Last update: Oct 2026

Cost of Living Comparison Between Victoria, Canada and Toronto

For one person, living costs are similar in Victoria and in Toronto: $2,554 and $2,589 a month, rent and utilities included.

124

Cost of Living Index in Victoria
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Victoria Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

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Victoria

🇨🇦 Canada

$2,554

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,554 in Victoria versus $2,589 in Toronto.

Victoria $2,554
Toronto $2,589

Estimated couple costs with rent: $3,830 in Victoria versus $3,710 in Toronto.

Victoria $3,830
Toronto $3,710

Monthly costs for a family of three with rent: $5,107 in Victoria versus $4,831 in Toronto.

Victoria $5,107
Toronto $4,831

Monthly costs are close between Victoria and Toronto; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Victoria 88% above, Toronto 90% above.

Meal at Budget Restaurant

$19.57 CA$27.34

$17.60 CA$24.59

11.19%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$98.2

$77.8 CA$109

-9.66%

Fast Food Meal (McDonalds, etc)

$10.92 CA$15.26

$10.59 CA$14.79

3.12%

Cappuccino

$4.27 CA$5.97

$4.16 CA$5.81

2.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 CA$3.27

$2.04 CA$2.86

14.71%

Water (0.33 liter bottle)

$1.88 CA$2.63

$1.75 CA$2.45

7.43%

Local Beer (0.5 liter draught)

$5.57 CA$7.78

$6.58 CA$9.19

-15.35%

Imported Beer (0.33 liter bottle)

$6.63 CA$9.27

$7.11 CA$9.94

-6.75%

Milk (1 liter)

$2.79 CA$3.91

$2.53 CA$3.54

10.28%

White Bread (500g)

$3.08 CA$4.30

$2.70 CA$3.78

14.07%

Rice (white) (1kg)

$4.06 CA$5.67

$2.24 CA$3.13

81.25%

Eggs

$4.25 CA$5.93

$3.48 CA$4.87

22.13%

Local Cheese (1kg)

$27.60 CA$38.56

$9.38 CA$13.10

194.24%

Chicken Fillets (1kg)

$12.88 CA$17.99

$11.60 CA$16.21

11.03%

Beef Round Steak (1kg)

$14.43 CA$20.17

$14.68 CA$20.52

-1.70%

Apples (1kg)

$4.09 CA$5.72

$3.74 CA$5.23

9.36%

Banana (1kg)

$1.47 CA$2.05

$1.22 CA$1.71

20.49%

Oranges (1kg)

$3.90 CA$5.45

$3.48 CA$4.86

12.07%

Tomato (1kg)

$4.16 CA$5.81

$4.32 CA$6.04

-3.70%

Potato (1kg)

$3.54 CA$4.95

$1.85 CA$2.59

91.35%

Onion (1kg)

$2.88 CA$4.02

$1.69 CA$2.36

70.41%

Lettuce (1 head)

$3.24 CA$4.53

$2.23 CA$3.11

45.29%

Water (1.5 liter bottle)

$2.51 CA$3.50

$1.28 CA$1.78

96.09%

Cigarettes 20 Pack (Marlboro, Camel)

$15.04 CA$21.01

$14.04 CA$19.62

7.12%

Wine (Bottle)

$17.77 CA$24.83

$14.43 CA$20.16

23.15%

Local Beer (0.5 liter bottle)

$3.85 CA$5.38

$2.16 CA$3.01

78.24%

Imported Beer (0.33 liter bottle)

$3.62 CA$5.06

$2.52 CA$3.53

43.65%

One-way Ticket (Public Transport)

$2.10 CA$2.94

$2.37 CA$3.31

-11.39%

Public Transport Monthly Pass (Regular Price)

$60.0 CA$83.9

$112 CA$157

-46.63%

Taxi Start (Normal Tariff)

$2.78 CA$3.89

$3.04 CA$4.25

-8.55%

Taxi (Normal Tariff) (1km)

$1.59 CA$2.22

$1.24 CA$1.73

28.23%

Taxi 1hour Waiting (Normal Tariff)

$34.64 CA$48.41

$22.55 CA$31.51

53.61%

Gasoline (1 liter)

$1.39 CA$1.94

$1.24 CA$1.74

12.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$26.9K CA$37.6K

6.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$29.7K

$21.4K CA$29.9K

-0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 CA$145

$125 CA$174

-16.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.11 CA$61.6

$33.05 CA$46.19

33.46%

Internet (50+ Mbps, Unlimited Data)

$62.1 CA$86.8

$47.96 CA$67.0

29.50%

Gym Membership (Monthly)

$41.39 CA$57.8

$36.69 CA$51.3

12.81%

Tennis Court (1 Hour on Weekend)

$17.05 CA$23.83

$23.67 CA$33.07

-27.97%

Cinema Ticket

$10.58 CA$14.78

$13.08 CA$18.27

-19.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$890 CA$1,243

$759 CA$1,060

17.22%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.3K

$23.8K CA$33.2K

-2.79%

Jeans (Levis 501 Or Similar)

$55.4 CA$77.4

$53.5 CA$74.8

3.49%

Summer Dress (H&M, Zara, etc)

$43.45 CA$60.7

$40.44 CA$56.5

7.44%

Sport Shoes (Adidas, Nike)

$91.9 CA$128

$100 CA$140

-8.52%

Men's Leather Business Shoes

$107 CA$149

$125 CA$175

-14.74%

1-bedroom Apartment, City Center (Monthly)

$1,557 CA$2,176

$1,630 CA$2,277

-4.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,300 CA$1,817

$1,416 CA$1,978

-8.15%

3-bedroom Apartment, City Center (Monthly)

$2,730 CA$3,814

$2,694 CA$3,765

1.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,233 CA$3,121

$2,101 CA$2,936

6.30%

Buy Apartment in City Center (m2)

$5,638 CA$7,877

$7,551 CA$10.6K

-25.34%

Buy Apartment Outside City Center (m2)

$4,578 CA$6,397

$6,674 CA$9,325

-31.40%

Average Monthly Net Salary (After Tax)

$3,229 CA$4,512

$3,543 CA$4,951

-8.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.31

4.45

-3.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: October 26, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria

$1.3K 50.9%

Toronto

$1.4K 54.7% 8.9% $115

Groceries & Markets

Victoria

$470 18.4%

Toronto

$345 13.3% 26.5% $125

Eating Out

Victoria

$299 11.7%

Toronto

$285 11% 4.6% $14

Monthly Utilities & Internet

Victoria

$210 8.2%

Toronto

$206 7.9% 2.2% $4.7

Clothing & Footwear

Victoria

$134 5.2%

Toronto

$144 5.6% 7.4% $10

Getting Around

Victoria

$79 3.1%

Toronto

$131 5.1% 65.7% $52

Sport & Entertainment

Victoria

$63 2.5%

Toronto

$63 2.4% 0.5% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,557 in Victoria and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 10% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $70 in Victoria vs $78 in Toronto. Groceries flip the comparison at $470 vs $345, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Victoria

🇨🇦 Toronto

🕒 Local time

05:46 5:46 AM

07:46 7:46 AM

2 h ahead of Victoria

🌤 Weather

👥 Population

85,792

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

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Between locations

Victoria Toronto 3,390 km ≈ 4 h 45 min nonstop flight

From you

Victoria
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Toronto: Cost of Living - Frequently Asked Questions

On paper, salaries run 9% lower in Victoria. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,557 in Victoria versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $890 in Victoria versus $759 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Victoria – a meal for two runs $70 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Victoria gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

It comes down to priorities – Victoria wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.