Last update: Oct 2026

Cost of Living Comparison Between Vratsa and Belgrade

For one person, living is cheaper in Vratsa: $821 a month against $1,554 in Belgrade, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Vratsa
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Vratsa Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Vratsa

🇧🇬 Bulgaria

$821

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Vratsa and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vratsa and in Belgrade actually costs, broken down by who's living it.

A single person spends $821 per month in Vratsa vs $1,554 in Belgrade, rent included.

Vratsa $821
Belgrade $1,554

A couple spends around $1,244 per month in Vratsa vs $2,337 in Belgrade, rent included.

Vratsa $1,244
Belgrade $2,337

A family of three spends $1,667 per month in Vratsa vs $3,121 in Belgrade, rent included.

Vratsa $1,667
Belgrade $3,121

Vratsa is about 47% cheaper than Belgrade, and outside of rent the biggest gap is in clothing.

Vratsa sits 39% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.42 BGN 14.73

$13.15 RSD 1,373

-35.97%

Three-Course Dinner for Two, Mid-Range

$28.50 BGN 49.88

$57.5 RSD 6,009

-50.47%

Fast Food Meal (McDonalds, etc)

$5.55 BGN 9.72

$13.38 RSD 1,397

-58.52%

Cappuccino

$2.29 BGN 4.01

$3.10 RSD 323

-26.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 BGN 2.70

$2.82 RSD 294

-45.04%

Water (0.33 liter bottle)

$0.82 BGN 1.44

$2.22 RSD 232

-63.06%

Local Beer (0.5 liter draught)

$1.74 BGN 3.05

$3.47 RSD 363

-49.86%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.47

$3.96 RSD 413

-50.00%

Milk (1 liter)

$1.31 BGN 2.30

$1.38 RSD 144

-5.07%

White Bread (500g)

$0.81 BGN 1.43

$1.13 RSD 118

-28.32%

Rice (white) (1kg)

$1.28 BGN 2.25

$2.66 RSD 278

-51.88%

Eggs

$2.32 BGN 4.06

$2.78 RSD 290

-16.55%

Local Cheese (1kg)

$8.93 BGN 15.63

$10.99 RSD 1,148

-18.74%

Chicken Fillets (1kg)

$5.71 BGN 10.00

$6.56 RSD 685

-12.96%

Beef Round Steak (1kg)

$8.27 BGN 14.47

$15.07 RSD 1,574

-45.12%

Apples (1kg)

$1.25 BGN 2.19

$1.66 RSD 174

-24.70%

Banana (1kg)

$1.70 BGN 2.98

$1.79 RSD 187

-5.03%

Oranges (1kg)

$1.11 BGN 1.94

$1.87 RSD 196

-40.64%

Tomato (1kg)

$1.68 BGN 2.94

$3.03 RSD 316

-44.55%

Potato (1kg)

$0.99 BGN 1.73

$0.92 RSD 96.5

7.61%

Onion (1kg)

$0.73 BGN 1.27

$0.71 RSD 74.0

2.82%

Lettuce (1 head)

$0.55 BGN 0.96

$0.74 RSD 77.7

-25.68%

Water (1.5 liter bottle)

$0.60 BGN 1.05

$0.74 RSD 77.3

-18.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.49 BGN 6.11

$4.61 RSD 482

-24.30%

Wine (Bottle)

$5.03 BGN 8.81

$8.81 RSD 920

-42.91%

Local Beer (0.5 liter bottle)

$1.13 BGN 1.98

$0.89 RSD 92.9

26.97%

Imported Beer (0.33 liter bottle)

$1.67 BGN 2.92

$1.45 RSD 152

15.17%

One-way Ticket (Public Transport)

$0.82 BGN 1.43

Public Transport Monthly Pass (Regular Price)

$23.70 BGN 41.47

Taxi Start (Normal Tariff)

$0.83 BGN 1.45

$3.02 RSD 316

-72.52%

Taxi (Normal Tariff) (1km)

$0.64 BGN 1.13

$0.98 RSD 103

-34.69%

Taxi 1hour Waiting (Normal Tariff)

$6.43 BGN 11.26

$17.08 RSD 1,784

-62.35%

Gasoline (1 liter)

