI and $3,885 in Victoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Victoria, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 25% more in Waipahu, HI, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $139 in Waipahu, HI and $70.0 in Victoria. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,241 in Waipahu, HI and $2,590 in Victoria. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Victoria – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Victoria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Waipahu, HI makes more sense. Both are solid long-term options with distinct trade-offs.