Last update: Oct 2026

Cost of Living Comparison Between Vrhnika and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,724 in Vrhnika, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

84

Cost of Living Index in Vrhnika
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Vrhnika Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Vrhnika

🇸🇮 Slovenia

$1,724

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Vrhnika and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vrhnika and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,724 in Vrhnika versus $918 in Cebu.

Vrhnika $1,724
Cebu $918

Estimated couple costs with rent: $2,545 in Vrhnika versus $1,409 in Cebu.

Vrhnika $2,545
Cebu $1,409

Monthly costs for a family of three with rent: $3,365 in Vrhnika versus $1,900 in Cebu.

Vrhnika $3,365
Cebu $1,900

Living in Vrhnika is roughly 88% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Vrhnika is 28% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.33 €10.07

$3.09 ₱194

266.67%

Three-Course Dinner for Two, Mid-Range

$56.0 €49.81

$24.22 ₱1,525

131.21%

Fast Food Meal (McDonalds, etc)

$9.16 €8.14

$3.92 ₱247

133.67%

Cappuccino

$2.98 €2.66

$2.51 ₱158

18.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.38 €3.01

$1.59 ₱100

112.58%

Water (0.33 liter bottle)

$1.92 €1.71

$0.53 ₱33.43

262.26%

Local Beer (0.5 liter draught)

$3.65 €3.25

$1.78 ₱112

105.06%

Imported Beer (0.33 liter bottle)

$4.53 €4.03

$2.17 ₱137

108.76%

Milk (1 liter)

$1.36 €1.21

$1.92 ₱121

-29.17%

White Bread (500g)

$1.87 €1.66

$1.36 ₱85.4

37.50%

Rice (white) (1kg)

$2.73 €2.43

$1.01 ₱63.5

170.30%

Eggs

$3.84 €3.41

$2.03 ₱128

89.16%

Local Cheese (1kg)

$14.83 €13.19

$9.86 ₱621

50.41%

Chicken Fillets (1kg)

$9.59 €8.53

$4.39 ₱277

118.45%

Beef Round Steak (1kg)

$14.38 €12.79

$7.60 ₱479

89.21%

Apples (1kg)

$2.29 €2.04

$3.30 ₱208

-30.61%

Banana (1kg)

$1.66 €1.48

$1.39 ₱87.8

19.42%

Oranges (1kg)

$2.35 €2.09

$2.33 ₱147

0.86%

Tomato (1kg)

$3.58 €3.18

$1.50 ₱94.3

138.67%

Potato (1kg)

$1.50 €1.34

$2.36 ₱149

-36.44%

Onion (1kg)

$1.57 €1.39

$1.90 ₱119

-17.37%

Lettuce (1 head)

$1.69 €1.51

$1.19 ₱74.9

42.02%

Water (1.5 liter bottle)

$0.91 €0.81

$0.63 ₱39.71

44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$5.71 €5.08

$3.00 ₱189

90.33%

Wine (Bottle)

$7.82 €6.96

$6.03 ₱379

29.68%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.23 ₱77.7

11.38%

Imported Beer (0.33 liter bottle)

$2.07 €1.84

$1.75 ₱110

18.29%

One-way Ticket (Public Transport)

$1.42 €1.26

$0.25 ₱15.86

468.00%

Public Transport Monthly Pass (Regular Price)

$33.82 €30.08

$12.64 ₱796

167.56%

Taxi Start (Normal Tariff)

$1.69 €1.51

$0.77 ₱48.62

119.48%

Taxi (Normal Tariff) (1km)

$1.26 €1.12

$0.23 ₱14.53

447.83%

Taxi 1hour Waiting (Normal Tariff)

$18.76 €16.68

$4.46 ₱281

320.63%

Gasoline (1 liter)

$1.79 €1.59

$1.31 ₱82.8

36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €25.6K

$21.2K ₱1.3M

35.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K €22.2K

$19.1K ₱1.2M

30.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$286 €255

$120 ₱7,569

138.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.16 €14.38

$14.00 ₱882

15.43%

Internet (50+ Mbps, Unlimited Data)

$37.67 €33.51

$27.54 ₱1,734

36.78%

Gym Membership (Monthly)

$51.7 €46.00

$32.33 ₱2,035

59.98%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$8.02 €7.14

$5.65 ₱356

41.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$497 €442

$275 ₱17.3K

80.49%

International Primary School, 1 Child (Yearly)

$11.0K €9,794

$7,918 ₱498.5K

39.05%

Jeans (Levis 501 Or Similar)

$113 €100

$49.33 ₱3,106

128.79%

Summer Dress (H&M, Zara, etc)

$36.78 €32.72

$25.24 ₱1,589

45.72%

Sport Shoes (Adidas, Nike)

$108 €95.9

$77.0 ₱4,846

40.07%

Men's Leather Business Shoes

$142 €126

$57.2 ₱3,601

147.57%

1-bedroom Apartment, City Center (Monthly)

$711 €632

$500 ₱31.5K

42.27%

1-bedroom Apartment, Outside City Center (Monthly)

$592 €526

$309 ₱19.4K

91.65%

3-bedroom Apartment, City Center (Monthly)

$1,142 €1,016

$1,078 ₱67.9K

5.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,005 €894

$615 ₱38.7K

63.36%

Buy Apartment in City Center (m2)

$3,277 €2,915

$2,886 ₱181.7K

13.54%

Buy Apartment Outside City Center (m2)

$3,237 €2,879

$1,917 ₱120.7K

68.88%

Average Monthly Net Salary (After Tax)

$1,132 €1,007

$346 ₱21.8K

227.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vrhnika: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vrhnika

$592 34.3%

Cebu

$309 33.6% 47.8% $283

Monthly Utilities & Internet

Vrhnika

$340 19.7%

Cebu

$162 17.6% 52.5% $178

Groceries & Markets

Vrhnika

$295 17.1%

Cebu

$206 22.4% 30.2% $89

Eating Out

Vrhnika

$202 11.7%

Cebu

$88 9.6% 56.4% $114

Clothing & Footwear

Vrhnika

$180 10.4%

Cebu

$94 10.2% 47.7% $86

Sport & Entertainment

Vrhnika

$68 3.9%

Cebu

$44 4.8% 35.6% $24

Getting Around

Vrhnika

$48 2.8%

Cebu

$16 1.7% 67.2% $32

Cost Breakdown

A one-bedroom apartment in the center runs $711 in Vrhnika and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Vrhnika pays 227% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Vrhnika vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $295 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Vrhnika

🇵🇭 Cebu

🕒 Local time

02:48 2:48 AM

08:48 8:48 AM

6 h ahead of Vrhnika

🌤 Weather

👥 Population

8,500

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Vrhnika Cebu 10,650 km ≈ 14 h nonstop flight

From you

Vrhnika
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vrhnika vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 88% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 227% higher in Vrhnika, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $711 in Vrhnika versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,724 per month in Vrhnika versus $918 in Cebu – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 168% less than in Vrhnika. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,724 in Vrhnika, a $1,500 budget is realistic in Cebu but tight or insufficient in Vrhnika. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vrhnika, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Vrhnika and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 88% less than in Vrhnika. Beyond cost, consider language, visa policies, and how big the international community is in each city.