Last update: Oct 2026

Cost of Living Comparison Between Toronto and Victoria, Canada

Name: Victoria
Address: Victoria, CA

For one person, living costs are similar in Toronto and in Victoria: $2,589 and $2,554 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Victoria
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Victoria Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Victoria

🇨🇦 Canada

$2,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Victoria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,554 in Victoria.

Toronto $2,589
Victoria $2,554

Estimated couple costs with rent: $3,710 in Toronto versus $3,830 in Victoria.

Toronto $3,710
Victoria $3,830

Monthly costs for a family of three with rent: $4,831 in Toronto versus $5,107 in Victoria.

Toronto $4,831
Victoria $5,107

Monthly costs are close between Toronto and Victoria; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Toronto 90% above, Victoria 88% above.

Meal at Budget Restaurant

$17.60 CA$24.59

$19.57 CA$27.34

-10.07%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$70.3 CA$98.2

10.70%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$10.92 CA$15.26

-3.02%

Cappuccino

$4.16 CA$5.81

$4.27 CA$5.97

-2.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.34 CA$3.27

-12.82%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.88 CA$2.63

-6.91%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$5.57 CA$7.78

18.13%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$6.63 CA$9.27

7.24%

Milk (1 liter)

$2.53 CA$3.54

$2.79 CA$3.91

-9.32%

White Bread (500g)

$2.70 CA$3.78

$3.08 CA$4.30

-12.34%

Rice (white) (1kg)

$2.24 CA$3.13

$4.06 CA$5.67

-44.83%

Eggs

$3.48 CA$4.87

$4.25 CA$5.93

-18.12%

Local Cheese (1kg)

$9.38 CA$13.10

$27.60 CA$38.56

-66.01%

Chicken Fillets (1kg)

$11.60 CA$16.21

$12.88 CA$17.99

-9.94%

Beef Round Steak (1kg)

$14.68 CA$20.52

$14.43 CA$20.17

1.73%

Apples (1kg)

$3.74 CA$5.23

$4.09 CA$5.72

-8.56%

Banana (1kg)

$1.22 CA$1.71

$1.47 CA$2.05

-17.01%

Oranges (1kg)

$3.48 CA$4.86

$3.90 CA$5.45

-10.77%

Tomato (1kg)

$4.32 CA$6.04

$4.16 CA$5.81

3.85%

Potato (1kg)

$1.85 CA$2.59

$3.54 CA$4.95

-47.74%

Onion (1kg)

$1.69 CA$2.36

$2.88 CA$4.02

-41.32%

Lettuce (1 head)

$2.23 CA$3.11

$3.24 CA$4.53

-31.17%

Water (1.5 liter bottle)

$1.28 CA$1.78

$2.51 CA$3.50

-49.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$15.04 CA$21.01

-6.65%

Wine (Bottle)

$14.43 CA$20.16

$17.77 CA$24.83

-18.80%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$3.85 CA$5.38

-43.90%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$3.62 CA$5.06

-30.39%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.10 CA$2.94

12.86%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$60.0 CA$83.9

87.37%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$2.78 CA$3.89

9.35%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.59 CA$2.22

-22.01%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

$34.64 CA$48.41

-34.90%

Gasoline (1 liter)

$1.24 CA$1.74

$1.39 CA$1.94

-10.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$28.6K CA$40.0K

-5.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$21.2K CA$29.7K

0.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$104 CA$145

19.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.19

$44.11 CA$61.6

-25.07%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$62.1 CA$86.8

-22.78%

Gym Membership (Monthly)

$36.69 CA$51.3

$41.39 CA$57.8

-11.36%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

$17.05 CA$23.83

38.83%

Cinema Ticket

$13.08 CA$18.27

$10.58 CA$14.78

23.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

$890 CA$1,243

-14.69%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$23.1K CA$32.3K

2.87%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$55.4 CA$77.4

-3.37%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$43.45 CA$60.7

-6.93%

Sport Shoes (Adidas, Nike)

$100 CA$140

$91.9 CA$128

9.31%

Men's Leather Business Shoes

$125 CA$175

$107 CA$149

17.29%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$1,557 CA$2,176

4.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$1,300 CA$1,817

8.87%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$2,730 CA$3,814

-1.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$2,233 CA$3,121

-5.93%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$5,638 CA$7,877

33.94%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,325

$4,578 CA$6,397

45.78%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

$3,229 CA$4,512

9.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.31

3.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Victoria: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Victoria

$1.3K 50.9% 8.1% $115

Groceries & Markets

Toronto

$345 13.3%

Victoria

$470 18.4% 36.1% $125

Eating Out

Toronto

$285 11%

Victoria

$299 11.7% 4.9% $14

Monthly Utilities & Internet

Toronto

$206 7.9%

Victoria

$210 8.2% 2.3% $4.7

Clothing & Footwear

Toronto

$144 5.6%

Victoria

$134 5.2% 6.9% $10

Getting Around

Toronto

$131 5.1%

Victoria

$79 3.1% 39.7% $52

Sport & Entertainment

Toronto

$63 2.4%

Victoria

$63 2.5% 0.5% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,557 in Victoria. Housing cost is often the main lever when comparing two cities.

Toronto pays 10% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Toronto vs $70 in Victoria. Groceries flip the comparison at $345 vs $470, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Victoria

🕒 Local time

01:27 1:27 AM

23:27 11:27 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

85,792

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Toronto Victoria 3,390 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Victoria: Cost of Living - Frequently Asked Questions

Average pay runs 10% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,557 in Victoria. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $759 in Toronto versus $890 in Victoria. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Victoria – a meal for two runs $70 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Victoria gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

It comes down to priorities – Victoria wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.