$1.54 BGN 2.70

$1.91 RSD 199

-19.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K BGN 51.4K

$31.0K RSD 3.2M

-5.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K BGN 38.2K

$24.7K RSD 2.6M

-11.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 BGN 164

$220 RSD 23.0K

-57.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.70 BGN 22.23

$24.41 RSD 2,549

-47.97%

Internet (50+ Mbps, Unlimited Data)

$12.37 BGN 21.65

$35.64 RSD 3,722

-65.29%

Gym Membership (Monthly)

$22.91 BGN 40.10

$41.20 RSD 4,303

-44.39%

Tennis Court (1 Hour on Weekend)

$14.93 BGN 26.13

$22.60 RSD 2,361

-33.94%

Cinema Ticket

$5.73 BGN 10.03

$8.59 RSD 897

-33.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 BGN 397

$424 RSD 44.3K

-46.42%

International Primary School, 1 Child (Yearly)

$2,325 BGN 4,069

$11.0K RSD 1.1M

-78.81%

Jeans (Levis 501 Or Similar)

$30.38 BGN 53.2

$111 RSD 11.6K

-72.53%

Summer Dress (H&M, Zara, etc)

$19.31 BGN 33.79

$47.28 RSD 4,938

-59.16%

Sport Shoes (Adidas, Nike)

$63.6 BGN 111

$113 RSD 11.8K

-43.76%

Men's Leather Business Shoes

$51.9 BGN 90.8

$157 RSD 16.4K

-66.87%

1-bedroom Apartment, City Center (Monthly)

$332 BGN 581

$805 RSD 84.1K

-58.79%

1-bedroom Apartment, Outside City Center (Monthly)

$251 BGN 440

$546 RSD 57.0K

-54.00%

3-bedroom Apartment, City Center (Monthly)

$552 BGN 967

$1,452 RSD 151.7K

-61.97%

3-bedroom Apartment, Outside City Center (Monthly)

$393 BGN 687

$931 RSD 97.2K

-57.80%

Buy Apartment in City Center (m2)

$1,311 BGN 2,294

$5,368 RSD 560.6K

-75.58%

Buy Apartment Outside City Center (m2)

$1,080 BGN 1,889

$3,155 RSD 329.5K

-65.78%

Average Monthly Net Salary (After Tax)

$1,077 BGN 1,885

$1,237 RSD 129.1K

-12.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

4.61

-35.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: October 11, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vratsa

$251 30.6%

Belgrade

$546 35.2% 117% $295

Groceries & Markets

Vratsa

$178 21.7%

Belgrade

$241 15.5% 35.1% $63

Eating Out

Vratsa

$134 16.3%

Belgrade

$228 14.7% 70.5% $94

Monthly Utilities & Internet

Vratsa

$119 14.5%

Belgrade

$280 18.1% 136% $162

Clothing & Footwear

Vratsa

$74 9.1%

Belgrade

$192 12.4% 159% $118

Sport & Entertainment

Vratsa

$34 4.2%

Belgrade

$58 3.8% 69.9% $24

Getting Around

Vratsa

$31 3.8%

Belgrade

$7.9 * 0.5% 74.4% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $332 in Vratsa versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Vratsa versus $58.0 in Belgrade. Monthly groceries follow the same trend: $178 vs $241 – making Vratsa the more affordable choice for daily food spending.

Good to know

🇧🇬 Vratsa

🇷🇸 Belgrade

🕒 Local time

00:10 12:10 AM

23:10 11:10 PM

1 h behind Vratsa

🌤 Weather

👥 Population

60,877

1,197,714 Capital

💱 Currency

Bulgarian Lev BGN лв.

Serbian Dinar RSD din

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.55 EUR

Exchange rates and currency converter

RSD, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 14, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Serbian Dinar exchange rates as of October 14, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

USD to BGN in detail →

On the map

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Vratsa Belgrade 310 km

From you

Vratsa
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $821 in Vratsa, $1,554 in Belgrade – roughly 89% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,232 per month in Vratsa and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Vratsa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $29.00 in Vratsa and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 35% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Vratsa, where all-in costs run around $821, than in Belgrade at $1,554. In Vratsa it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Vratsa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Vratsa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.