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Cost of Living Comparison Between Waiheke Island and Ubud, Bali Cost of Living Comparison Between Waiheke Island and Ubud, Bali

😐 Solo nomad: Waiheke Island is 89.8% more expensive than Ubud, Bali without rent, and 150.8% more expensive with rent.
😐 Family of 3: Waiheke Island is 83.4% more expensive than Ubud, Bali without rent, and 155.4% more expensive with rent.
Currency
🍽 Eating Out
Waiheke Island
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.05 NZ$26.27
$2.85 Rp 47.5K
428.07%
Three-Course Dinner for Two, Mid-Range
$79.6 NZ$139
$12.26 Rp 204.3K
549.10%
Fast Food Meal (McDonalds, etc)
$9.77 NZ$17.07
$3.28 Rp 54.6K
197.87%
Cappuccino
$3.48 NZ$6.07
$2.3 Rp 38.3K
51.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 NZ$4.08
$1.11 Rp 18.5K
110.81%
Water (0.33 liter bottle)
$2 NZ$3.49
$0.26 Rp 4,324
669.23%
Local Beer (0.5 liter draught)
$7.34 NZ$12.82
$2.4 Rp 40K
205.83%
Imported Beer (0.33 liter bottle)
$6.24 NZ$10.9
$3.15 Rp 52.5K
98.10%
🛒 Groceries & Markets
Waiheke Island
Ubud, Bali
Difference
Milk (1 liter)
$1.8 NZ$3.14
$1.49 Rp 24.9K
20.81%
White Bread (500g)
$1.98 NZ$3.45
$1.65 Rp 27.5K
20.00%
Rice (white) (1kg)
$1.9 NZ$3.33
$1.13 Rp 18.9K
68.14%
Eggs
$6.23 NZ$10.88
$2.33 Rp 38.9K
167.38%
Local Cheese (1kg)
$8.13 NZ$14.19
$13.7 Rp 228.3K
-40.66%
Chicken Fillets (1kg)
$9.68 NZ$16.9
$3.97 Rp 66.2K
143.83%
Beef Round Steak (1kg)
$12.76 NZ$22.28
$11.22 Rp 187K
13.73%
Apples (1kg)
$2.7 NZ$4.71
$3.48 Rp 57.9K
-22.41%
Banana (1kg)
$2.19 NZ$3.82
$1.5 Rp 25K
46.00%
Oranges (1kg)
$3.09 NZ$5.4
$2.68 Rp 44.6K
15.30%
Tomato (1kg)
$4.69 NZ$8.18
$1.35 Rp 22.5K
247.41%
Potato (1kg)
$2.08 NZ$3.63
$1.57 Rp 26.2K
32.48%
Onion (1kg)
$1.85 NZ$3.24
$2.1 Rp 34.9K
-11.90%
Lettuce (1 head)
$2.26 NZ$3.94
$1.03 Rp 17.1K
119.42%
Water (1.5 liter bottle)
$1.16 NZ$2.02
$0.57 Rp 9,488
103.51%
Cigarettes 20 Pack (Marlboro, Camel)
$24.57 NZ$42.91
$2.31 Rp 38.5K
963.64%
Wine (Bottle)
$9.27 NZ$16.18
$15.21 Rp 253.5K
-39.05%
Local Beer (0.5 liter bottle)
$2.6 NZ$4.55
$2.49 Rp 41.5K
4.42%
Imported Beer (0.33 liter bottle)
$3.61 NZ$6.3
$2.66 Rp 44.3K
35.71%
🚌 Getting Around
Waiheke Island
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.15 NZ$3.75
$0.29 Rp 4,911
641.38%
Public Transport Monthly Pass (Regular Price)
$63.8 NZ$111
$10.03 Rp 167.1K
536.19%
Taxi Start (Normal Tariff)
$2.69 NZ$4.69
$0.45 Rp 7,480
497.78%
Taxi (Normal Tariff) (1km)
$1.87 NZ$3.26
$0.34 Rp 5,748
450.00%
Taxi 1hour Waiting (Normal Tariff)
$35.43 NZ$61.9
$5.97 Rp 99.4K
493.47%
Gasoline (1 liter)
$1.73 NZ$3.02
$0.75 Rp 12.4K
130.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K NZ$49.8K
$25.8K Rp 430.2M
10.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7K NZ$39.6K
$31.7K Rp 528.9M
-28.51%
🧾 Monthly Utilities & Internet
Waiheke Island
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 NZ$251
$64.6 Rp 1.1M
122.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.47 NZ$61.9
$4.14 Rp 69K
756.76%
Internet (50+ Mbps, Unlimited Data)
$51.8 NZ$90.5
$23.99 Rp 399.7K
115.92%
🎉 Sport & Entertainment
Waiheke Island
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.39 NZ$65.3
$23.29 Rp 388.1K
60.54%
Tennis Court (1 Hour on Weekend)
$12 NZ$20.95
$6.19 Rp 103.1K
93.86%
Cinema Ticket
$10.89 NZ$19.01
$3.45 Rp 57.5K
215.65%
🧸 Childcare & Education
Waiheke Island
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 NZ$1,285
$91.9 Rp 1.5M
700.90%
International Primary School, 1 Child (Yearly)
$12K NZ$20.9K
$5,912 Rp 98.5M
102.70%
👕👟 Clothing & Footwear
Waiheke Island
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$68.2 NZ$119
$51.5 Rp 857.6K
32.54%
Summer Dress (H&M, Zara, etc)
$38.08 NZ$66.5
$24.45 Rp 407.3K
55.75%
Sport Shoes (Adidas, Nike)
$93.4 NZ$163
$84.4 Rp 1.4M
10.73%
Men's Leather Business Shoes
$115 NZ$201
$74.3 Rp 1.2M
55.15%
🏠 Accommodation & Living
Waiheke Island
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$976 NZ$1,704
$261 Rp 4.4M
273.38%
1-bedroom Apartment, Outside City Center (Monthly)
$792 NZ$1,382
$160 Rp 2.7M
396.23%
3-bedroom Apartment, City Center (Monthly)
$1,561 NZ$2,725
$585 Rp 9.7M
166.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,420 NZ$2,480
$328 Rp 5.5M
332.60%
Buy Apartment in City Center (m2)
$3,847 NZ$6,717
$985 Rp 16.4M
290.49%
Buy Apartment Outside City Center (m2)
$2,841 NZ$4,960
$847 Rp 14.1M
235.42%
💵 Salaries & Financials
Waiheke Island
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.28
-49.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waiheke Island: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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